中国经济网北京9月16日讯 浦发银行(600000.SH)今日收报13.16元，跌幅2.01%。南京银行 (601009.SH)今日收报10.82元，跌幅1.99%。 （责任编辑：徐自立） 今日，银行板块跌0.63%，浦发银行、南京银行为银行板块跌幅最大的公司。 ...

对于剩余的浦发转债，市场曾一度猜测会走强赎的路线，一举转股，但由于股价提升不及预期，到期兑 付成为了唯一的选择。 按照浦发转债的《募集说明书》，有条件赎回的必要条件是，公司普通股股票连续三十个交易日中至少 有十五个交易日的收盘价格不低于当期转股价格的 130%（含 130%）。而最新（7月16日）的浦发转债 转股价格是12.51元，因此，浦发银行股价必须在连续30个交易日中有至少15个交易日股价不低于16.263 元。 据了解，浦发银行于2019年公开发行了50,000万张可转换公司债券（以下简称"浦发转债"），每张面值 人民币100元，发行总额人民币500亿元，期限6年，2019年11月15日在上交所挂牌交易。 浦发转债于2020年5月6日开始转股，但转股数量一直不多，截至今年一季度末，未转股的浦发转债金额 占浦发转债发行总量的比例还有99.9971%。 直到6月底，"白衣骑士"信达投资出现。根据浦发银行6月26日的公告，截至2025年6月25日，信达证券 管理的信丰1号单一资产管理计划通过上海证券交易所系统累计增持公司可转债117,852,490张，占浦发 转债发行总量的23.57%。2025年6月26日 ...

每经AI快讯，银行股午后震荡走弱，宁波银行跌近2%，农业银行、浦发银行、中信银行等跌超1%。 （文章来源：每日经济新闻） ...

Core Viewpoint - The retail transformation in the financial industry emphasizes personal financial services as a key strategy for banks to adjust their business structure and build differentiated competitive advantages [1] Group 1: Personal Financial Asset (AUM) - China Merchants Bank leads the industry with a retail AUM of 16.03 trillion yuan, significantly ahead of its competitors by over 1 trillion yuan [3] - Industrial Bank ranks second with a retail AUM of 5.52 trillion yuan, showing an 8% increase from the previous year [3] - CITIC Bank, with a retail AUM of 4.99 trillion yuan, has adopted a "retail first strategy" and achieved a 6.52% growth [4] Group 2: Number of Personal Customers - China Merchants Bank has the largest personal customer base with 216 million customers, enhancing its cross-selling opportunities [5] - Shanghai Pudong Development Bank follows with 163 million customers, leveraging online and offline channels for customer acquisition [5] - China Everbright Bank ranks third with 160 million customers, utilizing precise marketing strategies to attract specific customer segments [5] Group 3: New Personal Customer Acquisition - Shanghai Pudong Development Bank leads in new customer acquisition with 6.31 million new customers, continuing its online and offline customer acquisition strategy [6] - China Merchants Bank ranks second with 6 million new customers, indicating a lower growth rate relative to its existing customer base [6] - Zhejiang Commercial Bank reported a growth of 5.29 million new customers, focusing on various targeted customer segments [6] Group 4: Average AUM per Customer - China Merchants Bank has the highest average AUM per customer at 74,200 yuan, reflecting its strong wealth management capabilities [7] - Industrial Bank ranks second with an average AUM of 49,300 yuan, maintaining a strong position in customer asset management [7] - CITIC Bank, Ping An Bank, and Huaxia Bank have average AUMs ranging from 30,000 to 40,000 yuan, indicating a need for improvement in high-net-worth service capabilities [8]

金秋9月，2025年"金融教育宣传周"活动正式拉开帷幕。15日，浦发银行济南分行党委书记孙保进带队积极参加国家金融监督管理总局山东监管局，联合中 国人民银行山东省分行、山东证监局共同举办金融教育宣传周启动仪式。 启动仪式结束后，孙保进又来到泉城广场"金融集市"浦发银行的展位，现场参加宣传活动，与市民朋友互动。本次活动，浦发银行在泉城广场开办了靠浦金 融服务区，服务区分为靠浦关爱加油站、靠浦守护学习室、靠浦幸福游乐场三部分邀请广大市民参与。其中加油站是通过金融政策的宣传表达对金融消费者 的关爱，学习室是通过把电信网络诈骗、网赌陷阱、招聘骗局等诈骗活动的揭露，表达对金融消费者的坚持和守护，游乐场是通过用转盘游戏的形式让金融 消费者沐浴在清朗和谐的金融环境中，幸福地生活，这是我们金融人的共同心愿。 在全省各个分会场，分支行一把手为居民朋友们献上"基层行长说消保"微课堂，各地的宣传小分队积极融入清晨农贸市场的节奏，用通俗易懂的本地方言向 过往群众讲解反诈技巧及涉农重点领域风险的金融知识。社区支行走进网络科技公司，通过干货满满的宣讲与互动答题闯关的形式，为企业员工送去"保护 信息，防范诈骗，合理理财，全方位保护自身权益 ...

