中新网广州8月21日电 (记者 孙秋霞)广东民营企业参与共建"一带一路"培训班暨"护企扬帆 商拓四海"首 场交流活动20至21日在广州南沙成功举办，本次活动由广东省工商联和中国银行广东省分行联合主办， 通过打造信贷融资支持等，帮助广东省民营企业提升"出海"质量效能，凝聚"出海"合力。 图为活动 现场签约。广东省工商联 供图 广东省工商联党组成员、专职副主席冯日光在致辞中表示，当前，全球格局深刻演变，新一轮科技与产 业变革加速推进，"一带一路"倡议正迈向高质量发展的新阶段，这为民营企业拓展国际版图、提升全球 竞争力，打开了前所未有的广阔天地。 活动现场举行了签约仪式，广东省工商联与中国出口信用保险公司广东分公司签署新一轮《战略合作协 议》，中国银行广东省分行分别与广东省民营经济国际合作商会和广东省进出口商会签署《友好合作备 忘录》，南沙区工商联与中国银行南沙分行签署《战略合作协议》。 中国银行广东省分行资深风险经理庞辉介绍，早在2016年，广东中行与广东省工商联就围绕服务民营经 济发展建立了战略合作。此次广东中行与广东省工商联共同打造信贷融资支持、国际化能力锻造等合作 机制，探索深化"商会+银行+企业"服务模式 ...

Core Viewpoint - The recent approval by the Shanghai Regulatory Bureau allows China Bank to acquire additional shares in China Bank Consumer Finance Co., Ltd. (中银消金), increasing its stake to 47.98%, but the company still does not meet the new regulatory requirement for major shareholders [1][3]. Shareholding Structure - China Bank's stake in 中银消金 will rise to 47.98% after acquiring 3.558% from Shenzhen Bode Innovation Investment Co., Ltd. and 1.617% from Beijing Sequoia Shengyuan Management Consulting Co., Ltd. [1][3] - As of the end of 2024, 中银消金's registered capital is 15.14 billion yuan, with China Bank holding 42.80% directly and 13.23% indirectly through 中银卡司 [2][3]. - The current shareholding structure includes six shareholders, with China Bank as the largest shareholder, followed by 百联集团 and 陆金发 [2]. Regulatory Compliance - The new Consumer Finance Company Management Measures require that major shareholders hold at least 50% of the total capital, which 中银消金 does not currently meet [3][4]. - The increase in the minimum shareholding requirement aims to ensure that major shareholders actively support and take responsibility for the company [4]. Financial Performance - In the first half of 2025, 中银消金 reported revenue of 3.681 billion yuan, a year-on-year increase of 2.8%, and a net profit of 150 million yuan, recovering from a loss of 306 million yuan in the same period last year [6]. - The net profit of 中银消金 has been declining from 632 million yuan in 2022 to 60 million yuan in 2024, primarily due to asset quality issues and increased credit impairment losses [7]. Business Model Transition - 中银消金 is shifting its business model from primarily offline to a hybrid model with a focus on online operations [5][8]. - The proportion of online business in terms of loan balance increased from 52.24% in 2022 to 72.84% by the end of 2024, with online loan issuance reaching 93.72% of total loans [8]. - The company is enhancing its online offerings through partnerships with internet platforms and developing self-operated products like "好客贷" and "中银消费钱包" [8]. Offline Business Challenges - 中银消金's offline business is expanding through regional centers, with 24 centers established by the end of 2024, but faces challenges due to weakened repayment capabilities among offline customers [9]. - The company is working on transforming its offline business by targeting lower-risk customer segments and improving customer relationship management [9].

Core Viewpoint - China Bank has strategically increased its stake in Zhongyin Consumer Finance to 47.98% through the acquisition of shares from existing shareholders, aiming to enhance corporate governance and comply with regulatory requirements [1] Group 1: Shareholding Changes - The China Banking and Insurance Regulatory Commission approved China Bank's acquisition of 3.558% of Zhongyin Consumer Finance from Shenzhen Bode Innovation Investment Co., Ltd. and 1.617% from Beijing Sequoia Shengyuan Management Consulting Co., Ltd. [1] - Following this transaction, China Bank's direct ownership in Zhongyin Consumer Finance has risen to 47.98% [1] - Additionally, China Bank holds an indirect stake of 13.23% in Zhongyin Consumer Finance through Zhongyin Credit Card (International) Co., Ltd. [1] Group 2: Corporate Governance and Compliance - The approval notice emphasizes that Zhongyin Consumer Finance must adhere to relevant laws and regulations during the shareholding change process [1] - The company is required to strengthen its equity management, optimize its shareholding structure, and strictly control related party transactions [1] - There is a focus on improving corporate governance and internal control mechanisms to mitigate and resolve risks [1]

Group 1 - Consumption is emphasized as a key driver for economic growth, with the People's Bank of China (PBOC) calling for stronger support to boost consumption in the second half of 2025 [1] - A series of policies aimed at promoting consumption and expanding domestic demand have been introduced, including a 500 billion yuan service consumption and pension relending program [1][4] - Experts believe that expanding domestic demand is crucial for maintaining stable economic growth in the coming months, with a clear policy direction favoring consumer spending [1] Group 2 - The government has allocated 300 billion yuan in special long-term bonds to support the "trade-in" program for consumer goods, which has positively impacted sales in key sectors like home appliances and communication devices [2] - The "trade-in" policy has led to improved profitability for related industries, while also stabilizing employment [2] - Banks are responding to the "trade-in" initiative by offering dedicated services to facilitate consumer participation and streamline the process [2][3] Group 3 - The PBOC's relending policy aims to enhance service consumption and improve the quality of services, which is expected to directly benefit the public and create more job opportunities [4][5] - Financial institutions are actively working to implement the service consumption and pension relending policies to support economic growth [4] Group 4 - The introduction of personal consumption loan interest subsidy policies is seen as an innovative approach to stimulate consumption by reducing financing costs for consumers and service industry operators [6] - Financial institutions are encouraged to tailor their offerings based on specific consumption scenarios to effectively meet the needs of consumers and businesses [7]

此前中华银科技发布公告，于2025年6月16日因"5并1"基准进行股份合并而削减11.42亿股。 香港联交所最新资料显示，8月20日，中华银科技(00515)股东将股票由宝新证券转入中国银行(香港)， 转仓市值5265.13万港元，占比36.87%。 ...

