齐鲁晚报.齐鲁壹点李可通讯员朱国朝 "当时我们正处于扩大生产的关键时期，资金短缺可能会让之前的投入付诸东流。"张先生回忆道。该行 根据其实际情况，迅速为他办理了20万元贷款。这笔资金及时到位，助力张先生顺利扩建了标准化大 棚，并配备了更先进的温控设备。 在金融支持下，张先生的菌菇产业步入快速发展轨道。如今，种植基地已从最初的一个大棚扩展为数座 联排大棚，菌菇品质稳定，产品销路不断拓宽。更值得一提的是，他的成功带动了周边村民就业，初步 形成了"基地+农户"的发展模式。 "如果没有农商银行在关键时刻的支持，我们可能还在为资金问题四处奔波，很难这么快走上正轨。"张 先生感慨道。现在，他已成为当地小有名气的"菌菇专家"，并将自己的创业经验分享给更多创业青年。 从积累资金到获得金融助力，从单打独斗到带动一方发展，张先生的创业历程充分展现了新时代青年投 身乡村振兴的担当与作为。该行将持续关注农村创业群体的金融需求，不断创新金融产品和服务模式， 为更多"新农人"提供精准、及时的资金支持，让金融活水更好地浇灌乡村创业热土，为乡村振兴贡献更 多金融力量。 新一代年轻人从城市职场回归乡土创业，正为乡村全面振兴注入新活力。成武县九 ...

Core Insights - The National Venture Capital Guidance Fund has been launched, with three regional funds established in the Beijing-Tianjin-Hebei, Yangtze River Delta, and Guangdong-Hong Kong-Macao Greater Bay Area, aiming to create a fund scale of trillions [1][6] Fund Structure - The fund operates under a three-tier structure: "Fund Company - Regional Fund - Sub-Fund," with a 20-year lifespan for the National Venture Capital Guidance Fund Company [2] - Regional funds will focus on seed and early-stage investments, with at least 80% of investments directed towards sub-funds [2][4] Investment Focus - The fund emphasizes early-stage investments, targeting seed, startup, and early-mid stage companies, particularly in cutting-edge technology sectors [3][4] - Investment in small enterprises is capped at a valuation of 500 million, with individual investments not exceeding 50 million [5] Long-term Commitment - The fund has a 20-year duration, allowing for a longer investment horizon and accommodating sectors with extended return cycles, such as innovative pharmaceuticals [5][6] - The fund aims to support the transformation of key common technology achievements and invest in enterprises that have made significant breakthroughs [5][6] Sectoral Focus - The fund will increase investment in early-stage projects and seed companies in fields such as integrated circuits, artificial intelligence, aerospace, and future energy [6][7] - The three regional funds are expected to exceed 50 billion in total scale, with plans to establish over 600 sub-funds to support emerging and future industries [7]

央视网消息：12月26日，财政部等四部门出台指导意见，要求进一步发挥政府性融资担保体系增信分险作用，引导更多金融资源精准支持 就业创业。新政策有哪些硬招实招？又将惠及哪些企业？来看报道。 新政策主要惠及吸纳就业能力强、劳动密集型小微企业。今后，这些类型的小微企业找银行贷款融资，政府性融资担保机构会优先提供担 保，分担银行风险，银行放贷也没有后顾之忧。 10类重点群体享创业担保贷款政策支持 这次推出的政策还惠及想创业的群体。政策明确，高校毕业生等10类重点群体申请创业担保贷款将享受减收担保费、财政贴息等优惠。 政策还鼓励有条件的地方加大创业担保贷款财政奖补支持力度，又给创业群体省了一笔利息钱。 中国社会科学院大学教授 吉富星：创业担保贷款奖补政策是发挥财政资金"四两拨千斤"撬动作用，保障高校毕业生、农民工等重点群体 创业就业的重要举措。平均来看，中央财政每奖补1亿元，可撬动新发放创业担保贷款约50亿元，支持约1.75万人创业。 政策明确，符合条件的高校毕业生（含大学生村官和留学回国学生）、就业困难人员（含残疾人）、退役军人、脱贫人口、返乡创业农民 工等10类重点就业群体，以及吸纳其就业的小微企业，在申请创业担保 ...

