Group 1 - Major companies are increasing salaries, with JD.com reporting that 92% of its employees received full or exceeded year-end bonuses, with total year-end bonus investment increasing over 70% year-on-year [1] - ByteDance announced a 35% increase in bonus investment for 2025 and a 1.5 times increase in salary adjustment investment [1] - Other industry giants like BYD and CATL are also raising employee salaries, indicating a trend of companies shifting focus towards talent capital amid intense technological competition [1] Group 2 - The macroeconomic context includes the 2025 State Council government work report promoting more funding for human investment and the recent Central Economic Work Conference emphasizing the implementation of urban and rural resident income increase plans [2] - Strong financial performance provides confidence for these companies, with JD.com reporting Q3 2025 revenue of 299.1 billion yuan, a year-on-year increase of 14.9% [2] - BYD's revenue for the first three quarters of 2025 reached 566.27 billion yuan, up 12.75% year-on-year, while CATL achieved total revenue of 104.2 billion yuan in Q3 2025, a 12.9% increase, and a net profit of 18.55 billion yuan, up 41.2% year-on-year [2]

Core Viewpoint - The wealth management industry is transitioning from a "shelf model" to an "asset allocation and user service advisory model" with the integration of AI, enabling personalized services for users [1] Group 1: Company Performance - In 2025, JD Wealth and its partners achieved significant growth in various asset categories: equity holdings increased by 82% year-on-year, index fund holdings grew by 105%, stable income + holdings surged by 206%, and personal pension holdings rose by 241% [1] - Despite a structural market in A-shares in 2025, 58.6% of retail investors did not make a profit, while JD Wealth reported an impressive 84% profitability rate among its equity fund users and an average return rate of 15% for personal pension users [1] Group 2: Industry Trends - The application of AI in wealth management is expected to enhance the intelligence of advisory services, moving from a one-size-fits-all approach to a more tailored service for individual users [1]

【#京东成立变色龙业务部#[并不简单]】《科创板日报》记者获悉，京东成立"变色龙业务部"，全面承 接JoyAI App、JoyInside、数字人等核心AI产品的打造与商业化。（科创板日报） ...

Core Insights - JD.com has officially established the "Chameleon Business Department" to systematically integrate its core AI assets, including the JoyAI App, JoyInside, and digital human technologies, marking a significant step in the commercialization of AI products [1] Group 1: AI Business Development - JD.com's AI business has a clear layout, with the JoyAI App combining multimodal large model technology with JD's supply chain to create a personal intelligent assistant [1] - The JoyInside platform has connected with over 40 leading robot brands, resulting in a more than 120% increase in dialogue rounds for hardware devices [1] - The digital human business covers various scenarios such as live streaming and customer service, having served over 50,000 brands cumulatively [1] Group 2: Product Launch and Strategy - By the end of 2025, JD.com plans to launch its self-developed AI plush toys, with the first batch selling out immediately and undergoing multiple restocks [1] - A new batch of AI toys is in preparation, aimed at all age groups, set to be fully launched in mid-January [1] - The organizational restructuring aligns with JD's "value-oriented AI" strategy proposed at the 2025 JDD conference, aiming to bridge technology development and commercial transformation [1]

Core Insights - JD has established a new "Chameleon Business Department" to fully undertake the development and commercialization of core AI products such as JoyAI App, JoyInside, and digital humans [1] - JD has been continuously investing in the AI sector, with the JoyAI App utilizing advanced language, voice, image, and digital human technologies integrated with JD's supply chain ecosystem [1] - The JoyInside platform has achieved technical integration with over 40 leading robotics and AI toy brands [1] - A new batch of AI toys is in preparation, targeting all age groups, set to launch in mid-January [1]

Group 1 - JD has established a "Chameleon Business Department" to fully undertake the development and commercialization of core AI products such as JoyAI App, JoyInside, and digital humans, marking a significant step in its AI product strategy [1] - The JD JoyAI App utilizes advanced language, voice, image, and digital human technologies, integrated with JD's complete supply chain ecosystem, to serve as a super personal assistant for users [1] - The JoyInside platform has achieved technical integration with over 40 leading robotics and AI toy brands, significantly enhancing the interaction capabilities of hardware devices, with an average increase of over 120% in dialogue rounds [1] Group 2 - The establishment of the Chameleon Business Department is a key initiative to systematically deliver JD's advanced technological capabilities to the industry, enhancing the integration of technology, products, market, and sales resources [2] - This move is expected to improve the responsiveness to market demands and commercial efficiency, injecting stronger vitality into the long-term development of JD's AI business [2] - JD's digital humans have been applied in various scenarios including live streaming, customer service, cultural tourism, brand endorsement, event commentary, and celebrity avatars, serving over 50,000 brands [1][2]

