文/辽宁农村商业银行信息科技部 葛砚龙 范俊男 梁燕 近年全球经济渐现疲态，国内情况逆势前行。各新兴产业如雨后春笋，其中人工智能产业、新能源产业更是引领风潮，也侧面证明我国正逐渐由制造业大 国坚实走向制造业强国。辽宁作为振兴老工业基地战略规划的组成部分，在国家产业升级布局中占有重要位置。企业作为社会经济活动的重要参与者，其 资金健康状况直接影响着企业的经营状态，间接影响着整体经济前进的脚步。如何激活企业创新、发展、成长的活力，推动省域经济持续健康增长，是从 政府到社会各界在新发展阶段面临的重大挑战。 信息科技部 葛砚龙 2020年4月7日，国家税务总局与中国银保监会联合发布《关于发挥"银税互动"作用助力小微企业复工复产的通知》，要求在已实施"银税互动"支持政策框 架下，针对疫情期间小微企业迫切的资金需求，加大税收信用贷款支持力度，努力帮助小微企业复工复产度过难关。 "银税互动"是指税务、银保监部门和银行业金融机构合作，帮助企业将纳税信用转化为融资信用，缓解企业融资难题的活动，自推出以来为广大守信纳税 企业获得银行融资发挥了积极作用。"银税互动"在实际操作中，具有以下三大优势：一是能够精准对接企业需求，就是说只 ...

智通财经记者 | 张熹珑 香港最大航司国泰航空在内地的业务版图持续扩充。 7月8日，国泰集团数码与信息科技深圳办公室揭幕。这是集团在内地规模最大的办公场所，可容纳超过200名员工，将重点承担全球范围内的系统开发、质 量保证及技术支持任务，同时聚焦中国市场的数字化解决方案。 这是国泰集团位于大湾区的第三个IT办公室。继香港总部的IT办公室后，集团去年11月还在广州开设了第二个IT办公室。国泰数码部总经理邹铭诺接受智通 财经等采访时提及，目前集团IT团队有超过1000名人员，其中大湾区内地城市的IT员工已经达到150人，预计今年年底将增加至200人，较2024年底增长一 倍。 今年4月，国泰集团公布了新的子公司"国泰创科"。国泰数码及信息科技董事方逸翔接受智通财经采访时提及，成立该公司的一个目的在于推广研发成功的 数码产品，其中主力推广的是飞行员使用的"电子飞行文件夹"APP，这样一来也可以增加收益，从而投资新的科技产品。 "数字化水平不断提升，我们发现要完成所有工作，需要扩大人才的版图，项目开展离不开内地的技术支持，因此开设了广深的IT办公室。例如之前小程 序、聊天机器人的开发，在香港定了大方向后，让广州团队配 ...

Group 1 - The report emphasizes that service consumption has become a core strategy for expanding domestic demand in 2025, with significant potential for growth in China compared to developed economies like the US and Japan [4][8][28] - The report highlights that China's per capita GDP has surpassed $10,000, marking a critical window for the rapid development of service consumption, particularly in entertainment and leisure sectors [4][30][32] - Key measures to boost service consumption include increasing residents' income, enhancing leisure time, and encouraging high-quality service supply [4][8][28] Group 2 - The tea beverage industry is identified as having substantial growth potential, with a rational increase in store numbers and a shift towards emotional value for consumers, particularly among younger demographics [9] - The restaurant industry is expected to see steady growth, with a focus on government subsidies and an increase in chain operations, indicating a structural differentiation between mass and high-end markets [10] - Meituan is noted for its strategic investments in ecosystem development, maintaining a competitive edge despite short-term market fluctuations [11] Group 3 - The education sector is experiencing a concentration of market share among high-quality institutions, driven by regulatory changes and a persistent demand for K12 education [12] - The human resources industry is undergoing structural recovery, with a focus on AI applications to enhance efficiency and reduce costs [13] - The tourism sector is benefiting from policy-driven support and accelerated industry consolidation, with a notable increase in domestic travel demand [14] Group 4 - The hotel industry is facing a slowdown in supply growth, with leading hotel groups adjusting their operations to maintain competitive performance [14] - The duty-free sector is showing signs of recovery, with a stabilization in average transaction values and a narrowing decline in sales, supported by product diversification and new channel expansions [15]

近日，国家发展改革委公布了新一批国家物流枢纽建设名单，大连甘井子区谋划申报的商贸服务型 枢纽成功入选。在中日韩自贸区建设提速、区域经济贸易合作深化的大环境下，这座黄渤海之滨的港口 城市，正以"东北亚国际贸易网络重要支撑"的定位，将地理优势转化为推动区域经济协同的核心动能。 通过智慧仓配，全渠道直营配送模式实现了质的飞跃，一条分拣线最多可三人同时操作，效率大幅 提升。大连五佳国际贸易有限公司董事长何英介绍，供应商早上送来3000多个品种的15万件货物，30名 员工8小时就能完成分拣，当天就能送到500多家门店，最远的能到达丹东。 双片区协同发展 引燃产业协同的引擎 大连商贸服务型国家物流枢纽总占地面积8.7平方公里，定位为构建东北亚国际贸易网络的重要物 流枢纽，由大连湾、华北路两个功能片区组成。其拥有水产、钢材、再生资源等多个专业交易市场和城 市物流配送中心，可提供海铁联运、冷链物流、国际物流、城市配送等多种服务。目前，枢纽承担着东 北地区95%以上的水产品接卸中转、90%以上的跨海物流车辆运输。 物流枢纽的战略意义在于，它不仅是物流节点，更是产业协同的引擎。大连市甘井子区发改局局长 王健介绍，入选国家物流枢纽 ...