Group 1 - The core point of the article highlights that on August 20, shareholders of China Silver Technology (00515) transferred shares from Baoxin Securities to Bank of China (Hong Kong), with a transfer market value of HKD 52.6513 million, accounting for 36.87% of the total shares [1] - Prior to this transfer, China Silver Technology announced a share consolidation plan scheduled for June 16, 2025, which will reduce the number of shares by 1.142 billion due to a "5-for-1" basis [1]

登录新浪财经APP 搜索【信披】查看更多考评等级 【重要提示】 太平嘉裕债券型证券投资基金（以下简称"本基金"）的募集及其基金份额的发售已经中国证券监督管理 委员会（以下简称"中国证监会"2025年4月9日证监许可2025【749】号文注册募集。中国证监会对本基 金募集的注册，并不表明其对本基金的投资价值和市场前景做出实质性判断或保证，也不表明投资于本 基金没有风险。 1.本基金类别为债券型证券投资基金，运作方式为契约型开放式。 2.本基金的管理人为太平基金管理有限公司（以下简称"本公司"）。 3.本基金的托管人为中国银行股份有限公司。 4.本基金的基金份额登记机构为太平基金管理有限公司。 5.本基金自2025年9月1日至2025年9月19日通过基金管理人指定的销售机构发售，基金管理人可根据募 集情况适当延长或缩短本基金的募集期限并及时公告。各销售机构办理认购业务的办理网点、办理日期 和时间等事项参照各销售机构的具体规定。 6.本基金募集对象为符合法律法规规定的可投资于证券投资基金的个人投资者、机构投资者、合格境外 投资者以及法律法规或中国证监会允许购买证券投资基金的其他投资人。 7.本基金募集期内不设募集规 ...

Core Viewpoint - The company has received a registration acceptance notice from the China Interbank Market Dealers Association for the issuance of short-term financing bonds totaling up to 2 billion RMB [2]. Group 1 - The company approved the application for the registration of short-term financing bonds at the board meeting on April 18, 2025, and at the annual shareholders' meeting on May 20, 2025 [1]. - The registered amount for the short-term financing bonds is set at 2 billion RMB, and the registration is valid for two years from the date of the notice [2]. - The company can issue the short-term financing bonds in installments during the registration validity period, with results disclosed through approved channels [2]. Group 2 - The lead underwriters for the bond issuance are Shanghai Pudong Development Bank Co., Ltd. and CITIC Bank Co., Ltd. [2]. - The company will comply with the regulations for the issuance of short-term financing bonds and fulfill its information disclosure obligations in a timely manner [2].

乘着全国工商联和中国银行出台服务民营企业"走出去"工作方案的"东风"，中国银行广东省分行（下称"广东中行"）携手广东省工商业联合会（下称"省工 商联"）举办本场交流活动，通过"融资+融智"为民营企业"走出去"提供更有力度、更具温度的普惠金融支持和配套服务。 活动上，广东中行资深风险经理庞辉致辞表示，广东中行已为全省超19万家民营企业提供贷款支持，贷款余额近6000亿元。下阶段，将进一步加强与省工商 联的全方位合作，共同打造信贷融资支持、供需对接撮合、小微培育成长等合作机制，助力民营企业跑出发展"加速度"。 中国银行广东省分行与广东省1 广东省进出口商会签署 8月20日下午，汇聚工商联、商会、协会、银行等多方合力的"护企扬帆 商拓四海|中银综合化-融资融智南粤行"交流活动在广州南沙顺利举行，超百家民营 企业及商协会代表参加。 活动现场，广东中行与广东省民营经济国际合作商会、广东省进出口商会签署了友好合作备忘录；中国银行广东自贸试验区南沙分行与广州市南沙区工商联 签订了战略合作协议，多方携手为小微民营企业搭建集各方资源的供需对接服务平台。 据介绍，广东中行与省工商联自2016年建立战略伙伴关系以来，开展了广泛、深 ...

Core Viewpoint - The implementation plan for the personal consumption loan interest subsidy policy has been released, with major banks preparing to comply and establish specific operational guidelines [1][2]. Group 1: Policy Implementation - Major banks, including six large state-owned banks, are actively preparing to implement the personal consumption loan interest subsidy policy, with details to be announced through official channels [1][2]. - Some banks plan to set up a dedicated section in their mobile banking apps for loan interest subsidies, allowing customers to authorize transaction information for automatic identification of eligible loans [2][3]. Group 2: Loan Interest Rates - Current consumer loan interest rates in Shanghai remain at a minimum of 3%, with some banks offering rates as low as 3% after discounts [4][5]. - Analysts have noted that the subsidized consumer loan rates could drop below 3%, raising concerns about borrowers replacing higher-rate mortgage loans with lower-rate consumer loans [5][6]. Group 3: Loan Usage and Compliance - The subsidy applies to personal consumption loans used for specific categories, including consumer goods, home purchases, education, and healthcare [5][6]. - Banks have emphasized the importance of ensuring that loan funds are used for legitimate consumption purposes, warning against fraudulent practices to obtain subsidies [5][6].