时隔一个月，摩根大通再发研报坚定看多中国银行股，认为"高股息叙事"远未结束。 据见闻8月19日文章，摩根大通分析师Katherine Lei在一份研报中称，得益于净息差的稳定、手续费收入的增长，以及高股息回报，预计下半 年A股银行板块可能上涨最多15%，H股银行股则有望攀升8%。 9月19日，据追风交易台消息，摩根大通发布最新研报表示，在当前利率环境下，中国银行股凭借其稳定的股息收益率和良好的业绩表现， 仍具备显著的投资价值。中国银行业的"高股息叙事"远未结束。 报告称，中证300银行股4.3%的股息收益率显著跑赢十年期国债1.8%的收益率，以及银行存款利率1.25%和理财产品收益率1.9%，并强调即 使在贸易摩擦升级的压力情境下，中国银行股仍能提供约4%至4.5%的股息收益率。 摩根大通认为，银行业收入和利润增长将在下半年环比改善，主要得益于净息差好转和中间业务收入适度复苏。该行预计降息周期接近尾 声，净息差趋稳将为银行业绩提供重要支撑。 摩根大通数据显示，MSCI中国银行股和中证300银行股分别提供5.4%和4.3%的股息收益率，相对10年期国债的股息利差分别达到360个和 250个基点。 摩根大通强调， ...

Group 1 - Financial education plays a crucial foundational role in enhancing public financial literacy and promoting the healthy development of financial markets [1] - The Shanghai Banking Association and Shanghai Insurance Association, guided by the Shanghai Financial Regulatory Bureau, launched the 2025 Shanghai Financial Education Promotion Week with the theme "Protecting Financial Rights and Supporting a Better Life" [2] - During the promotion week, the Bank of China Shanghai Branch created and released comic works focusing on consumer rights knowledge and financial fraud risk alerts, targeting key groups such as the elderly and children [2] Group 2 - The Bank of China Shanghai Branch has been actively engaging with universities to enhance anti-fraud awareness among students, addressing prevalent issues such as campus loans and telecom fraud through tailored financial safety courses [3] - Community outreach efforts have been made to educate the elderly about financial risks, helping them navigate the digital landscape and avoid common scams [4] - The Bank of China Shanghai Branch aims to bridge the financial education gap by delivering knowledge and risk alerts directly to communities, thereby enhancing public financial literacy [4]

这并非个例。截至目前，全国融资信用服务平台（安徽）面向全省291万家中小微企业，累计发放贷款2.3万亿 元，其中无抵押无担保信用贷款1.1万亿元。越来越多的中小微企业沐浴在金融支持的"阳光雨露"下，茁壮成长。 从"企业跑腿"到"数据跑路" 中徽祥瑞建设集团有限公司是一家专注机电设备安装等工程施工的企业，业务遍及全国多个大型建设项目，资金 需求旺盛。 "以前申请贷款，得多头跑、反复问，还要准备一堆材料，费时又费力。"企业负责人坦言，"现在平台将企业各类 数据整合在一起，线上一键提交申请，非常便利！" 借助该平台，银行能够更精准地评估企业资质，快速响应融资需求。"不仅放款快，授信额度也更贴合我们实际经 营需要。"企业负责人补充道，"银行还结合贴息政策，提供了更灵活的贷款方案，资金周转更加从容。" 订单暴涨30%，却因无抵押物陷入原料采购困境——当六安市丁集镇的婚纱商户解女士为"甜蜜的烦恼"发愁时， 一笔"从天而降"的贷款解了她的燃眉之急。 转机来自全国融资信用服务平台（安徽）。工商银行六安开发区支行依托平台政务数据共享，实时捕捉到了企业 的紧急需求，帮助企业仅用3分钟就完成了15万元纯信用贷款审批放款全流程。 徽 ...

Group 1 - The 2025 9th "Yinhua Fund Cup" Sina Financial Advisor Competition has officially announced the list of finalists, with 170 outstanding financial advisors and 45 excellent financial teams advancing to the semi-finals [1][2] - The competition aims to provide a platform for financial elites to showcase their skills, enhance their capabilities, and bridge communication between excellent financial advisors and the public, promoting the healthy development of financial management in China [1][2] - The event has expanded its participation scope to include various financial sectors such as banks, securities firms, and insurance companies, receiving widespread attention and support from numerous financial institutions and advisors [1][2] Group 2 - Since its launch on July 8, the competition attracted over 40,000 financial advisors from 107 financial institutions, marking a new record in participation scale, particularly in team competitions with over 600 teams registered [2] - The rules have been upgraded this year, allowing teams to consist of 3 members instead of 4, significantly lowering the entry barrier and providing more opportunities for individual members to showcase their professional skills [2] - Major state-owned banks like China Construction Bank and China Postal Savings Bank have shown strong performances, with 11 and 9 advisors advancing to the semi-finals, respectively [2][3] Group 3 - Joint-stock banks, city commercial banks, and rural commercial banks have also demonstrated their professional characteristics, with institutions like Huaxia Bank and China Merchants Bank achieving significant improvements in both participation and advancement results compared to previous years [3] - The semi-finals will assess participants' real-time market analysis capabilities, insights into client needs, and comprehensive skills in financial planning and communication [4] - The semi-finals for individual participants will take place online on October 19, while team competitions will occur in Beijing, Shanghai, and Shenzhen on October 25, November 1, and November 8, respectively [4] Group 4 - The finals will introduce a new lottery segment with prizes including tickets to high-profile events and opportunities for networking with top entrepreneurs and economists [5]

9月19日早盘，银行股下挫。截至10:34，工商银行跌超2%，近一年来首次跌破半年线；农业银行、中 信银行、中国银行均跌近2%。 ...

