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邹城金融监管支局“三个结合”推动适老化金融服务迈上新台阶
Qi Lu Wan Bao Wang· 2025-09-17 08:12
Core Viewpoint - The article emphasizes the importance of integrating financial services for the elderly into the broader societal framework, highlighting the need for banks to enhance their services and products tailored to older adults [1] Group 1: Integration of Traditional and Smart Services - Banks are encouraged to improve traditional financial services while enhancing online service accessibility for elderly customers [2] - Initiatives include setting up dedicated service windows and providing specialized equipment like magnifying glasses and blood pressure monitors to facilitate in-branch transactions for seniors [2] - Online services are being optimized with dedicated customer service for elderly clients and portable smart service terminals to extend financial services to those unable to visit bank branches [2] Group 2: Product Supply and Service Enhancement - Banks are urged to develop more financial products that cater to the conservative risk preferences and stable investment needs of older adults [3] - Examples include regular updates to product offerings such as savings accounts, low-risk investment products, and insurance tailored for elderly clients [3] - Additional services include improving payment product convenience and offering fee waivers for account opening and annual fees to enhance value for elderly customers [3] Group 3: Regulatory Guidance and Industry Participation - The financial regulatory body is reinforcing the need for banks to enhance their awareness and capabilities in providing age-friendly services [4] - Banks are actively engaging in financial education initiatives aimed at older adults, focusing on risk prevention and financial literacy [4] - Training programs for bank staff are being implemented to improve service quality and emergency response capabilities when assisting elderly clients [4]
普惠金融之光,如何点亮小微企业梦想?交行“码”上揭秘→
Core Viewpoint - The article highlights the launch of a financial service initiative by Bank of Communications aimed at supporting small and micro enterprises, particularly in the technology sector, through a digital loan application process. Group 1: Company Initiatives - Bank of Communications has introduced the "Code Scan" initiative to facilitate financing for small and micro enterprises, allowing them to apply for loans online with a maximum limit of 30 million yuan [8][10]. - The bank has developed a dedicated product line called "Science and Technology Easy Loan" specifically for technology-oriented small and micro enterprises [10]. Group 2: Market Context - The initiative addresses the common financing difficulties faced by small and micro enterprises, which often struggle with low revenue and lack of collateral [5][6]. - The bank's efforts include engaging with high-tech parks across the country to promote the "Code Scan" program, aiming to bridge the financial service gap for these businesses [9]. Group 3: Impact on Entrepreneurs - The program has already helped some startups overcome financial challenges, enabling them to continue their operations and innovations [7]. - The digital application process is designed to enhance efficiency, allowing businesses to access funds quickly without the need for extensive paperwork [12][15].
山东交行金融教育宣传周来了!泉城广场玩着学,教您守好“钱袋子”
Qi Lu Wan Bao· 2025-09-17 06:58
9月15日至21日,以"保障金融权益 助力美好生活"为主题的金融教育宣传周将在全国各地举办。 "金融教育不能单向灌输,光讲条文太枯燥,而是要通过建立金融机构与市民的信任纽带,寓教于乐激 活公众参与热情,才能引发公众共鸣,护航公众财产安全。"交通银行山东省分行消保部负责人告诉记 者。一上午时间,该行就发放宣传材料三百多份,接受市民咨询超百人次。 今年以来,交通银行山东省分行持续开展金融知识教育宣传活动,针对社会关注的热点难点问题,深入 社区、学校、养老院等多类场所,设立中高考"金融加油站"为考生家长提供便民服务和防骗提醒,推进 助老助残服务,初步构建起多层次、线上线下结合的金融教育宣传体系,有效提升了公众金融风险防范 和自我保护能力。 未来一段时间,交通银行山东省分行还将继续推动金融知识"进社区、进校园、进企业、进农村、进商 圈",从防范非法中介、加强反诈反洗钱宣传、普及金融基础知识等多方面入手,同步加强线上宣传, 通过微信公众号、社交媒体、手机APP等渠道发布知识普及和风险提示内容,不断扩大宣传覆盖面,积 极营造安全、诚信的金融消费环境。 9月15日,山东金融监管局、山东省地方金融管理局、中国人民银行山东省分 ...
赵秀军,被查
Zhong Guo Ji Jin Bao· 2025-09-17 05:13
据中央纪委国家监委驻交通银行纪检监察组、山西省纪委监委9月17日消息:交通银行山西省分行党委 委员、副行长赵秀军涉嫌严重违纪违法,目前正接受中央纪委国家监委驻交通银行纪检监察组纪律审查 和山西省监察委员会监察调查。 今年1月25日,交通银行山西省分行召开2025年全面从严治党暨纪检工作会议,赵秀军主持。会议要 求,要保持高压态势,持续推动反腐败斗争向纵深推进。要坚决落实巡视整改政治责任,以高质量整改 成效推动高质量发展。 此前,交通银行浙江省分行原资深专家屠粮钢,交通银行天津市分行原党委书记、行长郭宏伟等人被 查。 赵秀军(资料图) 据公开信息显示,赵秀军,男,1969年12月生,中共党员。 赵秀军长期在交通银行任职,曾任交通银行烟台分行行长等职,2013年任交通银行山东省分行副行长, 后任交通银行山西省分行副行长,至此番被查。 ...
