三、上海浦东发展银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立 风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 二、上海浦东发展银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自上海浦东 发展银行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任 的，本批复文件失效，由决定机关办理行政许可注销手续。 一、核准施乐上海浦东发展银行股份有限公司昆明分行行长的任职资格。 2025年8月11日，云南金融监管局发布批复称，《上海浦东发展银行股份有限公司关于对施乐同志进行 任职资格审核的请示》（浦银发〔2025〕317号）收悉。经审核，现批复如下： ...

中国经济网北京8月15日讯 投资快报8月9日发表文章《<财富>世界500强揭晓，民生银行、浦发银行（600000）分别跌36、17个 名次》。2025年《财富》世界500强排行榜揭晓，银行方面，与上年相比，8家银行排名下降。其中，浦发银行排名为309位，下 降17个名次。 浦发银行的营业收入已连降四年。2020年至2024年，浦发银行营业收入分别为1963.84亿元、1909.82亿元、1886.22亿元、1734.34 亿元、1707.48亿元，同比变动2.99%、-2.75%、-1.24%、-8.05%、-1.55%。 我国12家全国性股份制商业银行2024年度业绩报告显示，浦发银行的营业收入已掉出第一梯队。2024年，浦发银行实现营业收入 排名股份行第四。但浦发银行与第三名兴业银行的营业收入差距已经扩大至414.78亿元。 今年上半年，浦发银行扭转了营业收入下滑趋势。2025年半年度业绩快报公告显示，浦发银行实现营业收入905.59亿元，同比增 长2.62%。 2024年，浦发银行董事长、行长任职资格获监管部门核准。2024年2月，公司收到《国家金融监督管理总局关于浦发银行张为忠 任职资格的批复》，已核 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 基金管理人：浦银安盛基金管理有限公司 基金托管人：招商银行股份有限公司 发售时间：2025年9月1日至2025年9月12日 重要提示 1、浦银安盛国证港股通科技指数型发起式证券投资基金（以下简称"本基金"）已获中国证监会证监许 可〔2025〕1599号准予注册募集。中国证监会对本基金的注册并不代表中国证监会对本基金的风险和收 益做出实质性判断、推荐或者保证。 2、本基金是契约型开放式股票型证券投资基金（指数型基金）。 3、本基金的管理人为浦银安盛基金管理有限公司（以下简称"本公司"），登记机构为浦银安盛基金管 理有限公司，基金托管人为招商银行股份有限公司。 4、本基金的发售对象为符合法律法规规定的可投资于证券投资基金的个人投资者、机构投资者、合格 境外投资者、发起资金提供方以及法律法规或中国证监会允许购买证券投资基金的其他投资人。 个人投资者指依据有关法律法规规定可投资于证券投资基金的自然人。 机构投资者指依法可以投资证券投资基金的、在中华人民共和国境内合法登记并存续或经有关政府部门 批准设立并存续的企业法人、事业法人、社会团体或其他组织。 合格境外投资者指符 ...

2.95亿存款"失踪"案再起波澜 就在日前，持续多年的2.95亿存款"失踪"案有了新进展，再次触及浦发银行的内控防线之问。 7月22日，科远智慧发布公告称，收到案件执行款2.31亿元，尚有部分迟延履行金及应由浦发银行南通 分行承担的案件诉讼费未执行到位。 这起涉及近3亿元存款的案件，曾一度把浦发银行的内控和治理漏洞推至风口。按照公开资料，早在 2021年11月，科远智慧公告称，其存入浦发银行南通分行的2.95亿元存款在不知情的情况下被质押。随 后，公司向警方以及监管部门报案。随着案件深入，司法机关认定这是一起"犯罪嫌疑人伪造存款企业 印章、冒用名义实施诈骗"的刑事案件。南通市崇川区人民法院于2024年12月31日一审判决浦发银行南 通分行返还智慧能投2.95亿元存款本金及逾期利息。 进入银行半年报发布季。浦发银行日前披露的2025年上半年业绩快报显示，其营业收入905.59亿元，同 比增长2.62%；净利润297.37亿元，同比增长10.19%；不良贷款余额和不良贷款率较一季度末实现"双 降"：不良贷款余额736.72亿元，较上年末增加5.18亿元，但较一季度末减少6.08亿元；不良贷款率 1.31%，较一季 ...

