加码赋能科技产业，精准服务科创需求。继去年底发布首批科技支行名单之后，兴业银行总行近日又授 牌第二批科技支行，厦门杏林支行入选，并于8月20日正式挂牌。由此，兴业银行厦门分行努力谱写的 科技金融大文章，再添"专业写手"——金融"科技专员"贴身贴心服务企业；更精准更及时更全面体察科 技企业需求痛点；全链条、全生命周期为科技企业输送"金融营养液"。 精准服务 陪伴企业成长 此番挂牌"科技支行"的杏林支行，已成立30余年。该支行辐射范围覆盖软件园三期、电子城创新中心、 海翼智能制造园区、马銮湾科技产业园等科技产业聚集区，存量科技金融客户近800户，支行团队具有 丰富的科技金融客户服务经验。 杏林支行陪伴成长的科技企业有很多，HM公司是其中之一。该公司是一家专注于汽车安全领域的系统 部件提供商。公司成立之初，杏林支行即与之建立密切联系，与企业一起走过初创期、成长期、成熟期 等阶段。该公司初创时，财务管理能力待提升，杏林支行在为客户开立基本户及外币户的基础上，提供 工资代发、上门开卡、跨境汇款等一系列综合结算金融服务，并在了解企业对境外机器设备的进口需求 后，针对性地对企业提供充足的授信额度支持；随着公司逐步成长，经营 ...

"中国具身机器人装机量已超55万台，处于世界前沿……"大模型、智能体、具身智能等人工智能技术快 速发展，人工智能已经从实验室走向产业核心。 日前，在一项关于深圳AI与机器人产业的重要调研中，包括优必选、越疆科技、乐聚机器人和元象信 息科技等四家企业的技术底座和落地应用引来了镁光灯。人工智能与机器人产业的跨越式发展背后，传 递更多深意。 当前，国内正在加速推进"新一代人工智能发展规划"，明确将人工智能列为抢占未来竞争优势的战略高 地：从政策层面的顶层设计到企业端的技术攻坚，从基础算力的夯实到千行百业的场景落地，一条兼具 规模与深度的发展路径已然清晰。在AI浪潮中，如何扶持企业壮大、促进产业链完整、培育"硬科技"形 成，是以银行为代表的金融机构必答的考题。 毫无疑义，立身于人工智能"先锋之城"，金融大有可为。全生命周期同频陪伴AI企业成长之外，兴业银 行深圳分行也着力构建与科技创新相适应的科技金融产品创新服务体系。 数据处理、算力应用是人工智能推动经济社会数字化转型、数字产业发展的重要链条，此类科技型企业 对数据价值挖掘和数据资产融资需求较为急切。今年以来，深圳分行持续探索针对算力、算法、数据等 产业链相关企业的 ...

"中国具身机器人装机量已超55万台，处于世界前沿……"大模型、智能体、具身智能等人工智能技术快 速发展，人工智能已经从实验室走向产业核心。 深圳市某人工智能行业领军企业创立于2012年，通过布局人形机器人全栈式技术，聚焦工业制造、商用 服务和家庭陪伴三大应用场景，在行业内率先实现了人形机器人的商业化，并于2023年12月成功在香港 联交所主板挂牌上市。然而，该企业的成长之路并非坦途，其资本困境是所有行业内企业面临的共性挑 战。"从创业开始，我们平均每年的研发投入都要以数亿元来计算，并且逐年累加。"其企业负责人表 示。这种"重研发、长周期"的商业模式，为企业流动性管理带来巨大挑战。 早在企业初创之时，兴业银行深圳分行通过账户管理、资金结算、财务顾问等服务发挥了金融机构辅导 及陪伴的积极作用。在企业锚定赛道、攻坚克难的成长期，发挥"商行+投行"服务优势，发放投贷联动 贷款超1亿元，同时精准对接该企业高速发展期的非融资性需求，为该企业接入兴业银行"财资云"系 统，降低企业财务和人力管理成本。在企业科研成果有效转化、产品顺利商业化的成熟期，兴业银行跨 境金融服务全方位匹配该企业产品营销出海战略，为该企业与子公司提供跨 ...