赵秀军,被查
中国基金报· 2025-09-17 05:11
来源:政事儿 据中央纪委国家监委驻交通银行纪检监察组、山西省纪委监委9月17日消息:交通银行山西省 分行党委委员、副行长赵秀军涉嫌严重违纪违法,目前正接受中央纪委国家监委驻交通银行 纪检监察组纪律审查和山西省监察委员会监察调查。 据公开信息显示,赵秀军,男,1969年12月生,中共党员。 赵秀军 长期在交通银行任职,曾任交通银行烟台分行行长等职,2013年任交通银行山东省分行副行 长,后任交通银行山西省分行副行长,至此番被查。 今年1月25日,交通银行山西省分行召开2025年全面从严治党暨纪检工作会议, 赵秀军主持 。会议要 求,要保持高压态势,持续推动反腐败斗争向纵深推进。要坚决落实巡视整改政治责任,以高质量整改 成效推动高质量发展。 赵秀军(资料图) 此前,交通银行浙江省分行原资深专家屠粮钢,交通银行天津市分行原党委书记、行长郭宏伟等人被 查。 ...
六大行校招“管理+专业”并进,科技岗向“人工智能+”升级
Group 1 - The core viewpoint of the article highlights the stable recruitment scale and optimized structure of the six major state-owned banks in their 2026 campus recruitment, with a focus on the demand for composite talents in technology-related fields [1][2][3] - The Industrial and Commercial Bank of China (ICBC) plans to recruit approximately 20,351 individuals, with a significant emphasis on technology elite positions, including system development, application research, information security, and data mining [2][3] - Agricultural Bank of China (ABC) aims to recruit around 20,780 individuals, with specialized positions aligned with national strategies, including financial technology, data analysis, rural revitalization, and green finance [4][5] Group 2 - The recruitment initiatives reflect a transformation direction in the banking industry, with a notable increase in the demand for technology and data analysis roles, aligning with the government's "Artificial Intelligence +" action plan [1][3] - The recruitment plans of the banks include specialized training programs, such as ICBC's "Artificial Intelligence +" and trading sector recruitment plans, which focus on nurturing composite talents through structured rotations [3][4] - The banks are implementing dual-track talent supply systems, combining management training programs with specialized positions to build a robust talent pipeline for future leadership and strategic business needs [6][7] Group 3 - The China Merchants Bank continues its global talent reserve strategy, enhancing international business talent supply through specialized language recruitment plans [5][6] - Postal Savings Bank emphasizes its "U + Talent Cultivation Plan," which includes comprehensive training and mentorship for new employees, focusing on IT and financial economics roles [8][9] - The recruitment efforts are also aimed at supporting the growth of private banking services, with Construction Bank leading in asset under management (AUM) growth and expanding its private banking team [8]
六大行科技金融全梳理:多层次组织架构成型,贷款、客户双增
Core Insights - The report emphasizes the importance of technological modernization in China's financial sector, highlighting the role of financial support in fostering technological innovation and development [1][2] - The six major state-owned banks have made significant progress in enhancing their technology finance capabilities, with a focus on organizational structure, product development, and differentiated policies [1][3] Group 1: Technological Financial Support - The six major banks have established specialized committees and organizational structures to promote technology finance, with a focus on high-standard services and quality development [2][3] - By mid-2023, the banks reported substantial increases in technology loans and the number of technology enterprise clients, indicating a growing commitment to supporting the tech sector [5][6] Group 2: Organizational Structure and Strategy - Each of the six banks has developed a multi-tiered organizational structure for technology finance, with specialized centers and branches dedicated to serving technology enterprises [3][4] - Construction Bank has established a five-level organizational system to enhance its technology finance capabilities, including the creation of specialized branches and centers [4] Group 3: Loan Growth and Client Base - As of June 2023, the total technology loan balances for the six major banks showed significant growth, with Industrial and Commercial Bank