Group 1 - The core viewpoint of the article emphasizes the advantages of fund regular investment (定投) over one-time investments, highlighting its simplicity, time-saving nature, and risk diversification benefits, which attract many investors [1] Group 2 - The article discusses two types of regular investment methods: "ordinary regular investment" and "smart regular investment" [2] Group 3 - Ordinary regular investment allows clients to set up a fixed amount for periodic fund purchases, requiring attention to the frequency of investment (daily, weekly, monthly) and the investment amount based on personal financial capacity [3][4] Group 4 - Smart regular investment involves clients setting up periodic but variable fund purchases, utilizing rules to help determine reasonable investment amounts and avoid pitfalls, including strategies like cost price regular investment [5][6]

Core Viewpoint - The announcement details a partnership between Sinvo Fund Management Co., Ltd. and Shanxi Securities Co., Ltd. for fund sales, effective from May 30, 2025, allowing investors to open accounts and conduct transactions through Shanxi Securities [1]. Group 1: Applicable Funds - The announcement specifies that the agreement pertains to certain funds managed by Sinvo Fund, although the specific funds are not listed [1]. Group 2: Regular Investment Business - Investors engaging in regular investment through Shanxi Securities must adhere to the minimum deduction amount set by Shanxi Securities [1]. - It is emphasized that regular investment does not eliminate inherent investment risks and does not guarantee returns, distinguishing it from traditional savings methods [1]. Group 3: Fee Rate Discount Activities - Starting from May 30, 2025, investors will benefit from fee rate discounts on fund subscriptions through Shanxi Securities, with no discount limits specified [1]. - The specific discount rates will be determined by promotional activities conducted by Shanxi Securities, and any new fund products sold through Shanxi Securities will also be eligible for these discounts upon their launch [1]. Group 4: Important Reminders - Investors must follow Shanxi Securities' regulations regarding transaction times, fee discount activities, and procedures for fund investments [3]. - Detailed information about the funds can be found in the legal documents available on Sinvo Fund's website [3]. Group 5: Contact Information - Investors can reach out to Shanxi Securities at their customer service number 95573 or visit their website [4]. - Sinvo Fund can be contacted at 400-698-9988 or through their website [4].

Group 1 - The company has signed a fund sales agreement with Shanghai LianTai Fund Sales Co., Ltd., allowing investors to open accounts, subscribe (including regular investment), and redeem the New Wo Zhongzhai 0-3 Year Policy Financial Bond Index Securities Investment Fund starting from May 30, 2025 [1] - Investors should be aware of the differences between regular investment and other savings methods, as regular investment does not guarantee returns and cannot replace savings [1][7] Group 2 - From May 30, 2025, investors can enjoy fee rate discounts when subscribing to the fund through Shanghai LianTai, with specific discount rates determined by Shanghai LianTai's promotions [2] - The fee rate discount period and rules will be based on Shanghai LianTai's arrangements, and any changes will not be separately announced by the company [3] Group 3 - Investors are advised to follow Shanghai LianTai's regulations for specific transaction times, fee discount activities, business rules, and procedures when handling fund investments [4] - Detailed information about the fund products can be found on the company's website [4] Group 4 - The company has also signed a fund sales agreement with Shanxi Securities Co., Ltd., allowing investors to handle fund-related transactions through Shanxi Securities starting from May 30, 2025 [7] - Similar to Shanghai LianTai, investors should understand the differences in investment methods and the associated risks when using Shanxi Securities for fund investments [7][10] Group 5 - Fee rate discounts will also apply to fund subscriptions through Shanxi Securities, with specific rates determined by their promotional activities [8] - Investors are encouraged to read the fund contracts, prospectuses, and other legal documents available on the company's website for detailed information [10]

Group 1 - The core idea of the article emphasizes the success of the 华夏基金定投团队 over the past three years, highlighting the importance of long-term investment and the principles that lead to successful outcomes [1] - The team has witnessed both the miracles of long-term commitment and the regrets of those who exited early, indicating that successful investments often follow three key principles [1] - The first principle is that without action, there can be no achievement; nearly 800,000 investors participated in systematic investment plans, completing around 30 million transactions with a total amount exceeding 5.5 billion yuan [1] Group 2 - The second principle focuses on precise positioning, suggesting that systematic investment is not a mechanical process but a rational selection based on individual risk preferences and investment goals [1] - The article notes that different demographics show varying preferences, with 65.71% of male investors favoring 华夏创新研选混合 and 59.16% of female investors preferring 华夏节能环保股票, indicating a trend towards funds with moderate volatility and strong long-term performance [2] - The third principle is about enduring through cycles and patiently waiting for returns, emphasizing that the main advantage of systematic investment lies in averaging costs over time to achieve long-term gains [1][2]

申万宏源 「研选」说 普通定投 客户自主设置的定期定额基金申购业务。 普通定投首先需要注意的就是定投的频率如日 r /円/メイト/コメイ) 六八/小/ 实际出发量力而行。 智能定投 客户自主设置的定期但不定额基金申购业务。 智能定投通过制定规则,帮助投资者确定合理 的定投金额，实现避坑: 场内智能定投: 成本价定投 「足投」 怎么投? 投点啥? 与一次性投资相比,基金定投具有手续简 单、省时省力、能够分散平摊投资风险的特 点，因此吸引了大量的投资者。 但其实，"定投"也需要注意选择合适的定 投方式和定投产品。 挑选合适的局設方式 「普通定投」与「智能定投」 ...

