Core Viewpoint - The article emphasizes the importance of consumer rights protection and financial education, highlighting the initiatives taken by SPDB Credit Card Center to enhance consumer awareness and safeguard their rights in the financial ecosystem [1][2][3][4]. Group 1: Financial Education Initiatives - SPDB Credit Card Center is actively involved in financial education, focusing on consumer rights protection through diverse promotional activities and risk prevention mechanisms [1]. - The center employs a "online + offline" approach to reach various demographics, particularly targeting vulnerable groups such as the elderly and youth, by organizing engaging educational events [2]. Group 2: Consumer Rights Protection Measures - The center has established a comprehensive consumer protection framework, integrating consumer rights into its daily operations and ensuring continuous education and awareness [1][3]. - Specific initiatives include the development of tailored financial services for special groups, such as the elderly and disabled, to enhance their financial experience and satisfaction [3]. Group 3: Combating Financial Crime - SPDB Credit Card Center is committed to combating financial black and gray market activities, maintaining a zero-tolerance policy towards such practices [4]. - The center collaborates with law enforcement and regulatory bodies to address issues like telecom fraud and personal information protection, thereby enhancing consumer trust and safety [4]. Group 4: Ongoing Commitment to Consumer Needs - The center plans to continue its consumer protection education efforts, leveraging both online and offline resources to promote financial literacy and consumer rights [5].

Group 1 - The "Pudong Development Bank - China Bond Credit Rating Technology Innovation Bond Index" was launched with the support of the People's Bank of China and aims to enhance the development of the bond "technology board" [1][2] - The index includes 514 sample bonds from 325 issuers, covering strategic emerging industries such as artificial intelligence, integrated circuits, new energy, and high-end equipment manufacturing [2] - The launch of the index and the associated wealth management product represents four significant innovations in the bond market, enriching valuation curves, investment portfolios, asset management tools, and channels for investors to share in the growth of technology enterprises [2]

Group 1 - The core viewpoint of the news is the launch of the "SPDB-CBRC Technology Innovation Bond Index" and the first wealth management product linked to this index, aimed at enhancing the bond market and providing investment opportunities in technology innovation [1][2] - The index includes 514 newly issued technology innovation bonds from 325 issuers, covering strategic emerging industries such as artificial intelligence, integrated circuits, new energy, and high-end equipment manufacturing [1] - The index is expected to enrich the valuation curve of the technology bond market, diversify investment portfolios for wealth management products, and provide asset management institutions with effective tools for performance comparison [1] Group 2 - SPDB has positioned technology finance as a key part of its "digital intelligence" strategy, developing a comprehensive service system that integrates equity, bonds, and loans to empower the technology industry [2] - Since the launch of the "technology board" in the bond market, SPDB has actively led the underwriting of several pioneering technology innovation bonds, including the first 15-year long-term technology bonds [2]

Core Insights - The 2025 China International Service Trade Fair commenced on September 10, showcasing SPDB's latest achievements in its "digital intelligence" strategy, emphasizing its commitment to supporting the real economy and national strategies [1][9] - SPDB Beijing Branch has participated in the fair for five consecutive years, progressively enhancing its service highlights each year, with a focus on green finance, infrastructure projects, and technology financial services [1][2] Group 1: Digital Intelligence Strategy - SPDB's "digital intelligence" strategy is designed to empower the real economy, with a focus on creating immersive and interactive experiences at the trade fair [2] - The bank has identified five key areas—technology finance, supply chain finance, inclusive finance, cross-border finance, and treasury finance—as critical to implementing its financial strategies [3] Group 2: Financial Services and Achievements - SPDB has served over 240,000 technology enterprises and over 70% of national Sci-Tech Innovation Board listed companies, demonstrating its strong presence in the technology finance sector [4] - The supply chain finance segment has seen a 46.08% increase in clients, reaching 27,633 by June, while inclusive finance has a loan balance of CNY 496.1 billion, serving over 420,000 clients [4] - Cross-border transactions reached CNY 2.0599 trillion in the first half of the year, a 33% year-on-year increase, showcasing the bank's growth in this area [4] Group 3: Ecosystem Collaboration - SPDB is fostering a collaborative ecosystem by integrating financial services with various sectors, enhancing the quality and efficiency of its offerings [5][6] - The bank has created an interactive platform at the fair, featuring advanced technology from partner companies, illustrating the synergy between finance and technology [5] Group 4: Social Responsibility and Sustainable Development - SPDB is committed to social responsibility, showcasing services like "Puyijinsheng" for elderly care and green finance initiatives, including a CNY 540 million loan for a renewable energy project [8] - The bank's efforts in local government bond underwriting and social security card services reflect its dedication to community welfare and sustainable development [8] Group 5: Future Directions - Moving forward, SPDB aims to continue its focus on the "five major articles" of finance and deepen its "digital intelligence" strategy to contribute to high-quality development in the capital [9]

