特此公告。 上海农村商业银行股份有限公司董事会 上海农村商业银行股份有限公司 关于董事离任的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 上海农村商业银行股份有限公司（以下简称"本公司"）董事叶 蓬先生任期届满，因工作变动原因，不再担任本公司董事及董事会战 略与可持续发展委员会、普惠（三农）金融服务委员会、审计委员会 的职务。经叶蓬先生确认，其与本公司董事会无不同意见，亦不存在 需要本公司股东知悉的其他事宜。 本公司董事会对叶蓬先生任职期间为公司做出的贡献给予高度 评价并表示衷心的感谢！ 证券代码：601825 证券简称：沪农商行 公告编号：2025-019 2025 年 5 月 24 日 ...

证券代码：601825 证券简称：沪农商行 公告编号：2025-018 上海农村商业银行股份有限公司 关于修订《公司章程》的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 上海农村商业银行股份有限公司（以下简称"本公司"）根据《公 司法》、国家金融监督管理总局《关于公司治理监管规定与公司法衔 接有关事项的通知》、中国证监会《上市公司章程指引》、上海市国 资委《关于深化上海市市管国有企业董事会建设的指导意见》《上海 市市管国有企业监事会改革实施方案》等相关规定，结合本公司实际， 对《上海农村商业银行股份有限公司章程》（以下简称《公司章程》） 进行了相应修订。 本公司于 2025 年 5 月 23 日召开的董事会 2025 年第四次会议审 议通过了《关于撤销监事会并修订<上海农村商业银行股份有限公司 章程>及相关附件的议案》，同意将该议案提交股东大会审议。 本次《公司章程》修订事项尚需股东大会审议批准并经银行业监 督管理机构核准。 本次《公司章程》具体修订情况如下： | 原条款 | | 修订后条款 | 修订依据 | | - ...

网络投票系统：上海证券交易所股东大会网络投票系统 证券代码：601825 证券简称：沪农商行 公告编号：2025-020 上海农村商业银行股份有限公司 关于召开2024年度股东大会的通知 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 一、 召开会议的基本情况 (一) 股东大会类型和届次 2024年度股东大会 召开的日期时间：2025 年 6 月 13 日 14 点 00 分 股东大会召开日期：2025年6月13日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网 络投票系统 (二) 股东大会召集人：董事会 (三) 投票方式：本次股东大会所采用的表决方式是现场投票和网络 投票相结合的方式 (四) 现场会议召开的日期、时间和地点 召开地点：上海市浦东新区来安路 1045 号 4 号楼 205 会议室 (五) 网络投票的系统、起止日期和投票时间 网络投票起止时间：自2025 年 6 月 13 日 至2025 年 6 月 13 日 采用上海证券交易所网络投票系统，通过交易系统投票平台的投 票时间为股东大会召 ...

证券代码：601825 证券简称：沪农商行 公告编号：2025-017 上海农村商业银行股份有限公司 董事会 2025 年第四次会议决议公告 公司同意修订《上海农村商业银行股份有限公司章程》及其附件 《上海农村商业银行股份有限公司股东会议事规则》《上海农村商业 银行股份有限公司董事会议事规则》。 《上海农村商业银行股份有限公司章程》修订文本须经监管部门 1 核准，核准生效前，公司监事会及监事仍按法律法规和监管机构原有 制度要求履行相关职责；待核准生效后，公司将撤销监事会和监事， 由董事会审计委员会承接《公司法》规定的监事会职责，与监事会运 作和监事履职相关的制度同步废止。 本议案需提交公司股东大会审议。 《上海农村商业银行股份有限公司章程》及其附件修订内容详见 公司同日在上海证券交易所网站披露的《上海农村商业银行股份有限 公司关于修订<公司章程>的公告》。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 上海农村商业银行股份有限公司（以下简称"公司"）董事会 2025 年第四次会议以现场加远程视频电话接入方式于 2025 年 ...

