●熊先根先生任职期满，其剩余限制性股票满足解禁条件。本次 解除限售的限制性股票数量为 504,000 股，占公司总股本的 0.0087%。 ●本次限制性股票解除限售尚需在相关部门办理解除限售手续， 在手续办理完成后上市流通前，公司将发布相关提示性公告，敬请投 资者注意。 江苏金融租赁股份有限公司 关于公司 2019 年限制性股票股权激励计划 熊先根先生限售股份解除限售的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示 证券代码：600901 证券简称：江苏金租 公告编号：2025-027 江苏金融租赁股份有限公司（以下简称"公司"）于 2025 年 4 月 25 日召开第四届董事会第十一次会议和第四届监事会第六次会议， 审议通过了《关于 2019 年限制性股票股权激励计划熊先根先生限售 股份解除限售的议案》，现将有关事项说明如下： 一、股权激励计划限制性股票批准及实施情况 （一）2019 年 12 月 20 日，公司第二届董事会第十五次会议和第 二届监事会第十四次会议审议通过了《江苏金融租赁股份有限公司 2 ...

证券代码：600901 证券简称：江苏金租 公告编号：2025-028 江苏金融租赁股份有限公司 关于回购注销部分股权激励对象已获授但尚未解除 限售的限制性股票的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 江苏金融租赁股份有限公司（以下简称"公司"）于 2025 年 4 月 25 日召开第四届董事会第十一次会议，审议通过了《关于回购注 销 2019 年限制性股票股权激励计划部分限制性股票的议案》。 鉴于 1 名股权激励对象被解聘，不再符合激励对象资格，根据《江 苏金融租赁股份有限公司 2019 年限制性股票股权激励计划（草案）》 （以下简称"《激励计划》"）的相关规定，公司对其已获授但尚未 解除限售的 513,332 股限制性股票进行回购注销。本次回购注销相关 事项已得到公司 2020 年第一次临时股东大会的授权，无需提交公司 股东大会审议。现将具体内容公告如下： 本次回购注销限制性股票数量：513,332 股。 本次回购价格：1.57 元/股。 一、已履行的决策程序和信息披露情况 1.2019 年 ...

江 苏 世 纪 同 仁 律 师 事 务 所 关 于 江 苏 金 融 租 赁 股 份 有 限 公 司 2019 年 限 制 性 股 票 股 权 激 励 计 划 熊 先 根 先 生 限 售 股 份 解 除 限 售 、 回 购 注 销 部 分 限 制 性 股 票 相 关 事 项 的 法 律 意 见 书 苏同律证字2025第[ 062 ]号 南 京 市 建 邺 区 贤 坤 路 江 岛 智 立 方 C 座 4 层 邮 编 ： 2 1 0 0 1 9 电 话 ： + 8 6 2 5 - 8 3 3 0 4 4 8 0 传 真 ： + 8 6 2 5 - 8 3 3 2 9 3 3 5 江苏世纪同仁律师事务所 关于江苏金融租赁股份有限公司 2019年限制性股票股权激励计划 熊先根先生限售股份解除限售、 回购注销部分限制性股票相关事项的法律意见书 苏同律证字 2025 第[ 062 ]号 致：江苏金融租赁股份有限公司 2.本所出具本法律意见书的依据除出具日以前已发生或存在的事实外，还包 括我国现行法律、法规、规章和规范性文件之规定。本所认定有关事项是否合法 有效是以该等事项发生时所应适用的法律、行政法规为依据，同时也充分考虑 ...

江苏金融租赁股份有限公司 自 2024 年 1 月 1 日 至 2024 年 12 月 31 日止年度财务报表 KPMG Huazhen LLP 8th Floor, KPMG Tower Oriental Plaza 1 East Chang An Avenue Beijing 100738 China Telephone +86 (10) 8508 5000 Fax +86 (10) 8518 5111 Internet kpmg.com/cn 毕马威华振会计师事务所 (特殊普通合伙) 中国北京 东长安街 1 号 东方广场毕马威大楼 8 层 邮政编码:100738 电话 +86 (10) 8508 5000 传真 +86 (10) 8518 5111 网址 kpmg.com/cn 审计报告 毕马威华振审字第 2510794 号 江苏金融租赁股份有限公司全体股东： 一、审计意见 我们审计了后附的江苏金融租赁股份有限公司 (以下简称"江苏金租") 财务报表，包括 2024 年 12 月 31 日的合并及母公司资产负债表，2024 年度的合并及母公司利润表、合并及母 公司现金流量表、合并及母公司股东权益变动表以 ...