Market Overview - The A-share market is experiencing a significant rally, with the Shanghai Composite Index surpassing 3800 points, attracting substantial capital inflow [1] - In July 2025, new A-share accounts reached 1.9636 million, marking a year-on-year increase of 70.54% and a month-on-month increase of 19.27% [2] Bank Strategies for Securities Account Opening - Major banks like Bank of China, China Merchants Bank, CITIC Bank, and Industrial Bank are actively promoting securities account openings through their mobile apps [4] - Bank of China has launched a "Silver and Securities Signing Goodies" campaign, allowing customers to access brokerage account openings directly through the bank's app [4] - China Merchants Bank is promoting its securities services with a theme of "New Start for Silver and Securities," collaborating with seven brokerages [4] - Industrial Bank is diversifying its approach by showcasing brokerage account openings across different app pages [4] Customer Engagement and Financial Products - Banks are also focusing on managing customers' idle funds, promoting their own wealth management products under slogans like "Waiting to Invest" and "Idle Funds Never Rest" [5] - The strategy aims to enhance customer retention and attract new clients by providing additional services [5] - The current market conditions are seen as an opportunity for banks to capitalize on the influx of new accounts and associated middle-income business growth [5] Market Sentiment and Future Outlook - Institutional investors are optimistic about the market's future, anticipating continued upward movement as deposits shift into equities [7] - Analysts from招商证券 suggest that the current market phase aligns with historical bull market patterns, indicating potential for further gains [7] - The创业板综合指数 is highlighted for its strong growth characteristics and focus on high-tech sectors, with expectations for significant investment opportunities in areas like carbon reduction and technology advancements [8] Investment Trends and Market Dynamics - The创业板综合指数 has shown strong performance, with net profit and revenue growth rates generally exceeding those of larger indices since 2018 [8] - The A-share market is witnessing a resurgence in risk appetite among investors, leading to increased trading volumes and a notable rise in margin financing balances, which have surpassed 2.1 trillion yuan [8]

记者丨 叶麦穗 视频 丨 黄欣然 实习生曾晓莹 编辑丨杨希 谭婷 市场行情火热，指数涨到眩晕，上证综指轻松站上3800点，各路资金跑步入场。 银行渠道正在成为券商开的"主战场"之一。 据 中国银行 手机银行APP，该行在首页的"热门活动"栏推出了"银证签约好礼相迎"相关活 动。具体来看，该行与中银国际证券、广发证券、中信建投证券等数十家券商合作，客户从银 行端口便能进入"券商开户直通车"，跳转至上述券商的开户页面；除此之外，该行还推出线下 预约开户功能，用户在输入该行银行账户信息后，可自行选择券商及营业部完成线下预约。 针对在券商开户时首次绑定中国银行借记卡、成功签约第三方存管的客户，可参与一次抽奖， 最高可抽取188元的支付宝红包权益。 除了中国银行， 招商银行 在APP首页，以滚动头条的方式，加大业务宣传，推广活动的主题 为"银证新启，财富进阶"，该行与7家券商深度合作，分别是招商证券、国信证券、中金财 富、东方证券、华泰证券、国投证券、长江证券。 兴业银行 的银证引流布局则分布在不同的页面。在财富页面，展现了两家券商的开户滚动 条，分别是兴业证券和华福证券；而在专门的银证开户页面，同样提供了数十家券商的 ...

Market Overview - On August 25, the A-share market experienced a significant upward trend, with the Shanghai Composite Index approaching 3900 points and the ChiNext Index leading in gains [1] - The total trading volume of the two markets reached 3.14 trillion yuan, an increase of 594.4 billion yuan compared to the previous trading day [1] ETF Performance - The Dividend Low Volatility ETF (512890) rose by 0.83% on the same day, closing at 1.219 yuan, with a turnover rate of 2.59% and a trading volume of 546 million yuan, making it the top performer among similar ETFs [2][3] - As of August 22, 2025, the asset size of the ETF was 20.992 billion yuan, with a daily average trading volume of 483 million yuan over the past 20 trading days, indicating sustained market interest [2] Fund Flow Analysis - Recent fund flows indicate short-term outflows and medium to long-term inflows, with a net outflow of 57 million yuan over the past five trading days and 117 million yuan over the past ten days; however, there was a net inflow of 3.298 billion yuan over the past 60 days [2] - The ETF's cumulative return since its establishment in December 2018 has reached 141.74%, significantly outperforming its benchmark and ranking 33rd among 502 similar products [5] Holdings and Sector Focus - The ETF's top holdings are primarily in the banking sector, including Chengdu Bank, Industrial Bank, Sichuan Road and Bridge, and Daqin Railway, which all saw price increases on August 25, aligning with their high dividend and low valuation characteristics [4] - The frequency of insurance capital stake acquisitions has significantly increased in 2025, with nearly 30 instances by August 19, focusing on high-dividend, low-volatility sectors such as banking and utilities, which enhances market attention and capital inflow expectations for the ETF's holdings [4]

