Core Viewpoint - Xiamen Branch of Industrial Bank is committed to local market development, focusing on the "4+4+6" modern industrial system construction, and advancing the "commercial bank + investment bank" strategy to support regional industrial transformation and high-quality development [1][4] Group 1: Bond Underwriting Business - Xiamen Branch has established a comprehensive bond service network, serving key industries in Xiamen, with nearly 100% coverage of local bond issuance clients [2] - The branch has achieved a full spectrum of bond types, including conventional products like short-term financing bonds and innovative products such as technology innovation bonds and green bonds, catering to diverse financing needs [2] - The branch has ranked first in the Xiamen market for non-financial corporate debt financing tool underwriting for 12 consecutive years, with over 230 billion yuan in cumulative underwriting in the past five years [2] Group 2: Innovation and Leadership - The branch has successfully launched several first-of-their-kind projects in bond underwriting, including the first purpose-based technology innovation bonds and the first digital RMB bonds, setting industry benchmarks [3] - A notable project includes the first purpose-based technology innovation bond led by the branch, which supports a major flexible AMOLED production line project, enhancing financing channels and accelerating technology transfer [3] Group 3: Commitment to High-Quality Development - The branch aims to strengthen its core advantages in bond underwriting by providing professional services, diverse products, and precise funding, positioning itself as a financial partner for high-quality economic development in Xiamen [4]

Core Viewpoint - The strategic cooperation agreement between Industrial Bank Nanjing Branch and Jiangsu Provincial Institute of Industrial Technology marks a significant step towards enhancing innovation resource integration and building an industrial ecosystem in Jiangsu [1] Group 1: Strategic Cooperation - The agreement was signed on December 29, 2025, by representatives from both parties, indicating a formal partnership aimed at deepening collaboration in various fields [1] - The cooperation will focus on financial services for technology enterprises, transformation of technological achievements, and cultivation of innovation ecosystems, promoting resource sharing and complementary advantages [1] Group 2: Background and Significance - Jiangsu Provincial Institute of Industrial Technology, established in 2013, has been pivotal in driving industrial technology innovation and facilitating the transformation of scientific achievements [1] - The institute has successfully incubated numerous technology-based enterprises and established significant innovation advantages in key areas, becoming a core force in regional technological innovation and industrial development [1] Group 3: Future Outlook - Industrial Bank Nanjing Branch aims to leverage its comprehensive financial service advantages to address challenges in the transformation of technological achievements, contributing to Jiangsu's goal of becoming a globally influential industrial technology innovation center [1]

Core Viewpoint - Industrial Bank (601166) announced a system upgrade to enhance debit card point redemption services, which will temporarily suspend online and mobile banking services for health-related services from January 12 to January 23, 2026 [1] Group 1 - The system upgrade aims to provide higher quality value-added services for debit card point redemption [1] - The upgrade will affect services including expert appointment scheduling, medical guidance, dental cleaning, and health check-up services [1] - Customers are advised to contact the bank's customer service hotline for any inquiries during the upgrade period [1]

Core Insights - The Jinan branch of Industrial Bank is actively responding to national policies aimed at stimulating consumption and promoting consumption upgrades, focusing on the automotive consumption market [1][2] - The branch has established deep cooperation with local leading automotive groups, creating a "finance + industry" collaborative service ecosystem to inject strong financial momentum into the regional automotive consumption market [1] - By 2025, the branch plans to invest a total of 63.94 million yuan in automotive installment financing in the Linyi area, effectively tapping into local automotive consumption potential [1] Collaboration Model - The branch adheres to the concept of "resource sharing and service co-construction," building exclusive cooperation channels with core automotive groups to deeply integrate financial services into the entire automotive sales process [1] - Financial service stations are set up at partner 4S stores, equipped with dedicated on-site managers to facilitate a one-stop process from vehicle selection to loan disbursement, significantly improving business processing efficiency [1] - Customized installment plans are offered to meet different customer needs, with flexible down payment ratios and repayment terms, effectively reducing the financial burden of purchasing a vehicle [1] Product Innovation - The branch has developed a "Car Owner Card" as a core vehicle for creating a rights system covering the entire lifecycle of vehicle ownership, offering exclusive benefits such as fuel discounts, car wash deals, and roadside assistance [2] - The cardholders also enjoy discounts on automotive installment fees, creating a multi-dimensional competitive advantage through the combination of products, rights, and services [2] - Localized marketing activities, such as "installment purchase with benefits," are conducted in collaboration with automotive groups to precisely connect financial incentives with vehicle purchase benefits, further activating consumer potential and enhancing customer loyalty [2] Future Plans - The branch aims to deepen strategic cooperation with core enterprises in the automotive industry chain, expand services in niche markets such as new energy vehicles, and enrich the benefits matrix of the Car Owner Card [2] - The focus will be on optimizing the full-process financial service experience and providing more efficient and customer-friendly financial products to continuously inject financial "vitality" into the high-quality development of the regional automotive consumption market [2]

