Group 1 - The "2025 Financial Education Promotion Week" was launched on September 15, with participation from various financial institutions and media in Liaocheng, aiming to enhance the effectiveness of financial education and publicity [1] - The focus of the activities is on the core needs of financial consumers, providing targeted knowledge dissemination and risk warnings, encouraging rational selection of financial products while avoiding scams and illegal activities [3] - The company emphasizes the role of frontline staff in educating the public about fraud prevention, particularly targeting vulnerable groups such as the elderly and youth, to enhance awareness and security against telecom and online fraud [3] Group 2 - The company plans to conduct a series of online and offline promotional activities during the financial education week, centered on improving consumer financial literacy and risk prevention capabilities [3] - The initiative aims to address urgent issues faced by financial consumers and enhance the accessibility and inclusiveness of financial consumer protection services [3] - The overall goal is to contribute to a harmonious and stable financial environment through solid actions from the insurance sector [3]

转自：消费日报网 9月16日，由国家金融监督管理总局辽宁监管局、中共沈阳市委金融委员会办公室指导，沈阳市保险行业协会、 沈北新区中医院承办，驻沈保险机构协办，以"保障金融权益，助力美好生活"为主题的——沈阳保险业2025年金 融宣教周·县域惠民行金融宣传教育活动热力全开！本次活动地点设在沈阳沈北新区中医院。人保寿险沈阳中心支 公司通过警示教育和趣味游戏为主题，向过往群众展示并提示金融风险知识。 9月17日，由国家金融监督管理总局辽宁监管局指导，辽宁省保险行业协会、辽宁省银行业保险业纠纷调解协会 主办，11家保险机构承办，沈阳市公安局刑事侦查支队侦查中心、沈阳市公安局浑南分局、第一反应、沈阳祝家 大集支持，以"保障金融权益 助力美好生活"为主题——山海有情，消保为民，天辽地宁，金融同行金融宣传教育 活动火热开展！本次活动地点设在沈阳祝家大集。人保寿险沈阳中心支公司通过警示教育和趣味游戏为主题，向 老百姓展示并提示金融风险知识。 现场工作人员向赶集老百姓发放警示宣传折页，讲解非法集资风险、电信网络诈骗风险等知识。此次活动让老百 姓感受到热闹的"消保大集"，不搞虚头，只办实事：教您辨清"保本高息"的坑，识破"虚假理 ...

9月15日至21日，国家金融监督管理总局、中国人民银行、中国证监会联合开展以"保障金融权益，助力 美好生活"为主题的2025年金融教育宣传周活动。交通银行积极响应监管号召，集团上下高效协同、主 动作为，围绕宣传周主题打造了一系列形式新颖、内容丰富的金融知识普及项目，为公众提供更加贴近 生活、易于理解的金融教育服务，进一步推动金融知识走进千家万户。 据悉，宣传周期间，交行在全国28个省市的73个景区同步开展了"风险提示送上门"专项活动，切实将金 融服务与知识普及送到消费者身边。 由交行与新华网联合策划制作的金融教育系列宣传片《姣姣，出发！》先导片同步在线上多个渠道发 布。视频中，"姣姣"除了负责"说消保"工作之外，还接到一个新任务，开启一段融合旅行与金融知识普 及的奇妙之旅。后续，她将前往上海、云南和青岛等城市旅行，通过轻松有趣的剧情传播防诈骗、防范 黑灰产和理性投资等实用金融知识，以创新叙事方式增强公众的金融风险防范意识。令人期待的 是，"姣姣"将推出嵌入智能芯片的实体手办和多种周边产品。 原标题：交通银行：以温暖服务守护消费者权益 宣传周期间，交行结合自身金融文旅IP"文旅大戏"，整合资源，在全国多个景区组 ...

