服务深耕 细节温暖人心 全员践行"以客户为中心"的服务理念，将风险提示融入产品讲解，用"明白纸"解析复杂业务，确保客户充分行使知情权。针对特殊群体，从无 障碍通道到手语翻译服务，从大字版操作指南到专员全程陪同，让每位客户都能感受到尊重与关怀。业务流程全面简化，将便利与安心送至客 户身边。 转自：新华财经 在金融服务创新浪潮中，兴业银行包头高新支行以客户需求为导向，积极提升各项软硬件服务，今年4月底完成了网点搬迁与设施升级，打造 安全、温暖、专业的金融服务新标杆。 空间重构 服务可视化落地 新网点打破传统布局，以"功能分区+体验升级"双轮驱动。咨询引导区实现"1分钟响应"，业务办理区采用智能排队系统减少等候焦虑；等候区 配备金融知识书架与舒适茶歇，让客户在休憩中提升金融素养。自助服务区，构建"零死角"安全防护网，让科技赋能交易安全。 宣教突围 宣传前移延伸 创新打造"沉浸式"宣教阵地，网点内的"金融安全角"通过互动屏展示反诈案例，宣传折页融入趣味漫画；网点外开展"消保三进"行动，进社区 开设"银发课堂"，进企业举办"职场金融课"，进学校组织"少年财商营"。通过情景模拟、案例复盘等形式，将专业知识转化为大众听得懂 ...

Core Viewpoint - The event organized by Industrial Bank's Hohhot branch and the Hohhot Market Supervision Administration marks the launch of a pilot program for anti-cheating electronic scales, emphasizing the integration of financial services with public welfare and consumer protection [1][2][3]. Group 1: Financial Empowerment and Consumer Protection - The "Integrity·Prosperity" initiative reflects the bank's commitment to serving the public and integrating financial technology with consumer needs, aiming to ensure fair measurement practices [2][3]. - The deployment of anti-cheating electronic scales at the Shuangshu Agricultural Market utilizes information technology for real-time transaction data monitoring, effectively curbing measurement fraud and protecting consumer rights [2][3]. Group 2: Government-Bank Collaboration - This pilot project is a significant outcome of the collaboration between the bank and local market supervision authorities, aligning with national regulations to enhance market transparency and operational standards [3]. - The initiative aims to create a "technology + regulation + finance" service model, providing innovative solutions for the agricultural market's standardized operations [3]. Group 3: Community Engagement and Future Plans - The event also included interactive activities to educate citizens about measurement knowledge and promote inclusive financial services, enhancing the bank's brand influence in the community [2][4]. - Future plans include expanding the "Sunshine Measurement" model to more agricultural markets and community settings, leveraging the bank's resources to support ongoing measurement education and digital governance [4].

转自：新华财经 该事件折射出当前诈骗手段的隐蔽性升级。此次事件中，该行通过2小时的多部门协作，既坚守合规要 求，又以人性化服务安抚客户情绪，为同类事件处置提供了"技术+温度"的范本。目前，该行已将此案 纳入员工培训体系，持续强化一线人员风险识别能力。作为金融安全守护者，兴业银行呼和浩特分行始 终秉持"以客户为中心"理念，用专业能力践行社会责任，切实筑牢人民群众资金安全屏障。 当日18时，兴业银行青山支行柜台正在有序处理日终业务，一阵急促的电话铃声响起，工作人员接起电 话得知分行转来一起紧急投诉需要处理。投诉客户陈某说："我在甘肃医院，山西朋友刚给我转入一笔 救命钱，账户就被管控了。钱要交到甘肃医院救治危重病人，如果不按时交钱，医院会停止用药"。陈 某的话语中充满了焦急。接到投诉后，鉴于事态的严重性，兴业银行包头分行运营管理部、青山支行立 刻启动紧急响应机制，多条线、部门联动，通过智能风控系统发现该账户在17:35入账后即触发异常交 易预警。经核查，客户提供的医疗证明存在多重疑点：就诊卡信息模糊、ICU设备与标准配置不符、医 院系统无患者信息记录，且客户多次无法提供完整凭证。尽管面临"生命第一"的压力，该行坚持 ...

