Core Viewpoint - The establishment of the Bay Area Cross-Border M&A Alliance in Shenzhen marks a significant development in providing cross-border M&A syndication services for Bay Area enterprises, with a total of 10 billion yuan in syndicate M&A credit approved on the same day [1][2]. Group 1: Alliance Formation and Structure - The Bay Area Cross-Border M&A Alliance was formed with a "bank-led" characteristic, with East Asia Bank (China) serving as the chairman and 8 banks signing a 10 billion yuan syndicate M&A credit agreement [3]. - The alliance includes both foreign and domestic banks, with 4 foreign banks and 4 domestic banks participating in the syndicate [3]. - The alliance has over 50 member institutions, including banks, securities companies, insurance firms, asset management companies, venture capital, and intermediary service organizations [4]. Group 2: Initial Projects and Participants - The first batch of signed enterprises includes listed companies such as Shengtun Mining, Aorijin, Zhuhai Huafa, and China Water Affairs, indicating a focus on companies with established market presence [5][6]. - The sectors involved in the initial projects include non-ferrous metals, urban water supply, aquaculture feed, and electronic information [7]. Group 3: Financing Mechanism - The financing for the M&A projects utilizes a syndicate loan model, which allows multiple banks to jointly provide credit, typically resulting in larger amounts and longer terms [8]. - Specific projects include Aorijin's 570 million yuan equity acquisition loan for a project in Saudi Arabia and Shengtun Mining's 9700 million USD equity acquisition loan for an Indonesian nickel mining company [8][9]. Group 4: Market Context and Policy Support - The global M&A market is showing signs of recovery, with a 27% year-on-year increase in M&A activity since 2025, driven by cross-border and large-scale transactions [11]. - Recent policy changes from the National Financial Regulatory Administration have relaxed restrictions on commercial bank M&A loans, increasing the maximum loan-to-value ratios and extending loan terms [12].

北京商报讯（记者 宋亦桐）8月26日，浦发银行信用卡中心发布《关于浦发银行信用卡中心支付宝渠道 生活号和小程序下线的公告》指出，该中心将自2025年10月15日起停止提供浦发银行信用卡支付宝渠道 官方生活号和小程序相关服务，持卡人可下载该中心浦大喜奔App，以获取更及时、便捷、丰富的金融 服务。 ...

本报记者 金婉霞 当数字化浪潮席卷各行各业，企业经营管理正经历着从"线下人工"向"线上智能"的深刻变革。但在最高频、最基础的人事 管理、薪酬核算、财务费控等核心场景中，由于流程繁琐、数智化改造难度大、投入多等原因，大量中小微企业仍采取传统人 工作业模式，存在用工管理繁琐、薪资管理效率低下、数据割裂等痛点。 在此背景下，上海浦东发展银行股份有限公司（以下简称"浦发银行"）以银行企业级资源为依托，聚焦广大中小微企业的 薪资管理场景，通过打造和集成金融及非金服务各类功能组件，以"系统重构、能力聚合、体验一致、双客服务全面升级"为要 务，全面焕新浦发银行"靠浦薪"业务系统及服务体系，于8月26日正式发布"靠浦薪"一站式人事薪资服务平台。这是一款集薪 酬代发、人事管理、财务费控、员工陪伴于一体的一站式人财事数字服务平台，旨在以金融科技为笔，为广大企业用户的数字 化转型描摹出新的可能，进一步展现浦发银行数智化战略下以用户体验为核心的服务价值主张。 顺势而为：从痛点突围到生态重构 解码靠浦薪的诞生逻辑 企业管理的痛点，往往藏在日复一日的琐碎里。 某制造企业的财务总监曾坦言："每月发薪日就像'渡劫'，5000多名员工的考勤数 ...