Financial Performance - The company's operating revenue for Q1 2025 was CNY 154,419.77 million, representing a 20.47% increase compared to CNY 128,184.43 million in the same period last year[4]. - Net profit attributable to shareholders was CNY 77,175.65 million, an increase of 8.41% from CNY 71,191.31 million year-on-year[4]. - The net profit after deducting non-recurring gains and losses was CNY 76,906.90 million, reflecting a 9.79% increase from CNY 70,050.14 million year-on-year[4]. - The net profit for Q1 2025 was ¥772,287,209.28, compared to ¥711,913,100.49 in Q1 2024, indicating an increase of 8.5%[22]. - Basic earnings per share (EPS) decreased by 23.53% to CNY 0.13 from CNY 0.17 in the same period last year[4]. - The basic earnings per share for Q1 2025 was ¥0.13, down from ¥0.17 in Q1 2024[23]. Cash Flow - The net cash flow from operating activities was negative at CNY -497,822.57 million, compared to CNY -285,406.61 million in the previous year, indicating a significant decline[4]. - The company's cash inflow from operating activities in Q1 2025 was ¥30,383,662,141.75, compared to ¥24,006,883,274.58 in Q1 2024, a growth of 26.6%[25]. - The net cash flow from operating activities was -4,978,225,725.21, compared to -2,854,066,081.79 in the previous period, indicating a significant decline[26]. - The total cash outflow from operating activities amounted to -35,361,887,866.96, up from -26,860,949,356.37 year-over-year[26]. - The net cash flow from financing activities was 1,916,841,091.99, compared to 2,993,004,117.62 in the previous period, showing a decline in financing efficiency[26]. - The ending cash and cash equivalents balance was 1,730,724,972.77, down from 2,271,716,955.40 in the previous period[26]. - The company reported a net decrease in cash and cash equivalents of -3,074,126,272.69, compared to -569,402,645.53 in the previous period, indicating liquidity challenges[26]. Assets and Liabilities - The total assets at the end of the reporting period were CNY 14,952,370.28 million, an increase of 8.94% from CNY 13,725,477.82 million at the end of the previous year[5]. - Total assets increased to ¥149,523,702,823.22 in Q1 2025 from ¥137,254,778,219.67 in Q1 2024, representing a growth of 8.5%[19]. - Total liabilities rose to RMB 12,417,030.42 million compared to RMB 11,267,333.66 million at the end of the last year[14]. - Total liabilities rose to ¥124,170,304,159.14 in Q1 2025, up from ¥112,673,336,633.83 in Q1 2024, marking an increase of 10.9%[19]. Capital and Equity - Total net capital at the end of the reporting period reached RMB 2,661,409.10 million, an increase from RMB 2,564,574.21 million at the end of the previous year[13]. - Core Tier 1 capital amounted to RMB 2,497,907.84 million, up from RMB 2,417,437.44 million year-on-year[13]. - The total equity attributable to shareholders increased to ¥24,902,146,430.86 in Q1 2025 from ¥24,130,720,077.89 in Q1 2024, reflecting a growth of 3.2%[19]. Risk and Ratios - The return on equity (ROE) decreased to 3.15%, down by 0.72 percentage points from 3.87% in the previous year[5]. - The provision coverage ratio decreased to 407.95% from 430.27% year-on-year[15]. - The capital adequacy ratio decreased to 18.18% from 19.08% year-on-year[15]. - The leverage ratio was reported at 16.50%, down from 17.27% in the previous year[15]. - The ratio of non-performing financing lease assets remained stable at 0.91%[15]. - The net interest margin for leasing business improved to 3.91% from 3.63% in the previous year[15]. Other Financial Metrics - The cash flow from financing activities decreased by 35.96% to CNY 191,684.11 million from CNY 299,300.41 million in the previous year[4]. - The company recognized non-recurring gains of CNY 268.75 million during the reporting period, primarily from government subsidies and other income[7]. - The total risk-weighted assets increased to RMB 14,636,327.33 million from RMB 13,444,544.98 million[13]. - The company experienced a decrease in commission income, with net commission income falling to -¥52,352,283.27 in Q1 2025 from -¥9,771,481.75 in Q1 2024[22].