Core Viewpoint - The article highlights the digital transformation efforts in Heze, focusing on how local industries are leveraging digital technologies to enhance efficiency, reduce costs, and foster high-quality economic development [3][4]. Group 1: Digital Transformation in Textile Industry - Shandong Shengxiang Textile Co., Ltd. has successfully transitioned from traditional management to precision control through the adoption of automated equipment, resulting in over a 10% increase in production efficiency and yarn quality [2]. - The textile industry in Yuncheng County is experiencing a wave of digital transformation, supported by government policies that encourage market expansion and technological innovation [2]. Group 2: Infrastructure and Support for Digital Economy - Heze has established a robust digital infrastructure, including 13,000 5G base stations and over 203,000 PON ports, positioning itself as a national "Gigabit City" [4]. - The city has created several provincial-level digital economy parks and has initiated projects to enhance decision-making through "industrial brains" [4]. Group 3: Industrial Internet Platforms and Ecosystem - Heze is developing industrial internet platforms that integrate industry resources, with six platforms receiving provincial funding of 1.1 million yuan, facilitating digital solutions for enterprises [5]. - The establishment of a comprehensive industrial internet identification and resolution node has connected 1,007 enterprises, significantly improving production efficiency and management [5]. Group 4: Future Directions for Digital Transformation - Heze plans to deepen digital transformation by customizing solutions for individual enterprises, promoting successful case studies, and enhancing collaboration between large and small enterprises [6]. - The city aims to leverage existing digital economy parks and "industrial brains" to foster innovation and address funding challenges through collaborative efforts among government, industry, academia, and finance [6].

Core Viewpoint - The integration of artificial intelligence (AI) technology is driving the transformation of the building materials industry towards a more intelligent, greener, and high-end direction [1][4]. Group 1: AI Integration and Digital Transformation - Through digital transformation, building material companies can achieve digitalization in R&D design, integrated production operations, and agile customer service, enhancing decision-making efficiency and overall competitiveness [1][3]. - The "Xiao Miao" industrial model developed by the Smart Building Materials Research Institute has shown significant application results in the cement industry, enabling real-time closed-loop control of production and end-to-end optimization of business decisions [2][3]. Group 2: Cost Reduction and Efficiency Improvement - The "Xiao Miao" model has reduced the cost of cement batching by over 1%, demonstrating its effectiveness in lowering costs and increasing efficiency [3]. - The model has established a replicable and lightweight standardized implementation plan, with data governance cycles reduced to under 14 days and model deployment times under 7 days, achieving an average return on investment period of about one year [3]. Group 3: Industry Transformation and Future Applications - AI-driven changes in the building materials industry manifest in three areas: profound changes in human-machine interaction at the factory level, regional central control and collaborative operations at the regional company level, and optimization of operational models and decision-making at the corporate group level [4]. - The industrial model currently includes over 200 scenario models, covering the entire supply chain from procurement to production and sales in the cement industry [4]. Future applications will focus on intelligent product design, digital twin factories, and dynamic pricing among others, aiming for comprehensive coverage of business operations [4].

Core Insights - The emergence of the AI-driven commodity trading platform by Wanlian Yida Group signifies a pivotal shift in the industrial internet landscape, aiming to enhance the efficiency and transparency of traditional industry transactions [1][7] - The platform integrates various services such as product information, transaction facilitation, logistics, and financing support, addressing inefficiencies in traditional trading methods [1][4] Group 1: Platform Features - The platform is designed around the core philosophy of "rooted in the supply chain, serving the industry chain, and creating value chain," covering a wide range of commodities including energy chemicals, black metals, non-ferrous metals, and agricultural products [1][3] - It employs an AI predictive engine for real-time market data analysis, offering services like commodity price trend analysis and intelligent report generation to provide businesses with forward-looking market insights [3][5] Group 2: Transaction Flexibility - The platform supports diverse trading models such as listing for procurement/sales and bidding, catering to various user types including manufacturing, chemical, and trading enterprises [4][5] - It features flexible pricing strategies like segmented procurement and online price adjustments, allowing for precise adaptation to complex trading scenarios [4][5] Group 3: Risk Management - Wanlian Yida has developed an advanced intelligent risk control system that digitizes risk management across the entire transaction process, adhering to the principle of integrating business flow, capital flow, logistics, and invoice flow [5] - The platform utilizes technologies such as AI, blockchain, and IoT to create a real-time data on-chain mechanism and a fully visible tracking system to mitigate transaction risks [5] Group 4: Strategic Collaboration - The launch of the commodity trading platform marks a new phase in the smart transformation of supply chain transactions, enhancing collaboration across the entire industry chain [7] - Wanlian Yida is strategically aligning its commodity trading platform with its AI, logistics, and smart finance platforms to deepen service capabilities and foster a new, efficient, and transparent industrial internet ecosystem [7]