Core Insights - The "14th Five-Year Plan" has led to significant achievements in China's financial sector, with total banking assets reaching nearly 470 trillion yuan, ranking first globally [1][3] - The People's Bank of China emphasizes that financial risks are generally controllable, supporting high-quality economic development [1][3] Financial System Stability - The dual-pillar framework of monetary and macro-prudential policies has been established, promoting stable currency value and financial stability [3] - The current monetary policy stance is supportive and moderately accommodative, creating a favorable environment for economic recovery and financial market stability [3][4] - Financial regulatory bodies have effectively prevented systemic risks, with a significant reduction in the number of high-risk institutions and assets [3][5] Financial Services Quality Improvement - The banking and insurance sectors have total assets exceeding 500 trillion yuan, with an average annual growth rate of 9% over the past five years [5][6] - New funding provided to the real economy reached 170 trillion yuan, with significant growth in loans to technology SMEs, inclusive small businesses, and green loans [5][6] - Insurance payouts have increased by 61.7% compared to the previous five-year period, enhancing social security and risk protection for farmers and urban residents [6] Financial Market Stability - The financial market has shown resilience, with key regulatory indicators such as non-performing loans and capital adequacy remaining in a healthy range [7] - The China Securities Regulatory Commission has worked to maintain market stability amid complex external challenges, improving investor confidence [7][8] - The foreign exchange market has remained stable, with ongoing improvements in the market-oriented exchange rate mechanism and effective macro-prudential management [8]

在2025年金融教育宣传周活动期间，为切实提升社会公众金融风险防范意识，阳光人寿山东分公司充分 发挥地缘优势，金融教育宣讲团队走进济南宽厚里商圈，开展了一场以提醒提示，筑牢商圈安全"防护 墙"为主题的"进商圈"教育宣传活动。 BAWANG ol p (62) M AL 活动现场，阳光人寿山东分公司宣讲员通过多种形式与商户、游客进行互动。他们不仅发放通俗易懂的 防范电信诈骗、非法集资宣传折页，还精心准备了印有金融知识要点的宣传扇和帆布袋，将实用性与日 常性相结合，让金融知识"触手可及"。宣讲员们结合真实案例，面对面为商户剖析"保本高息"、"刷单 返利"、"代理退保"等常见骗局的套路，并耐心讲解识别与应对方法。有趣的有奖问答环节吸引了大量 群众积极参与，在轻松愉快的氛围中巩固了所学知识，取得了良好的宣传效果。 本次活动是阳光人寿山东分公司推动金融教育宣传"走出去"、"沉下去"的生动实践。未来，阳光人寿山 东分公司将继续依托地缘优势，积极拓展教育宣传半径，创新活动形式，为构建和谐稳定的金融环境持 续贡献阳光力量。 ...

