解决好"三农"问题一直以来是我们党各项工作的重中之重。纵观"十四五"发展历程，城乡融合在多地结 出实践硕果，乡村产业活力不断释放，农业功能从单一生产向生态涵养、休闲体验、文化传承等多元形 态拓展，一二三产业深度融合。通过强有力的政策引导和财政支持，农村基础设施和公共服务全面改 善，城乡差距不断缩小。例如，四川省蒲江县以农业优势为基础，围绕"智管"有措与"数智"兴农，推动 传统农业转型升级，助力农村电商提质增效，形成农业产业化数字化发展的"蒲江模式"。又如，吉林省 长吉接合片区作为国家城乡融合发展试验区，将传统农业与现代文旅相结合、生态资源与数字智慧相碰 撞，深度整合冰雪、温泉、生态与文化，打造"农业+"多元业态，在黑土地上铺开乡村全面振兴新画 卷。 也要清醒地看到，城乡融合发展仍面临一些挑战。比如，当前城乡之间生产要素自由流动尚存壁垒，劳 动力、资本和土地等传统要素存在一定程度的错配，数据等新型生产要素在农村尚未充分激活。县城的 枢纽作用发挥不足，对于乡村及县域的带动与辐射能力有限。城乡基本公共服务配置不够优，公共设 施、义务教育、医疗卫生、基本社会保障供给不均衡，在一定程度上阻滞城乡融合进程。未来，要因地 ...

党的二十届四中全会提出"推动城乡要素双向流动，激励各类人才下乡服务和创业就业"。近年来，城乡 要素改革深入推进，城乡之间要素流动出现新趋势，从以往由乡到城的单向流动为主转变为城乡要素双 向流动，对促进城乡融合发展具有重要意义。 "十四五"以来，我国全面深化户籍制度改革，加快破除人口进城的户籍障碍，城镇化率提升了3.1个百 分点，4100多万人口实现从乡村到城镇的迁移，提前两年完成预期目标。深入推进全域土地综合整治， 深化农村集体经营性建设用地入市试点，稳妥推进农村宅基地制度改革试点，促进城乡之间土地要素流 动的改革试点加快落地。财政金融等资金更多投向农业农村，中央财政衔接推进乡村振兴补助资金预计 达到8000多亿元，涉农贷款余额超50万亿元。建成了较为完备的农业科技创新体系，农业科技进步贡献 率超过63%，农作物耕种收综合机械化率达74%，农作物良种覆盖率达96%以上，农业科技创新整体迈 入世界第一方阵。 "十五五"时期，我们要深入贯彻落实党的二十届四中全会的战略部署，健全推动城乡要素双向流动的长 效机制，促进城乡融合发展，推动农业农村现代化建设。 畅通城乡之间人口双向流动的通道。加快完善农业转移人口市民化体 ...

省委农办秘书处处长、省缩小"三大差距"专班成员 方杰：很多成果都是全省性遍地开花，比如说县城中心镇发展 轴，这是我们一项创新性的工作，我们分两批已经建设了87条省级发展轴。我们想这些成果向更多的这些县市区 进行推开，能够更加深入，惠及更多的农民群众。 今天举行的全省以"千万工程"牵引城乡融合发展缩小"三大差距"现场推进会上，首次发布了十大标志性成果。各 地推出一系列创新举措，绘好"千万工程"新图景，惠及更多城乡群众。 今天发布的"缩差共富"十大标志性成果，是从征集到的90多个项目中遴选而来，依据创新性、可复制性等标 准，"县城—中心镇—重点村"发展轴建设、乡村片区组团发展、党建引领"共富工坊"建设等入选。 数据显示，全省已累计培育农创客10万名、现代"新农人"58.4万人；建成了单产超10亿元"土特产"全产业链136 条，其中有12条超百亿元，总产值达3420亿元。对此，金华代表深有感触，当地通过"众创文创"产业融合、返乡 创业"三赋能"等模式，打造土特产全产业链、吸引青年返乡。这里是金东区北山口村，216名返乡青年，开出了几 百个家庭直播间，让土生土长的佛手，变成了年产值超1.6亿元抢手货。 金华市金东区赤 ...