Core Viewpoint - The controlling shareholder of Taxfriend Co., Ltd. (税友股份) plans to reduce its stake in the company again, citing personal funding needs, following a previous reduction completed just two months ago [1][2]. Group 1: Shareholder Reduction Plans - The controlling shareholder, Ningbo Sichuang Investment Partnership, intends to reduce its holdings by up to 12.2 million shares, representing no more than 3% of the total share capital [1]. - Previously, in February, Ningbo Sichuang announced a plan to reduce its stake by up to 8.1353 million shares, which was completed two months later, amounting to approximately 352 million yuan [2]. Group 2: Company Performance - Taxfriend has experienced fluctuations in performance, with revenue and net profit declining over the past three years. Revenue figures were 1.605 billion yuan in 2021, 1.698 billion yuan in 2022, and 1.829 billion yuan in 2023, while net profit figures were 231 million yuan, 144 million yuan, and 83.39 million yuan respectively [3]. - In 2024, Taxfriend reported revenue of 1.945 billion yuan, a year-on-year increase of 6.38%, with net profit and net profit after deducting non-recurring gains and losses at 113 million yuan and 82.17 million yuan, reflecting growth rates of 35.01% and 35.65% respectively [3]. Group 3: Business Segments - The company's revenue from its smart tax business and digital government business reached 1.177 billion yuan and 763 million yuan respectively, with year-on-year growth rates of 8.46% and 3.37% [4]. - The gross profit margins for these segments were 72.04% and 29.12%, with slight changes of -1.82 and +0.26 percentage points year-on-year [4].

长江商报消息 数字化转型是勘察设计行业高质量发展的必然过程。近日，湖北省住房和城乡建设厅等八部门联合印发 《促进全省勘察设计行业数字化转型发展的若干措施》（下称《措施》）。据悉，这是全国出台的首部 省级勘察设计行业数字化转型发展政策性文件，十分具有前瞻性，也为勘察设计行业转型指明了方向。 湖北省住建厅日前披露的数据显示，湖北勘察设计行业年营业收入超过4000亿元，其中，2023年达 4314.93亿元，位居全国第三、中部第一。 推进企业差异化转型 据了解，《措施》从增强行业数字化技术创新能力、推动企业数字化转型提档升级、强化复合型专业人 才培养、健全行业数字化转型服务体系等四个方面，共提出了10项举措，包括打造创新协同平台、开展 关键技术攻关、加快管理数字化升级、推进业务数字化提质、支持拓展数字化业务、加强"数字+勘察 设计"专业人才供给等各项支持政策。 在科技创新上，《措施》突出自主创新与集成应用相结合。湖北立足国家战略需求，聚焦勘察设计行业 关键核心技术，从重基础、抓攻关、转成果三个方面，构建了"基础研究+技术攻关+成果转化"的科技 创新体系。 在企业转型上，突出系统推进与分类施策相结合。湖北创新性地建立 ...

年轻人在"无名营造社"工作室内举办活动。 以上图片均为江门市委宣传部提供 自广东省广州市向西南出发，驾车约2小时，就来到江门市开平市塘口镇塘口墟社区。 "这家书店成了网红打卡点，吸引了大量游客。"塘口墟社区居民委员会主任吴碧瑶口中的"网红打卡 点"，是先锋天下粮仓书店。书店由5个巨大的粮仓改造而成，外表像蒙古包，内部设计却各有不同。 塘口墟社区地处珠三角地区，与世界文化遗产"开平碉楼与村落"相距不远，拥有良好的资源禀赋，却一 度因人口外流仅剩9户人家。通过建筑设计、文化挖掘、配套服务，塘口墟社区吸引2000余名"新塘口 人"扎根，在省市县三级宣传部门的引领共建下，探索出一条乡风文明建设新路径。 旧建筑焕新，吸引年轻人 "海外一个江门，海内一个江门"，江门是有名的侨乡，拥有独特的建筑——碉楼。碉楼吸收世界各国建 筑特点，呈现出千姿百态的建筑风格，其中开平碉楼数量最多。"罗马柱、巴洛克屋顶……不同建筑语 文化活动"上新"，留住年轻人 先锋天下粮仓书店外景。 言相互交融。"90后李继津是第一批来到塘口的设计师，大学期间他在一次调研中发现，这里的建筑呈 现中西文化交融的特点，于是产生了进一步探索的兴趣。 2015年， ...