Financial Performance - As of December 31, 2024, the total assets of Jiangsu Financial Leasing reached RMB 137.255 billion, with a net profit of RMB 2.943 billion, both growing over 10% year-on-year[13] - The return on assets (ROA) was 2.29%, and the weighted average return on equity (ROE) was 14.72%[13] - Operating revenue for 2024 reached CNY 527,810.91 million, a 10.26% increase from CNY 478,684.29 million in 2023[24] - Net profit attributable to shareholders for 2024 was CNY 294,274.35 million, reflecting a 10.63% growth compared to CNY 266,008.72 million in 2023[24] - The total profit for 2024 was CNY 3.921 billion, an increase of CNY 378 million, which is a growth of 10.67% compared to the previous year[36] - The company's total assets reached CNY 137.255 billion at the end of 2024, an increase of CNY 17.335 billion, representing a growth of 14.46% compared to the previous year[36] - The company's operating revenue for the reporting period was CNY 527,810.91 million, an increase of CNY 49,126.62 million, or 10.26% year-on-year[46] - The total profit amounted to CNY 392,131.72 million, reflecting a year-on-year increase of CNY 37,797.18 million, or 10.67%[46] Asset Quality and Risk Management - The non-performing loan ratio stood at 0.91%, indicating stable asset quality[13] - The provision coverage ratio decreased to 430.27% in 2024 from 448.39% in 2023, a reduction of 18.12 percentage points[28] - The company has established a comprehensive risk management system to maintain a low level of non-performing assets and ensure financial stability[44] - The balance of non-performing financing lease assets increased by 12.33% to ¥116,643.38 million, with a non-performing asset ratio of 0.91%[70] - The company faces risks related to the decline in asset quality due to adverse macroeconomic conditions, which could impact financial performance[101] - The company has a liquidity risk due to mismatched asset and liability durations, with liabilities generally under one year and leasing projects around three years[103] Business Strategy and Expansion - Jiangsu Financial Leasing has expanded its business coverage to 10 major industries and over 100 sub-markets, forming three major billion-yuan segments[13] - The company aims to deepen its "retail + technology" dual-leading strategy in 2024, focusing on risk control, capability enhancement, cost reduction, and steady growth[36] - The company is expanding into new industries and business models while enhancing its marketing and customer acquisition capabilities[39] - The company aims to become an "internationally leading equipment leasing service provider" by advancing its "Retail + Technology" dual-leading development strategy from 2022 to 2026[97] - The company plans to enhance four capabilities: talent support, financial assurance, asset management, and internal control compliance[98] Technological Advancements - The company is enhancing its technological capabilities by upgrading its service app and integrating artificial intelligence into its operations[14] - The company is enhancing risk management capabilities by improving risk identification and decision-making processes through technology[100] - The company is investing 50 million in R&D for new technologies aimed at enhancing user experience and operational efficiency[128] Shareholder Returns and Dividends - The company plans to distribute a cash dividend of RMB 2.70 per 10 shares, totaling RMB 1.5639425 billion to shareholders[4] - The company has established a three-year dividend return plan, reflecting a commitment to shareholder returns[118] - The company has a cash dividend policy that emphasizes reasonable returns to investors while ensuring long-term interests and sustainable development[157] Corporate Governance - The company emphasizes strong corporate governance, with a diverse board structure and regular meetings to ensure effective oversight[108][110] - The company confirmed that there is no competition with its controlling shareholder, and all related transactions are conducted in accordance with regulations and at fair prices[117] - The company has implemented a comprehensive internal control system, with 14 categories and 251 items of internal control regulations established by the end of the reporting period[163] Sustainability Initiatives - The company has invested CNY 22.9 billion in green leasing projects in 2024, representing a year-on-year increase of 17%[171] - The balance of green leasing business reached CNY 41.4 billion by the end of the year, up 33% year-on-year, accounting for approximately 32% of the total leasing business balance[171] - The company is committed to sustainability initiatives, aiming to reduce its carbon footprint by 25% over the next five years[123] Employee Management and Training - The company reported a total of 570 employees, with 500 in the parent company and 70 in major subsidiaries[147] - The company organized 76 training sessions at the company level and 311 at the departmental level, achieving a 100% coverage rate among employees[151] - The company has implemented a comprehensive training program for middle management, customer managers, and new employees to support its "retail + technology" dual-leading strategy[149] Market Position and Competition - The financial leasing industry is undergoing a critical transformation, with increased competition and regulatory requirements driving companies to optimize their asset structures[40] - The company is exploring potential mergers and acquisitions to enhance its market position and diversify its product portfolio[123] - The company anticipates a steady increase in market share, projecting a rise from 15% to 20% in the next fiscal year[123]

