银发经济
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这一年,经济运行总体平稳、稳中有进(年终特别报道)
Ren Min Ri Bao· 2025-12-09 22:32
Group 1: Economic Development Trends - The year 2025 is significant for China's modernization process, with a focus on high-quality development and achieving major economic and social goals [10] - Key economic sectors highlighted include the "first launch economy," "ice and snow economy," "silver economy," platform economy, county economy, marine economy, and bay area economy, all of which are experiencing growth [11][12] Group 2: First Launch Economy - The first launch economy is gaining traction, with cities like Beijing, Shanghai, and Chengdu enhancing policy support to attract flagship stores and brands, becoming a vital driver for domestic demand [11] - Chengdu's first flagship store of the Swiss sports brand On opened in April, attracting significant customer traffic and showcasing a unique shopping experience [15][16] Group 3: Ice and Snow Economy - The construction of the Harbin Ice and Snow World is underway, with nearly 10,000 workers involved, and the park is set to cover 1.2 million square meters [17] - The ice and snow economy is evolving from a seasonal to a year-round industry, with projections indicating the industry scale will exceed 1 trillion yuan by 2025 [11][18] Group 4: Silver Economy - The silver economy is expanding, with tailored services for the elderly, such as the "Starry·Lanmei" themed tourist train, which caters to the needs of senior travelers [19] - The elderly demographic is becoming a significant force in the tourism market, with over 80% of travelers on certain routes being aged 60 and above [19][20] Group 5: Platform Economy - The platform economy is shifting from a "what to produce" model to a "what is needed" approach, enhancing consumer experience through direct subsidies and one-stop services [21][22] - E-commerce platforms are driving domestic demand growth and facilitating foreign trade transformation, with significant sales increases during promotional events [23] Group 6: County Economy - The county economy is thriving, with initiatives like "Hundred Villages, Thousand Lodgings" promoting rural tourism and local industries, leading to increased income for residents [24][25] - The county's tourism revenue reached 11.265 billion yuan, with over 15.45 million visitors recorded in the first ten months of the year [25] Group 7: Marine Economy - The marine economy is advancing with the delivery of the "Guoxin 1号2—2," a large smart fishing vessel, which will conduct year-round farming trials [26][27] - The focus on green and low-carbon initiatives is reshaping the shipping industry, with a significant portion of new vessels being designed for zero-carbon emissions [27] Group 8: Bay Area Economy - The Guangdong-Hong Kong-Macao Greater Bay Area is fostering innovation and collaboration, with companies leveraging regional strengths for technological advancements [29][30] - The integration of research and industry within the bay area is enhancing the commercialization of scientific achievements, creating a robust ecosystem for startups [30]
消费市场活力不断释放
Ren Min Ri Bao· 2025-12-09 21:42
Group 1: Consumer Market Dynamics - The tax data from the State Taxation Administration indicates a positive shift in China's consumer market, driven by various consumption-boosting policies and new consumption scenarios [1] - The "old-for-new" policy has significantly stimulated consumer demand, with retail sales of communication devices and daily household appliances increasing by 20.3% and 26.5% year-on-year, respectively, from January to November [1] - The sales revenue of new energy passenger vehicles also showed strong growth, with a year-on-year increase of 19.1% during the same period [1] Group 2: Sports and Health Consumption - The sports and health consumption sectors are experiencing heightened activity, with sports event-related economic output increasing significantly [2] - From January to November, the retail sales of sports exhibition services and sports goods grew by 29.7% and 6.6% year-on-year, respectively [2] - Health-related consumption is also on the rise, with sales of health auxiliary treatment equipment and health consulting services increasing by 14.1% and 11.9% year-on-year [2] Group 3: Cultural and Tourism Consumption - The cultural and tourism sectors are witnessing a surge in new business models and consumption vitality, with significant year-on-year growth in sales revenue for artistic performances and film screenings at 15.6% and 19.1%, respectively [2] - The integration of