Core Viewpoint - The recent controversy surrounding the "value-added services" of Industrial Bank's private banking division highlights the ethical implications of linking financial assets to employment opportunities, raising concerns about social equity in education and job markets [1][3][6]. Group 1: Controversy and Response - Industrial Bank's private banking service offers internship opportunities at major companies like Google and Alibaba for clients with a minimum deposit of 10 million yuan, which has sparked widespread criticism [1][3]. - The bank acknowledged that the promotion of this "elite enterprise" internship program was not clearly communicated, leading to misunderstandings and expressed regret for the confusion caused [1][3]. Group 2: Industry Practices - The practice of linking financial status to educational and employment opportunities is not unique to Industrial Bank; other banks like Ping An, Citic, and China Merchants have implemented similar programs that commodify access to social resources [4][6]. - Such initiatives are seen as transforming education and employment, which should be based on merit, into "VIP exclusive benefits" accessible only to those with substantial financial means [4][6]. Group 3: Ethical Implications - The controversy underscores a distorted value system where financial capability allows individuals to bypass traditional pathways in competitive job markets, raising questions about fairness and equity [6][7]. - Financial institutions play a crucial role in the distribution of social resources, and when they prioritize capital over fairness, it poses a significant risk to societal values [6][7]. Group 4: Recommendations - It is suggested that regulatory bodies establish clear guidelines to prevent the linking of educational and employment opportunities to financial contributions, ensuring transparency and fairness [6][7]. - Companies should maintain ethical standards and refuse to participate in practices that equate capital with opportunity, while society should enhance mechanisms for equitable employment [6][7].

Core Viewpoint - The competition for high-net-worth clients among banks is intensifying, with private banking services becoming a focal point for major banks in China as the number of wealthy families continues to grow [3][6]. Group 1: Private Banking Growth - The number of private banking clients at major banks has surpassed one million, with the five largest state-owned banks collectively serving 1.0696 million clients and managing assets totaling 13.84 trillion yuan [6][7]. - As of the end of 2024, the average daily number of private banking clients at Industrial Bank reached 77,000, an increase of 11.36% year-on-year, with total financial assets growing by 12.40% to 961.044 billion yuan [4][6]. - Industrial Bank's private banking business has continued to grow, surpassing one trillion yuan in asset management scale by March 2025, with client numbers exceeding 80,000 [5]. Group 2: Client Demographics and Services - The report indicates that there are 4.142 million affluent families in China, with 1.5 million families having investable assets exceeding 6 million yuan [3]. - Private banking clients have diverse financial service needs, with a focus on service quality and actual returns, as highlighted by a private banking client from Shanghai [4]. - Major banks are enhancing their private banking offerings with various exclusive activities and services, such as cultural experiences and educational planning [5]. Group 3: Competitive Landscape - The private banking sector has seen significant growth among both state-owned and national joint-stock banks, with notable increases in client numbers and asset management [6][7]. - Postal Savings Bank reported a 27% year-on-year increase in private banking clients, reaching 34,200 [6]. - China Merchants Bank, known for its high client entry standards, leads in private banking client numbers among joint-stock banks, with 169,100 clients as of the end of 2024 [7].

Core Viewpoint - The financing matchmaking event in Xuchang marks a significant advancement in the collaboration between banks, government, and enterprises, aiming to support the high-quality development of the "two financing" model in the region [1][3]. Group 1: Strategic Cooperation - The Xuchang Municipal Government has established deep cooperation intentions with 14 banks, signing strategic cooperation agreements [1]. - The participating banks include major institutions such as Agricultural Development Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of China, and several others [1]. Group 2: Financial Support - Over the next 3 to 5 years, the banks are set to provide approximately 550 billion yuan in financing support to Xuchang, enhancing the financial momentum for the city's "two financing" high-quality development [3]. - The collaboration aims to broaden the channels for bank-enterprise cooperation, with 196 enterprises reaching cooperation intentions with the banks, totaling 56.35 billion yuan [3]. Group 3: Signing Achievements - At the event, 30 enterprises completed on-site agreements with banks, amounting to 20.31 billion yuan [3]. - The successful signing activities reflect the confidence and support of financial institutions in the economic development of Xuchang, providing tangible financing opportunities for local enterprises [3].

兴业银行股份有限公司 详式权益变动报告书 上市公司名称： 兴业银行股份有限公司 股票上市地点： 上海证券交易所 股 票 简 称： 兴业银行 股 票 代 码： 601166 信息披露义务人： 福建省财政厅 住 所： 福建省福州市鼓楼区中山路 5 号 通 讯 地 址： 福建省福州市鼓楼区中山路 5 号 权益变动性质： 股份增加（可转债转股） 一致行动人 通讯地址 福建省金融投资有限责任公司 福建省福州市鼓楼区湖东路 154 号中山大厦 A 座 签署日期：二〇二五年五月 信息披露义务人声明 本声明所述的词语或简称与本详式权益变动报告书"释义"部分所定义的词 语或简称具有相同的含义。 一、本报告书系信息披露义务人依据《中华人民共和国公司法》《中华人民 共和国证券法》 《上市公司收购管理办法》 《公开发行证券的公司信息披露内容与 格式准则第 15 号—权益变动报告书》 《公开发行证券的公司信息披露内容与格式 准则第 16 号—上市公司收购报告书》及相关的法律、法规和规范性文件编写。 二、依据上述法律、法规和规范性文件的规定，本报告书已全面披露信息披 露义务人及一致行动人在兴业银行中拥有权益的股份变动情况。截至本报告书签 ...