江苏金融租赁股份有限公司 江苏金融租赁股份有限公司董事会： 我们接受委托，按照中国注册会计师审计准则审计了江苏金融租赁股份有限公司 (以下简称 "贵公司") 2024 年度的财务报表，包括 2024 年 12 月 31 日的合并及母公司资产负债表，2024 年 度的合并及母公司利润表、合并及母公司现金流量表、合并及母公司股东权益变动表以及相关财 务报表附注，并于 2025 年 4 月 25 日签发了标准无保留意见的审计报告。 根据中国证券监督管理委员会、中华人民共和国公安部、国务院国有资产监督管理委员会和 中国银行保险监督管理委员会发布的《上市公司监管指引第 8 号——上市公司资金往来、对外担 保的监管要求》(证监会公告[2022]26 号) 以及上海证券交易所发布的《上海证券交易所上市公司 自律监管指南第 2 号——业务办理》的要求，贵公司编制了本专项说明所附的贵公司 2024 年度非 经营性资金占用及其他关联资金往来情况汇总表 (以下简称"汇总表")。 2024 年度非经营性资金占用 及其他关联资金往来情况的专项说明 自 2024 年 1 月 1 日 至 2024 年 12 月 31 日止年度 KPMG ...

江苏金融租赁股份有限公司 2024 年 12 月 31 日内部控制审计报告 KPMG Huazhen LLP 8th Floor, KPMG Tower Oriental Plaza 1 East Chang An Avenue Beijing 100738 China Telephone +86 (10) 8508 5000 Fax +86 (10) 8518 5111 Internet kpmg.com/cn 毕马威华振会计师事务所 (特殊普通合伙) 中国北京 东长安街 1 号 东方广场毕马威大楼 8 层 邮政编码:100738 电话 +86 (10) 8508 5000 传真 +86 (10) 8518 5111 网址 kpmg.com/cn 内部控制审计报告 毕马威华振审字第 2511909 号 江苏金融租赁股份有限公司全体股东： 按照《企业内部控制审计指引》及中国注册会计师执业准则的相关要求，我们审计了江 苏金融租赁股份有限公司 (以下简称"贵公司") 2024 年 12 月 31 日的财务报告内部控制的有 效性。 内部控制具有固有局限性，存在不能防止和发现错报的可能性。此外，由于情况的变化 可能导 ...

公司简称：江苏金租 证券代码：600901 华泰联合证券有限责任公司 关于 江苏金融租赁股份有限公司 2019 年限制性股票股权激励计划 部分限制性股票解除限售及 回购注销部分限制性股票相关事项 之 核查意见 二零二五年四月 1 | 目 录 | 2 | | --- | --- | | 释 义 | 3 | | 一、声明 | 4 | | 二、基本假设 | 4 | | 三、股权激励计划已履行的相关审批程序 | 5 | | 四、本次部分股票解除限售及回购注销部分限制性股票的审批程序 | 7 | | 五、本次可解除限售的限制性股票具体情况 | 7 | | 六、回购注销部分限制性股票相关事项的说明 | 7 | | 七、独立财务顾问核查意见 | 8 | 释 义 | 公司、上市公司、江苏金租 | 指 | 江苏金融租赁股份有限公司 | | --- | --- | --- | | 本激励计划、本计划 | 指 | 江苏金融租赁股份有限公司 2019 年限制性股票股权 | | | | 激励计划 | | 独立财务顾问、本独立财务 | 指 | 华泰联合证券有限责任公司 | | 顾问 | | | | 本核查意见 | 指 | 华泰联合证券有 ...

江苏金融租赁股份有限公司 （一）个人履历及兼职情况 本人薛爽，中国国籍，中共党员，1971 年 2 月出生，博士研究 生学历，教授。现任上海财经大学会计学院教授，兼任吉祥航空股 份有限公司、中国人民财产保险股份有限公司独立董事。2019 年 5 月至今担任公司独立董事，并担任公司董事会审计委员会主任委 员、关联交易控制委员会委员。 （二）独立性情况的说明 年内，本人对独立性情况进行了自查，本人不在公司担任除独 立董事以外的其他任何职务，也不在公司主要股东担任任何职务， 与公司及公司主要股东或有利害关系的机构和人员不存在可能妨碍 进行独立客观判断的关系，没有从公司及公司主要股东或有利害关 系的机构和人员取得额外的、未予披露的其他利益。因此，不存在 影响独立性的情况。 二、独立董事 2024 年度履职概况 （一）出席会议情况 2024 年度独立董事述职报告 （薛爽） 作为江苏金融租赁股份有限公司（以下简称"公司"）的独立董 事，2024 年度，本人严格按照《中华人民共和国公司法》《中华人 民共和国证券法》《上市公司独立董事管理办法》等法律法规和规 范性文件的要求，依据《江苏金融租赁股份有限公司章程》（以下 简称" ...