21世纪经济报道 记者 叶麦穗 针对在券商开户时首次绑定中国银行借记卡、成功签约第三方存管的客户，可参与一次抽奖，最高可抽 取188元的支付宝红包权益。 除了中国银行，招商银行在APP首页，以滚动头条的方式，加大业务宣传，推广活动的主题为"银证新 启，财富进阶"，该行与7家券商深度合作，分别是招商证券、国信证券、中金财富、东方证券、华泰证 券、国投证券、长江证券。 兴业银行的银证引流布局则分布在不同的页面。在财富页面，展现了两家券商的开户滚动条，分别是兴 业证券和华福证券；而在专门的银证开户页面，同样提供了数十家券商的开户链接。 在引流开户的同时，银行也为客户的"休市资金"作出规划和安排，借"持币待投、随时进场""休市闲钱 不休息"等，吸引客户了解该行自营理财产品。 有银行理财客户经理表示："这其实对于银行来说也是双赢，证券开户指标的背后是中间业务收入的增 长机会。客户开通第三方存管之后，进入证券账户的资金都是通过银行卡，既能帮助老客户增加黏性， 也能给新客户提供新的服务，挖掘客户的有效需求。" 市场行情火热，指数涨到眩晕，上证综指轻松站上3800点，各路资金跑步入场。 据上交所官网数据显示，2025年7月， ...

Economic Resilience and Growth - China's exports grew by 8.0% in July despite a 24% tariff pressure from the US, with equipment manufacturing showing a 9.9% growth rate [2][3] - The diversification of exports and industrial upgrades are restructuring the resilience of the Chinese economy, with high-tech industries showing a 9.5% increase in industrial added value [3][4] - The service sector contributed significantly to economic growth, with a 5.5% increase in added value in the first half of the year, accounting for 60.2% of economic growth [4] Export Dynamics - The decline in exports to the US was offset by increases in exports to ASEAN (13.5%), Africa (24.5%), Latin America (7.3%), and the EU (7.0%) [3] - The "rush to export" effect is expected to have a manageable impact, with an estimated 1.7% of 2024's total export amount being pre-empted [5] - Knowledge-intensive service exports, particularly in innovative pharmaceuticals, are anticipated to become new growth points for China's exports [6] Service Consumption Growth - There is significant potential for growth in service consumption, with projections indicating an increase in the share of service consumption from 46% in 2024 to over 10% by 2035 as GDP doubles [7] - Key areas for service consumption growth include health services and cultural entertainment, which are expected to see increased demand as income levels rise [7][9] - The development of service consumption is seen as a long-term growth driver, with less risk of demand overextension compared to durable goods [7] Policy Recommendations - Recommendations include increasing subsidies in the service consumption sector to encourage habit formation and structural upgrades [8] - Enhancing the quality of supply in cultural and entertainment services is suggested to foster new growth in service consumption [9] - Targeted support in areas such as elderly care, childcare, and retraining is recommended to address both immediate and long-term needs [10] Financial and Monetary Policy Coordination - The current "hot fiscal, cold credit" phenomenon is attributed to a shift in credit demand towards high-quality development sectors [11] - Coordination between fiscal and monetary policies is essential, with suggestions for fiscal interest subsidies to lower financing costs for the real economy [12] - The focus should be on quality rather than quantity in credit provision, with expectations that economic growth will meet targets without further interest rate cuts [14]

Group 1 - The China Securities Bank Index (399986) increased by 0.28% as of August 25, 2025, with notable gains from Ping An Bank (3.07%), Ningbo Bank (2.04%), and others [1] - Seven A-share listed banks have disclosed their semi-annual performance for 2025, showing steady growth in total assets, operating revenue, and net profit attributable to shareholders, along with a decrease in non-performing loan ratios [1] - Ningbo Bank experienced rapid total asset expansion, while Shanghai Pudong Development Bank's total revenue surpassed 90 billion yuan, with several city commercial banks achieving double-digit growth in net profit [1] Group 2 - The CSI Dividend Total Return Index has underperformed compared to the broader market indices, with the banking index lagging behind the Wind All A Index by approximately 5% [2] - The performance of the banking sector is closely linked to the interest rate cycle, suggesting a focus on cyclical stability and the recovery of equity markets [2] - The Bank ETF Index closely tracks the China Securities Bank Index, providing investors with analytical tools to assess the performance of various industry sectors [2] Group 3 - As of July 31, 2025, the top ten weighted stocks in the China Securities Bank Index accounted for 64.84% of the index, including major banks like China Merchants Bank and Industrial and Commercial Bank of China [3]

风险提示：市场有风险，投资需谨慎。本文为AI大模型自动发布，任何在本文出现的信息（包括但不 限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成个人投资建 议。 8月25日，截止午间收盘，沪深300ETF中金（510320）涨1.02%，报1.189元，成交额856.13万元。沪深 300ETF中金（510320）重仓股方面，贵州茅台截止午盘涨1.36%，宁德时代涨1.45%，中国平安涨 0.17%，招商银行涨0.95%，兴业银行涨0.44%，长江电力涨1.97%，美的集团涨1.08%，紫金矿业涨 6.00%，比亚迪涨0.66%，东方财富涨1.15%。 沪深300ETF中金（510320）业绩比较基准为沪深300指数收益率，管理人为中金基金管理有限公司，基 金经理为刘重晋，成立（2025-04-16）以来回报为17.41%，近一个月回报为6.44%。 来源：新浪基金∞工作室 ...