12月25日，深交所上市委审议通过深圳大普微电子股份有限公司（以下简称"大普微"）IPO申请，标志着创业板首家未盈利企业成功过会。 创业板积极服务科技创新 | 公司全称 | 深圳大普微电子股份有限公司 | 公司简称 | 大昔微 | | --- | --- | --- | --- | | 受理日期 | 2025-06-27 | 更新日期 | 2025-12-25 | | 审核状态 | 上市委会议通过 | 预计融资金额(亿元) | 18.7785 | | 保存机构 | 国泰海通证券股份有限公司 | 保存代表人 | 曹岳承,王辉政 | | 会计师事务所 | 天健会计师事务所(特殊普通合伙) | 签字会计师 | 李伟海,张毅 | | 律师事务所 | 北京市金杜律师事务所 | 签字律师 | 徐辉,杨振华,王安荣 | | 评估机构 | 坤元资产评估有限公司 | 签字评估师 | 柴山,潘华锋 | 公开资料显示，大普微主要从事数据中心企业级SSD（固态硬盘）产品的研发和销售，是业内领先、国内极少数具备企业级SSD"主控芯片+固件算法+模 组"全栈自研能力并实现批量出货的半导体存储产品提供商。 业内人士认为，此次大普微IPO过 ...

引导基金设置20年存续期 为企业提供长周期资金供给 央视网消息：12月26日，国家创业投资引导基金启动仪式在北京举行。目前，引导基金已经出资成立三只区域基金，并且签署一批投资项目，推动创业 投资高质量发展、培育壮大发展新质生产力。 国家创业投资引导基金由国家发展改革委、财政部推动设立，发挥中央资金引领带动作用，吸引社会资本共同参与。目前，引导基金已出资成立"京津 冀创业投资引导基金""长三角创业投资引导基金""粤港澳大湾区创业投资引导基金"3只区域基金。3只区域基金已在集成电路、量子科技、生物医药、脑机 接口、航空航天等领域签署一批意向子基金和直投项目。 梢"。 国家创业投资引导基金启动，通过千亿级财政资金，预计将撬动万亿级的社会资本，这个引导基金要做什么？国家发展改革委宏观经济研究院决策咨询 部副主任黄卫挺表示，引导基金就是要发挥好国家队的作用，吸引社会资本共同参与创新创业投资，促成资本与创新的"双向奔赴"。 国家创业投资引导基金启动后，下一步投资的重点方向在哪里？在创投领域带动的规模有多大？ 撬动市场力量 做耐心基金 国家发展改革委相关负责人表示，国家创业投资引导基金将种子期、初创期、早中期企业作为投资重 ...

国家创业投资引导基金日前宣布启动，3只区域基金与首批49个子基金以及27个项目代表正式签约，资 本与创新迎来更多"双向奔赴"。 "引导基金发挥中央资金引领带动作用，广泛吸引地方政府、中央企业、金融机构、民间资本等多方参 与，形成万亿元资金规模。"国家发展改革委创新和高技术发展司司长白京羽介绍，引导基金通过投基 金、投企业、投项目，加大对战略性新兴产业和未来产业支持力度，加快培育和发展新质生产力。 近年来，我国持续推进科技创新和产业创新深度融合，大力推动战略性新兴产业和未来产业发展，培育 了一批代表国家参与全球竞争的科技领军企业。但新兴产业、未来产业发展还存在资金等创新要素投入 不足等问题，亟需通过发展耐心资本加以解决。 "针对创业投资市场在募资、退出等环节上出现的难点堵点，在国家层面由中央全额出资设立国家创业 投资引导基金，是发展创业投资、提振市场预期的重要布局。"国家发展改革委创新驱动发展中心主 任、国家创业投资引导基金有限公司董事长霍福鹏说。 在募资环节，引导基金设立"基金公司—区域基金—子基金"3层架构，旨在通过发挥中央资金"四两拨千 斤"的杠杆效应，逐级吸引社会资本。据介绍，自2025年初宣布设立引导 ...

Equity Market - The market experienced a slight increase on December 26, with the Shanghai Composite Index rising by 0.1%, marking an eight-day consecutive gain [4] - The total trading volume in the Shanghai and Shenzhen markets reached 2.16 trillion yuan, an increase of 235.7 billion yuan compared to the previous trading day [4] - Over 3,400 stocks in the market declined, indicating rapid rotation of market hotspots [4] Domestic Policies - Jiangsu Province's Finance Department introduced measures to optimize the management of enterprise-related financial funds, aiming to address issues of "dispersed, inefficient, and redundant" fund management [6] - The Ministry of Ecology and Environment announced the fourth batch of excellent cases and lists for beautiful bays, with four locations in Jiangsu selected [6] - The National Development and Reform Commission launched three regional venture capital guidance funds to support entrepreneurship [7] Corporate Developments - Peter Schiff, a Wall Street economist, highlighted the risk of investor confidence in U.S. fiscal and monetary stability for 2026, predicting silver prices could reach $100 per ounce [8] - The Japan Semiconductor Equipment Association reported that sales of chip manufacturing equipment in November 2025 reached 420.67 billion yen, a 3.7% increase year-on-year, marking the 23rd consecutive month of growth [8] - LG Electronics announced the launch of a new gaming monitor with built-in AI technology capable of enhancing content resolution to 5K [8] - Toyota plans to set its global production target for 2026 at over 10 million vehicles, responding to strong demand for hybrid vehicles in North America [8] - Tesla's full self-driving system is expected to launch in the UAE next month, featuring advanced driver assistance capabilities [8]

