Core Viewpoint - The recent policy changes in Shenzhen's housing market have led to major banks adjusting their commercial housing loan interest rate pricing mechanisms, eliminating the distinction between first and second homes, which is expected to benefit a larger number of existing mortgage borrowers [1][2]. Group 1: Policy Changes - Several major banks, including Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, and others, have announced that they will no longer differentiate between first and second home loans in their interest rate pricing [1][2]. - The specific interest rate for each customer's commercial housing loan will now be determined based on the Shenzhen market interest rate pricing self-discipline mechanism, along with the bank's operational status and customer risk profile [1][2]. Group 2: Impact on Existing Loans - The new policy allows existing mortgage customers to apply for adjustments to their loan rates, particularly benefiting those with second home loans, effective immediately [1][2]. - Agricultural Bank of China's Shenzhen branch has indicated that if the existing loan rate exceeds the average new loan rate by more than 30 basis points, borrowers can apply for a rate adjustment [2]. - The adjustment process for existing loans is streamlined, allowing borrowers to apply through online banking channels, with successful applications taking effect the same day [2][3].

Core Points - Shanghai Bank announced the non-public issuance of 200 million preferred shares in December 2017, with a total issuance scale of 20 billion yuan [1] - The board of Shanghai Bank approved a proposal to redeem the preferred shares on July 22, 2025, with plans to fully redeem them on December 19, 2025, subject to regulatory approval [1] - The bank has received a response from the Shanghai Regulatory Bureau of the National Financial Supervisory Administration, indicating no objections to the redemption of the preferred shares [1]

Core Viewpoint - The People's Bank of China (PBOC) has established a new evaluation mechanism for primary dealers in the open market, which will be implemented in 2025, aiming to enhance the transmission of monetary policy and adapt to the evolving financial market [1]. Group 1: Evaluation Mechanism - The PBOC's evaluation mechanism for primary dealers was first established in 2004 and adjusted in 2018 to support smooth open market operations [1]. - The new evaluation method will focus on optimizing and simplifying assessment indicators, categorizing institutions for evaluation, and strengthening the linkage with bond market makers [1]. - The list of primary dealers for the year 2025 will remain unchanged, and any dealer exhibiting inappropriate behavior during the evaluation period may be suspended from participating in open market operations [1]. Group 2: Institutions Involved - A comprehensive list of institutions that will be evaluated includes major banks such as Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of China, among others [3][4]. - The evaluation will consider factors such as stable lending, reasonable pricing, market performance during tight funding periods, and compliance with operational standards [3].

Core Viewpoint - Shanghai Bank plans to fully redeem its 2 billion shares of preferred stock issued in December 2017, amounting to 20 billion RMB, on December 19, 2025, following approval from the Shanghai Regulatory Bureau of the National Financial Supervisory Administration [1] Group 1 - The company issued 2 billion shares of preferred stock in December 2017, with a total issuance scale of 20 billion RMB [1] - The board of directors approved the redemption of the preferred stock on July 22, 2025 [1] - The company received no objections from the regulatory authority regarding the redemption of the preferred stock [1]

Core Viewpoint - Shanghai Bank plans to fully redeem its 2 billion shares of preferred stock issued in December 2017, amounting to 20 billion RMB, on December 19, 2025, pending approval from the Shanghai Regulatory Bureau of the National Financial Supervisory Administration [1] Group 1 - The board of directors approved the redemption proposal for the preferred stock on July 22, 2025 [1] - The company has received a response from the Shanghai Regulatory Bureau indicating no objections to the redemption [1] - The company will proceed with necessary regulatory procedures and will announce further details in due course [1]

上海银行股份有限公司 关于拟赎回优先股的公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 公司于 2017 年 12 月非公开发行 2 亿股优先股（以下简称"本次优先股"）， 发行规模为 200 亿元人民币。公司董事会于 2025 年 7 月 22 日审议通过了《关于 赎回优先股的议案》，拟在取得国家金融监督管理总局上海监管局批准的前提下， 按照优先股募集说明书约定的赎回价格，于 2025 年 12 月 19 日全额赎回本次优 先股。 证券代码：601229 证券简称：上海银行 公告编号：临2025-050 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 近日，公司收到国家金融监督管理总局上海监管局的复函，对赎回本次优先 股无异议。公司拟于 2025 年 12 月 19 日全额赎回本次优先股。公司将依照有关 法律法规及本次优先股发行文件的规定，向相关监管机构办理其他申请手续，并 将就后续事宜适时做进一步公告。 特此公告。 上海银行股份有限公 ...

