兴业证券股份有限公司 关于 兴业银行股份有限公司 详式权益变动报告书 之 财务顾问核查意见 （福建省福州市湖东路268号） 二〇二五年五月 声 明 本声明所述的词语或简称与本核查意见"释义"部分所定义的词语或简称具 有相同的含义。 根据《中华人民共和国公司法》《中华人民共和国证券法》《上市公司收购管 理办法》《公开发行证券的公司信息披露内容与格式准则第 15 号—权益变动报告 书》《公开发行证券的公司信息披露内容与格式准则第 16 号—上市公司收购报告 书》及相关的法律、法规的规定，兴业证券股份有限公司（以下简称"本财务顾 问"或"兴业证券"）按照证券行业公认的业务标准、道德规范，本着诚实信用、 勤勉尽责的精神，对本次权益变动的相关情况和资料进行了核查，对《兴业银行 股份有限公司详式权益变动报告书》所披露的内容出具核查意见。 为使相关各方恰当地理解和使用本核查意见，本财务顾问特作出如下声明： 一、本财务顾问已按照规定履行了尽职调查义务，对信息披露义务人披露的 《兴业银行股份有限公司详式权益变动报告书》进行了核查，确信其内容与格式 符合相关规定，并保证本财务顾问发表的专业意见与信息披露义务人披露的文件 内容不存 ...

公告编号：临2025-026 A股代码：601166 A股简称：兴业银行 优先股代码：360005、360012、360032 优先股简称：兴业优1、兴业优2、兴业优3 可转债代码：113052 可转债简称：兴业转债 兴业银行股份有限公司 关于股东权益变动的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 本次权益变动属于增持，不触及要约收购。 ● 本次权益变动后福建省财政厅及其一致行动人福建省金融投资有限责任公 司（以下简称福建金投）合计持有本公司普通股 4,353,660,826 股，占本公司普通 股总股本的 20.57%，仍为本公司合并持股第一大股东。 ● 本次权益变动不涉及控制权变更，不改变本公司无控股股东、无实际控制 人状态。 兴业银行股份有限公司（以下简称本公司）于 2025 年 5 月 28 日收到福建省 财政厅及其一致行动人福建金投签署的《兴业银行股份有限公司详式权益变动报 告书》，福建省财政厅通过可转债转股的方式增持本公司部分股份。本次权益变动 具体情况如下： 此外，福建省财政厅 ...

Core Viewpoint - The company emphasizes the integration of innovative payment services with a focus on community needs, particularly for special groups such as the elderly and foreign nationals, while enhancing overall service efficiency and security [1][2][3][4][5] Group 1: Services for Special Groups - The company has launched a "零钱包" cash service tailored for elderly customers, providing various denominations for daily spending [2] - An elderly-friendly mobile banking app has been introduced, featuring a large font interface and a fraud prevention system that intercepts over 20 suspicious transactions daily [2] - Accessibility improvements include barrier-free access and voice guidance at smart counters, reducing service time for elderly clients by an average of 40% [2] Group 2: Scene Innovation and Payment Efficiency - The company is enhancing payment services by creating a financial ecosystem that connects with community needs, including partnerships with local businesses and services [3] - Initiatives like "上门配款" and "流动零钞服务车" address cash flow issues for merchants, while customized "零钱包" services cater to various demographic needs [3] - The use of smart algorithms to analyze payment patterns is optimizing terminal placements and extending services to community levels [3] Group 3: Risk Awareness and Financial Education - The company is conducting a "金融护航" initiative to educate the public on financial risks, utilizing both online and offline channels [4] - Engaging methods such as interactive performances and knowledge pop-ups in banking apps are being used to enhance public awareness of fraud prevention [4] - The initiative has reached over 5,000 individuals, significantly improving their ability to identify financial risks [4] Group 4: Empowering Business Development - The company is focusing on providing comprehensive financial solutions for businesses, particularly through payment services [5] - Workshops on digital currency applications are being held to educate individual entrepreneurs and corporate executives on secure transaction practices [5] - Collaborations with e-commerce and logistics firms are creating integrated service chains that enhance operational efficiency for the real economy [5]

转自：新华财经 活动期间，兴业研究"智囊团"还与河北省生物医药、新能源、钢铁等行业企业以及金融同业进行了深入 交流，在观点的碰撞中，进一步拓宽各方思路，集思广益赋能地方经济发展。兴业银行石家庄分行表 示，未来将继续携手兴业研究，深化"融资+融智"服务模式，为河北高质量发展贡献更多"兴业智慧"和 金融力量。 据了解，兴业研究是兴业银行的重要智库，长期以来持续以一系列专业研究成果为政府和企业科学决策 和战略谋划贡献智慧。作为兴业研究的品牌活动之一，"兴研说·每月星光"积极响应国家区域重大战 略，推出"地方出题+研究答题"的特色服务模式，研究员深度融入业务一线场景，在"接地气"的调研与 实践中发挥研究价值，赋能区域经济发展。（李晓） 编辑：赵鼎 近日，由兴业银行石家庄分行与兴业研究联合主办的"兴业银行助力河北高质量发展暨2025年'兴研说· 每月星光'走进河北"活动在石家庄举办。活动围绕京津冀协同发展国家战略，紧扣河北区域经济特色， 设置了宏观经济、金融市场、科技金融、生物医药、新能源、钢铁行业等多个专题板块。来自兴业研究 的10名研究员分享最新研究成果、交流行业经验，为河北企业和城市高质量发展建言献策，贡献"兴业 ...

