1月15日金融一线消息，Visa今日宣布支持中国持卡人 ApplePay绑卡。Visa将与Apple一起，支持中国持 卡人将Visa卡绑定至ApplePay，并在境外的线下商户、移动app或线上网站等多种场景进行支付。目 前，全球79%的线下交易来自"一拍即付"。 Visa中国区总裁尹小龙表示："全球数字支付飞速发展的同时，消费者对基于手机的、互联互通的移动 支付方式的需求也与日俱增。一直以来，Visa致力于为中国持卡人提供多元的支付选择，让他们无论身 处何地，都能安心自在地畅享支付之旅。此次，Visa秉持着对中国市场和持卡人长期不变的承诺，在数 据安全与支付安全领域加大投入，推出支付标记化服务并率先实现其在跨境场景的应用。我们很高兴与 Apple及金融机构携手，率先为中国持卡人带来更安全、更便捷的移动支付新体验。" 首批支持的发卡银行包括：中国工商银行、中国银行、中国农业银行、交通银行、招商银行、中信银 行、平安银行及兴业银行。Visa和Apple正在与包括上海浦东发展银行、中国建设银行、中国民生银 行、中国光大银行在内的更多银行伙伴紧密合作，相关功能将于未来陆续上线。 责任编辑：王馨茹 Visa中国区总裁 ...

Core Viewpoint - The 2025 China Enterprise ESG "Golden Responsibility Award" aims to recognize companies and institutions that have made significant contributions to ESG initiatives in China, reflecting a shift from voluntary practices to compliance requirements in ESG performance [1][18]. Group 1: Award Categories and Winners - The award includes ten categories: Best Environmental Responsibility Award, Best Social Responsibility Award, Best Corporate Governance Responsibility Award, Best Responsibility Initiative Award, Annual Sustainable Development Award, Best Responsible Investment Bank Award, Best Responsible Investment Securities Company Award, Best Responsible Investment Insurance Company Award, Best Responsible Investment Fund Company Award, and Best Responsible Investment Asset Management Institution Award [1][18]. - The Best Environmental Responsibility Award winners include: Sungrow Power Supply, Industrial Fulian, Kweichow Moutai, Geely Automobile, Haier Smart Home, Hisense Visual Technology, Linyang Electronics, Tongwei Co., Weichai Power, and Luxshare Precision [10][28]. - The Best Social Responsibility Award winners include: China Shenhua, China General Nuclear Power, China Resources Sanjiu, Sinopec, Shougang, Wuliangye, Yangtze Power, China Telecom, China Oilfield Services, and LONGi Green Energy [10][28]. - The Best Corporate Governance Responsibility Award winners include: Zijin Mining, SF Holding, ZTE Corporation, Industrial Fulian, JA Solar, Sany Heavy Industry, Nanjing Steel, Bright Dairy, TCL Zhonghuan, and Fuyao Glass [10][28]. - The Best Responsibility Initiative Award winners include: FiberHome Technologies, Wens Foodstuff Group, Haitian Flavoring and Food, Aier Eye Hospital, Yunnan Baiyao, Anker Innovations, Kingfa Sci. & Tech., Huatai Securities, Silex, and Hainengda [11][28]. - The Annual Sustainable Development Award winners include: China General Nuclear Power, Sungrow Power Supply, Kweichow Moutai, Contemporary Amperex Technology, Zijin Mining, Hikvision, Yili, Baosteel, Chint Electric, and China Mobile [11][28]. Group 2: Responsible Investment Awards - The Best Responsible Investment Bank Award winners include: Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, Industrial Bank, and Bank of China [11][28]. - The Best Responsible Investment Securities Company Award winners include: Guotai Junan, Everbright Securities, CITIC Securities, Huatai Securities, and CICC [12][28]. - The Best Responsible Investment Insurance Company Award winners include: China Life Insurance, China Ping An, China Pacific Insurance, China Re, Sunshine Insurance, and China Life [13][28]. - The Best Responsible Investment Fund Company Award winners include: Bosera Funds, Southern Fund, China Asset Management, Penghua Fund, Huitianfu Fund, and E Fund [14][28]. - The Best Responsible Investment Asset Management Institution Award winners include: China Life Asset Management, Huaxia Wealth Management, Xingyin Wealth Management, Taikang Asset, Taikang Asset, and Galaxy Investment [15][28]. Group 3: ESG Development Context - By 2025, China's ESG development has transitioned from "setting standards" to "strengthening regulations," with a comprehensive disclosure standard system being established [1][18]. - The ESG performance of enterprises is now a compliance requirement, linking commercial value with social value [1][18]. - The ESG rating center aims to promote sustainable development and responsible investment, enhancing the ESG performance of listed companies [17][34].

