股票代码：601818 股票简称：光大银行 公告编号：临 2026-008 优先股代码：360013、360022、360034 优先股简称：光大优 1、光大优 2、光大优 3 中国光大银行股份有限公司 关于赎回第三期优先股的第二次提示性公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）于 2019 年 7 月 15 日非 公开发行 3.5 亿股优先股，发行规模为 350 亿元人民币（简称第三期 优先股，代码 360034）。经本行董事会审议通过，并报国家金融监督 管理总局（简称金融监管总局）审核同意，本行拟于 2026 年 2 月 11 日赎回第三期优先股，现将有关赎回事宜提示如下： 一、赎回规模 本行拟赎回全部已发行的第三期优先股 3.5 亿股，每股面值人民 币 100 元，总规模 350 亿元。 二、赎回价格 本次优先股以现金方式赎回，赎回价格为优先股面值加本行宣告 赎回的公告日的计息年度应计股息。应计股息的计算公式为： i：指优先股当年股息率； t：指计息天数，即从本行宣告赎回的公 ...

Market Performance - The banking sector saw a slight increase of 0.03% on January 19, with CITIC Bank leading the gains [1] - The Shanghai Composite Index closed at 4114.0, up by 0.29%, while the Shenzhen Component Index closed at 14294.05, up by 0.09% [1] Individual Bank Performance - CITIC Bank closed at 7.70, with a rise of 1.18%, and a trading volume of 778,600 shares, amounting to a transaction value of 602 million yuan [1] - Other notable banks include: - Shanghai Pudong Development Bank at 11.12, up by 0.72%, with a transaction value of 811 million yuan [1] - Huaxia Bank at 6.46, up by 0.16%, with a transaction value of 300 million yuan [1] - Industrial Bank remained unchanged at 20.08, with a transaction value of 1.772 billion yuan [1] - Minsheng Bank decreased by 0.27% to 3.75, with a transaction value of 718 million yuan [1] Fund Flow Analysis - The banking sector experienced a net outflow of 41.31 million yuan from institutional investors, while retail investors saw a net inflow of 408 million yuan [1] - Specific fund flows for individual banks include: - Shanghai Pudong Development Bank had a net inflow of 143 million yuan from institutional investors [2] - CITIC Bank saw a net inflow of 55.12 million yuan from institutional investors [2] - Minsheng Bank experienced a net outflow of 603,920 yuan from institutional investors [2]

Investment Rating - The industry investment rating is "Buy" [3] Core Viewpoints - The report indicates that there is still room for further cuts in reserve requirement ratios and interest rates, with a focus on structural monetary policy support for high-quality economic development [15][19] - The central bank has implemented a reduction of 0.25 percentage points in various structural monetary policy tool rates, signaling a supportive monetary policy stance [15][19] - The report emphasizes the importance of timing for future policy implementations, particularly in relation to government bond issuance peaks and the maturity schedule of high-interest bank deposits [15] Summary by Sections 1. Monetary Policy Adjustments - The report notes a reduction of 0.25 percentage points in structural monetary policy tool rates, with a focus on supporting key areas through increased re-lending [15] - Future attention is directed towards December economic data and January LPR [22] 2. Central Bank Dynamics and Market Rates - The central bank conducted a total of 9,515 billion yuan in 7-day reverse repos at an interest rate of 1.40%, with a net injection of 9,741 billion yuan [16] - The report highlights that the funding rates remained stable, with expectations of slight increases due to tax payments and government bond net repayments [16] 3. Bank Financing Tracking - The report indicates that the total outstanding amount of interbank certificates of deposit (CDs) is 19.09 trillion yuan, with an average issuance rate of 1.65% [20] - The report also notes that there were no commercial bank bond issuances during the period, with a total outstanding commercial bank bond size of 3.38 trillion yuan [20]