Group 1 - The core viewpoint of the news is that the launch of the "Technology Board" in the bond market has led to a significant increase in the issuance of technology innovation bonds (科创债), with banks becoming the main issuers, reflecting a trend of financial resources being directed towards technological innovation [1][4]. - As of May 25, 14 banks have collectively issued 170 billion yuan in technology innovation bonds, accounting for approximately 60% of the total issuance, indicating strong participation from the banking sector [1][2]. - The issuance of technology innovation bonds is supported by policies from the People's Bank of China and the China Securities Regulatory Commission, which aim to enhance the product system and support mechanisms for these bonds [4][5]. Group 2 - Major banks such as China Bank and Shanghai Bank have successfully issued technology innovation bonds with significant demand, showcasing the market's enthusiasm for these financial instruments [2][6]. - The collaboration between banks and securities firms is highlighted, as they work together to support technological innovation, forming a core force in the financial ecosystem [2][4]. - The expected growth in the technology innovation bond market is driven by ongoing policy support and market momentum, with projections indicating a potential explosive increase in issuance this year [6].

Group 1 - Industrial Bank apologized and suspended the internship program for high net worth clients' children due to public controversy [4] - Muyuan Foods submitted a listing application to the Hong Kong Stock Exchange, with Morgan Stanley, CITIC Securities, and Goldman Sachs as joint sponsors [1] - Shenzhen Basic Semiconductor also submitted a listing application to the Hong Kong Stock Exchange, with CITIC Securities, Guotai Junan Securities (Hong Kong), and Bank of China International as joint sponsors [2] - Shenzhen Feisoo Innovation Technology submitted a listing application to the Hong Kong Stock Exchange, with CICC, CITIC Jianye International, and招商证券国际 as joint sponsors [3] Group 2 - HYBE sold all its shares in SM Entertainment to Tencent Music, making Tencent Music the second-largest shareholder of SM Entertainment [4] - Wang Jianlin's equity of 490 million shares has been frozen, and several companies under his name have been revoked or canceled [5] - Xiaomi reported Q1 revenue of 111.3 billion yuan, a year-on-year increase of 47.4% [15] - Kuaishou reported Q1 revenue of 32.6 billion yuan, a year-on-year increase of 10.9% [16] - Pinduoduo reported Q1 revenue of 95.7 billion yuan, a year-on-year increase of 10% [17] - Zhihu reported Q1 revenue of 730 million yuan, achieving profitability for two consecutive quarters [18]

Group 1: Company Listings - Muyuan Foods Co., Ltd. has submitted a listing application to the Hong Kong Stock Exchange, with joint sponsors including Morgan Stanley, CITIC Securities, and Goldman Sachs [1] - Shenzhen Basic Semiconductor Co., Ltd. has also submitted a listing application to the Hong Kong Stock Exchange, with joint sponsors including CITIC Securities, Guotai Junan Securities (Hong Kong), and Bank of China International [2] - Shenzhen Fast Innovation Technology Co., Ltd. has submitted a listing application to the Hong Kong Stock Exchange, with joint sponsors including CICC, CITIC Securities International, and China Merchants Securities International [3] Group 2: Financial Reports - Xiaomi reported Q1 2025 revenue of 111.3 billion yuan, a year-on-year increase of 47.4%, with core business revenue from mobile and AIoT at 92.7 billion yuan, up 22.8% [16] - Kuaishou reported Q1 2025 revenue of 32.6 billion yuan, a year-on-year increase of 10.9%, with online marketing services contributing 55.1% to total revenue [17] - Pinduoduo reported Q1 2025 revenue of 95.7 billion yuan, a year-on-year increase of 10%, with ongoing investments in high-quality development strategies [18][19] - Zhihu reported Q1 2025 revenue of 730 million yuan, achieving a net profit of 6.94 million yuan, marking its first Non-GAAP profit in Q1 since its listing [20] Group 3: Market Developments - HYBE is selling all its shares in SM Entertainment to Tencent Music, making Tencent Music the second-largest shareholder in SM Entertainment after Kakao, with the transaction valued at approximately 243.3 billion won (about 1.29 billion yuan) [4] - Xiaomi aims to rank among the top three in China's air conditioning market by 2030, with a focus on smart manufacturing and product development [8] Group 4: Economic Indicators - India has surpassed Japan to become the world's fourth-largest economy, with an economic scale of 4 trillion USD, following the US, China, and Germany [14] - Japan's government announced a subsidy of approximately 1,000 yen (about 50 yuan) per month for electricity and gas bills from July to September to alleviate living costs [14] Group 5: Industry Trends - The Ministry of Industry and Information Technology of China is promoting the digital transformation of the electronic information manufacturing industry, focusing on advanced computing, 5G-A, and AI applications [14] - Quark Health's large model has successfully passed the national deputy chief physician qualification exam, marking a significant achievement in AI healthcare applications [15]