Core Insights - The recent policy by the People's Bank of China and other regulatory bodies allows agricultural facilities and livestock to be used as collateral for financing, addressing long-standing financing difficulties in the livestock industry [1][2][5] Group 1: Policy Implementation - The policy has led to a nationwide movement to formalize agricultural asset rights, enabling previously dormant agricultural assets to be recognized as collateral [2][3] - Financial institutions are actively engaging with local agricultural departments to streamline processes and provide tailored financing solutions to farmers [2][3] Group 2: Financing Innovations - The Bank of China in Guangxi successfully issued a loan of 500,000 yuan to a cooperative using agricultural land and facilities as collateral, demonstrating the effectiveness of the new policy [3] - Guizhou Bank issued a standardized loan of 2 million yuan against livestock, marking a significant step in utilizing live animals as collateral [4] Group 3: Challenges and Solutions - The transition to using livestock as collateral faces challenges such as ownership verification and risk management, but banks are developing innovative solutions to address these issues [4][5] - China CITIC Bank has implemented a comprehensive risk management framework for livestock collateral, successfully facilitating an 8 million yuan financing deal for a dairy farm [5] Group 4: Digital Transformation - The policy encourages the use of digital technologies like electronic ear tags and biometric identification to enhance the management and verification of livestock assets [6] - Agricultural Bank of China has introduced a "smart livestock loan" product that utilizes facial recognition technology for precise identification and monitoring of livestock [6][7] - Industrial Bank has developed a digital asset monitoring platform that allows for remote oversight of livestock, improving risk management and operational efficiency [7]

转自：新华财经 近期，兴业银行乌鲁木齐分行通过"厅堂阵地宣传+外部精准触达"相结合的模式，深入市场、商场等人 员密集区，围绕账户开立、签约管理、限额管理、个人账户安全使用等主题，开展了形式多样、内容丰 富的宣传服务活动。 据悉，该活动有效提升了公众的风险防范意识和自我保护能力，取得了良好的社会成效与反响。 在乌鲁木齐劝业批发市场，该行用"以案说法+情景模拟+现场咨询"的模式，将金融安全知识送到商户 身边。 在社区，该行开展了深度互动式宣讲活动，综合运用案例剖析、文艺演绎及趣味互动等多种手段讲解个 人结算账户使用的安全防范措施，解答账户交易限额等相关问题。 在大型商场，该行设立金融咨询台，通过系统性讲解与案例剖析，强化了公众对账户出租、出借、出售 等违规行为的风险防范意识，高效回应并解决客户诉求。 据介绍，该行通过多渠道布局开展金融知识普及工作，构建起广覆盖的公众金融宣传网络。线上充分利 用微信公众号、视频号等新媒体平台推送金融安全知识；线下依托营业网点设立"金融知识宣传角"，开 展常态化宣传。通过"线上+线下"相结合的模式，确保金融安全知识能够传递到每一位客户，实现服 务、宣传、教育的无缝衔接。 未来，该行将 ...

Core Viewpoint - The State-Owned Enterprise Reform Index (399974) closed at 1990.41 points, down 0.53%, with a trading volume of 297.446 billion yuan and a turnover rate of 1.42% [1] Group 1: Index Performance - On the day, 27 stocks in the index rose, with Guangdian Yuntong leading with a 5.19% increase, while 72 stocks fell, with Dongfang Electric leading the decline at 2.99% [1] - The top ten constituent stocks of the State-Owned Enterprise Reform Index are detailed, showing varying performance across sectors such as non-ferrous metals, banking, and electronics [1] Group 2: Stock Details - Key stocks include Zijin Mining with a weight of 3.25% and a price of 38.50 yuan, up 0.68%, and Industrial Bank with a weight of 2.99% and a price of 20.51 yuan, down 2.38% [1] - Other notable stocks include CITIC Securities, North Huachuang, and China Merchants Bank, with respective price changes of -1.12%, +0.63%, and -2.58% [1] Group 3: Capital Flow - The net outflow of main funds from the constituent stocks totaled 16.187 billion yuan, while retail investors saw a net inflow of 10.455 billion yuan [3] - Notable capital flows include a net inflow of 6.22 million yuan for BOE Technology Group, despite a net outflow from other stocks like China Great Wall and Hikvision [3]

国际金价连创新高，众多投资者活跃参与，部分投资者赚得盆满钵满，但对于一些厌恶投资风险的投资者而言，担心的却是金价下行带来投资 损失。 近期不少银行推出了与黄金挂钩的结构性存款产品，正是抓住了这部分投资者既不甘心亏本又想博取更高收益的需求。 业内人士认为，2026年一季度还处在前几年利率较高的定期存款集中到期高峰阶段，此时商业银行推出结构性存款还可以解决资金稳定性的问 题。 挂钩黄金的结构性存款产品密集推出 当前，国内银行存款利率处于低位。部分银行短期存款利率已经到了0开头，如工商银行个人人民币3月期整存整取存款当前执行利率为 0.65%，甚至3个月期限20万元起存的大额存单年化利率也仅为0.9%。 存款利率下行，与之相对的黄金市场却一路走高，这也使得多家银行顺势密集推出挂钩黄金的结构性存款产品。这类产品凭借"本金保障+收益 浮动"的核心优势与灵活期限选择，成为风险厌恶型投资者的新选项。 2025年，国际金价走出史诗级牛市，伦敦现货黄金价格从年初约2646美元/盎司攀升至年底超4367.8美元/盎司，全年累计涨幅约65%。 自2025年初以来伦敦现货黄金价格走势（单位：美元/盎司） 以招商银行为例，该行于1月1 ...