转自：新华财经 近日，浦发银行长春分行积极践行社会责任，以实际行动诠释金融为民服务理念，聚焦"一老一少一新"重点群体，打造"金融知识移动课堂"，开展了形式新 颖、主题鲜明的系列金融教育宣传活动，切实帮助金融消费者树立风险防范意识，提高风险防范技能。 安全知识进千家，用心服务暖人心 浦发银行长春南部新城支行在开展趣野露营活动中融入金融教育宣传，巧妙将金融知识与户外露营体验有机结合，金融宣传员围绕防范电信诈骗、非法集 资、理性消费等内容，为现场客户带来一场生动的金融知识小课堂。活动现场，还设置了多项金融知识互动游戏，如"反诈圈套大作战""金融知识知多 少"等，将金融知识普及与日常生活场景相结合，让消费者在趣味中识别诈骗套路、合理配置资产、掌握金融常识，不断提升消费者的金融素养和风险防范 意识。 下一步，浦发银行长春分行将不断完善金融惠民利民举措，紧密结合消费者金融服务需求，广泛普及金融知识，增强金融消费者风险防范意识和金融素养， 为守护群众财产安全注入金融动能。（韩金辰） 编辑：穆皓 浦发银行长春南部新城支行走进幸福惠民市场，在市场人流高峰期，开展"普及安全用卡知识"主题宣传活动。金融宣传员为来往群众发放金融知识 ...

Core Viewpoint - As of September 10, 2025, Shanghai Pudong Development Bank (SPDB) closed at 13.97 yuan, down 0.36%, with a trading volume of 836,200 hands and a transaction value of 1.169 billion yuan [1] Group 1: Stock Performance and Trading Data - On September 10, 2025, the net inflow of main funds was 149 million yuan, accounting for 12.74% of the total transaction value, while retail investors experienced a net outflow of 59.04 million yuan, representing 5.05% of the total transaction value [1] - The stock's performance over the past five days shows fluctuations, with a peak closing price of 14.02 yuan on September 9, 2025, reflecting a 3.24% increase [2] Group 2: Financial Metrics and Industry Comparison - SPDB's total market value is 426.043 billion yuan, with a net asset of 801.252 billion yuan and a net profit of 29.737 billion yuan, ranking 10th in the industry [3] - The bank's price-to-earnings ratio (P/E) is 7.16, while the industry average is 5.9, indicating a relatively higher valuation compared to peers [3] - For the first half of 2025, SPDB reported a main revenue of 90.559 billion yuan, a year-on-year increase of 2.62%, and a net profit of 29.737 billion yuan, up 10.19% year-on-year [3] Group 3: Analyst Ratings and Target Price - In the last 90 days, 12 institutions provided ratings for SPDB, with 8 buy ratings, 3 hold ratings, and 1 neutral rating, indicating a generally positive outlook [4] - The average target price set by analysts over the past 90 days is 15.85 yuan, suggesting potential upside from the current trading price [4]

Core Insights - The banking sector saw a slight increase of 0.21% on September 10, with CITIC Bank leading the gains [1] - The Shanghai Composite Index closed at 3812.22, up 0.13%, while the Shenzhen Component Index closed at 12557.68, up 0.38% [1] Banking Sector Performance - CITIC Bank closed at 7.90, with a rise of 1.15% and a trading volume of 542,900 shares, amounting to a transaction value of 427 million yuan [1] - Other notable banks included Zhejiang Commercial Bank, which rose by 0.97% to 3.12, and China Merchants Bank, which increased by 0.40% to 43.00 [1] - The overall trading volume for the banking sector was significant, with total transactions reaching billions of yuan [1] Capital Flow Analysis - The banking sector experienced a net inflow of 613 million yuan from institutional investors, while retail investors saw a net outflow of 30.37 million yuan [1] - Major banks like China Merchants Bank and Shanghai Pudong Development Bank attracted significant institutional inflows of 308 million yuan and 149 million yuan, respectively [2] - Conversely, Minsheng Bank experienced a net outflow of 43.18 million yuan from institutional investors, indicating varied investor sentiment across the sector [2]