8月26日，浦发银行信用卡中心发布公告，将自2025年10月15日起停止提供浦发银行信用卡支付宝渠道官方生活号和小程序相关服务，用户可下 载浦发银行信用卡中心浦大喜奔App，以获取金融服务。 | 浦发银行 | | SPD BANK | 信用卡 Credit Card | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 首页 | | 申请信用卡 | 服务指南 分期理财 | | 小浦生活 | 积分享兑 | 非常优惠 | | 最新资讯 | | | 当前位置:首页>最新资讯>最新公告 | | | | | | 1.800 Pal 1.13 miles and = 1. | ,全国性优惠活动 ,区域性优惠活动 | | | 关于浦发银行信用卡中心支付宝渠道生活号和小程序下线的公告 | | | | ...

近日，浦发银行太原分行成功为某企业办理首单错币种海外代付业务，在该企业进口信用证项下对外支 付环节，通过联动香港分行锁定境外购汇汇率，发放代付融资款项4270万元。这一突破既是该行深耕跨 境金融赛道、践行数智化战略的生动实践，也为山西外贸企业破解币种错配难题、降低融资成本提供了 高效金融方案。 作为服务实体经济的重要举措，错币种海外代付业务通过境内外银行协同，为进口企业提供跨币种融资 支持——当企业需以某一外币支付货款却希望以其他币种融资时，境内银行可指示境外代理行按指定外 币完成支付，企业则以约定币种偿还融资本息。该业务不仅能利用境内外利差降低融资成本，还不占用 企业短期外债指标，支持人民币与多种外币灵活组合，在简化操作流程的同时，精准匹配跨境贸易中的 币种错配需求。此次业务落地，依托浦发银行"境内+境外"联动的数智化服务网络，实现了汇率锁定、 融资发放全流程线上化处理，既契合企业对资金效率的高要求，也彰显了分行在跨境金融领域的专业能 力。 浦发银行太原分行相关负责人表示，将以此次业务为起点，持续深化数智化战略在跨境金融领域的应 用，聚焦外贸企业在汇率管理、资金周转等方面的需求，打造更多定制化解决方案。通过 ...

从资金流向上来看，当日股份制银行板块主力资金净流出8100.3万元，游资资金净流入1.14亿元，散户资 金净流出3254.08万元。股份制银行板块个股资金流向见下表： 证券之星消息，8月26日股份制银行板块较上一交易日下跌0.64%，华夏银行领跌。当日上证指数报收于 3868.38，下跌0.39%。深证成指报收于12473.17，上涨0.26%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600000 | 浦发银行 | 14.03 | 0.00% | 59.37万 | 8.32亿 | | 601166 | 兴业银行 | 22.88 | -0.31% | 52.65万 | 12.06亿 | | 000001 | 平安银行 | 12.36 | -0.72% | 138.36万 | 17.10亿 | | 866109 | 中信银行 | 8.02 | -0.74% | 107.75万 | 8.65亿 | | 600036 | 招商银行 | 43.52 | -0.80% ...

本报讯 （记者吕东）外贸稳定发展离不开金融的有力支持。浦发银行北京分行紧密围绕总行"超级平 台、超级产品、超级系统"的建设和推广，深耕跨境金融赛道，多措并举助力外贸企业稳运营、稳产 能、稳市场。通过积极推广便利化政策，加码线上服务，为企业量身定制一揽子综合跨境金融服务方案 等，全力支持外贸新业态发展，促进外贸稳定增长。 针对跨境业务中企业常面临的外汇管理政策理解不深、操作流程不熟悉等痛点，浦发银行北京分行创新 打造"跨境政策驿站"，将政策服务从银行延伸至企业一线。由专业团队主动对接企业，结合企业行业属 性、"出海"目的地、业务模式等个性化需求，"一对一"定制政策解读方案，把最新的外汇管理法规、跨 境投资便利化举措、风险防控要点等"打包"送到企业手中，让政策红利惠及更多优质企业。 通过"跨境政策驿站"，浦发银行北京分行积极帮助企业打通政策理解的"最后一公里"。从境外投资备案 （ODI）的材料准备到跨境资金结算的路径优化，再到汇率避险工具的合理运用，团队用通俗化解读、 场景化案例和专业化建议，为企业的跨境经营提供便利。截至今年6月末，浦发银行北京分行办理的境 外投资备案（ODI）登记业务数量、金额均较上年同期增长 ...