每日经济新闻 每经AI快讯，9月19日，银行股快速走低，工商银行跌超2%，农业银行、中信银行、中国银行均跌近 2%。 ...

格隆汇9月19日｜A股市场银行股普跌，其中，工商银行、紫金银行跌1.7%，农业银行、中信银行跌 1.6%，宁波银行、中国银行跌1.3%。 ...

据悉，本次活动时间为2025年8月至2026年7月，中国银行为本次活动提供100亿元专项额度支持。其 中，为知识产权金融生态综合试点地区，即北京、上海、江苏、浙江、广东、四川、深圳、宁波八个省 份和城市提供50亿元专项额度支持，知识产权质押融资惠及民营经济领域中小企业不少于1000家。活动 期间，中国银行推出三大举措，在成果盘活转化方面，组织开展民营企业专利供需撮合活动，面向对接 成功后的专利技术，提供配套专利产业化融资支持；在综合金融服务方面，重点面向专利产业化促进中 小企业成长样板培育库企业，提供一揽子金融服务解决方案；在重点特色产业方面，聚焦"千企百城"商 标品牌价值提升行动，结合中国银行"一县一策一业"专项工作，推动重点特色产业融资。 本报讯 记者赵萌报道 为落实党中央、国务院关于促进民营经济发展的决策部署，增强民营企业创新发 展能力，近日，中国银行（601988）联合国家知识产权局发布《关于开展知识产权金融服务助力民营企 业高质量发展"知惠行"专项活动的通知》，共同开展"知惠行"专项活动。 ...

Group 1: Manufacturing Industry Development - Anhui Province is implementing a strong manufacturing strategy, focusing on high-end, intelligent, and green development, and has entered the ranks of major industrial provinces in China [1] - As of August, the loan balance for manufacturing by Bank of China Anhui Branch reached 157.5 billion, serving over 14,000 manufacturing enterprises [1] Group 2: Equipment Upgrade and Industry Transformation - A leading consumer goods company has successfully launched a digital brewing and by-product recycling project, receiving 500 million in fixed asset loans from Bank of China Anhui Branch [2] - The project has been recognized as a national-level intelligent manufacturing demonstration factory, showcasing industry standards for intelligent and green development [2] - Bank of China Anhui Branch has actively supported equipment updates and technology upgrades, focusing on energy conservation, digitalization, and intelligent upgrades [2] Group 3: Financial Innovation and Support for Technology - Bank of China Anhui Branch has a loan balance of 8.3 billion for equipment upgrade projects as of August [3] - The bank is shifting its service model from asset-focused to technology-focused, providing tailored financing solutions for technology-driven enterprises [3][4] - The bank's technology finance loan balance has surpassed 100 billion, serving nearly 20,000 technology enterprises [4] Group 4: Supply Chain Financing - Bank of China Anhui Branch has successfully implemented supply chain financing for a group of key enterprises, completing 39 transactions totaling 5.627 million [5][6] - The bank is enhancing its financial support for the rapidly growing new energy vehicle industry, providing over 4.2 billion in new loans and serving more than 240 clients in the supply chain [6] Group 5: Commitment to High-Quality Development - Bank of China Anhui Branch aims to align with regional development strategies and support manufacturing enterprises, enhancing financial services to promote high-quality development in the manufacturing sector [6]

Core Viewpoint - The banking sector is experiencing a downturn with significant declines in stock prices, while the technology sector remains strong. The banking AH index and the CSI banking index have both dropped over 13% since July 11, leading to a breach of the 120-day moving average for the first time in a year [1]. Group 1: Stock Performance and Dividend Yield - As bank stocks continue to decline, the dividend yield for the banking AH index has risen to 4.6%, suggesting potential value for investors [3][10]. - The banking AH index is currently valued at 0.69 times PB, indicating a certain level of investment attractiveness [10]. - The banking AH total return index has increased by 97.48% since January 1, 2019, outperforming the CSI banking total return index by over 10% and the CSI 300 total return index by 20.83% [10]. Group 2: Shareholder Activity - Several banks have reported shareholder increases, with Everbright Bank's controlling shareholder increasing their stake by 1.397 million shares, representing 0.02% of total shares, with an investment of 51.66 million yuan [4]. - Nanjing Bank received support from its major shareholder, Zijin Group, which increased its stake by approximately 5.678 million shares, raising its total holding from 12.56% to 13.02% [4]. - Other banks, including Huaxia Bank and Suzhou Bank, have also seen active participation from their directors and executives in increasing their holdings, reflecting confidence in future growth [4][5]. Group 3: Institutional Investment Trends - Insurance capital's holdings in the banking sector reached 28.24%, an increase of 1.04% from the previous quarter, although the market value held by insurance companies slightly decreased to 6.5% of the A-share market [6]. - Social security funds have also increased their holdings in the banking sector, with a rise to 51.71%, up 2.48 percentage points [7]. - Insurance companies have made 11 significant investments in listed banks this year, primarily in H-shares, indicating continued interest in the sector due to attractive dividend yields and stable performance [7]. Group 4: Dividend Distribution - As of September 17, 2025, 17 listed banks have announced a total dividend distribution of 237.54 billion yuan for the mid-year, with Industrial and Commercial Bank of China leading with a total dividend of 50.396 billion yuan [8][9]. - Other major banks, including China Construction Bank and Agricultural Bank of China, have also announced substantial dividends, further enhancing the stability and sustainability of bank stock dividends [8].