Group 1 - The core viewpoint of the news is that China People's Insurance Group reported strong financial performance for the first half of 2025, with significant growth in revenue and net profit [1][2] - Total operating revenue reached 324.12 billion yuan, a year-on-year increase of 10.87% [1] - Net profit attributable to shareholders was 26.671 billion yuan, reflecting a year-on-year growth of 13.98% [1] - Basic earnings per share were 0.6 yuan, with an interim cash dividend of 0.75 yuan for every 10 shares [1] Group 2 - The insurance service revenue for the first half of 2025 was 280.25 billion yuan, up 7.1% year-on-year [1] - Original insurance premium income was 454.625 billion yuan, showing a year-on-year increase of 6.4% [1] - Investment assets grew steadily, surpassing 1.7 trillion yuan as of June 30, 2025, a 7.2% increase from the beginning of the year [1] Group 3 - In the property insurance sector, the market share of PICC Property and Casualty was 33.5%, maintaining the industry lead [2] - Net cash inflow from operating activities increased by 26.6% year-on-year, indicating improved liquidity [2] - The comprehensive cost ratio was 94.8%, down 1.4 percentage points year-on-year [2] Group 4 - In the life insurance segment, the new business value for PICC Life increased by 71.7% on a comparable basis [2] - The proportion of regular premium income to original insurance premium income was 79.5%, up 0.9 percentage points year-on-year [2] - The 13-month premium persistence rate was 96.4%, an increase of 0.4 percentage points year-on-year [2] Group 5 - In the health insurance sector, the new business value increased by 51.0% on a comparable basis [2] - First-year regular premium income grew by 52.3%, while first-year regular premium income from internet long-term insurance surged by 110.6% [2] Group 6 - Total investment income reached 40.758 billion yuan, a year-on-year increase of 40.2% [2] - The annualized total investment return rate was 5.0%, up 0.9 percentage points year-on-year [2] - As of June 30, 2025, total assets were 1,878.102 billion yuan, a 6.3% increase from the end of the previous year [2] - Net assets were 390.638 billion yuan, also reflecting a 6.3% increase from the end of the previous year [2] - The comprehensive solvency adequacy ratio was 276%, and the core solvency adequacy ratio was 219%, indicating strong capital strength [2]

EF001 免責聲明 發行人所發行上市權證/可轉換債券的相關信息 發行人所發行上市權證/可轉換債券 不適用 其他信息 其他信息 不適用 發行人董事 於本公告日，本公司執行董事為丁向群女士、趙鵬先生及肖建友先生，非執行董事為王少群先生、喻強先生及宋洪軍先生，獨立非 執行董事為邵善波先生、徐麗娜女士、王鵬程先生及高平陽先生。 第 2 頁 共 2 頁 v 1.1.1 第 1 頁 共 2 頁 v 1.1.1 EF001 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | 股票發行人現金股息公告 | | | 發行人名稱 | 中國人民保險集團股份有限公司 | | 股份代號 | 01339 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至2025年6月30日止六個月之中期股息 | | 公告日期 | 2025年8月27日 | | 公告狀態 | 新公告 | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 （於中華人民共和國註冊成立之股份有限公司） （股份代號：1339） 截至二零二五年六月三十日止六個月 之未經審核中期業績公告 中國人民保險集團股份有限公司（「本公司」或「公司」）董事會（「董事會」）宣佈本公司及子 公司（「本集團」或「集團」）截至二零二五年六月三十日止六個月未經審計合併中期業績及 上年同期比較數據如下，請一併閱覽下文管理層討論與分析： 中期簡要合併財務資料及主要附註 註： 如無特別說明，本公告中幣種均為人民幣。 - 1 - 中期簡要合併利潤表 截至2025年6月30日止六個月期間 （除另有註明外，金額單位均為人民幣百萬元） | | | 截至2025年 | 截至2024年 | | --- | --- | --- | --- | | | | 6月30日 | 6月30日 | | | 附註 | 止六個月期間 | 止六個月期間 | | | | （未經審計） | （未經審計） | | 保險服務收入 ...