Core Viewpoint - The article emphasizes the importance of a people-centered new urbanization strategy in China, aiming to enhance urbanization quality and unleash the potential of urban-rural integration for economic growth [2][3]. Group 1: New Urbanization Strategy - The new urbanization strategy focuses on improving the quality of urbanization by prioritizing human needs, which is seen as a shift from infrastructure-centric development to a more holistic approach that considers the well-being of individuals [2][3]. - The strategy aims to address the structural issues in China's economy, particularly the shortcomings in domestic demand and consumption, by fostering vibrant urban markets [3][5]. Group 2: Historical Context and Evolution - Urbanization has been a key driver of China's economic rise since the reform and opening up, with significant government-led initiatives contributing to urban development [2][3]. - The article highlights the transition from a focus on physical infrastructure ("seeing things") to a focus on human experiences and community engagement ("seeing people") as a necessary evolution in urbanization thinking [3][4]. Group 3: Implementation Challenges - To effectively implement the people-centered urbanization, it is crucial to overcome the traditional reliance on infrastructure expansion and instead focus on community involvement and public decision-making [4][5]. - The article stresses the need for reforms in the household registration system to facilitate population mobility and address long-standing gaps in public services provided by local governments [5][6]. Group 4: Future Outlook - The new urbanization strategy is positioned as a critical component of China's broader economic and social policies, aiming to create a more inclusive and resilient urban environment that reflects the diverse needs of its residents [4][6]. - By prioritizing human-centered development, the strategy seeks to enhance the overall quality of life in cities, making them more attractive and livable for all [4][6].

央行公开市场继续净回笼，资金面稳中偏松，主要期限国债收益率多数上行 【内容摘要】12 月 3 日，央行公开市场继续净回笼，但资金面稳中偏松，主要回购利率低位 波动，债市窄幅震荡，利率债收益率多数上行，30 年超长债收益率上行超 3bps；万科多只债 券继续下跌；惠誉将万科、万科香港"CCC-"主体评级列入负面观察名单，下调万科香港票据 评级至"CC"；融侨集团公告子公司福建融装未能如期偿还 4000 万元光大银行债务，该笔银 行借款由融侨集团提供连带责任保证担保；转债市场主要指数随股市延续下行，个券多数下跌； 海外方面，美国 11 月 ADP 意外下滑，就业人数创 2023 年 3 月以来最大降幅，主要期限美债 收益率全线下行，主要欧洲经济体 10 年期国债收益率走势分化。 一、债市要闻 （一）国内要闻 【李强主持国务院第十七次专题学习强调，充分释放城乡融合发展蕴藏的巨大内需潜力】12 月 3 日，国务院以"深入推进以人为本的新型城镇化，着力构建城乡融合发展新格局"为主 题，进行第十七次专题学习。国务院总理李强在主持学习时强调，要认真学习贯彻习近平总书 记和党中央关于深入实施新型城镇化战略的决策部署，坚持以人 ...

Core Viewpoint - The Chinese government is intensifying urban renewal policies to promote high-quality urban development, integrating these efforts with safety, housing market stability, and real estate quality improvement [1][9]. Group 1: Policy Framework - The State Council emphasized the importance of urban renewal in its recent study, linking it to safety and real estate market stability [1]. - A series of policies have been implemented this year, including the issuance of the "Opinions on Continuing to Promote Urban Renewal Actions," which outlines specific goals and measures for urban renewal [3]. - The Central Urban Work Conference identified high-quality urban renewal as a key task for future urban development [4]. Group 2: Implementation and Support - The Ministry of Housing and Urban-Rural Development has highlighted the need for comprehensive assessments and planning for urban renewal projects [4]. - Local governments are actively introducing supportive policies, such as the Tianjin Urban Renewal Regulations and the Chongqing Three-Year Action Plan for Urban Renewal [5]. - Financial mechanisms are being innovated to address funding challenges, including a competitive selection process for central financial support to 20 cities, with over 20 billion yuan planned for urban renewal actions [6]. Group 3: Financial Innovations - The introduction of REITs for urban renewal projects is expected to provide sustainable financing channels and enhance social capital participation [7]. - The government is exploring various financial support methods, including special bonds and innovative bank loan products tailored for urban renewal [7][8]. Group 4: Future Trends - Urban renewal policies are expected to focus on systemic, coordinated, and sustainable approaches in 2026, addressing challenges such as funding pressures and coordination difficulties [9][10]. - A multi-goal collaborative policy framework is anticipated, integrating urban renewal with safety, livelihood, and economic objectives [10]. - The establishment of a linkage mechanism between urban renewal and the real estate market is expected to drive structural reforms in housing supply [10].

Core Viewpoint - The essence of the new urbanization is to prioritize people, emphasizing that urbanization should focus on human needs and experiences rather than merely infrastructure development [1][4]. Group 1: New Urbanization Strategy - The Chinese government is advancing a new urbanization strategy centered on human needs, aiming to enhance the quality of urbanization and unlock the potential of urban-rural integration to drive economic growth [2][3]. - This approach marks a shift in understanding urbanization from a focus on physical infrastructure ("seeing things") to a focus on people ("seeing people"), recognizing cities as places of opportunity and freedom for individuals [2][3]. Group 2: Economic Implications - The new urbanization strategy is crucial for addressing structural issues in the Chinese economy, particularly the shortcomings in domestic demand and consumption [3][5]. - By embedding a people-centered philosophy into urbanization, the strategy aims to stimulate market activity and economic vitality, which are essential for overcoming deep-seated economic challenges [3][4]. Group 3: Implementation Challenges - To effectively implement this people-centered urbanization, it is necessary to break away from traditional urbanization models that overly focus on infrastructure, ensuring that urban development genuinely reflects the needs and aspirations of residents [4][5]. - The strategy requires reforms in the household registration system to facilitate population mobility and address long-standing gaps in public services provided by local governments [5][6]. Group 4: Social and Public Services - Enhancing social security and public service equality is vital for providing citizens with a sense of security, which in turn encourages consumer confidence and spending [6]. - The new urbanization approach emphasizes the importance of open governance and public service that prioritizes human development, aiming to create a supportive environment for all residents [6].