Core Insights - The article highlights the increasing competition among banks to attract and retain customers in the personal pension account sector, with various promotional activities being launched to incentivize account opening and contributions [1][2][3]. Group 1: Promotional Activities - Industrial and Commercial Bank of China (ICBC) offers up to 388 yuan in WeChat discounts for new personal pension account holders who deposit 10 yuan or more, and an additional 188 yuan for those who deposit 12,000 yuan this year [1]. - Agricultural Bank of China provides a "big gift" for new depositors, allowing customers who deposit 500 yuan to enter a draw for WeChat discounts of 38 or 88 yuan, and those depositing 5,000 yuan can win up to 388 yuan [1]. - Shanghai Pudong Development Bank has introduced a three-tiered reward system for customers who deposit 1,000 yuan or more into their personal pension accounts, offering WeChat discounts, video membership vouchers, and taxi vouchers [2]. Group 2: Innovative Contribution Methods - Minsheng Bank has introduced an "appointment deposit" option, allowing customers to set up automatic monthly deductions or one-time deposits based on their financial situation [3]. - Jiangsu Bank has launched a feature for personalized automatic deposit plans, enabling customers to customize their deposit dates and amounts [3]. Group 3: Market Trends and Challenges - The number of personal pension account holders in China surpassed 70 million by the end of November last year, indicating a rapid growth in account openings [3]. - Despite the surge in account openings, many customers show low willingness to contribute, posing a challenge for banks to enhance deposit engagement [3][4]. - The shift in bank strategies from "customer acquisition" to "customer retention" reflects a focus on account activity and fund retention, aligning with the long-term nature of pension services [4]. Group 4: Future Directions - Experts suggest that banks should integrate pension accounts with services like healthcare and insurance to create a comprehensive "financial + service" solution [4]. - Enhancing the variety of investment products available for personal pension accounts and providing professional advisory services are seen as key to increasing customer loyalty [5].

证券之星消息，8月14日股份制银行板块较上一交易日上涨0.08%，招商银行领涨。当日上证指数报收于3666.44，下跌0.46%。深证成指报收于 11451.43，下跌0.87%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600036 | 指商银行 | 43.78 | 0.55% | 67.64万 | 29.60亿 | | 600000 | 浦发银行 | 13.87 | 0.29% | 71.28万 | 9.91亿 | | 661698 | 中信银行 | 8.27 | 0.24% | 41.42万 | 3.45 Z | | 601818 | 光大银行 | 4.04 | 0.00% | 136.19万 | 5.53亿 | | 600015 | 华夏银行 | 7.96 | -0.25% | 32.14万 | 2.58亿 | | 601166 | 兴 银行 | 22.73 | -0.31% | 62.94万 | 14.34亿 | | 000001 | 平安银行 | ...

Core Viewpoint - The article discusses the implementation plan for the personal consumption loan interest subsidy policy aimed at supporting resident consumption from September 1, 2025, to August 31, 2026, detailing eligibility, subsidy rules, and application processes [1]. Summary by Sections Support Scope - The policy applies to personal consumption loans issued by recognized financial institutions, excluding credit card transactions, where the loan is used for actual consumption. Eligible consumption includes both small daily expenses and larger purchases such as vehicles, home renovations, and electronics. Each individual can receive a maximum subsidy of 500 yuan per transaction, with multiple transactions eligible for cumulative benefits [2]. Subsidy Rules - For transactions under 50,000 yuan, the subsidy is calculated based on the actual amount, with a maximum of 1,000 yuan for multiple transactions at the same institution. For transactions over 50,000 yuan, the subsidy is capped at 3,000 yuan, calculated based on a maximum of 50,000 yuan per transaction. The policy may be extended or expanded based on its effectiveness [3]. Loan Processing Institutions - The policy is limited to 23 recognized financial institutions, including 18 banks and 5 other personal consumption loan providers. The policy supports reasonable borrowing needs and actual consumption behaviors, excluding any non-consumption or fraudulent activities [4]. Subsidy Standards - The average interest rate for personal consumption loans is around 3%. The subsidy rate is set at 1 percentage point, which is approximately one-third of the current commercial bank loan rates, with the central and provincial governments covering 90% and 10% of the subsidy, respectively [5]. Cumulative Subsidy Limits - Each borrower can receive a total subsidy of up to 3,000 yuan from one institution, corresponding to a cumulative consumption amount of 300,000 yuan. For loans under 50,000 yuan, the maximum cumulative subsidy is 1,000 yuan, linked to a consumption amount of 100,000 yuan [6]. Key Areas for Subsidy - The subsidy focuses on several key areas, including household vehicles, home renovations, electronic products, health care, and education training, among others [7][11]. Application Process - Borrowers must authorize the loan processing institution to access transaction information when applying for a personal consumption loan. Existing loans can also be adjusted through supplementary agreements. The institution will calculate the subsidy based on actual consumption and apply it directly to the interest payments, simplifying the process for borrowers [8][9]. Administrative Efficiency - To reduce the burden on borrowers and enhance policy effectiveness, the calculation and application of subsidy funds are primarily managed by the loan processing institutions and local government departments, minimizing additional steps for borrowers [9].

