入选了格隆汇2026年"下注中国"十大核心资产名单的中国平安今日AH股齐升，中国平安A股涨4.32%，最高触及67.55元；H股涨3.81%，最高触及73.65港 元，股价创2021年5月以来新高，市值重回1.33万亿港元上方。 招银国际近日发研报指，维持中国平安"买入"评级，对其H股目标价从75港元上调至90港元。以可比基础计，该行预计中国平安2025年集团税后营业利润按 年增长12%至1360亿元，意味着第四季度营业利润将按年增长约46%。增速加快主要受惠于寿险及健康险业务营业利润强劲增长、资产管理业务减值损失下 降，以及财产保险业务承保利润稳健。报告亦指出，中国平安持续扩展银保渠道，目前已覆盖约1.9万个非平安银行网点。在家庭储户追求稳健收益的趋势 下，银保渠道具备进一步渗透的潜力，预计中国平安2025年新业务价值(NBV)将按年增长41.7%。(格隆汇) ...

Group 1 - The total margin balance of A-shares reached 27,426.43 billion yuan on January 28, an increase of 192.52 billion yuan from the previous trading day, accounting for 2.63% of the A-share circulating market value [1] - The trading volume of margin financing on the same day was 2,963.24 billion yuan, which is an increase of 168.28 billion yuan from the previous trading day, representing 9.90% of the total A-share trading volume [1] Group 2 - Among the 31 primary industries in Shenwan, 27 industries experienced net financing inflows, with the non-ferrous metals industry leading with a net inflow of 5.968 billion yuan [3] - Other industries with significant net financing inflows include telecommunications, computers, construction decoration, non-bank financials, and pharmaceuticals [3] Group 3 - A total of 64 stocks had net financing inflows exceeding 100 million yuan, with Zijin Mining leading at 1.471 billion yuan [3] - Other notable stocks with high net financing inflows include Tianfu Communication, China Ping An, Wangsu Science and Technology, Hengyun Chang, Changjiang Electric Power, Kweichow Moutai, Jiangxi Copper, Cambricon, and Northern Rare Earth [3] Group 4 - The top stocks by net financing inflow on January 28 are as follows: 1. Zijin Mining: 1,470.57 million yuan 2. Tianfu Communication: 825.18 million yuan 3. China Ping An: 792.95 million yuan 4. Wangsu Science and Technology: 747.54 million yuan 5. Hengyun Chang: 656.63 million yuan 6. Changjiang Electric Power: 429.54 million yuan 7. Kweichow Moutai: 397.22 million yuan 8. Jiangxi Copper: 375.39 million yuan 9. Cambricon: 363.92 million yuan 10. Northern Rare Earth: 340.54 million yuan [4]

中经记者 慈玉鹏 北京报道 2026年，居民定期存款大规模到期，有机构预测规模将超过50万亿元。《中国经营报》记者采访了解 到，在存款利率下行的大背景下，2026年"开门红"期间，保险产品成为银行重点推荐的理财产品，主要 为分红险和年金险，受到客户欢迎，成为银行抢客"利器"。部分产品年化利率或达到3%以上，具体根 据市场情况或有变动。 另外，此前一个银行网点只能和1家主合作保险公司与3家辅合作保险公司合作，相当于只能卖这4家的 保险产品。而2024年5月，监管取消了该限制，打开了合作大门。 均属于长期投资 从产品特点看，一位北京地区银行人士告诉记者，分红险和年金险均有一定封闭期，至少存完第二年方 可取出。像分红险，一般都是交3年，第4年回本，而年金险的话，一般最快也是第5年回本。该类产品 均是长期投资，属于终身型理财产品。 上述北京地区银行人士告诉记者，从收益看，一般分红险要比年金险高。而从流动性看，如果客户有现 金流需求，则更适合年金险。年金险分为两种，一种是快返型年金险，基本第五年就开始返回年金加分 红；一种是养老型年金，即等到客户退休之后每年返回固定金额。而分红险（增额人寿险），一般是前 3年每年投入金 ...