Core Viewpoint - The A-share listed rural commercial banks demonstrated strong resilience in Q1 2025, with all 10 banks achieving positive net profit growth, highlighting their robust financial performance despite market pressures [1][5][6]. Financial Performance - All 10 A-share listed rural commercial banks reported positive net profit growth in Q1 2025, with Changshu Bank leading at a 13.81% year-on-year increase [1][7]. - Eight banks experienced positive revenue growth, while two banks, Shanghai Rural Commercial Bank and Zijin Bank, reported declines in revenue [1][5][6]. - Revenue figures for major banks include: - Chongqing Rural Commercial Bank: 72.24 billion yuan, up 1.35% - Shanghai Rural Commercial Bank: 65.60 billion yuan, down 7.41% - Qingnong Bank: 30.57 billion yuan, up 0.99% - Changshu Bank: 29.71 billion yuan, up 10.04% [3][5][6]. Asset Quality - As of the end of March, seven banks had non-performing loan (NPL) ratios below 1%, with Changshu Bank, Wuxi Bank, and Jiangyin Bank all below 0.9% [1][15]. - Qingnong Bank had the highest NPL ratio at 1.77%, despite a slight decrease from the previous year [1][15]. Asset Scale - Chongqing Rural Commercial Bank and Shanghai Rural Commercial Bank both exceeded 1.5 trillion yuan in total assets, with Chongqing leading at 1.61 trillion yuan, a 6.3% increase [9][11]. - Qingnong Bank ranked third in total assets at 511.58 billion yuan, while Changshu Bank followed closely with 389.01 billion yuan [11][12]. Interest Margin - The net interest margin for several banks has narrowed, with Zijin Bank reporting the lowest at 1.23%, below the industry average of 1.52% [4][7].

Group 1: Market Overview - A-share market showed increased structural differentiation on May 22, with high-position thematic stocks retreating and the North China 50 Index dropping over 6% [2] - The Shanghai Composite Index closed down 0.22% at 3380.19 points, while the Shenzhen Component Index fell 0.72% to 10219.62 points, and the ChiNext Index decreased by 0.96% to 2045.57 points [2] Group 2: Bank Sector Performance - Bank stocks rose against the market trend, with several banks like Pudong Development Bank, Jiangsu Bank, and Chengdu Bank reaching historical highs, while others like Qingdao Bank and CITIC Bank increased by over 2% [3] - Major state-owned banks and several others lowered RMB deposit rates on May 20, which is expected to positively impact net interest margins and allow banks to increase government bond allocations to support the real economy [3][4] - The valuation recovery logic driven by bank stock dividends is expected to continue, with limited downward pressure on net interest margins and stable performance anticipated [3] Group 3: High-Position Stock Dynamics - High-position stocks have become a market focus amid fluctuations, with stocks like Nanjing Port experiencing significant volatility, including a 7.21% increase after a drop [4] - Over 80 stocks have doubled in price this year, primarily in sectors like restructuring, price increases, robotics, AI, and new consumption, although many of these are small-cap stocks with poor performance [4][5] Group 4: Valuation Concerns - Some doubling stocks, such as Zhongyida, have been flagged for high valuations despite significant price increases, with a cumulative rise of 252.61% while the company remains in a loss position [5] - The market is expected to continue a volatile trend with low trading volumes, and structural opportunities may arise in sectors like export industry chains, domestic demand expansion, high dividend yields, and mergers and acquisitions [5]

Core Viewpoint - The article highlights the active performance of the defense and military industry, with significant stock price increases in related companies, driven by geopolitical tensions and government policies supporting military spending [20][21]. Defense and Military Industry - The defense and military sector showed strong performance, with stocks like Guoke Tiancai rising by 20%, and several others reaching their daily limit [4][7]. - The U.S. announcement of a $175 billion investment in missile defense systems has raised concerns about escalating military competition, which may benefit the defense sector in China [19]. - China's recent white paper on national security emphasizes the importance of maintaining territorial integrity and enhancing military capabilities, which supports the growth of the defense industry [20]. Banking Sector - The banking sector experienced a collective rise, with banks like Qingdao Bank and Shanghai Bank reaching new all-time highs [23][24]. - Recent adjustments in the Loan Prime Rate (LPR) and deposit rates are expected to impact the banking sector positively, with a focus on stabilizing growth and improving asset quality [26]. - Analysts predict that the banking sector will benefit from a series of financial policies aimed at supporting economic recovery, leading to a potential performance turnaround [26].