兴业银行1月15日大宗交易平台出现一笔成交，成交量500.00万股，成交金额1.02亿元，大宗交易成交价 为20.47元，相对今日收盘价溢价0.74%。该笔交易的买方营业部为华福证券有限责任公司福州鼓屏路证 券营业部，卖方营业部为兴业证券股份有限公司福州湖东路证券营业部。 （文章来源：证券时报网） 进一步统计，近3个月内该股累计发生4笔大宗交易，合计成交金额为8.43亿元。 1月15日兴业银行大宗交易一览 | 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 | | 股） | | （元） | | | | | 500.00 | 10235.00 | 20.47 | 0.74 | 华福证券有限责任公司福 | 兴业证券股份有限公司福 | | | | | | 州鼓屏路证券营业部 | 州湖东路证券营业部 | 证券时报·数据宝统计显示，兴业银行今日收盘价为20.32元，下跌0.93%，日换手率为0.48%，成交额为 20.71亿元，全天主力资金净流入1 ...

| PA 22-2 2002 September 1 810 1520 | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量( * ) 买入营业部 | | | 卖出营业部 | 是否为专场 | | 026-01-15 | 兴业银行 | 601166 | 20.47 10235 ​​​ | 500 | 公司是公開家路路 | | KO | 1月15日，兴业银行大宗交易成交500万股，成交额1.02亿元，占当日总成交额的4.71%，成交价20.47 元，较市场收盘价20.32元溢价0.74%。 ...

Group 1 - The banking sector experienced a decline of 0.37% on January 15, with Everbright Bank leading the drop [1] - The Shanghai Composite Index closed at 4112.6, down 0.33%, while the Shenzhen Component Index rose by 0.41% to 14306.73 [1] - The trading volume and turnover for various banks showed mixed results, with CITIC Bank closing at 7.63, up 0.39%, and Everbright Bank at 3.38, down 1.46% [1] Group 2 - The net outflow of main funds from the banking sector was 38.51 million yuan, while retail investors saw a net inflow of 42.9 million yuan [1] - The detailed fund flow data indicated that Industrial Bank had a net inflow of 13.72 million yuan from main funds, while CITIC Bank had a net outflow of 12.12 million yuan [2] - Retail investors showed varying trends, with CITIC Bank experiencing a net outflow of 7.91 million yuan, while Industrial Bank had a net inflow of 23.6 million yuan [2]

Core Insights - Visa and Apple Pay have launched a collaboration to allow Chinese cardholders to link their Visa cards to Apple Pay for seamless cross-border payments, enhancing the efficiency and experience of international transactions [1][3][6] Group 1: Collaboration Details - The partnership enables Chinese cardholders to use Apple Pay for payments at overseas merchants, mobile apps, and online platforms, facilitating contactless transactions [3][4] - The initial participating banks include Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others, with more banks expected to join in the future [4][6] Group 2: Consumer Benefits - The integration of Visa and Apple Pay allows for a streamlined payment process, reducing the need for repeated entry of card information, thus enhancing user convenience [5][6] - Apple Pay's standardized interface is designed to lower the usage threshold for consumers, making it easier to conduct transactions abroad [5][6] Group 3: Security Features - The collaboration incorporates advanced security measures, such as the use of a unique device account number generated by Visa's tokenization technology, which helps mitigate fraud risks [6][7] - Sensitive payment information is not stored on devices or Apple servers, ensuring a higher level of security for users [6][7] Group 4: Bank Strategy - This partnership represents a strategic move for banks to deepen their cross-border financial services and enhance customer engagement by embedding their card products into global mobile payment scenarios [6] - Banks are also launching promotional activities to encourage users to link their Visa cards to Apple Pay, enhancing the overall value proposition for consumers [5][6]

Core Viewpoint - The 2025 China Enterprise ESG "Golden Responsibility Award" aims to recognize companies that have made significant contributions to ESG (Environmental, Social, and Governance) practices, with over 5,000 enterprises participating in the evaluation process [1][4]. Group 1: ESG Award Overview - The award was launched in November 2025 by Sina Finance ESG Rating Center, focusing on promoting sustainable development and responsible investment [1][4]. - The evaluation process included comprehensive performance assessments, professional scoring, and online voting, culminating in the announcement of the award winners after three months of competition [1][4]. Group 2: Award Winners - The "Best Responsible Investment Bank" award was given to six banks: Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, Industrial Bank, and Bank of China [2][5]. - The award committee expressed hopes that these leading enterprises will inspire others to enhance their ESG capabilities and contribute to high-quality development in China [2][5]. Group 3: ESG Rating Center Introduction - The Sina Finance ESG Rating Center is the first Chinese platform dedicated to ESG information and ratings, promoting sustainable development and responsible investment [3][6]. - The center aims to establish ESG evaluation standards suitable for China's characteristics and enhance corporate ratings through collaboration with leading ESG enterprises [3][6].

Core Viewpoint - The performance of the CSI 300 ESG ETF (561900) shows a slight decline, indicating market volatility and mixed performance among its major holdings [1] Group 1: ETF Performance - As of the midday close on January 15, the CSI 300 ESG ETF (561900) decreased by 0.30%, trading at 0.995 yuan with a transaction volume of 683,200 yuan [1] - Since its inception on July 6, 2021, the fund has returned -0.23%, while its return over the past month is 3.39% [1] Group 2: Major Holdings Performance - Among the major stocks in the CSI 300 ESG ETF, Kweichow Moutai fell by 0.47%, CATL increased by 0.01%, and China Merchants Bank rose by 0.37% [1] - Other notable movements include Zhongji Xuchuang down by 1.07%, Changjiang Electric up by 0.30%, Midea Group up by 0.71%, BYD down by 0.32%, Industrial Bank down by 0.10%, and Heng Rui Pharmaceutical down by 1.37% [1]