cultural and tourism industries has led to a boom in immersive and scenario-based tourism consumption, with travel agency services and scenic spots seeing sales revenue growth of 10.8% and 29.4% year-on-year [2] - The rise of homestays, which combine regional characteristics with personalized services, has resulted in a 13.1% year-on-year increase in sales revenue [2] Group 4: Demographic Consumption Trends - The silver economy is gaining traction, with the elderly population's consumption needs driving diverse growth in elder care services, which saw increases of 33.6%, 9.6%, and 14.6% in related service revenues year-on-year [3] - The younger demographic is also showing significant consumption potential, particularly in emotional value-driven purchases, with sales of digital cultural services related to gaming and animation increasing by 16.5% year-on-year [3] - The State Taxation Administration plans to continue implementing supportive tax policies and optimizing tax payment services to further stimulate domestic demand and enhance consumption vitality [3]
从托底到赋能 “投资于人”擦亮经济发展民生底色
Zheng Quan Shi Bao· 2025-12-09 17:45
Core Viewpoint - The article emphasizes the strategic shift in China's economic policy towards "investing in people," which aims to enhance the quality of life and stimulate domestic consumption through various social welfare initiatives [1][6]. Summary by Sections Social Welfare Investments - In 2025, China will increase investments in core social security areas such as pensions and medical insurance, with a 2% increase in basic pensions for retirees, marking the 21st consecutive year of pension increases [2]. - The per capita financial subsidy for urban and rural residents' medical insurance will rise by 30 yuan, reaching 700 yuan per person annually, alleviating the burden of medical expenses [2]. Fiscal Policy and Management - The fiscal policy for 2025 includes a historic increase in the general public budget deficit ratio to 4%, up by 1 percentage point from the previous year, and the issuance of 1.3 trillion yuan in special long-term bonds to support social welfare [2][3]. - Expenditures on social security, employment, education, and health have outpaced overall budget growth, with social security and employment spending increasing by 9.3% year-on-year [2]. Consumer Confidence and Spending - The "investment in people" strategy is expected to boost consumer confidence, with a consumer willingness index rising to 112.9, the highest in five quarters [5]. - The elderly care and childcare policies are designed to reduce household financial burdens, encouraging increased consumer spending [4]. Economic Growth and Structural Changes - The article highlights a shift from traditional social safety nets to strategic investments in human capital, indicating that future competition will focus on population quality and labor capabilities [3][6]. - The integration of "investment in material" and "investment in people" is anticipated to enhance domestic circulation and foster new growth drivers [7]. Future Outlook - Experts predict that the "investment in people" approach will enter a new phase in 2026, focusing on support for vulnerable groups and improving the social security system [6]. - Recommendations include building a robust guarantee system to reduce household risk exposure and creating a lifecycle policy framework for social welfare [6].
科技产品为银发产业发展带来新机遇
Zhong Guo Jing Ji Wang· 2025-12-09 14:39
活动聚焦银发经济中的消费服务、数智赋能、人才培养等方面,汇聚产业相关的知名企业、科研机构、 大学院校,通过现场演绎、体验互动、经济观察等多种形式,集中展示了一系列老人适用的前沿科技与 应用场景,分享了提升服务增进老年人福祉的产业经验。例如,智能眼镜、养老机器人、外骨骼等科技 产品,展现了新兴产业为银发产业带来的发展机会;一年近2000列的银发旅游专列与一个小镇每年400 万人次银发旅居流量的案例,展现出银发经济蕴藏的巨大潜力。 12月8日,由中央广播电视总台财经节目中心主办的首届《CMG银发经济盛典》在京举办,围绕银发经 济产业,展示银发经济消费新场景,分享银发经济适老新科技,探讨银发经济人才新需求,描绘银发经 济发展新图景。 我国银发经济前景广阔,但部分企业对银发经济的认识还存在误区,将银发经济简单理解为养老服务。 本次活动从多角度、新视角,向市场展现出银发经济正从"养老事业"的民生范畴,升级为拥有完整产业 链和巨大商业价值的"新赛道",对推动银发经济产业化发展具有重要意义。(经济日报记者潘卓然) 总台党组成员、副台长齐竹泉表示,举办本次活动旨在鼓励活力老年群体勇敢追求美好生活,同时也让 每个生产服务企业看 ...
政企联动赋能银发经济 巾帼聚力共促民生发展——哈尔滨市香坊区女企业家商会与区民政局座谈沙龙活动成功举办
Xin Lang Cai Jing· 2025-12-09 13:41
曹鸿雁的讲解内容详实、重点突出,与会女企业家深受启发、倍感振奋。大家纷纷表示,通过此次座谈, 对香坊区养老产业发展前景有了更全面的认识,也深切感受到区民政局在民生保障工作中展现的责任担当 和务实作风。 座谈中,曹鸿雁围绕香坊区民政工作总体布局,结合香坊区民政"九个一"工作体系,系统介绍了全区民生 保障工作推进成效。同时,针对女企业家商会会员高度关注的银发经济领域,曹鸿雁重点解读了香坊区三 级养老服务体系建设规划,详细阐述了当前养老产业帮扶政策、现有养老服务设施运营情况及未来发展方 向,深入分析了香坊区打造养老发展改革先行区的战略部署与产业机遇,为民营企业参与养老事业提供了 清晰指引。 为深入贯彻落实《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》中"构建多层次养老 服务体系,强化医养结合、长期护理保险和适老化改造,激活银发经济"的部署要求,精准搭建政企沟通 协作桥梁,近日,哈尔滨市香坊区女企业家商会组织会员代表赴区民政局开展座谈沙龙活动。香坊区民政 局党组书记、局长曹鸿雁,香坊区工商联党组书记、常务副主席江丽华出席活动,区女企业家商会会员代 表参加座谈会。 曹鸿雁的讲解内容详实、重点突出,与会女企 ...