1. Report Industry Investment Rating - No relevant content provided 2. Core Viewpoints - On September 22, the central bank restarted the 14 - day reverse repurchase operation, the capital market continued to loosen, and the bond market recovered; the main indices of the convertible bond market closed down collectively, and most convertible bonds declined; the yields of US Treasury bonds of various maturities generally increased, and the 10 - year Treasury bond yields of major European economies remained unchanged [1] 3. Summary by Directory 3.1 Bond Market News 3.1.1 Domestic News - Vice - Premier He Lifeng met with a US congressional delegation, emphasizing the importance of Sino - US communication and cooperation in promoting bilateral economic and trade relations [3] - The LPR quotes for two tenors in September remained unchanged, with the 1 - year LPR at 3.00% and the over - 5 - year LPR at 3.50%, which was in line with market expectations [3] - As of the end of June this year, China's banking industry's total assets were nearly 470 trillion yuan, ranking first in the world; the stock and bond markets ranked second in the world; and the foreign exchange reserves ranked first in the world for 20 consecutive years. During the 14th Five - Year Plan period, China's financial risks were generally controllable, and the financial system operated steadily [4] - The CPC Party Group of the Ministry of Finance will coordinate debt replacement, financing platform reform, and accountability for illegal debt - raising [5] - The CPC Party Committee of the CSRC will coordinate the resolution of local financing platform and real - estate enterprise bond risks and support reasonable financing [5] 3.1.2 International News - Three Fed officials expressed concerns about inflation and believed that the space for further interest - rate cuts was limited this year, which may affect the Fed's interest - rate policy in the remaining two meetings [6] 3.1.3 Commodities - On September 22, international crude oil futures prices continued to fall, with WTI October crude futures down 0.06% and Brent November crude futures down 0.16%; COMEX December gold futures rose 1.87%, and NYMEX natural gas prices fell 3.77% [7][8] 3.2 Capital Market 3.2.1 Open Market Operations - On September 22, the central bank conducted 2405 billion yuan of 7 - day reverse repurchase operations and 3000 billion yuan of 14 - day reverse repurchase operations, with a net capital injection of 2605 billion yuan after 2800 billion yuan of reverse repurchases matured [10] 3.2.2 Capital Interest Rates - On September 22, the central bank restarted the 14 - day reverse repurchase operation, and the capital market continued to warm up. Major repurchase interest rates continued to decline, such as DR001 down 3.67bp to 1.428% and DR007 down 2.08bp to 1.489% [11] 3.3 Bond Market Dynamics 3.3.1 Interest - Rate Bonds - **Spot Bond Yield Trends**: On September 22, due to the central bank's restart of the 14 - day reverse repurchase and the loosening of the capital market, the bond market recovered. The yield of the 10 - year Treasury active bond 250011 fell 0.75bp to 1.7875%, and the yield of the 10 - year CDB active bond 250215 fell 1.00bp to 1.9280% [14] - **Bond Tendering Situation**: Information on the issuance scale, winning bid yields, and other aspects of multiple bonds such as 25 Agricultural Development Discount 08 (Increment 3) was provided [16] 3.3.2 Credit Bonds - **Secondary - Market Transaction Anomalies**: On September 22, the transaction prices of 2 industrial bonds deviated by more than 10%, with "16 Longhu 04" down more than 12% and "H1 Yangcheng 01" up more than 1592% [16] - **Credit Bond Events**: There were announcements from companies such as China Aoyuan, Newmi Caiyuan Investment Group, and Kaisa Group regarding debt restructuring, warnings, and other matters [19] 3.3.3 Convertible Bonds - **Equity and Convertible Bond Indices**: On September 22, the three major A - share indices closed up, with the Shanghai Composite Index, Shenzhen Component Index, and ChiNext Index up 0.22%, 0.67%, and 0.55% respectively. The main indices of the convertible bond market closed down, with the China Bond Convertible Bond Index, Shanghai Bond Convertible Bond Index, and Shenzhen Bond Convertible Bond Index down 0.43%, 0.43%, and 0.40% respectively [18] - **Convertible Bond Tracking**: On September 22, Fushi Convertible Bond announced that it was about to meet the early redemption conditions [21] 3.3.4 Overseas Bond Markets - **US Bond Market**: On September 22, the yields of US Treasury bonds of various maturities generally increased, with the 2 - year US Treasury yield up 4bp to 3.61% and the 10 - year US Treasury yield up 1bp to 4.14%. The yield spreads of 2/10 - year and 5/30 - year US Treasury bonds narrowed [22][23] - **European Bond Market**: On September 22, the 10 - year Treasury bond yields of major European economies remained unchanged, including Germany, France, Italy, Spain, and the UK [25] - **Daily Price Changes of Chinese - Issued US - Dollar Bonds**: Information on the daily price changes, including the top 10 gainers and losers, of Chinese - issued US - dollar bonds as of the close on September 22 was provided [27]

国家外汇局：外汇储备稳定在3万亿美元以上 央视网消息：9月22日，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会。中国证监会主席吴清介绍，今年8月，A 股市场总市值首次突破100万亿元，交易所债券市场产品日趋丰富，资本市场含"科"量进一步提升。 中国证监会主席 吴清：近年来，新上市企业中九成以上都是科技企业或者科技含量比较高的企业。目前A股科技板块市值占比超过1/4， 已明显高于银行、非银金融、房地产行业市值合计占比。上市公司主动回报投资者的意识明显增强，这5年上市公司通过分红、回购派发"红 包"合计达到10.6万亿元，比"十三五"增长超过8成，相当于同期股票IPO和再融资金额的2.07倍。 中国证监会：公平公正市场环境进一步形成 中国证监会主席吴清昨天介绍，"十四五"期间，公平公正的市场环境进一步形成。 中国证监会主席 吴清：坚持监管"长牙带刺"、有棱有角，不断完善全链条监管体系，坚决打击违法违规行为。"十四五"期间对财务造 假、操纵市场、内幕交易等案件作出行政处罚2214份，罚没414亿元，较"十三五"分别增长58%和30%，执法震慑进一步增强，透明度进一步 提高，市场生态进一步净化。 ...

