Core Insights - ZhongAn Online P&C Insurance Co., Ltd. released its mid-year performance report for 2025, highlighting the integration of AI technology into its insurance business [1] - The AI platform "Zhongyou Lingxi" has become the core engine for the company's business transformation, supporting various applications across the insurance value chain [1] - In the first half of 2025, nearly 110 active robots were operating on the AI platform, with a total call volume of 450 million times, indicating industry leadership [1]

北京商报讯（记者 胡永新）8月20日，众安在线财产保险股份有限公司（以下简称"众安保险"）发布 2025年中期业绩报告。2025年上半年，众安保险健康生态通过"尊享e生"、"众民保"两大核心品牌构建 起多层次产品矩阵，总保费达62.75亿元，同比大幅增长38.3%。报告期内，众安保险为约1521万被保用 户提供健康保障。 ...

北京商报讯（记者 胡永新）8月20日，众安在线财产保险股份有限公司（以下简称"众安保险"）发布 2025年中期业绩报告。截止2025年6月30日，众安保险实现总保费166.61亿元，同比增长9.3%；报告期 内，众安保险的综合成本率为95.6%，同比改善2.3个百分点，承保利润增长108.9%，同时公司投资收益 稳健，且数字银行业务历史性扭亏为盈，公司归母净利润达6.68亿元，较2024年同期提升1103.5%。 ...

Core Insights - ZhongAn Online reported a total premium of RMB 16.661 billion for the first half of 2025, marking a year-on-year growth of 9.3% [1] - The company achieved an underwriting profit growth of 108.9% and a net profit attributable to shareholders of RMB 668 million, a significant increase of 1103.5% compared to the same period in 2024 [1] Group 1: AI and Technology Integration - ZhongAn is actively integrating AI, blockchain, cloud computing, and big data into its operations, leading the industry in AI technology adoption [2] - The AI platform "Zhong You Lingxi" has become a core engine for business transformation, with nearly 110 active robots and a total of 450 million calls in the first half of 2025 [2] Group 2: Core Business Performance - The health ecosystem's total premium reached RMB 6.275 billion, a year-on-year increase of 38.3%, providing coverage for approximately 15.21 million insured users [3] - The flagship health insurance product "Zunxiang eSheng" generated approximately RMB 4.25 billion in premiums, while the "Zhongminbao" series saw a staggering growth of 638.8% with total premiums of about RMB 1.03 billion [3] Group 3: Digital Life Ecosystem - The digital life ecosystem generated premiums of RMB 6.209 billion, with innovative business premiums reaching RMB 2.49 billion, accounting for 40.1% of the total [4] - The pet insurance segment achieved a premium of nearly RMB 563 million, growing over 51.3%, and ZhongAn has served over 7.11 million pet owners [4] Group 4: Automotive Ecosystem - The automotive ecosystem reported total premiums of RMB 1.478 billion, a year-on-year increase of 34.2% [5] - The company has independently operated compulsory traffic accident insurance in Shanghai and Zhejiang, and the premium for new energy vehicle insurance grew approximately 125.4% [5] Group 5: ZA Bank Performance - ZA Bank, a subsidiary of ZhongAn International, achieved a net profit of HKD 49 million in the first half of 2025, marking a historic turnaround [7] - The bank's net income reached approximately HKD 457 million, a year-on-year increase of 82.1%, with non-interest income growing by 272.1% [7]