Market Overview - A-shares showed mixed performance with the Shanghai Composite Index up by 0.27% and the Shenzhen Component Index up by 0.09%, while the ChiNext Index fell by 0.57% [1] - Over 3600 stocks in the three markets closed lower, with significant gains in sectors like non-ferrous metals, oil and gas, and coal, while solar equipment and biopharmaceuticals faced declines [1] Sector Performance - The weakening US dollar and geopolitical risks led to significant gains in precious metals and oil and gas sectors, while semiconductor and real estate sectors also performed well [2] - Resource sectors attracted substantial capital inflows, with non-ferrous metals leading the way, while previously popular sectors like electric equipment and defense faced capital outflows [3][4] Capital Flow Analysis - The top five sectors for capital inflow included non-ferrous metals (net inflow of 343.73 billion), basic chemicals, building materials, coal, and oil and petrochemicals, indicating a strong preference for resource and cyclical industries [4] - Conversely, the sectors experiencing the most capital outflow were electric equipment, defense, pharmaceuticals, food and beverage, and automotive [4] Stock Performance - The top five stocks for capital inflow were dominated by non-ferrous metals and technology, with China Aluminum and Tongling Nonferrous Metals seeing significant gains [5] - Major outflows were observed in consumer and financial stocks, with Kweichow Moutai experiencing a net outflow exceeding 31 billion [5] Market Dynamics - On January 28, 85 stocks hit the daily limit up, with non-ferrous metals accounting for 41% of these, indicating a strong sector concentration driven by resource and policy factors [6][7] - The market showed a high level of event-driven trading, with significant interest in non-ferrous metals due to global supply chain restructuring and domestic policy support [6][7] Precious Metals Insights - International gold prices surged, reaching a historical high of 5300 USD/oz, with the precious metals index rising by 6.76% [9] - The increase in gold prices was attributed to a significant decline in the US dollar index, which fell to 95.77, the lowest since February 2022, making gold more attractive as a non-dollar asset [10][11] Geopolitical and Economic Factors - Geopolitical tensions and concerns over the US dollar's credibility have driven investors towards gold as a safe-haven asset, reflecting heightened global risk aversion [11] - Central banks' continued purchases of gold and expectations of interest rate cuts by the Federal Reserve have further boosted demand for gold ETFs and institutional allocations [12] Domestic Market Trends - Domestic gold prices also rose, with mainstream gold jewelry brands exceeding 1600 CNY/g, driven by strong market demand [13] - The oil sector's rise was primarily due to geopolitical supply disruptions, reflecting a systemic response to both geopolitical risks and a weakening dollar [13]

在寿险个险渠道深度调整的当下，平安人寿高才队伍取得这一亮眼成绩，背后是公司对行业转型发展的 深度战略思考。陈兵辉认为，寿险行业进入黄金发展期，代理人发展必须要走职业化、专业化道路，队 伍建设必须要回归以客户为中心、以人才为核心的原点。 上证报中国证券网讯（记者 何奎）2025年4月，为贯彻落实保险业新"国十条"，金融监管总局印发《关 于推动深化人身保险行业个人营销体制改革的通知》，推动个人代理渠道转型升级。同年6月，寿险巨 头平安人寿启动"保险康养顾问·高才计划"试点，成为业内关注的标杆项目。 近日，平安人寿总部个险事业部队发及培训部总经理兼人力发展团队总经理陈兵辉接受上海证券报记者 专访时直言，试点至今已招募到600余名高才精英，人才数量符合预期，人才质量更为可喜。"截至今年 1月中旬，'高才'人均价值保费超同期新人数倍。" 来源：上海证券报·中国证券网 只要最优、只做最优 往年收入达到40万元以上、招募采用配额制……，平安人寿高才计划设计了多个招募"硬要求"，一举打 破行业惯有的"人海战术"发展思路，极高的招募门槛也展示出公司高才队伍只要最优、只做最优的战略 规划。 设计较高的招募门槛，正是基于高才计划的 ...

证券之星消息，1月28日保险板块较上一交易日下跌0.38%，中国平安领跌。当日上证指数报收于4151.24，上涨0.27%。深证成指报收于14342.9， 上涨0.09%。保险板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交重(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601336 | 新华保险 | 82.69 | 0.93% | 27.23万 | 22.51 Z | | 601601 | 中国太保 | 44.18 | -0.05% | 53.51万 | 23.75 7 | | 601628 | 中国人寿 | 48.34 | -0.33% | 26.45万 | 12.84 Z | | 601319 | 中国人保 | 9.08 | -0.55% | 98.80万 | 8.99 Z | | 601318 | 中国平安 | 64.75 | -0.86% | 199.29万 | 129.53亿 | 从资金流向上来看，当日保险板块主力资金净流出6.02亿元，游资资金净流出1.12亿元，散户资金净流入7.14亿元。保险板块个股资金 ...