Group 1 - The core viewpoint of the articles is the importance of raising awareness among employees about illegal financial intermediaries to prevent financial losses [1][2] - The event organized by Minsheng Bank's Jinan branch focused on educating employees about common scams used by illegal intermediaries, such as promises of "internal channels," "low-interest loans," and "quick approvals" [1] - Real-life case studies were presented to illustrate the consequences of falling victim to these scams, including significant financial losses and personal information breaches [1] Group 2 - The branch's initiative is part of a broader strategy to enhance financial services for enterprises and promote financial safety [2] - Future plans include establishing a long-term educational mechanism, creating a "financial safety toolkit" tailored to enterprise needs, and launching a "corporate financial consultation hotline" [2] - The bank aims to continue its "financial knowledge into enterprises" series of activities to foster a safe and healthy financial environment [2]

为切实提升社区居民金融风险防范意识，保障人民群众财产安全，近日，民生银行济南东城支行组织业 务骨干走进周边社区，开展了一场以"守护钱袋子·护好幸福家"为主题的"以案说险"金融知识普及活 动，通过真实案例剖析、面对面讲解、现场答疑等方式，将实用的金融风险识别技能送到居民身边。 活动现场布置了宣传展架、横幅和便民折页，吸引了不少晨练归来、买菜路过的社区居民驻足参与。支 行选派了消保专员、理财经理组成宣传小队，依托日常业务中积累的典型诈骗案例，用通俗易懂的语 言，为居民还原诈骗场景、解析常见话术。"阿姨您看，这种号称'高息理财、稳赚不赔'的短信，最近 很多老人家都收到过，一点链接就容易上当……"活动现场，支行消保专员结合近期多发的"投资返 利""保单升级"类诈骗，向大家逐步拆解骗子的套路，提醒居民切勿轻信所谓"官方回访""退款理赔"等 话术，坚决不向陌生人透露银行卡密码、验证码。很多诈骗分子专门针对老年人设计"温情陷阱"，通过 频繁聊天骗取信任后实施诈骗，子女平时要多与父母沟通，帮助老人识别风险。理财经理则聚焦"刷单 返利""虚假网贷"等针对年轻群体的骗局，提醒居民"天上不会掉馅饼"，所谓"动动手指就赚钱"的兼职 ...

在支行厅堂，同样营造着浓厚的宣传氛围。电子屏上，"严禁滥用人民币图样"与"警惕网络假币销售"的 标语交替出现，公益短片生动揭示着滥用图样背后的法律风险以及网络购币可能隐藏的骗局。服务经理 化身金融知识的普及者，在客户等候和办理业务的间隙，主动开展"微沙龙"互动。他们一方面向客户， 尤其是年轻群体和老年客户，耐心解释为何不能将人民币图样用于商业创意或日常装饰，阐明这并非小 题大做，而是维护国家货币严肃性的必要之举；另一方面，他们同时会拿出新版人民币实物，现场传 授"一转、二摸、三透光"的防伪诀窍，并着重强调："任何网络平台销售人民币的行为都属非法。" 人民币，是国家的法定货币，是国之名片，其严肃性与权威性关乎经济金融稳定与人民群众的切身利 益。维护人民币信誉，既需要捍卫其图样的神圣不可侵犯，也需坚决打击制售假币等违法犯罪行为。近 日，民生银行济南东城支行积极履行社会责任，组织开展了一场以"维护人民币形象，打击非法活动"为 主题的系列宣传活动，通过深入企业和坚守厅堂双线并行，全面提升公众认知，携手共建安全、健康的 金融环境。 本次宣传的核心，旨在让公众深刻理解：尊重人民币，既要杜绝图样的滥用，也要警惕并远离假币的 ...