of China exceeding 6 trillion yuan and Agricultural Bank of China growing over 20% [5][6] - The number of technology enterprise clients has also increased, with Agricultural Bank serving nearly 300,000 clients and China Bank providing services to over 160,000 clients [5][6] Group 4: Financial Products and Services - The banks are focusing on a comprehensive product system that includes equity, loans, bonds, and insurance to support technology enterprises throughout their lifecycle [6][7] - Different banks are leveraging their unique strengths to cater to specific sectors, such as Industrial and Commercial Bank focusing on strategic emerging industries and China Bank providing cross-border financial services [6][7] Group 5: Policy Support and Implementation - Recent policy changes have facilitated the expansion of technology enterprise acquisition loans and the issuance of technology innovation bonds, enhancing financial support for the tech sector [7][8] - The banks have successfully implemented these policies, with notable achievements in acquisition loans and technology bond underwriting, indicating a robust response to government initiatives [8][9]
四大行校招释放超7万岗位
Group 1: Core Insights - The six major state-owned banks in China have launched their 2026 campus recruitment, showing a trend of "stable total volume and optimized structure" compared to previous years [1][2] - The total recruitment numbers are approximately 20,000 for ICBC, 21,000 for ABC, 17,000 for CCB, and 13,000 for BOC, maintaining levels similar to last year [1][2] - There is an increased demand for composite talents, particularly in artificial intelligence and data analysis, aligning with the government's "Artificial Intelligence +" initiative [1][2] Group 2: Recruitment Plans and Special Programs - ICBC has introduced the "Artificial Intelligence +" initiative, aiming to recruit around 20 individuals with AI and big data backgrounds, who will undergo a year of rotation before being assigned to key departments [2] - ABC plans to recruit 20 for financial technology and data analysis, with a focus on roles that support the "Five Major Articles" of finance [3] - CCB is expanding its private banking sector, with a recruitment of 5 for comprehensive services and management of private banking operations [7] Group 3: Talent Development and Training - The banks are emphasizing dual-track talent supply systems, combining management and specialized roles, with ICBC's "Star Plan" and ABC's training programs focusing on grassroots practice [5][6] - CCB's recruitment includes a two-year training program for new hires, with rotations in various departments to enhance their skills [6] - Postal Savings Bank has implemented the "U + Talent Cultivation Plan," providing structured mentorship and diverse internal mobility paths for new employees [7][8]
交通银行山西省分行党委委员、副行长赵秀军被查
Guan Cha Zhe Wang· 2025-09-17 04:22
据中央纪委国家监委网站9月17日消息,交通银行山西省分行党委委员、副行长赵秀军接受纪律审查和 监察调查。 通报称,据中央纪委国家监委驻交通银行纪检监察组、山西省纪委监委消息:交通银行山西省分行党委 委员、副行长赵秀军涉嫌严重违纪违法,目前正接受中央纪委国家监委驻交通银行纪检监察组纪律审查 和山西省监察委员会监察调查。 5月9日,原交通银行江阴分行行长、无锡分行公司部总经理姜澄华被查。 而如果从2023年算起,交行还有多名高管被查。 2023年,交通银行有至少6名高管被查,包括:交通银行云南省分行原党委书记、行长李大军,交通银 行广东省分行原党委书记、行长周宝志,交银金融租赁有限责任公司原党组成员、副总裁马宾,交银金 融科技有限公司副总裁孙毅坤,交通银行金融科技部总经理周彦倜,交通银行沈阳审计监督分局原局长 刘喜昌。 2024年,交通银行又有2名高管被查,包括:交通银行无锡分行原党委委员、副行长盛金才,交通银行 天津市分行原党委书记、行长郭宏伟 本文系观察者网独家稿件,未经授权,不得转载。 据公开信息,赵秀军出生于1969年,1991年赵秀军从哈尔滨金融学院毕业后到山东工作,历任交通银行 交通银行烟台分行行长、 ...
四大行校招释放超7万岗位
21世纪经济报道· 2025-09-17 04:18
又到一年秋招季,六大国有银行近日全面启动2026年校园招聘。与往年相比,本次校招呈现 出"总量平稳,结构优化"的鲜明特征。 工行"人工智能+"专项计划招聘20人左右,要求人工智能、大数据等相关专业优先,入职后先 在科技机构和境内分行进行为期一年的轮岗锻炼,期满后返回总行,定向安排到对公、零售、 记者丨 张欣 编辑丨杨希 风控等业务部门相关岗位工作。 从招聘规模来看, 工行计划招聘约2.0万人,农行招聘约2.1万人,建设银行招聘1.7万人,中 行招聘1.3万人,总量与去年基本持平。 从招聘岗位特色来看,复合型人才需求加大,人工智 能、数据分析等岗位与国务院《"人工智能 +"行动意见》形成精准对接。同时,围绕金融"五 篇大文章"设立的绿色金融、乡村振兴等专项岗位继续保持,战略业务人才储备机制迎来系统 性升级。 这一变革在科技岗位设置中表现尤为突出:工行创新推出"人工智能 +"行动专项计划,要求候 选人优先具AI 技术背景,通过"科技机构+分行"轮岗后定向输送至总行核心部门;农行将金融 科技、数据分析专项纳入菁穗培训生体系,直接服务金融"五篇大文章"的数据驱动需求;交通 银行设立科技金融储备生,通过2年分行科技金融 ...