从资金流向上来看，当日保险板块主力资金净流出15.62亿元，游资资金净流入3.48亿元，散户资金净流 入12.14亿元。保险板块个股资金流向见下表： 证券之星消息，8月27日保险板块较上一交易日下跌2.74%，新华保险领跌。当日上证指数报收于 3800.35，下跌1.76%。深证成指报收于12295.07，下跌1.43%。保险板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 601628 | 中国人寿 | 41.66 | -2.46% | 25.08万 | | 10.56 Z | | 601319 | 中国人保 | 8.52 | -2.52% | 86.53万 | | 7.45亿 | | 601601 | 中国太保 | 39.74 | -2.88% | 34.49万 | | 13.83亿 | | 601318 | 中国平安 | 58.69 | -3.02% | 106.46万 | | 63.25 7 | | 601336 | 新华保险 | 63.75 | -3 ...

中國人民保險集團股份有限公司 董事會提名薪酬委員會工作規則 目 錄 第一章 總則 第一條 為規範中國人民保險集團股份有限公司（以下簡稱「公司」）董事和高級管理人員 的選聘工作，健全公司薪酬管理制度，完善考核和評價體系，根據有關法律法規、規範 性文件和《中國人民保險集團股份有限公司章程》（以下簡稱「公司章程」）、《中國人民保險 集團股份有限公司董事會議事規則》（以下簡稱「《董事會議事規則》」、《香港聯合交易所有 限公司證券上市規則》中《企業管治守則》（以下簡稱「《企業管治守則》」）的規定，設立公司 董事會（以下簡稱「董事會」）提名薪酬委員會（以下簡稱「提名薪酬委員會」），並制定本工 作規則。 第二條 提名薪酬委員會是董事會設立的專門工作機構，按本工作規則協助董事會擬定 公司董事、高級管理人員的選任程序和標準，對擬任人選的任職資格和條件進行初步審 - 1 - 第一章 總則 第二章 人員組成 第三章 職責權限 第四章 工作程序 第五章 議事規則 第六章 附則 核；研究、擬定董事和高級管理人員的薪酬方案、績效考核制度以及激勵方案，向董事 會提出建議，並監督方案或制度的實施。 第三條 提名薪酬委員會對董事會負責，並向董 ...

Core Viewpoint - The Xinjiang Financial Regulatory Bureau has approved the relocation of the marketing service office of China People's Property Insurance Company in Urumqi, indicating regulatory support for the company's operational adjustments [1] Group 1 - The marketing service office of China People's Property Insurance Company will be moved to a new address: No. 995, Muxugou North Road, Shayibake District, Urumqi, Xinjiang [1] - The company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]

1339 中國人民保險集團股份有限公司 董事會提名薪酬委員會工作規則 目 錄 第一章 總則 第一條 為規範中國人民保險集團股份有限公司（以下簡稱「公司」）董事和高級管理人員 的選聘工作，健全公司薪酬管理制度，完善考核和評價體系，根據有關法律法規、規範 性文件和《中國人民保險集團股份有限公司章程》（以下簡稱「公司章程」）、《中國人民保險 集團股份有限公司董事會議事規則》（以下簡稱「《董事會議事規則》」、《香港聯合交易所有 限公司證券上市規則》中《企業管治守則》（以下簡稱「《企業管治守則》」）的規定，設立公司 董事會（以下簡稱「董事會」）提名薪酬委員會（以下簡稱「提名薪酬委員會」），並制定本工 作規則。 第二條 提名薪酬委員會是董事會設立的專門工作機構，按本工作規則協助董事會擬定 公司董事、高級管理人員的選任程序和標準，對擬任人選的任職資格和條件進行初步審 提名薪酬委員會成員未達到最低規定人數的，董事會應根據本工作規則第四條至第六條 規定補足委員人數。 - 1 - 第一章 總則 第二章 人員組成 第三章 職責權限 第四章 工作程序 第五章 議事規則 第六章 附則 核；研究、擬定董事和高級管理人員的薪酬方案、績效考 ...