| 代码 | 简称 | 今日涨跌幅（%） | 今日换手率（%） | 主力资金流量（万元） | | --- | --- | --- | --- | --- | | 600036 | 招商银行 | -2.58 | 0.93 | -203476.81 | | 601169 | 北京银行 | -2.71 | 2.18 | -92629.68 | | 601166 | 兴业银行 | -2.38 | 0.61 | -51513.60 | | 600000 | 浦发银行 | -2.85 | 0.41 | -31061.75 | | 600015 | 华夏银行 | -2.81 | 0.99 | -27174.30 | | 601288 | 农业银行 | -1.71 | 0.12 | -24314.35 | | 601658 | 邮储银行 | -1.68 | 0.32 | -19835.95 | | 000001 | 平安银行 | -0.96 | 0.66 | -18038.37 | | 601398 | 工商银行 | -1.54 | 0.14 | -15404.23 | | 601988 | 中国银行 | -1.44 | 0 ...

收盘了！今天的市场，无需多言，依旧火热， 全市场今日成交近4万亿元，再创历史新高。 一起看看发生了什么事情。 1月14日，市场全天冲高回落，三大指数涨跌互现。截至收盘， 沪指跌0.31%，深成指涨0.56%， 创业板指涨0.82%。 市场共 2747只个股上涨，110只个股涨停，2592只个股下跌。 | 880005 张跌家数 | | | | --- | --- | --- | | 日 | 涨停 | 110 | | 涨幅 | > 7% | 253 | | 涨幅 | 5-7% | 154 | | 涨幅 | 3-5% | 370 | | 涨幅 | 0-3% | 1970 | | 跌幅 | 0-3% | 2369 | | 跌幅 | 3-5% | 149 | | 跌幅 | 5-7% | 38 | | 跌幅 | > 7% | 36 | | 其中 跌停 | | 19 | | | | 2747 | | 上涨5秒 下载索数 新闻博报 总面帮助 | | 2592 | | | | 131 | | | | 5470 | | 总成交额 | | 39868.62亿 | | 总成交量 | | 228275.7万 | | 涨家增减 | | ...

Market Overview - The A-share market experienced a record trading volume of nearly 4 trillion yuan, setting a historical high [1] - The three major indices showed mixed results, with the Shanghai Composite Index down 0.31%, while the Shenzhen Component Index rose by 0.56% and the ChiNext Index increased by 0.82% [1] Stock Performance - A total of 2,747 stocks rose, with 110 hitting the daily limit up, while 2,592 stocks declined [1][2] - The trading statistics included 253 stocks with gains over 7%, 154 stocks gaining between 5-7%, and 370 stocks rising between 3-5% [2] Financing Margin Adjustment - The China Securities Regulatory Commission approved an adjustment to the financing margin ratio, increasing the minimum margin for buying securities on margin from 80% to 100% [3] - This adjustment is expected to reduce the leverage available for investors, potentially leading to a contraction in financing transactions and putting pressure on high-volatility sectors [6] Market Impact - The adjustment aims to prevent excessive leverage in financing transactions, thereby reducing market volatility risks and the potential for cascading declines due to margin calls [7] - The actual impact on the market is expected to be limited, as existing financing contracts will remain unchanged, and the overall financing balance in the A-share market is considered reasonable [8] End-of-Day Trading Activity - A notable occurrence was the appearance of large sell orders for several heavyweight stocks during the closing auction, with China Merchants Bank seeing sell orders exceeding 6.5 billion yuan [8] - Other stocks with significant sell orders included Zijin Mining, Yangtze Power, and China Aluminum, each with sell orders exceeding 1 billion yuan [8]

【导读】 A股多只权重股尾盘竞价再现巨额压单 中国基金报记者 泰勒 ▶长期影响：降低市场杠杆风险，利于股市平稳运行 该调整是逆周期调节的重要举措，核心目的是防范融资交易过度杠杆化引发的市场波动风险，从根源上减少因融资爆仓带来的连锁下跌效应。 长期来看，市场杠杆率的合理管控能提升 A 股的抗风险能力，为市场长期健康发展筑牢基础，属于中性偏利好的调整。 兄弟姐妹们啊，收盘了！今天的市场，无需多言，依旧火热， 全市场今日成交近4万亿元，再创历史新高。 一起看看发生了什么事情。 1月14日，市场全天冲高回落，三大指数涨跌互现。截至收盘， 沪指跌0.31%，深成指涨0.56%，创业板指涨0.82%。 市场共 2747只个股上涨，110只个股涨停，2592只个股下跌。 | 880005 张跌家数 | | | | --- | --- | --- | | 日中 | 涨停 | 110 | | 涨幅 | > 7% | 253 | | 涨幅 | 5-7% | 154 | | 涨幅 | 3-5% | 370 | | 涨幅 | 0-3% | 1970 | | 跌幅 | 0-3% | 6967 | | 跌幅 | 3-5% | 149 | ...