Group 1 - The announcement is made by China Everbright Bank Heilongjiang Branch regarding overdue debts and the need for borrowers and guarantors to repay within 30 days [1] - The bank warns that failure to comply may result in negative credit reporting and legal actions [1] - Contact information is provided for borrowers and guarantors to reach out to the bank for assistance [2] Group 2 - Specific overdue individuals are listed along with their identification numbers, principal balances, and interest amounts [3] - The total overdue amounts for the listed individuals include principal and interest, indicating the financial obligations owed to the bank [3] - The announcement is dated January 5, 2026, emphasizing the urgency of the repayment [3]

Group 1 - The core point of the article is that Guangdian Yuntong Group Co., Ltd. has won the bid for the cash handling equipment procurement project from China Everbright Bank, specifically for the four-and-a-half sorting machine for Renminbi [1][2] - The bid amount for the project is reported to be between 10,800 million and 15,499.08 million [2] - Guangdian Yuntong Group has made investments in 30 companies and participated in 3,891 bidding projects, indicating its active role in the industry [1] Group 2 - The procurement was announced by China Everbright Bank on January 15, 2026, highlighting the timeline of the project [2] - The company holds significant intellectual property with 181 trademark registrations, 1,777 patents, and 418 copyrights, showcasing its innovation capabilities [1] - Guangdian Yuntong Group has obtained 130 administrative licenses, reflecting its compliance and operational readiness in the market [1]

Group 1 - The core announcement is about the public notice of the winning candidates for the procurement project of cash handling machines by China Everbright Bank, specifically for the four-pocket half clearing machine for RMB [1] - China Everbright Bank has invested in 16 enterprises and participated in 10,061 bidding projects [1] - The bank holds 339 trademark registrations, 345 patents, and 2,232 copyright registrations, along with 68 administrative licenses [1] Group 2 - The supplier for the procurement project is Guangdian Yuntong Group Co., Ltd [2] - The total winning bid amount for the project is approximately 10,800 million to 15,499.08 million RMB [2] - The procurement project is located in Beijing and was published on January 15, 2026 [2]

Market Overview - The banking sector saw a decline of 1.73% on January 16, with Huaxia Bank leading the drop [1] - The Shanghai Composite Index closed at 4101.91, down 0.26%, while the Shenzhen Component Index closed at 14281.08, down 0.18% [1] Individual Bank Performance - CITIC Bank closed at 7.61, down 0.26% with a trading volume of 648,900 shares and a transaction value of 493 million [1] - Zheshang Bank closed at 2.98, down 0.67% with a trading volume of 1.34 million shares and a transaction value of 401 million [1] - Minsheng Bank closed at 3.76, down 0.79% with a trading volume of 3.41 million shares and a transaction value of 1.285 billion [1] - Everbright Bank closed at 3.35, down 0.89% with a trading volume of 2.31 million shares and a transaction value of 777 million [1] - China Merchants Bank (XD) closed at 38.72, down 0.97% with a trading volume of 1.52 million shares and a transaction value of 5.941 billion [1] - Ping An Bank closed at 11.19, down 1.06% with a trading volume of 1.12 million shares and a transaction value of 1.258 billion [1] - Pudong Development Bank closed at 11.04, down 1.08% with a trading volume of 1.27 million shares and a transaction value of 1.399 billion [1] - Industrial Bank closed at 20.08, down 1.18% with a trading volume of 1.66 million shares and a transaction value of 3.353 billion [1] - Huaxia Bank closed at 6.45, down 1.38% with a trading volume of 1.12 million shares and a transaction value of 727 million [1] Capital Flow Analysis - The banking sector experienced a net outflow of 502 million from institutional investors and 687 million from retail investors, while retail investors saw a net inflow of 1.189 billion [1] - Specific capital flows for individual banks indicate varying trends, with Shanghai Pudong Bank seeing a net inflow of 88.92 million from institutional investors [2] - CITIC Bank had a net inflow of 42.84 million from institutional investors, while retail investors experienced a net outflow of 53.64 million [2] - Everbright Bank had a net inflow of 13.72 million from institutional investors, but retail investors faced a net outflow of 53.07 million [2] - Minsheng Bank saw a net outflow of 51.56 million from institutional investors, while retail investors had a net inflow of 51.08 million [2] - Huaxia Bank experienced a significant net outflow of 114 million from institutional investors, with a smaller net inflow of 10.25 million from retail investors [2] - Ping An Bank had a net outflow of 139 million from institutional investors, but retail investors saw a net inflow of 95.90 million [2]

