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Core Viewpoint - The company, Bank of Communications (03328.HK), announced an online earnings briefing scheduled for November 7, 2025, to provide investors with a comprehensive understanding of its operational performance for the first three quarters of 2025 [1] Group 1 - The earnings briefing will take place from 15:00 to 16:00 on November 7, 2025 [1] - The event aims to address common concerns raised by investors [1] - Vice President Zhou Wanfeng and Board Secretary He Zhaobin will attend the earnings briefing [1]

格隆汇10月27日丨交通银行(03328.HK)公告，为便于广大投资者更全面深入了解本行2025年前三季度经 营情况，拟于2025年11月7日(星期五)15:00-16:00通过网络互动方式召开业绩说明会，就投资者普遍关 注的问题进行交流。副行长周万阜，董事会秘书何兆斌将出席业绩说明会。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本通告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 投資者如需提前提問，可於 2025 年 1 1 月 6 日（ 星 期 四 ）16:00 前通過訪問 https://rs.p5w.net/html/176102622472649.shtml，或掃瞄下方二維碼進入問題徵集 專題頁面。本行將在業績說明會上，對投資者普遍關注的問題進行回答。歡迎廣 大投資者積極參與業績說明會。 關於召開2025年三季度業績說明會的公告 交通銀行股份有限公司（「本行」）謹此宣佈，本行將於2025年10月30日（星期四） 在香港聯合交易所有限公司網站( www.hkexnews.hk )披露本行2025年三季度業 績。為便於廣大投資者更全面深入了解本行2025年前三季度經營情況，本行擬於 2025年11月7日（星期五）15:00-16:00通過網絡互動方式召開業績說明會（「業績說 明會」），就投資者普遍關注的問 ...

关于召开 2025 年三季度业绩说明会的公告 交通银行股份有限公司（以下简称"交通银行"或"本行"）董事会及全体董事保证本 公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 重要内容提示 本行将于 2025 年 10 月 30 日（星期四）在上海证券交易所网站 股票代码：601328 股票简称：交通银行 编号：临 2025-068 交通银行股份有限公司 （www.sse.com.cn）和本行网站（www.bankcomm.com）披露 2025 年第三季度报 告。为便于广大投资者更全面深入了解本行 2025 年前三季度经营情况，本行拟 于 2025 年 11 月 7 日下午 15:00-16:00 召开业绩说明会，就投资者普遍关注的问 题进行交流。 （一）会议召开时间：2025 年 11 月 7 日（星期五）15:00-16:00。 （二）本行出席人员：副行长周万阜先生和董事会秘书何兆斌先生。 （三）网络互动地址:全景路演（https://rs.p5w.net/html/176102622472 649.shtml）或扫描以下二维码。 三、投资者参与方式 ...

香港证监会禁止交通银行前有关人士郑礼豪重投业界七个月，由2025年10月27日起至2026年5月26日 止。香港证监会调查发现，在2017年4月至2022年4月期间，郑没有向交通银行披露他以本身名义在其他 金融机构持有的多个个人证券交易帐户。 ...

Core Viewpoint - The report (2025) outlines the achievements of the financial system in supporting the real economy, enhancing financial regulation, deepening reform and opening up, and preventing and mitigating risks since November 2024, while also specifying six key work directions for the next phase [3] Group 1: Monetary Policy - The report emphasizes the need to implement a moderately loose monetary policy to create a suitable monetary and financial environment for consolidating and expanding economic recovery [5] - The People's Bank of China (PBOC) has been injecting liquidity into the banking system, with a recent announcement of a 900 billion yuan medium-term lending facility (MLF) operation scheduled for October 27, aiming to support government bond issuance and bank credit [5][6] - Analysts expect that the PBOC will continue to maintain a high level of liquidity injection to support credit expansion and government bond issuance [6] Group 2: Financial Regulation - The report highlights the importance of further strengthening and improving financial regulation to enhance regulatory quality and effectiveness [8] - Major banks have adopted a common principle of "preventing risks, strengthening regulation, and promoting high-quality development," indicating a deepened risk awareness and compliance culture within the banking sector [9] Group 3: Financial Supply-Side Structural Reform - The report stresses the need to focus on providing high-quality financial services to the real economy and to continue deepening financial supply-side structural reform [11] - From November 2024 to September 2025, 98 companies in the A-share market raised 91.8 billion yuan through initial public offerings, with 86% being private enterprises and 92% in strategic emerging industries [11] - Major banks are committed to enhancing their financial services to support the real economy, with specific initiatives aimed at modernizing the industrial system and promoting sustainable financial solutions [12] Group 4: Risk Prevention - The report emphasizes the need to prevent and mitigate financial risks in key areas while maintaining the bottom line of avoiding systemic financial risks [14] - Banks are focusing on comprehensive risk management and ensuring that development and safety are well-coordinated [14] - The banking sector has seen a reduction in the number of banking institutions and an improvement in asset quality, with the non-performing loan ratio decreasing to 1.49% [14]