从残特奥会看千亿级辅具产业:广东打造科技助残超级场景
2 1 Shi Ji Jing Ji Bao Dao· 2025-12-09 12:55
12月9日,全国第十二届残疾人运动会暨第九届特殊奥林匹克运动会田径项目在广东奥林匹克体育中心 开赛。走进康复辅具保障服务站,辅助器具维修管理员王楷鹏正在为运动员维修轮椅,他右腿佩戴假肢 却行动自如,蹲地检查刹车、扶手、按钮等部件的动作行云流水。 "我自己也穿了假肢,比较清楚他们穿得是否舒服,或者哪里出现故障。"王楷鹏既是辅具使用者,也是 有20多年经验的广东辅具行业的从业者。 作为德林义肢矫型康复器材(深圳)有限公司(以下简称"德林义肢")辅具服务技术组长,他见证了企 业走向智能化的路:从早年以假肢矫形器等辅具生产为主,到如今将自主研发的3D技术、智能仿生技 术应用于产品,为残障人士提供更智能的解决方案。 (原标题:从残特奥会看千亿级辅具产业:广东打造科技助残超级场景) 王楷鹏正在维修轮椅。谭砚文摄。 南方财经记者谭砚文 广州报道 当前,广东康复产业已形成"千亿级辅具+百亿级服务"的格局。残特奥会正是广东科技助残的超级场 景,AI导盲眼镜、脑控轮椅、智能爬楼梯机器人等众多科技助残产品服务赛事,且均来自本地企业。 广东辅助器具产业发展的背后,是场景支撑与产业基础的双重赋能。残疾人康复服务普及与银发经济崛 起,为 ...
紧抓政策和市场机遇 国际医学拟募资加码智慧康养和精准放疗
Zheng Quan Ri Bao Wang· 2025-12-09 12:12
Group 1 - International Medical aims to create a dual-driven development model of "comprehensive medical care + specialized departments" and has announced a plan to raise up to 1.008 billion yuan through a targeted stock issuance [1] - The raised funds will primarily be invested in smart health care projects, the second phase of the proton therapy center, and to supplement working capital [1] Group 2 - The aging population in China is increasing, with approximately 220 million people aged 65 and above expected by the end of 2024, representing 15.6% of the total population [2] - China's total healthcare expenditure has grown from 3.54 trillion yuan in 2014 to 9.06 trillion yuan in 2023, with a compound annual growth rate of 11.01% [2] - The demand for healthcare services is expected to rise due to the increasing elderly population and enhanced health awareness among residents [2] Group 3 - The proportion of nursing beds in registered elderly care institutions in China was 65.7% by the end of 2024, indicating significant growth potential in the elderly care industry [3] - Policies have been introduced to promote the integration of medical and elderly care services, aiming to improve the care system for elderly individuals with disabilities or dementia [3] Group 4 - Proton therapy is highlighted as a cutting-edge cancer treatment method with high cure rates and low side effects, addressing the limitations of traditional radiation therapy [4] - There is a significant market demand for proton therapy in China, with only seven operational proton therapy centers as of 2024, despite approximately 4.8247 million new cancer cases reported in 2022 [4] Group 5 - The health policy framework aims to enhance cancer prevention and treatment systems by 2030, with a planned increase in the number of radiation therapy devices [5] - The proton therapy center's second phase project aligns with national industrial policy and aims to enhance the company's high-end diagnostic capabilities [6] Group 6 - The implementation of the fundraising projects will enable the company to extend its business from traditional diagnostics to high-end radiation therapy, creating a synergistic business model of "comprehensive diagnosis + precise radiation therapy" [6] - The projects will leverage existing medical resources to strengthen the company's core competitiveness in cancer treatment [6]
一群年轻人做了款 “老年版” 小红书,想帮长辈们过好退休生活
晚点LatePost· 2025-12-09 10:42
文 丨 王姗姗 5 年前,李乔创立红松 —— 一个服务于退休人群的在线兴趣学习产品,初心来自他对家人的观察。那 一年,他母亲刚退休。那个会穿高跟鞋出门、风风火火的女强人不见了,每天大把的时间消磨在 打麻 将和刷视频 。 "60 后" 这代人退休后每天捧着手机 —— 这是个不可逆转的现实。不如顺其自然,做一款更能满足他 们精神生活需求的应用。 "很多人只有在退休后才开始真正做自己。" 李乔说,兴趣是退休人群的刚需。 创业前,李乔曾任携程集团地面交通事业群总裁、用车事业部 CEO、去哪儿网集团副总裁、腾讯手机 QQ 产品经理等职位。当年,红松创始团队找到身边认识的退休长辈去了解他们最想学习什么样的兴 趣课程,结果投票呼声最高的是化妆课,这并不是一个能被年轻人马上猜中的结果。 正是从这门化妆课开始,红松最初通过微信小程序开拓不同的兴趣课程 SKU,随后加入了 "小助理" 团队的陪伴服务、后来又升级推出 AI 陪伴 "松小智",今年的重心是主推红松 APP ,鼓励用户把更多 UGC 内容在平台上发布、传播起来,营造更好的社区氛围。 目前,红松已积累了超过 1000 万注册用户(其中包括 100 万的课程付费用户),是 ...