Summary of Key Points Core Viewpoint - The announcement details an increase in shareholding by the Fujian Provincial Department of Finance and its acting party, Fujian Financial Investment Co., Ltd., in Industrial Bank Co., Ltd. through the conversion of convertible bonds, resulting in a total shareholding of 20.57% without triggering a mandatory bid or changing control [1][2]. Group 1: Shareholding Changes - The Fujian Provincial Department of Finance and Fujian Financial Investment Co., Ltd. now hold a combined total of 4,353,660,826 shares, representing 20.57% of the total ordinary shares of the company [1][2]. - Prior to the increase, the Fujian Provincial Department of Finance held 453,262,382 shares (2.18%), and after the conversion, it holds 841,742,201 shares (3.98%) [2]. - Fujian Financial Investment Co., Ltd. holds 3,511,918,625 shares, which is a slight decrease from 16.91% to 16.59% after the conversion [2]. Group 2: Convertible Bonds Details - The convertible bonds, known as "Xingye Convertible Bonds," were issued with a total amount of 50 billion RMB and began trading on January 14, 2022 [1]. - The conversion period for these bonds is from June 30, 2022, to December 26, 2027, with a conversion price set at 22.25 RMB per share starting from July 9, 2024 [2]. Group 3: Control and Governance - The increase in shareholding does not involve any change in control, and the company maintains its status of having no controlling shareholder or actual controller [1][3]. - The announcement confirms compliance with relevant regulations regarding the disclosure of equity changes [4].

Core Viewpoint - The financial advisory firm, Xinyi Securities, has conducted a thorough review of the detailed equity change report of Xinyi Bank, confirming that the report complies with relevant laws and regulations, and the disclosed information is true, accurate, and complete [1][21]. Group 1: Equity Change Overview - The equity change involves the conversion of 86,436,760 units of "Xinyi Convertible Bonds" into 388,479,819 shares of Xinyi Bank at a conversion price of 22.25 yuan per share, resulting in the Fujian Provincial Finance Department and its concerted actions holding a total of 20.57% of Xinyi Bank's shares post-conversion [4][12]. - The conversion of bonds to shares is part of a strategy to enhance the management of state-owned financial capital without altering the management structure of the Fujian Provincial Finance Department over Xinyi Bank [9][12]. Group 2: Compliance and Verification - Xinyi Securities has verified that the information provided by the Fujian Provincial Finance Department and its concerted actions is complete and accurate, with no significant omissions or misleading statements found [5][21]. - The financial advisory firm has confirmed that the equity change complies with the requirements set forth by the Company Law, Securities Law, and relevant disclosure standards [5][21]. Group 3: Financial and Operational Details - The Fujian Provincial Finance Department, as the information disclosing party, is a governmental entity with no applicable financial data for the last three years, while its concerted action, Fujian Financial Investment Co., has reported total assets of 22,875,476.86 million yuan as of December 31, 2024 [6][19]. - The financial performance of Fujian Financial Investment Co. shows a revenue increase from 662,200.09 million yuan in 2022 to 1,573,217.29 million yuan in 2024, indicating a growth rate of approximately 8.72% [7][19]. Group 4: Future Plans and Commitments - There are no plans for significant changes to the main business operations, restructuring, or adjustments to the board of directors within the next 12 months from the date of the report [13][14]. - The Fujian Provincial Finance Department and its concerted actions have committed to adhering to legal requirements regarding related party transactions and ensuring fair pricing and conditions in any future dealings with Xinyi Bank [15][16].

兴业银行股份有限公司 本声明所述的词语或简称与本详式权益变动报告书"释义"部分所定义的词 语或简称具有相同的含义。 一、本报告书系信息披露义务人依据《中华人民共和国公司法》《中华人民 共和国证券法》《上市公司收购管理办法》《公开发行证券的公司信息披露内容与 格式准则第 15 号—权益变动报告书》《公开发行证券的公司信息披露内容与格式 准则第 16 号—上市公司收购报告书》及相关的法律、法规和规范性文件编写。 二、依据上述法律、法规和规范性文件的规定，本报告书已全面披露信息披 露义务人及一致行动人在兴业银行中拥有权益的股份变动情况。截至本报告书签 署日，除本报告书披露的持股信息外，信息披露义务人没有通过任何其他方式增 加或减少其在兴业银行中拥有权益的股份。 三、信息披露义务人签署本报告书已获得必要的授权和批准，其履行亦不违 反信息披露义务人章程或内部规则中的任何条款，或与之相冲突。 四、本次权益变动为福建省财政厅通过上交所交易系统对其持有的"兴业转 债"实施转股。本次权益变动前，兴业银行不存在控股股东或实际控制人，本次 权益变动不会导致兴业银行控股股东和实际控制人发生变化。本次权益变动后， 信息披露义务人及其一 ...