Core Viewpoint - The insurance sector is experiencing a decline in stock prices, with major companies like New China Life, China Pacific Insurance, and China Life seeing significant drops in their share prices, indicating market concerns about the sector's performance [1][1][1] Company Performance - China Ping An reported a year-on-year decline in net profit for the first half of the year, but operating profit showed a year-on-year increase, attributed to three main factors: one-time accounting adjustments, issuance of convertible bonds, and unrealized gains from investments in listed companies not reflected in the profit statement [1][1][1] - The CFO of China Ping An suggested that the market should focus more on operating profit metrics rather than net profit figures [1][1][1] Market Trends - Longcheng Securities noted that the ten-year government bond yield has risen to around 1.78%, influenced by policies related to capacity reduction and market fluctuations in the insurance sector [1][1][1] - According to a recent survey by the Insurance Asset Management Association, stocks are the preferred investment asset for insurance institutions in the second half of 2025, followed by bonds and securities investment funds [1][1][1] - The insurance sector is viewed with cautious optimism regarding its allocation value despite the high volatility observed [1][1][1]

Financial Performance Highlights - The Group's insurance revenue reached RMB 280250 million, a 71% increase[101] - Net profit attributable to equity holders of the company increased by 140% to RMB 26671 million[19,101] - The Group's total investment yield (annualized) was 50%, up 09 percentage points[22,101] - Group consolidated net assets increased by 63% to RMB 3906 billion[20,41] Business Segment Performance - PICC P&C's insurance revenue grew by 56% to RMB 249040 million, with a combined ratio of 948%[57,101] - PICC Life's insurance revenue increased significantly by 325% to RMB 14018 million[68,101] - PICC Health saw a 132% rise in insurance revenue, reaching RMB 15603 million[74,101] Strategic Focus and Initiatives - The group premiums income increased by 64% to RMB 4546 billion[26] - Total insurance investment assets grew by 72% to RMB 17607 billion[32] - Business synergy generated RMB 16 billion in premiums income, an 89% increase[37] - The company is focused on strengthening core functions, promoting "Six Reforms," high-quality development, and risk prevention in the second half of 2025[90,91,92,93]

Core Viewpoint - The article emphasizes the importance of revitalizing abandoned land and improving agricultural resilience in Guangdong to ensure food security, highlighting innovative models like "insurance+" that support rural revitalization and agricultural productivity [1][2][3]. Group 1: Revitalization of Abandoned Land - The first water rice planting demonstration field in Jiangmen, Guangdong, transformed 180 acres of previously abandoned land into productive fields, achieving a yield of over 800 pounds per acre in its first year [2]. - The collaborative efforts of Jiangmen Insurance, local government, and agricultural cooperatives initiated the revival of abandoned land through infrastructure improvements and modern agricultural practices [2][3]. - The revival efforts led to an expected yield of over 1,000 pounds per acre this year, significantly improving local soil conditions and increasing farmers' income by 15,000 yuan per person [3]. Group 2: "Insurance+" Model and Technological Integration - The "insurance+" model in Guangdong integrates insurance with technology and agricultural services, enhancing risk management and productivity in agriculture [4][5]. - The establishment of a smart agricultural meteorological service project in Taishan allows real-time monitoring of various agricultural data, improving disaster response times by 70% [4]. - This model has shifted from post-disaster compensation to proactive risk prevention, effectively reducing systemic risks in food production [4][6]. Group 3: Financial Collaboration and Support - Guangdong has established the first agricultural insurance disaster reduction service center, which has been replicated across 60 centers statewide, covering various agricultural sectors [5][6]. - From 2023 to mid-2025, the "insurance+" model has allocated 195 million yuan for disaster reduction projects, benefiting over 3.6 million households and achieving a disaster reduction effect exceeding 770 million yuan [5][6]. - In the rice sector alone, 426.5 million yuan has been invested in disaster projects, benefiting over 1.1 million households and achieving a reduction in losses of 178 million yuan [6].