格隆汇9月16日｜A股市场银行股普跌，其中，宁波银行跌2%，青岛银行、渝农商行、常熟银行、南京 银行、浦发银行、江阴银行、中信银行跌超1%。 ...

Group 1 - The stock price of Shanghai Pudong Development Bank (SPDB) decreased by 2.01% on September 16, trading at 13.16 CNY per share, with a total market capitalization of 401.34 billion CNY [1] - Year-to-date, SPDB's stock price has increased by 33.20%, but it has seen a decline of 6.13% over the last five trading days and 3.87% over the last twenty days [1] - As of June 30, SPDB reported a net profit attributable to shareholders of 29.737 billion CNY, representing a year-on-year growth of 10.19% [3] Group 2 - SPDB has a total of 116,100 shareholders as of June 30, which is a decrease of 6.69% from the previous period [3] - The bank has distributed a total of 153.817 billion CNY in dividends since its A-share listing, with 31.224 billion CNY distributed in the last three years [4] - The top ten circulating shareholders include Hong Kong Central Clearing Limited, which holds 888.9 million shares, a decrease of 9.848 million shares from the previous period [4]

Core Viewpoint - A significant number of users reported unauthorized large transactions on their Shanghai Pudong Development Bank (SPDB) credit cards, particularly in Brazil, raising concerns about potential fraud and security breaches [1][2]. Group 1: Incident Overview - Multiple users have reported unauthorized transactions on their SPDB credit cards occurring around September 9, with many of these users never having visited Brazil [1]. - A group chat on a social platform has formed among affected cardholders, exceeding one hundred members [2]. - SPDB's credit card center announced on September 13 that they had initiated an emergency response with Mastercard to detect and block the risks [2]. Group 2: Customer Experience - Affected cardholders, such as a user named Xiao Pan, reported that they did not receive transaction alerts until days after the unauthorized transactions occurred [2]. - Customer service advised affected users to file police reports and assured them that they would not be liable for fraudulent transactions if confirmed [2]. - SPDB confirmed that the fraud was due to external attacks affecting some Mastercard cardholders and emphasized their commitment to protecting customer rights [2][3]. Group 3: Transaction Details - The unauthorized transactions typically amounted to around 4900 BRL (approximately 6400 RMB), seemingly designed to avoid exceeding 5000 BRL [2]. - The types of merchants involved in these transactions included used car dealerships, restaurants, and taxi services [2]. Group 4: Card Information - The affected credit cards are primarily the "Red Sand" cards issued by SPDB in collaboration with Mastercard, with many users holding the older version designed for overseas use [3]. - The older magnetic stripe cards are considered less secure compared to newer chip cards, which are more resistant to data copying [4]. Group 5: Security Awareness - The China Banking Association has highlighted that card fraud often results from card information being compromised or personal data being leaked [4]. - Consumers are advised to enhance their transaction security awareness and to avoid sharing personal information or lending their cards to others [4].

Group 1 - The article discusses various convertible bonds, including proposals for adjustments and shareholder actions regarding stock reductions [1][4][6] - Huayong Convertible Bond is currently priced at 134.700 with a redemption price of 100.790, and its last trading day is September 14, 2025 [4] - The article lists several convertible bonds with their current prices, redemption prices, last trading days, and conversion values, indicating market activity and potential investment opportunities [4][6] Group 2 - Fulong Technology's shareholders plan to reduce their holdings by no more than 2.51% of the company's shares [1] - Longxing Technology's shareholders intend to reduce their holdings by no more than 1% of the company's shares [1] - The article provides a detailed table of various convertible bonds, including their remaining scale and market capitalization ratios, which can be useful for investors assessing their positions [4][6]

Core Points - Shanghai Pudong Development Bank (SPDB) announced the maturity and redemption of its convertible bonds, known as "SPDB Convertible Bonds," which were issued in October 2019 for a total amount of 50 billion yuan [2][3] - The bonds have a face value of 100 yuan each and will be redeemed at 110% of the face value, totaling 110 yuan per bond, including the last annual interest [2][3] - Trading of the SPDB Convertible Bonds will cease on October 23, 2025, with the last trading day being October 22, 2025 [2][3] Redemption Details - The maturity date and redemption registration date for the SPDB Convertible Bonds is set for October 27, 2025, with the redemption amount being 110 yuan per bond [3] - The payment date for the redemption funds is October 28, 2025, and the principal and interest will be transferred to the bondholders' accounts through the custodian securities firms [3] - After October 23, 2025, the SPDB Convertible Bonds will stop trading, and they will be delisted from the Shanghai Stock Exchange starting October 28, 2025 [3]