Core Viewpoint - The article discusses the implementation of a fiscal subsidy policy for personal consumption loans, initiated by the Ministry of Finance, the People's Bank of China, and the Financial Regulatory Bureau, aimed at boosting consumer confidence and stimulating domestic demand [1][24]. Group 1: Implementation of the Policy - The Agricultural Bank of China announced that it will implement the subsidy for eligible personal consumption loans starting from September 1, 2025, following market-oriented and legal principles [2]. - Postal Savings Bank is actively organizing the implementation of the fiscal subsidy policy for personal consumption loans and service industry loans, ensuring that the benefits reach consumers efficiently [4]. - The Bank of Communications stated it will comply with the policy and streamline the loan application process for eligible personal consumption loans [6]. Group 2: Other Banks' Responses - The Industrial and Commercial Bank of China is progressing with the fiscal subsidy work in an orderly manner, ensuring no service fees are charged for the loan subsidy process [8]. - The Bank of China will begin the fiscal subsidy for eligible personal consumption loans on September 1, 2025, aiming to stimulate consumer potential [11]. - China Construction Bank is also set to implement the subsidy for qualifying customers starting September 1, 2025 [14]. Group 3: Broader Participation - Several other banks, including Shanghai Pudong Development Bank, China Merchants Bank, and Guangfa Bank, have announced their commitment to implementing the personal consumption loan subsidy policy [16][18][21]. - A total of 23 financial institutions have been selected as loan processing agencies, including six major state-owned banks and twelve national joint-stock commercial banks [24].

为防范电信诈骗、洗钱等风险，银行开卡流程趋严，但部分网点"层层加码"或"一刀切"过度限制交易额 度等问题亦引发关注。 东莞情况如何？南都"民呼我测 共建美好东莞"栏目实地走访8家银行网点，南都N视频记者以办理一类 储蓄卡为目标，从办事效率、合规性、防诈执行、服务质量四个方面，对比办卡总时长，开卡提供材 料，转账限额，是否存在捆绑销售等细分指标，对银行进行测评排序，以推动银行进一步优化服务和流 程。 总得分：65分 8月7日上午，记者来到浦发银行东莞南城支行，当天该支行内无需排队，可立即办卡，不过工作人员表 示，需要出示工作证明、社保记录以及身份证。同时，工作人员表示，目前无法办理一类卡，只能办理 二类卡，使用一段时间后再升级为一类。 不过，工作人员表示记者如有办信用卡需求，办理了信用卡，就可以办理浦发的一类卡，方便后续使 用，办理的一类卡单日转出也有1万元的限制，进账则无限制。"信用卡可以过半年再注销，无需额外收 费。"工作人员介绍。 根据2021年银保监会办公厅发布的《关于优化银行开户服务 切实解决群众"办卡难"和小微企业"开户 难"的通知》，银行不得在开户时，强制个人或小微企业购买理财、保险、结构性存款等 ...

Core Viewpoint - The article highlights the evaluation of banking services in Dongguan, focusing on the efficiency, compliance, anti-fraud execution, and service quality of eight banks, aiming to improve customer experience and address public concerns [2][4][8]. Evaluation of Banking Services - A new column titled "民呼我测 共建美好东莞" was launched to assess public services and address citizen concerns through on-site evaluations of banking services [2]. - Eight banks were evaluated based on four criteria: processing efficiency, compliance, anti-fraud execution, and service quality, with scores ranging from 59 to 90 [4][8]. Performance Summary - The highest score was 90, while the lowest was 59, indicating a significant disparity in service quality among the banks evaluated [4][8]. - Huaxia Bank Dongguan branch received the lowest score of 59 due to poor efficiency and service quality, taking approximately 90 minutes to process a card application [7][29]. - In contrast, Everbright Bank and Dongguan Bank achieved the highest scores, completing card applications in about 25 minutes [8][14]. Compliance Issues - Some banks, like Pudong Development Bank, were noted for potential compliance issues, such as suggesting credit card applications to access higher-tier accounts, which may imply disguised bundling sales [3][19][20]. - Overall, banks required various documents for account opening, including social security and work information, to ensure compliance with regulations [15][20]. Anti-Fraud Measures - The evaluation revealed that all banks implemented anti-fraud measures, requiring customers to sign anti-fraud education confirmations during the card application process [25][26]. - Most banks set daily transfer limits for new accounts at 5,000 yuan, with some allowing increases after a probationary period of 3-6 months [25][27]. Service Quality Insights - Service quality varied significantly, with some banks providing streamlined processes and better customer service, while others, like Huaxia Bank, faced criticism for lengthy and inefficient procedures [9][29]. - The article emphasizes the importance of optimizing banking processes to enhance customer satisfaction and address public grievances effectively [2][4].