Key Points - The article highlights the acceleration of profit growth among industrial enterprises in April, with a year-on-year increase of 3% and a cumulative growth of 1.4% from January to April, reflecting a positive recovery trend [4]. - The first private venture capital "Sci-Tech Bond" has been successfully issued, marking a significant development in the bond market [7]. - Major companies such as Xiaomi, Pinduoduo, and Kuaishou have released their Q1 performance reports, showcasing varying growth rates and profitability [10][11][12]. Group 1: Industrial Performance - In April, profits of large-scale industrial enterprises increased by 3% year-on-year, which is a 0.4 percentage point acceleration compared to March [4]. - From January to April, the cumulative profit growth for these enterprises was 1.4%, which is an increase of 0.6 percentage points compared to the first quarter [4]. Group 2: Corporate Developments - Xiaomi reported a record high in Q1 revenue and adjusted net profit, with revenue reaching 111.3 billion yuan, a 47.4% year-on-year increase, and adjusted net profit of 10.7 billion yuan, up 64.5% [10]. - Pinduoduo's Q1 revenue was 95.7 billion yuan, a 10% year-on-year increase, but the net profit attributable to ordinary shareholders dropped by 47% to approximately 14.7 billion yuan [11]. - Kuaishou achieved an adjusted net profit of 4.6 billion yuan in Q1 [12]. Group 3: Financial Initiatives - China Chengtong held a financial and fund work conference, emphasizing the importance of enhancing financial structures and supporting state-owned enterprises in upgrading industries and developing strategic emerging industries [5]. - The establishment of the digital economy ETFs by China Chengtong has attracted significant investment from state-owned enterprises, indicating strong institutional support for digital initiatives [6].

Group 1 - Xiaomi Group reported a record revenue of approximately 1112.93 billion yuan for Q1 2025, a year-on-year increase of 47.4%, with adjusted net profit surpassing 10 billion yuan for the first time, reaching 10.7 billion yuan, up 64.5% year-on-year [15][16] - Kuaishou's Q1 revenue reached 32.6 billion yuan, marking a 10.9% year-on-year growth, with adjusted net profit of 4.6 billion yuan, up 4.4% year-on-year, and daily active users hitting a record high of 408 million [17][18] - Tesla's new car registrations in Europe fell by 52.6% year-on-year in April, with a cumulative decline of about 46% in the first four months of the year, attributed partly to consumer dissatisfaction with CEO Elon Musk [20][20] - BYD's blade battery has passed the new national standard testing ahead of schedule, receiving certification from an authoritative institution [21] - Ping An Trust announced a leadership change, with Wang Xin appointed as the new party committee member and secretary, succeeding Fang Weihao [23] Group 2 - The Central Cyberspace Administration of China has intensified efforts to address the "open box" issue, requiring major platforms to implement strict measures against related violations [7] - The Ministry of Industry and Information Technology, along with other departments, has issued a plan to accelerate the digital transformation of the electronic information manufacturing industry, focusing on advanced computing and new infrastructure [8] - The Ministry of Commerce announced support for qualified economic and technological development zones to raise funds through public listings, emphasizing their role in stabilizing foreign trade and investment [8]

长沙晚报掌上长沙5月16日讯（通讯员 邓凯茜）近年来，电信网络诈骗手段不断翻新，严重威胁着人民 群众的财产安全。在此背景下，兴业银行长沙分行各地市级分行积极作为，充分发挥金融反诈阵地作 用，通过"科技风控+精准拦截+全民宣传"三位一体的联防联控机制，为守护百姓"钱袋子"贡献力量。 智能风控显成效，拦截诈骗护资金 兴业银行长沙分行各地市级分行依托总行"企业级数字化智能反欺诈平台"，构建起实时监测、异常交易 预警和快速响应的严密防线，多次成功拦截诈骗资金转移。 湘潭分行在系统监测中发现，某客户账户出现多笔异常电商平台交易。工作人员立即启动管控措施，并 反复劝导客户。最终，客户识破了"刷单骗局"，避免了9.8万元的损失。郴州分行则展现出了高效的应 急处理能力。在客户李先生遭遇"直播扣费"诈骗时，系统自动冻结账户，成功保住了账户内3万余元资 金。邵阳分行同样表现不俗，通过交易限额管控和人工核验，成功阻止客户向可疑数字钱包转账1.9万 元。 在衡阳船山英文学校、湖南工业大学、湖南理工学院等院校，工作人员通过案例剖析、互动答疑等生动 有趣的形式，提醒师生"不轻信、不转账、不点击陌生链接"，增强师生的防范意识。湘潭分行更以 ...