央广网长沙12月26日消息（记者 黄珂岚 张兴莎 实习记者刘雨欣）"小丁，我今天还是老样子！"上午10时，湖南 省长沙县泉塘街道街角，"咖福荟"咖啡店的玻璃门"叮铃"一响，老板丁阳不用抬头，听声音就知道是老"咖友"肖 瑾来了。 这家看似日常的社区咖啡小馆，实则藏着"90后"返乡青年丁阳的民生大账：日均客单超60杯、会员超400人，年营 收超30万……这一串数字的背后，是政策托底的创业底气，是社区治理的民生暖意，更是县域经济的发展活力。 和大多数创业者一样，丁阳的创业初衷也是源于自己的喜爱。2012年，他在深圳从事室内设计期间，萌生了开咖 啡店的念头，却因现实压力搁置创业想法。辗转重庆建筑行业多年，他始终深耕咖啡领域，钻研烘焙技艺、参加 专业赛事，积累下扎实功底。 位于长沙县泉塘街道的社区咖啡店（央广网记者黄珂岚 摄） 2021年，丁阳做出决定：开一家咖啡店，做自己的喜欢的事。锁定长沙县泉塘片区，2024年11月，"咖福荟"在一 处社区街角开业了。"这里年轻人聚集、生活氛围浓，唯独缺一家有特色的专业社区咖啡店。" 丁阳坦言，创业之初最大的压力是资金，最初洽谈的月租金高达五六千元，对初创团队而言不堪重负。关键时 ...

Core Insights - The National Venture Capital Guiding Fund has officially commenced operations, aiming to attract participation from various stakeholders including local governments, central enterprises, financial institutions, and private capital, with an expected leverage of trillions in social capital [1][2] Group 1: Fund Structure and Objectives - The fund features a three-tier structure comprising "fund company - regional fund - sub-fund," effectively utilizing central funds to attract social capital incrementally [1] - The guiding principles of the fund emphasize early, small, long-term investments in hard technology sectors [1] Group 2: Investment Focus and Duration - The guiding fund targets seed-stage, early-stage, and mid-stage enterprises, focusing on supporting companies in cutting-edge fields to conduct original and disruptive technological research [2] - The fund is designed with a 20-year lifespan, including a 10-year investment period and a 10-year exit period, providing long-term financial support to enterprises [2]

Core Insights - The article highlights the innovative agricultural practices of a couple who returned to their hometown in Guangxi to establish a fog-based vegetable farming business, utilizing advanced technology to enhance crop yield and quality [1][2]. Group 1: Business Model and Technology - The couple, Li Jirong and Wang Yan, established a fog farm using a nutrient solution mist created from spring water, which nourishes the crops without soil [1][2]. - This method, known as fog cultivation, is noted for its high fertilizer absorption rate of 98% and a water usage that is only 5% of traditional soil-based farming [4]. - The couple aims to make advanced agricultural technology accessible to ordinary farmers, adapting techniques from urban farming in Shenzhen to local conditions [2][7]. Group 2: Crop Performance and Market Potential - The couple has successfully grown various vegetables, including Shanghai green, celery, and tomatoes, with a notable reduction in growth time; Shanghai green can be harvested in about 25 days, which is 7 to 10 days faster than traditional methods [4][6]. - The potential yield for well-managed crops can reach approximately 10,000 pounds per acre, indicating significant productivity [4]. - Initial market feedback has been positive, with local supermarkets and distribution centers expressing strong interest in their clean and sweet-tasting vegetables [6][7]. Group 3: Future Plans and Community Impact - The couple plans to experiment with growing strawberries next, as fog cultivation is expected to produce high-quality fruit with good market demand [7]. - Their entrepreneurial journey reflects a broader trend of rural revitalization, aiming to improve local agricultural practices and increase income for the community [7].