- The financing balance of the Shanghai and Shenzhen stock markets increased by 139.05 billion yuan to 26,969.49 billion yuan last week[13][16] - The top five stocks with the highest net financing purchases last week were Ping An Insurance (601318), New Easys (300502), Zijin Mining (601899), Tianfu Communication (300394), and Industrial Bank (601166)[48][50] - The top five stocks with the highest net securities lending sales last week were BYD (002594), Chifeng Gold (600988), BlueFocus (300058), Kweichow Moutai (600519), and Foxconn Industrial Internet (601138)[48][52] - The financing balance of the ETF market was 1142.77 billion yuan, a decrease of 9.40 billion yuan from January 20[43] - The top five ETFs with the highest net financing purchases were Huaxia SSE 50ETF, Huatai-PineBridge CSI 300ETF, GF CSI Hong Kong Stock Connect Non-Bank ETF, Huaan Gold ETF, and Harvest CSI 300ETF[45][46]

过去一周，国际黄金市场再度上演史诗级行情。伦敦现货黄金价格强势突破5200美元/盎司大关，刷新 历史新高。机构人士指出，从基本面逻辑上看，这一轮上涨并非短期情绪驱动，而是多重结构性逻辑共 振下的必然结果。 首先，美元信用体系持续承压，"去美元化"进入加速阶段。 近期美国财政赤字再度扩大、政府停摆风险反复扰动、美债收益率曲线倒挂加深，叠加全球多国央行持 续增持黄金储备（2025年全年北美黄金ETF流入达890亿美元，创历史纪录），黄金作为"非主权信用资 产"的战略价值被重新定价。世界黄金协会数据显示，全球黄金ETF总持仓已攀升至4025吨的历史峰 值，显示出机构资金对黄金的长期配置意愿空前强烈。 作为追踪A股、港股黄金产业链的指数产品，平安中证沪深港黄金产业ETF（159322） 紧密跟踪中证沪 深港黄金产业股票指数，标的指数覆盖沪深港三地上市龙头矿企。高金价预计直接转化为企业销售收入 与利润的跃升，推动自由现金流大幅改善，估值修复空间广阔。截至1月27日，年初至今累计涨幅已达 36.55%，跑赢沪深300指数及国际现货黄金涨幅。（风险提示：ETF的二级市场涨跌幅不代表基金实际 收益率，不构成投资推荐） 以上内 ...

1月27日，联交所最新权益披露资料显示，平安人寿于1月22日在场内完成对中国人寿H股的增持操作， 本次增持每股均价为32.0553港元，合计增持1189.1万股，涉资金额约3.81亿港元。增持完成后，平安人 寿持有中国人寿H股的总股数升至6.81亿股，持股比例从此前的8.98%提升至9.14%。 这并非平安系首次布局中国人寿H股。早在2025年8月，平安人寿便触及中国人寿H股5%的举牌线，此 后持续加仓，并未触及10%的举牌线。例如2025年8月26日，平安人寿曾增持中国人寿1268.3万股H股； 8月28日再度增持4409.5万股H股。除中国人寿外，平安人寿也曾对中国太保H股进行增持。 平安系的投资版图覆盖保险与银行两大金融板块。2025年以来，平安人寿多次举牌农业银行H股，最终 持股比例突破20%，同时也对工商银行等多家国有大行的H股实施密集的增持，构建起规模较大的高股 息金融资产池。 本文源自：市场资讯 作者：观察君 华创证券分析称，险资举牌诉求主要分为两类：一类是基于股息率考虑，优先选择未来分红现金流预期 稳定的"类固收"高息标的，抵御利率下行带来的风险；另一类是基于ROE考量，布局具备行业垄断地 位 ...

Core Viewpoint - The insurance industry has demonstrated a strong commitment to disaster response during the recent severe snowstorm, showcasing a coordinated effort in prevention, rescue, and compensation through technology and human resources [1][18][20]. Group 1: Prevention - Prior to the snowstorm, multiple insurance companies proactively implemented risk prevention measures, including sending over 1 million safety alerts and disaster reduction tips to clients [4][7]. - Companies utilized various platforms to disseminate weather warnings and safety tips, with Ping An Property & Casualty sending over 38.63 million alerts [4]. - On-site assistance was provided to high-risk areas, with companies like Ping An conducting risk assessments and offering reinforcement advice to vulnerable structures [4][6]. Group 2: Rescue - During the snowstorm, insurance companies quickly established specialized rescue teams to coordinate resources for timely and efficient assistance [10][12]. - For instance, China Life Property & Casualty collaborated with rescue companies to enhance support in critical areas, providing emergency services such as towing and battery jump-starts [10]. - The insurance sector also engaged in joint operations with local police and emergency services to ensure effective road safety and rapid response to incidents [14][19]. Group 3: Compensation - Following the disaster, many insurance companies opened green channels for claims, simplifying processes and leveraging technology to enhance efficiency [18][20]. - For example, Ping An Property & Casualty reported that the fastest claim payment took only 9 minutes from the time of reporting [19]. - Companies utilized advanced technologies such as remote damage assessment and AI to expedite claims processing, ensuring timely compensation for clients [20].