白鹤镇是农业大镇，背靠长三角、面向大虹桥、地处"青浦北大门"，因其特殊的地理位置与发展环境， 呈现出新老社区交织、人口流动频繁、社会结构复杂等特点。如何进一步提升乡村治理的科学化、精细 化、智能化水平，激发村民自治热情，成为一道亟待解决的现实课题。 上海农商银行与白鹤镇政府顺应基层治理数字化转型趋势，共同打造"白鹤镇乡村治理积分管理系统"， 于2024年11月15日正式启用。通过该系统，白鹤镇村民的文明行为、志愿服务、环境保护等积极行动将 转化为可量化的信用资产，上海农商银行将基于积分数据向村民提供专属理财产品、存款差异化利率、 贷款等金融服务，为乡村治理注入金融力量。不仅如此，该行还在探索利用这些可量化的信用资产实 现"整村授信"，让信用成为乡村发展的"绿色通行证"。 "去年台风过后，白鹤镇曙光村不少房屋受损。村里两户村民原本矛盾较深，在积分制的激励下，共同 对倒塌在两户房屋中间的一棵大树进行搬移，合力将受损房屋进行修缮，两家人的关系因此发生了质的 变化。"上海青浦区白鹤镇村民衣先生感慨道。自白鹤镇推广积分制以来，村民自觉遵守行为规范，积 极参与公共事务，村容村貌得到改善，邻里关系更加和睦，社会风气也变得更 ...

Core Viewpoint - Multiple banks are actively responding to investor concerns regarding credit business, asset quality, and strategic planning, indicating a proactive approach to stabilize market expectations and enhance investor confidence [1] Group 1: Credit Business - Banks are aligning their credit support with national policies, focusing on private enterprises and inclusive finance as key areas for lending in 2025 [2] - Qilu Bank plans to increase support for new manufacturing, infrastructure, technology innovation, green finance, and rural revitalization, while maintaining steady growth in corporate credit [2] - Shanghai Rural Commercial Bank has set a credit increment target of 50 billion yuan for the year, with a growth rate of 6% to 7%, emphasizing support for the real economy and private sector [3] Group 2: Asset Quality - The overall asset quality of the banking industry remains stable, with Qilu Bank reporting a non-performing loan (NPL) ratio of 1.17%, down 0.02 percentage points from the beginning of the year [4] - Hangzhou Bank maintains a NPL ratio of 0.76% and a provision coverage ratio of 530.07%, indicating strong asset quality management [4][5] Group 3: Business Strategy Planning - Banks are adopting differentiated development paths, with Lanzhou Bank focusing on its "1363" strategic layout and preparing for future strategic planning [6] - Jiangsu Bank emphasizes a balanced approach to cost reduction and growth, while expanding non-interest income through various services [7] - Chengdu Bank is advancing digital transformation to enhance operational efficiency and drive high-quality development [7] Group 4: Market Opportunities - The banking sector is presented with opportunities due to policy support for green and technology finance, as well as structural monetary policy tools that optimize funding costs [7] - Leading banks can leverage resource advantages to expand wealth management and non-interest income, while regional banks should focus on local industries to build competitive advantages [7]

上海农商银行召开领导班子调整宣布会，会议宣布汪明任该行党委副书记，并提名任行长、副董事长； 提名占玲灵、张跃红任该行副行长。（券商中国） ...