Core Viewpoint - The integration of financial services with the tourism industry in Harbin is enhancing the local economy, particularly through the promotion of the ice and snow tourism sector, which is expected to grow significantly in the coming years [1][4]. Group 1: Company Overview - Harbin's Ice and Snow World, a flagship of Harbin's cultural tourism, is projected to generate 1 billion yuan in ticket revenue in 2024, accounting for 80% of its parent company's total revenue of 1.2 billion yuan [1]. - The merger of Harbin Cultural Tourism Group and Sun Island Group has resulted in the formation of a new entity that encompasses 33 subsidiaries, with total assets increasing from over 2 billion yuan to 5 billion yuan, aiming for 100 billion yuan in revenue and 10 billion yuan in profit [1]. Group 2: Financial Services and Initiatives - Everbright Bank has established a partnership with Harbin's tourism sector, offering various financial services including credit card discounts and promotional activities to enhance visitor experiences [1][3]. - The bank has provided nearly 4 million yuan in credit support to local travel agencies, helping them alleviate seasonal funding pressures and develop innovative tourism products [2]. Group 3: Market Trends and Economic Impact - The national ice and snow economy is projected to exceed 1 trillion yuan, with the government emphasizing the importance of this sector for consumption and economic growth [3][4]. - Everbright Bank's approach to integrating financial services with local tourism needs is seen as a valuable strategy in a competitive market, moving beyond mere price competition to create a comprehensive service system [3].

Core Viewpoint - China Everbright Bank (601818) has issued a notice regarding increased volatility in domestic and international precious metal prices, highlighting the need for heightened market risk awareness and prudent investment practices [1] Group 1: Market Conditions - Recent fluctuations in precious metal prices have intensified, leading to an increase in market risk [1] - The bank emphasizes the importance of monitoring market changes and adjusting investment strategies accordingly [1] Group 2: Risk Management - Investors are advised to enhance their risk prevention awareness in precious metal business [1] - The bank recommends reasonable control of positions and timely monitoring of holdings and margin balance changes [1] - A call for rational investment practices to safeguard personal financial security is made [1]

Core Viewpoint - The company is enhancing its credit card services to meet diverse consumer needs, focusing on consumption upgrades and providing tailored financial solutions for various demographics, including the elderly and new urban residents [1][2][3][4] Group 1: Consumer Demand and Service Enhancement - The company is leveraging a "dual approach" of "precise profiling + scene penetration" to cater to the evolving consumption patterns, particularly targeting the Z generation as the main consumer force [1] - A three-dimensional service system has been established, integrating card products, scene ecosystems, and payment discounts to create customized solutions for different customer segments [1] - The company is launching a new benefits system on January 1, 2026, expanding the range of benefits to nearly twenty categories, enhancing both the richness of benefits and the coverage of scenarios [2] Group 2: Focus on Elderly and New Urban Residents - The company is addressing the needs of the elderly population, which exceeds 300 million in China, by implementing an "age-friendly innovation" strategy, including a simplified app interface for easier access to financial services [3] - For new urban residents, the company is reducing barriers to access financial services by offering products that cater to their specific needs, such as the Sunshine Classic Platinum Card and Sunshine Elite Platinum Card, which provide various benefits to facilitate their integration into urban life [4] - The comprehensive upgrade of value-added services allows new urban residents to easily access diverse benefits related to travel, dining, and health services, ensuring they receive practical financial support [4]