河北省商品交易市场联合会与泰康之家携手共探冀商养老新模式
Sou Hu Cai Jing· 2025-12-09 10:19
Core Insights - The article discusses a visit by leaders of the Hebei Commodity Trading Market Association to the TaiKang ZhiJia·JiYuan experience center, focusing on providing high-quality elderly care solutions for veteran distributors in the province [1][3]. Group 1: Industry Context - The aging of the first generation of private entrepreneurs and market operators has raised concerns about business succession and retirement issues [3]. - The association aims to address the needs of its elderly members who have dedicated decades to their businesses, ensuring they have a comfortable and secure living environment in their later years [3]. Group 2: Company Overview - TaiKang ZhiJia, a professional elderly care brand under TaiKang Insurance Group, has developed into a benchmark in the domestic elderly care industry over more than a decade, emphasizing a "medical-nursing integration" model [5]. - The TaiKang ZhiJia·JiYuan project is the first large-scale, fully functional, high-quality medical-nursing integrated community established by TaiKang Insurance in Hebei Province, covering an area of 72 acres with a total construction area of approximately 100,000 square meters [5]. Group 3: Project Details - The community is designed to accommodate around 1,200 elderly residents with 890 planned elderly care units and includes a rehabilitation hospital with 160 beds to ensure seamless integration of medical resources and elderly care services [5]. - The first phase of the project was successfully capped in September 2023, with an expected operational date in May 2027 [5]. Group 4: Strategic Collaboration - During the visit, the association and TaiKang ZhiJia·JiYuan engaged in discussions about project services and operational management, leading to a strategic cooperation agreement aimed at addressing the elderly care needs of the association's members [7]. - This collaboration represents a significant step in exploring new models for group elderly care and systematically addressing the living security of members in their later years [7].
【高端访谈】三十万亿银发经济蓝海待启——访光大银行副行长齐晔
Zhong Guo Jin Rong Xin Xi Wang· 2025-12-09 08:36
Core Viewpoint - The aging population in China presents unprecedented opportunities for the pension finance sector, with a projected 400 million people aged over 60 by 2035 and a silver economy expected to reach 30 trillion yuan [1][2]. Group 1: Pension Finance Development - The banking industry is focusing on three key areas: pension finance, pension service finance, and pension industry finance, which are seen as having significant growth potential [3]. - The demand for pension security is increasing as the population ages and income levels rise, leading to a greater awareness of the importance of early retirement savings [4]. - As of September 30, 2025, there are 1,181 personal pension products available, with 888 currently on sale, indicating a growing market [5]. Group 2: Challenges in Pension Fund Investment - Pension funds face challenges such as a lack of long-term assets that meet their needs for safety and moderate returns, as well as an imbalance in the development of the three pillars of pension insurance [7][8]. - The first pillar (basic pension insurance) dominates, while the second pillar (enterprise and occupational annuities) has limited coverage, and the third pillar (personal pensions) needs further development [7]. - Market volatility poses a significant risk to pension funds, which require high asset safety and cannot withstand large fluctuations [7]. Group 3: Service Enhancement and Ecosystem Building - The banking sector is shifting from a product-centric approach to a customer-centric service model, focusing on enhancing service quality and building a collaborative ecosystem [9]. - Banks are encouraged to diversify product offerings to meet the varied needs of different customer segments, such as creating tailored pension products for different age and income groups [10]. - Technology is being leveraged to improve service delivery, with tools like personalized asset allocation suggestions and automated processes for pension fund management [11]. - Continuous improvement of services for the elderly is essential, with banks optimizing both online and offline experiences to build trust and understanding [11]. - Collaborative efforts are being made to support the pension industry financially, integrating financial products with services to create comprehensive solutions [12].