Market Overview - The market experienced a slight decline at the opening but rebounded by the close, with large, medium, and small-cap stocks all rising, maintaining a high rating of 5 stars, close to 4.9 stars [1] - Both growth and value styles saw increases, indicating a positive sentiment across different investment strategies [3] - Technology and healthcare sectors led the gains in the market, showcasing strong performance in these industries [4] Hong Kong Market - The Hong Kong stock market also showed overall gains, with dividend and technology stocks leading the charge [5][6] - The Hong Kong dividend index has been performing robustly, supported by a noticeable decrease in the Hong Kong dollar interest rates, which benefits high dividend yield stocks [7] Investment Strategies - The article discusses a systematic investment plan using a "regular but variable" strategy, where more is invested when valuations are lower [11] - Two methods for following investment strategies are outlined: manual tracking and automatic tracking, allowing investors to choose based on their preferences [12][13] Fund Performance - Specific fund performance metrics are provided, including the current prices of various indices such as 中证A500 at 134 yuan and 中证红利 at 125 yuan [15] - A valuation table is presented, detailing various indices' price-to-earnings ratios, price-to-book ratios, dividend yields, and return on equity, which can guide investment decisions [19][20][21] Investor Insights - The article emphasizes the importance of maintaining a long-term investment plan and the value of patience in the face of market volatility [22] - A shared sentiment from an investor highlights the significance of a stable mindset in achieving investment success [23]

Group 1 - The company has signed an agreement with Shanxi Securities to add it as a sales agency for certain funds starting from May 20, 2025, allowing for regular investment, conversion services, and participation in fee discount activities [1][2] - Investors can enjoy fee discounts when subscribing and regularly investing in the specified funds through Shanxi Securities' trading system, with the specific discount rates and activity duration to be announced by Shanxi Securities [2][3] Group 2 - Fund conversion allows investors to directly convert their holdings in one open-end fund to another managed by the same fund management company without redeeming the original fund first [3][4] - The conversion can only occur within the same sales agency, and both funds must be managed by the same fund management company and registered with the same registrar [3][5] - The conversion process involves specific rules regarding the status of the funds, timing for confirmation, and the ability to redeem after conversion [3][9] Group 3 - The conversion fee consists of the redemption fee from the outgoing fund and the subscription fee for the incoming fund, calculated based on the net asset value on the day of application [6][7] - A detailed calculation formula for the conversion process is provided, including steps for determining the amounts and fees involved [7][8] Group 4 - The fund management company can suspend the conversion business under certain circumstances, such as force majeure events or significant market fluctuations leading to large redemptions [10][11][12] - Upon suspension, the fund management company must notify the regulatory authority and publish a notice regarding the resumption of conversion services [12] Group 5 - Investors are encouraged to read the fund contracts and prospectuses for detailed information about each fund [12][13] - Contact information for both the fund management company and Shanxi Securities is provided for further inquiries [13]

Core Viewpoint - The article emphasizes that the current valuation of the China Medical Index (中证医疗) is at historically low levels, making it an opportune time for regular investment by ordinary investors [1]. Group 1: Market Analysis - The China Medical Index has experienced a significant adjustment period, with a peak in June 2015 and a low point at the end of 2018, followed by a recovery until the end of 2021, and has now been in a correction phase for approximately two years [5]. - The current adjustment has reached about 60% of its potential, indicating that the market may be nearing a bottom, although the duration of the adjustment is uncertain [5]. - A longer adjustment period is seen as beneficial for regular investors, as it allows for the accumulation of shares at lower prices, potentially leading to greater future gains [5]. Group 2: Investment Strategy - Ordinary investors are advised to focus on the Price-to-Book (PB) ratio for the China Medical Index, with a recommendation to start regular investments when the PB is below 20% [9]. - For more aggressive investors, a threshold of 25% to 30% is suggested for initiating investments [9]. - The article lists several actively managed medical-related funds that have been established for over six years and have a scale of over 500 million, highlighting their respective returns, with the top performer achieving a return of 178.62% since May 2017 [11]. Group 3: Fund Selection - The article provides a table of selected funds, showing their total returns and annualized returns over a period of approximately 6.2 years, with the best-performing fund yielding an annualized return of 18.00% [11]. - It emphasizes that despite current low valuations, all listed funds have positive long-term returns, suggesting that the issue lies more with the timing of investments rather than the funds themselves [12]. - The article advises investors to consider funds that have survived through market cycles and have demonstrated resilience [12].

Group 1 - The core viewpoint of the article emphasizes the advantages of fund regular investment (定投) over one-time investments, highlighting its simplicity, time-saving nature, and risk diversification benefits, which attract many investors [1] Group 2 - The article discusses two types of regular investment methods: "ordinary regular investment" and "smart regular investment" [2] Group 3 - Ordinary regular investment allows clients to set their own periodic and fixed amount for fund purchases, with a focus on the frequency of investment [3] - Smart regular investment enables clients to set periodic but variable amounts for fund purchases, utilizing rules to help determine reasonable investment amounts and avoid pitfalls [5]

Group 1 - The core concept of fund regular investment (定投) is to invest a fixed amount in a designated open-end fund at regular intervals, similar to a bank's zero-deposit savings method [1] - Fund regular investment helps to mitigate the risks associated with market timing by allowing investors to accumulate shares at lower costs during market downturns, thus enhancing potential returns when the market rebounds [1] - The strategy is particularly effective in volatile markets, where higher volatility and growth potential indices yield better returns when sold during a bull market [1] Group 2 - For ordinary retail investors, regular investment can be achieved through investing in ETFs or ETF-linked funds, with some brokerage systems now supporting ETF regular investment [2] - ETF-linked funds typically have different share classes, where A shares are suitable for long-term investment due to their one-time subscription fee and no sales service fee, while C shares are more appropriate for short-term investment due to their sales service fee structure [2] - Investors are advised to choose off-market A shares for regular investment to optimize their investment strategy [2]