Core Viewpoint - The article highlights the efforts of SPD Bank's Tianjin branch in promoting financial education and risk awareness among community residents, particularly targeting the elderly to protect their financial security through various outreach activities [1][2][3]. Group 1: Financial Education Initiatives - SPD Bank's Tianjin branch integrates financial education into daily operations, conducting regular activities in communities to deliver professional financial knowledge directly to residents [1]. - A recent event titled "Safe Card Usage and Anti-Fraud Together" was organized in collaboration with multiple organizations, focusing on educating the elderly about financial risks and fraud prevention [1][2]. Group 2: Community Engagement and Participation - Financial volunteers employed innovative methods such as distributing easy-to-understand brochures, setting up consultation booths, and providing real-time Q&A sessions to engage community residents [2]. - The event attracted significant participation, with residents expressing appreciation for the practical and relatable nature of the financial safety information provided [3]. Group 3: Practical Skills and Tools - Volunteers conducted hands-on demonstrations on identifying suspicious bank transactions, setting secure passwords, and enabling account alerts, enhancing residents' self-protection capabilities [3]. - The initiative included guidance on downloading the "National Anti-Fraud Center APP," equipping residents with essential tools to combat fraud effectively [3]. Group 4: Future Plans and Commitment - SPD Bank's Tianjin branch plans to continue expanding its financial education efforts, targeting various demographics and designing diverse activities to meet different financial needs and risk profiles [3]. - The bank remains committed to its "Finance for the People" mission, aiming to innovate its outreach methods and enrich service offerings to ensure the financial safety of the community [3].

1.本次消费贷款贴息范围有哪些？ 答：根据《方案》要求，2025年9月1日至2026年8月31日期间，居民个人使用浦发银行发放的个人消费 贷款（不含信用卡业务）中实际用于消费，且可通过浦发银行贷款发放账户等识别借款人相关消费交易 信息的部分，可按规定享受贴息政策。贴息范围包括单笔5万元以下消费，及单笔5万元以上的家用汽 车、养老生育、教育培训、文化旅游、家居家装、电子产品、健康医疗等重点领域消费。 2025年8月25日，浦发银行（600000）发布公告称，贯彻落实党中央和国务院关于大力提振消费、全方 位扩大国内需求的决策部署，根据财政部、中国人民银行、金融监管总局联合印发的《关于印发<个人 消费贷款财政贴息政策实施方案>的通知（财金〔2025〕80号）》（以下简称《方案》）要求，上海浦 东发展银行于8月12日发布了《上海浦东发展银行关于推进个人消费贷款与服务业经营主体贷款贴息工 作的公告》，现将浦发银行个人消费贷款贴息政策落地安排和客户关注问题解答如下： 2.使用信用卡消费是否可办理贴息？ 答：按照《方案》要求，本次贴息业务范围不包含信用卡（含分期）业务。 3.消费贷款贴息办理时间是什么时候？ 答：按照《方案 ...

Group 1 - The core idea of the news is the upgrade of the "Kao Pu Xin" payroll system by SPD Bank, aimed at supporting enterprises in their digital transformation through a comprehensive one-stop human resources and payroll service platform [1][5] - The upgraded "Kao Pu Xin" system focuses on three main areas: human resources, finance, and operations, creating a fully integrated digital operation ecosystem [3][5] - The system enhances human resource management by enabling full-cycle digital management, including features like electronic contracts and intelligent payroll calculations, significantly improving efficiency [3][5] Group 2 - In financial management, "Kao Pu Xin" offers online control of the entire process, utilizing intelligent expense control and rapid payroll distribution to streamline cash flow management for enterprises [3][5] - The operational management aspect includes innovative features like electronic business cards and a discount platform, enhancing brand image and employee engagement [3][5] - The upgrade reflects SPD Bank's commitment to supporting the real economy and addressing challenges faced by small and medium-sized enterprises in digital transformation [5]