Core Insights - The company reported a significant increase in total premium income, reaching RMB 16.661 billion, a year-on-year growth of 9.3% as of June 30, 2025 [1] - The comprehensive cost ratio improved by 2.3 percentage points to 95.6%, with underwriting profit soaring by 108.9% [1] - The net profit attributable to shareholders reached RMB 668 million, marking a substantial increase of 1103.5% compared to the same period in 2024 [1] AI and Technology Integration - The company is actively integrating AI, blockchain, cloud computing, and big data into its operations, leading the industry in AI technology adoption [2] - The proprietary AI platform "Zhong You Ling Xi" has become a core engine for business transformation, with nearly 110 active robots and a total of 450 million calls in the first half of 2025 [2] Core Business Performance - The health ecosystem's total premium reached RMB 6.275 billion, a year-on-year increase of 38.3%, providing coverage for approximately 15.21 million insured users [3] - The flagship health insurance product "Zunxiang eSheng" generated approximately RMB 4.25 billion in premiums, while the "Zhong Min Bao" series saw a staggering growth of 638.8% to RMB 1.03 billion [3] Digital Life Ecosystem - The digital life ecosystem generated premiums of RMB 6.209 billion, with innovative business premiums accounting for RMB 2.49 billion, a growth of 40% [4] - The pet insurance segment led the market with a premium of nearly RMB 563 million, growing over 51.3%, and serving over 7.11 million pet owners [4] Automotive Ecosystem - The automotive ecosystem achieved total premiums of RMB 1.478 billion, a year-on-year increase of 34.2% [5] - The company has independently operated compulsory traffic insurance in Shanghai and Zhejiang, and the premium for new energy vehicle insurance grew by approximately 125.4% [5] ZA Bank Performance - ZA Bank, a subsidiary of the company, achieved a historic turnaround with a net profit of HKD 49 million and a revenue of approximately HKD 457 million, reflecting an 82.1% year-on-year growth [7] - The bank has become one of the most comprehensive digital banks in Hong Kong, offering a wide range of financial services and is set to launch Hong Kong stock trading services [6][7]

Core Insights - The company reported a total premium of RMB 16.661 billion for the first half of 2025, marking a year-on-year growth of 9.3% [1] - The comprehensive cost ratio improved by 2.3 percentage points to 95.6%, with underwriting profit increasing by 108.9% [1] - The net profit attributable to shareholders reached RMB 668 million, a significant increase of 1103.5% compared to the same period in 2024 [1] Group 1: AI and Technology Integration - The company is actively integrating AI, blockchain, cloud computing, and big data into its operations, leading the industry in AI technology adoption [2] - The AI platform "Zhongyou Lingxi" has become a core engine for business transformation, with nearly 110 active robots and a total of 450 million calls in the first half of 2025 [2] Group 2: Core Business Performance - The health ecosystem's total premium reached RMB 6.275 billion, a year-on-year increase of 38.3%, covering approximately 15.21 million insured users [3] - The flagship health insurance product "Zunxiang eSheng" generated a total premium of about RMB 4.25 billion during the reporting period [3] - The "Zhongminbao" series of products achieved a total premium of approximately RMB 1.03 billion, reflecting a year-on-year growth of 638.8% [3] Group 3: Digital Life Ecosystem - The digital life ecosystem generated premiums of RMB 6.209 billion, with innovative business premiums reaching RMB 2.49 billion, accounting for 40.1% of the total [4] - The pet insurance segment saw a total premium of nearly RMB 563 million, growing over 51.3% year-on-year, serving over 7.11 million pet owners [4] Group 4: Automotive Ecosystem - The automotive ecosystem achieved total premiums of RMB 1.478 billion, a year-on-year increase of 34.2% [5] - The company independently operated compulsory traffic insurance in Shanghai and Zhejiang, marking a significant breakthrough [5] - Premiums from new energy vehicle insurance grew approximately 125.4% year-on-year, accounting for over 18% of total vehicle insurance premiums [5] Group 5: ZA Bank Performance - ZA Bank, a subsidiary of the company, achieved a historic turnaround with a net profit of HKD 49 million in the first half of 2025 [7] - The bank's net income reached approximately HKD 457 million, a year-on-year growth of 82.1%, with non-interest income increasing by 272.1% [7] - ZA Bank is positioned as one of the most comprehensive digital banks in Hong Kong, offering a wide range of financial services [6][7]

人民财讯8月20日电，众安在线8月20日发布2025年中期业绩显示，2025年上半年，公司实现保险服务收 入150.41亿元，同比下降0.3%；实现归属于母公司股东的净溢利6.68亿元，同比增长1103.5%。 ...