把城市更新和消除安全隐患、稳楼市等工作结合起来。 加快推进以人为本的新型城镇化，是"十五五"时期扩大内需的重要抓手。 据新华社消息，12月3日国务院以"深入推进以人为本的新型城镇化，着力构建城乡融合发展新格局"为主题，进行 第十七次专题学习。国务院总理李强在主持学习时强调，坚持以人为本提高城镇化质量水平，充分释放城乡融合 发展蕴藏的巨大内需潜力，为经济社会发展提供强劲动力。 新型城镇化是个系统工程。李强谈到了四方面的重点任务：要因地制宜实施好新型城镇化规划，要科学有序推进 农业转移人口市民化，要深入实施城市更新行动，要着力破解城乡二元结构。 在国务院第十七次专题学习中，中国城市和小城镇改革发展中心主任高国力作讲解。 李强指出，我国城镇化正从快速增长期转向稳定发展期，城市发展正从大规模增量扩张阶段转向存量提质增效为 主的阶段，人口结构、城镇体系、城乡格局等都在发生深刻变化，人工智能等新技术的应用也对城市发展、治理 带来新的机遇和挑战。要深刻认识新型城镇化的阶段性趋势性特征，进一步增强新型城镇化工作的针对性有效 性。 第一财经记者注意到，高国力曾撰文称，新型城镇化不仅能扩大有效益的投资，而且能激发有潜能的消费，是 ...

Group 1: Domestic Market Developments - The People's Bank of China continued to net withdraw funds on December 3, with the main repo rates fluctuating at low levels, leading to a slight increase in the yield of long-term bonds [1][7] - Vanke's bonds continued to decline, and Fitch placed Vanke and Vanke Hong Kong's "CCC-" issuer rating on negative watch, downgrading Vanke Hong Kong's note rating to "CC" [1][14] - The logistics industry in China showed a slight recovery in November, with the logistics industry prosperity index at 50.9%, up 0.2 percentage points from the previous month [2] Group 2: International Market Insights - The U.S. ADP employment report for November showed an unexpected decline, with a loss of 32,000 jobs, marking the largest drop since March 2023, indicating increasing pressure on the labor market [4] - The ISM services index in the U.S. rose to 52.6 in November, the fastest expansion in nine months, supported by improved business activity and a decrease in price pressures [5] - In the international oil market, WTI crude oil futures rose by 0.53% to $58.95 per barrel, while natural gas prices increased by 3.83% to $5.010 per million British thermal units [6] Group 3: Bond Market Dynamics - The bond market experienced narrow fluctuations, with most interest rate bonds seeing an increase in yield, particularly the 30-year bonds which rose over 3 basis points [10] - In the secondary market, several bonds showed significant price deviations, with "H0中南02" dropping over 96% and various Vanke bonds declining by more than 13% [13] - The convertible bond market followed the downward trend of the equity market, with major indices declining and a total trading volume of 54.11 billion yuan [15]

图①：草莓大棚。 图③：村里的饺子"百家宴"活动。 图②：王锋在创客墙前介绍。 本报记者 严 冰摄 图④：东市市集。 图⑤：西市市集。 本版照片除署名外，均为受访者提供 周末午后，在位于北京市昌平区兴寿镇的辛庄村，一场热闹的市集正在进行。售卖农产品、手工艺品、 小吃等的小摊依次排开，酿坊的桂花米酒散发出浓郁香气，街头歌手的吉他弹唱富有节奏，选购手作的 顾客与匠人热切交流……这个充满创意与烟火气的市集，是游客到辛庄必打卡的景点。 从一场热闹的市集，走进一个欣欣向荣的京郊村庄，人们看见了错落有致的民居、绿意盎然的庭院、干 净整洁的街道、充满艺术气息的商业街区……很难不爱上这份田园诗意和人间烟火。怪不得网友称辛庄 为"京郊小大理"。 "十五五"规划建议对加快农业农村现代化作出部署，强调促进城乡融合发展，推进宜居宜业和美乡村建 设。作为北京市"百村示范、千村振兴"工程（简称"百千工程"）首批入选的示范村之一，辛庄村正绘制 出一幅村美、民富、业兴、人和的乡村全面振兴新画卷。 创客街彰显辛庄特色 近日笔者走进辛庄村，记录下在这里的"一线见闻"。车辆一驶进村庄，"我在辛庄等你"的标牌立即跃入 眼帘，周遭的气象豁然亮堂起来： ...