Core Viewpoint - The recent policy changes in Shenzhen's real estate market have prompted multiple banks to adjust their housing loan interest rate mechanisms, eliminating the distinction between first and second home loans, and allowing for dynamic adjustments in existing loans [1][2][4]. Group 1: Policy Changes - Shenzhen banks, including ICBC and CCB, announced that they will no longer differentiate between first and second home loans for commercial personal housing loans [2][3]. - The specific interest rates for each customer will be determined based on the Shenzhen market interest rate pricing self-discipline mechanism, along with the bank's operational status and customer risk profile [2][3]. Group 2: Impact on Existing Loans - The new policy will benefit existing loan customers, particularly those with second home loans, as some may see a decrease in their interest rates [4][6]. - ICBC indicated that from September 12, eligible customers can apply for adjustments to their loan interest rates if their existing rates exceed the average new loan rates by 30 basis points [4][5][6]. Group 3: Industry Response - Other banks, such as SPDB and Shanghai Bank, have issued similar announcements regarding the adjustment of housing loan interest rates in line with the new policy [3][4]. - The response from banks may be slightly delayed due to the complexity of their credit systems, which require time for technical adjustments following sudden policy changes [3][6]. Group 4: Future Outlook - Industry insiders suggest that there may still be room for further reductions in housing loan interest rates in the future, considering various factors [7].

Group 1 - The core viewpoint of the articles highlights that the banking industry is intensifying its recruitment efforts in response to the ongoing digital transformation, focusing on both technology and business roles to build a composite talent ecosystem [1][4][5] - In 2026, banks are emphasizing a full-chain penetration of technology roles, moving beyond traditional system development to include application development, information security, data mining, and artificial intelligence as core areas [2][3] - The recruitment strategies of various banks, such as Industrial and Commercial Bank of China and Postal Savings Bank, reflect a strong alignment with their strategic needs, integrating advanced technologies into their core business processes [2][3] Group 2 - Banks are diversifying their business role layouts, with a focus on strategic business sectors like pension finance, indicating a growing emphasis on specialized talent in these areas [4][5] - The trend towards building a composite talent ecosystem is evident, as banks aim to enhance collaboration between technology and business roles, thereby improving operational efficiency and market competitiveness [4][5] - The demand for cross-disciplinary talent, particularly in hard technology roles and areas intersecting finance and technology, is expected to rise, driven by talent shortages and the strategic need for banks to construct financial ecosystems [5]

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：601229证券简称：上海银行 公告编号：临2025-048 优先股代码：360029 优先股简称：上银优1 上海银行股份有限公司 关于参加2025年上海辖区上市公司 集体接待日暨中报业绩说明会的公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告内容不存在任何虚假记载、误 导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 会议召开时间：2025年9月19日（星期五）下午15:00-17:00 ● 会议召开方式：网络远程方式，投资者可登录"全景路演"网站（http://rs.p5w.net）；或关注微信公众 号（名称：全景财经）；或下载全景路演APP，参与本次互动交流。 ● 投资者可于2025年9月19日（星期五）下午14:00前访问http://ir.p5w.net/zj/进入问题征集专题页面或将 相关问题通过电子邮件的形式发送至公司投资者关系邮箱ir@bosc.cn进行提问。公司将在2025年上海辖 区上市公司集体接待日暨中报业绩说明会上对投资者普遍关注的问题进行交流。 公司已于202 ...

就汇添富稳宏6个月持有期债券型证券投资基金召开基金份额持有人大会事宜，汇添富基金管理股份有 限公司（以下简称"基金管理人"或"本基金管理人"）已于2025年9月11日发布了《汇添富基金管理股份 有限公司关于以通讯方式召开汇添富稳宏6个月持有期债券型证券投资基金基金份额持有人大会的公 告》，为使本次基金份额持有人大会顺利召开，现发布关于召开汇添富稳宏6个月持有期债券型证券投 资基金基金份额持有人大会的第一次提示性公告。 联系人：马兰 根据《中华人民共和国证券投资基金法》（以下简称"《基金法》"）、《公开募集证券投资基金运作管 理办法》和《汇添富稳宏6个月持有期债券型证券投资基金基金合同》（以下简称"《基金合同》"）的 有关规定，汇添富稳宏6个月持有期债券型证券投资基金的基金管理人汇添富基金管理股份有限公司决 定以通讯方式召开汇添富稳宏6个月持有期债券型证券投资基金的基金份额持有人大会，会议的具体安 排如下： （一）会议召开方式：通讯方式 （二）会议投票表决起止时间：自2025年9月15日起，至2025年10月14日17：00止（投票表决时间以基 金管理人收到表决票时间为准）。 （三）会议通讯表决票的送达地点： ...