Core Insights - The article highlights the advancements of SPDB Beijing Branch in its "Digital Intelligence" strategy showcased at the 2025 China International Service Trade Fair, emphasizing its role in empowering the real economy and transforming financial services from traditional to innovative [1][2][8] Group 1: Digital Intelligence Strategy - SPDB has been participating in the service trade fair for five consecutive years, progressively enhancing its service highlights each year [1] - The bank's "Digital Intelligence" strategy encompasses five major sectors: Technology Finance, Supply Chain Finance, Inclusive Finance, Cross-border Finance, and Financial Asset Management, which are crucial for implementing financial policies [3] Group 2: Technology Finance - SPDB focuses on Technology Finance as its main strategic sector, providing comprehensive services for technology enterprises, having served over 240,000 tech firms by mid-2023 [3] - The bank has launched innovative financial products and services, including the first technology innovation bonds and pilot projects for technology enterprise acquisition loans [3] Group 3: Supply Chain and Inclusive Finance - In Supply Chain Finance, SPDB has served 27,600 upstream and downstream clients, marking a 46% increase since the beginning of the year [3] - The Inclusive Finance sector has seen a loan balance of CNY 496.1 billion, with over 420,000 clients benefiting from various financial support initiatives [3] Group 4: Cross-border and Financial Asset Management - The Cross-border Finance sector achieved a settlement volume of CNY 2.06 trillion in the first half of the year, reflecting a 33% year-on-year growth [3] - In Financial Asset Management, the bank's personal assets under management reached CNY 4.29 trillion, a 10.55% increase from the start of the year [4] Group 5: Ecosystem Collaboration - SPDB Beijing Branch has created an "Ecological Exhibition within the Exhibition" to enhance interactive experiences, showcasing innovative products and technologies in collaboration with tech firms [5][6] - The bank emphasizes integrating financial services into various ecological scenarios, promoting a collaborative ecosystem for financial innovation [6][8] Group 6: Social Responsibility and Sustainable Development - The bank's initiatives include the "Puyin Jinsheng" elderly service and green finance projects, demonstrating its commitment to social responsibility and sustainable development [7] - SPDB has actively participated in local government bond underwriting and social security card initiatives, supporting major projects and improving public services in Beijing [7]

近年来，河南省内某法人金融机构凭借优质的产品和服务，在省内市场赢得广泛认可，业绩不断创新 高。该公司持续优化资产配置策略，结合市场行情发行资管产品，相关产品可通过柜台债市场进行资产 配置。 浦发银行郑州分行紧抓柜台债政策机遇，主动对接该金融机构，获悉业务需求后积极响应，迅速组建专 项服务小组，根据企业业务需求量身定制一揽子金融服务方案，协同总行团队加快推进业务进程，成功 落地1000万柜台债交易，精准畅通客户资金投资渠道、丰富资产配置选择。 据了解，浦发银行郑州分行已开立22个柜台债托管账户，业务覆盖银行、券商、信托等金融机构，助力 河南区域柜台债业务扩容增效。 浦发银行郑州分行相关负责人表示。该业务的成功落地是浦发银行郑州分行深耕区域柜台债券交易生态 的关键成果，有效拓宽了河南省柜台债券的应用场景和流转路径，为省内中小金融机构等地方法人机构 参会柜台债投资提供了更灵活的策略选择，有效盘活了区域内债券资产流动性。 展望未来，浦发银行郑州分行将进一步拓展柜台债业务在省内的深度与广度，加强与区域内各类金融机 构的合作，为推进河南省多层次债券市场建设、助力区域经济高质量发展贡献浦发力量。 来源：环球网 2024年， ...

证券之星消息，9月9日股份制银行板块较上一交易日上涨1.04%，浦发银行领涨。当日上证指数报收于 3807.29，下跌0.51%。深证成指报收于12510.6，下跌1.23%。股份制银行板块个股涨跌见下表： 从资金流向上来看，当日股份制银行板块主力资金净流出1.19亿元，游资资金净流出1.78亿元，散户资金 净流入2.97亿元。股份制银行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600016 民生银行 | | 3824.13万 | 4.58% | -4841.85万 | -5.79% | 1017.72万 | 1.22% | | 601166 兴业银行 | | 3614.65万 | 3.72% | -7918.70万 | -8.16% | 4304.04万 | 4.43% | | 600015 华夏银行 | | 3251.72万 | 9.14% | -2787.07万 | -7.83% ...