Core Viewpoint - The report (2025) outlines the achievements of the financial system in supporting the real economy, enhancing financial regulation, deepening reform and opening up, and preventing and mitigating risks since November 2024, while also specifying six key work directions for the next phase [3]. Group 1: Monetary Policy - The report emphasizes the need to implement a moderately loose monetary policy to create a suitable monetary and financial environment for consolidating and expanding the economic recovery [5]. - The People's Bank of China (PBOC) has been injecting liquidity into the banking system, with a recent announcement of a 900 billion yuan medium-term lending facility (MLF) operation, maintaining high liquidity levels for three consecutive months [6][7]. - Analysts suggest that this approach aims to keep liquidity ample and guide financial institutions to increase credit support, particularly for government bond issuance [6]. Group 2: Financial Regulation - The report highlights the importance of further strengthening and improving financial regulation to enhance regulatory quality and effectiveness [9]. - Major banks have adopted a unified approach focusing on risk prevention, strong regulation, and promoting high-quality development, with a multi-layered risk control network being established [9]. - Banks like ICBC and CCB have committed to deepening comprehensive risk management and fulfilling their responsibilities as major financial institutions [9]. Group 3: Financial Supply-Side Structural Reform - The report stresses the need to provide high-quality financial services and continue deepening financial supply-side structural reforms [11]. - From November 2024 to September 2025, A-share IPOs raised 91.8 billion yuan, with 86% of the companies being private and 92% in strategic emerging industries [11]. - Loans in sectors such as technology, green finance, and digital economy have seen significant year-on-year growth, indicating a strong focus on supporting the real economy [11][12]. Group 4: Risk Prevention - The report underscores the necessity of preventing and mitigating financial risks in key areas while maintaining systemic financial safety [14]. - Banks are increasingly focusing on balancing development and safety, with measures in place to manage risks effectively [14]. - The banking sector has seen a reduction in the number of institutions and an improvement in asset quality, with the non-performing loan ratio decreasing to 1.49% [14].

Core Insights - The state-owned large bank sector saw an increase of 1.47% on October 27, with Agricultural Bank leading the gains [1] - The Shanghai Composite Index closed at 3996.94, up 1.18%, while the Shenzhen Component Index closed at 13489.4, up 1.51% [1] Bank Performance Summary - Agricultural Bank (601288) closed at 8.18, up 2.38% with a trading volume of 5.22 million shares and a transaction value of 4.218 billion [1] - China Bank (601988) closed at 5.59, up 1.08% with a trading volume of 4.41 million shares and a transaction value of 2.455 billion [1] - Industrial and Commercial Bank (601398) closed at 7.91, up 0.89% with a trading volume of 3.92 million shares and a transaction value of 3.080 billion [1] - Construction Bank (601939) closed at 9.43, up 0.75% with a trading volume of 1.42 million shares and a transaction value of 1.337 billion [1] - Transportation Bank (601328) closed at 7.28, up 0.69% with a trading volume of 3.46 million shares and a transaction value of 2.507 billion [1] - Postal Savings Bank (601658) closed at 6.01, up 0.33% with a trading volume of 1.85 million shares and a transaction value of 1.109 billion [1] Fund Flow Analysis - The state-owned large bank sector experienced a net outflow of 85.2266 million from institutional investors and 43.0758 million from retail investors, while individual investors saw a net inflow of 128 million [1] - Specific fund flows for individual banks showed varied trends, with China Bank experiencing a net inflow of 77.0158 million from institutional investors but a net outflow of 84.6370 million from retail investors [2] - Agricultural Bank had a net outflow of 110 million from institutional investors, while retail investors contributed a net inflow of 113 million [2]

Core Insights - The report emphasizes the importance of implementing a moderately loose monetary policy to support economic recovery and create a suitable financial environment [1][2] - It outlines six key work directions for the next phase, including enhancing financial regulation, providing high-quality financial services, and preventing systemic financial risks [1][6] Monetary Policy - The People's Bank of China (PBOC) has committed to maintaining liquidity in the banking system, with a recent announcement of a 900 billion yuan medium-term lending facility (MLF) operation [2][3] - The PBOC aims to align social financing scale and money supply growth with economic growth and price level expectations [2][3] Financial Regulation - The report highlights the need to strengthen and improve financial regulation, enhancing regulatory quality and effectiveness [3][4] - Major banks have expressed a commitment to risk management and compliance, indicating a shift towards a more robust risk control framework [4][7] Support for the Real Economy - The report indicates that from November 2024 to September 2025, 98 companies raised 91.8 billion yuan through initial public offerings, with 86% being private enterprises [5] - Loans in sectors such as technology, green finance, and digital economy have seen significant year-on-year growth, indicating a focus on supporting strategic industries [5] Financial Risk Management - The report stresses the importance of preventing and mitigating financial risks in key areas, aiming to avoid systemic financial risks [6][7] - Banks are increasingly prioritizing comprehensive risk management and compliance in their operations [4][7] Financial Opening and Internationalization - Chinese banks are actively pursuing international competitiveness and enhancing global service capabilities, contributing to the internationalization of the yuan [9] - The emphasis on high-level financial openness reflects a commitment to both "going out" and "bringing in" strategies in the financial sector [9]