受益于国内以及全球金融行业持续数字化转型，科技输出业务板块实现科技输出总收入 达人民币4.96亿 元，同比增长12.2%，主要得益于公司在巩固保险行业客户的基础上，进一步拓展金融、零售、制造行 业等新客户，同时销售 AI系列产品以赋能产业链的升级发展。通过改善产品结构和经营效率，科技输 出业务分部上半年净亏损为人民币5,599万元，较去年同期减亏32.2%。 2025年上半年，公司实现总保费人民币166.61亿元，同比增长9.3%。市场份额进一步提升。2025年上半 年，公司实现保险服务收入人民币150.41亿元。在国际权威财经杂志《财富》(Fortune)公布的「2025年 中国500强排行榜」中，众安保险凭藉长期的技术进取和近年来的优异业务表现再次上榜，排名提升50 名，位列410名。 2025年上半年，公司的承保综合成本率为95.6%，同比改善2.3个百分点，其中综合赔付率3为54.7%，同 比改善6.0个百分点，综合费用率为40.9%，同比上升3.7个百分点。2025年上半年，实现承保利润人民 币6.56亿元，同比增长109.1%。 公司合营公司众安国际旗下的子公司 ZA Bank已成为香港市场功能及 ...

众安在线(06060)发布截至2025年6月30日止六个月的中期业绩，实现保险服务业绩6.81亿元(人民币，下 同)，同比增加96.67%;股东应占溢利6.68亿元，同比增加1103.54%;每股基本盈利0.45元。 公告称，股东应占溢利同比上升主要归因于保险业务的利润提升以及ZA Bank的扭亏为盈和科技业务的 净亏损大幅收窄。 2025年上半年，公司实现总保费166.61亿元，同比增长9.3%。市场份额进一步提升。2025年上半年，公 司实现保险服务收入150.41亿元。 2025年上半年，集团的承保综合成本率为95.6%，同比改善2.3个百分点，其中综合赔付率为54.7%，同 比改善6.0个百分点，综合费用率为40.9%，同比上升3.7个百分点。2025年上半年，集团实现承保利润 6.56亿元，同比增长109.1%。 受益于国内以及全球金融行业持续数字化转型，科技输出业务板块实现科技输出总收入达4.96亿元，同 比增长12.2%，主要得益于集团在巩固保险行业客户的基础上，进一步拓展金融、零售、制造行业等新 客户，同时销售AI系列产品以赋能产业链的升级发展。通过改善产品结构和经营效率，科技输出业务 分部上 ...

公告称，股东应占溢利同比上升主要归因于保险业务的利润提升以及ZA Bank的扭亏为盈和科技业务的 净亏损大幅收窄。 2025年上半年，公司实现总保费166.61亿元，同比增长9.3%。市场份额进一步提升。2025年上半年，公 司实现保险服务收入150.41亿元。 2025年上半年，集团的承保综合成本率为95.6%，同比改善2.3个百分点，其中综合赔付率为54.7%，同 比改善6.0个百分点，综合费用率为40.9%，同比上升3.7个百分点。2025年上半年，集团实现承保利润 6.56亿元，同比增长109.1%。 智通财经APP讯，众安在线(06060)发布截至2025年6月30日止六个月的中期业绩，实现保险服务业绩 6.81亿元(人民币，下同)，同比增加96.67%;股东应占溢利6.68亿元，同比增加1103.54%;每股基本盈利 0.45元。 受益于国内以及全球金融行业持续数字化转型，科技输出业务板块实现科技输出总收入达4.96亿元，同 比增长12.2%，主要得益于集团在巩固保险行业客户的基础上，进一步拓展金融、零售、制造行业等新 客户，同时销售AI系列产品以赋能产业链的升级发展。通过改善产品结构和经营效率， ...