Core Insights - The annual JD PLUS membership event will launch on January 7, featuring a "super co-branded card" promotion that offers significant discounts and additional benefits for members [1][9] - JD PLUS members have saved nearly 30 billion yuan over the past decade, highlighting the program's focus on user needs and integration with various services [5][7] - The program has expanded its service offerings, including new benefits such as car maintenance and dental cleaning, enhancing the overall value for members [4][12] Group 1: Membership Benefits - The "super co-branded card" will be available for 298 yuan, providing benefits worth nearly 1,200 yuan, including various membership perks from popular platforms [1][9] - Members can receive a total of 1,345 yuan in super subsidy coupons, which can be used for various purchases on January 8 [9][11] - The JD PLUS membership has been recognized as the most cost-effective option among e-commerce paid memberships, with over 70% of users affirming its value [7][12] Group 2: User Experience and Engagement - JD PLUS members have demonstrated high engagement, with average spending nine times that of non-members and six times the order frequency [12] - The program has a strong presence in economically developed regions, with a significant portion of members being family users from first and second-tier cities [12][13] - User testimonials highlight the emotional and practical benefits of the JD PLUS membership, showcasing its role in enhancing daily life [8][11] Group 3: Strategic Partnerships - JD PLUS has established deep collaborations with over 1,200 well-known brands across various sectors, enhancing the value of membership through diverse lifestyle privileges [13] - The program continues to seek new partnerships to expand its offerings and meet evolving user needs [13]

编辑丨瑜见 此次调整意味着京东在推动围绕AI的产品打造及商业化上迈出了关键一步。 据悉，全新的第二批AI玩具已经在筹备中，此次新品将推出面向全年龄段人群的AI玩具，将于1月中旬 全面上线。 近日，京东成立"变色龙业务部"，全面承接JoyAI App、JoyInside、数字人等核心AI产品的打造与商业 化。 ...

Core Viewpoint - JD.com has established the "Chameleon Business Unit" to focus on the development and commercialization of its core AI products, including the JoyAI App and JoyInside [1] Group 1: Business Development - The establishment of the Chameleon Business Unit is a strategic move to accelerate the commercialization of AI technology [1] - JD.com plans to launch the second batch of self-developed AI toys in mid-January [1] Group 2: Technological Integration - The new business unit aims to systematically deliver JD.com's advanced technological capabilities to the industry [1] - This initiative will help integrate technology, products, market, and sales resources, enhancing responsiveness to market demands and commercialization efficiency [1] Group 3: AI Product Ecosystem - JD.com has been actively investing in the AI sector, with the JoyAI App utilizing advanced language, voice, image, and digital human technologies [1] - The JoyInside platform has established technical connections with over 40 leading robotics and AI toy brands [1]

公开资料显示，京东已持续在AI领域布局，京东JoyAI APP通过前沿的语言、语音、图像、数 字人等大模型技术，结合京东完整的供应链生态落地，成为用户的超级个人助手与生活搭子； 京东JoyInside平台已与40余家头部机器人和AI玩具品牌实现技术对接。 1月8日下午，据《科创板日报》报道， 京东成立"变色龙业务部"，全面承接JoyAI App、 JoyInside、数字人等核心AI产品的打造与商业化。 据新浪科技报道，京东官方对此回应表示，"AI技术商业化加速落地，京东变色龙业务部成 立， 第二批自研AI玩具将于1月中旬全面上线 。" 京东还表示，此次变色龙业务部的成立，是将京东此前沉淀的前沿技术能力，系统性地向产业 端输送的关键举措，也将有助于整合技术、产品、市场与销售资源，提升对市场需求的响应速 度与商业化效率，为AI业务的长期发展注入更强活力。 （声明：文章内容仅供参考，不构成投资建议。投资者据此操作，风险自担。） 出品 | 2 1财经客户端 2 1世纪经济报道 编辑丨刘雪莹 联想、英伟达干了件大事 碳酸锂大涨，逼近15万元/吨 全球科技巨头扎堆韩国抢芯，芯片股引爆日韩股市 SFC 21君荐读 ...