Group 1 - The Greater Bay Area is increasingly important in the global financial landscape, serving as a hub for financial innovation and technology industries [2] - The 2025 Greater Bay Area Financial Annual Conference was held in Shenzhen, focusing on "innovation-driven" development and the release of a research report on technology finance [2][4] - The report highlights the need for a robust financial support system for technology enterprises, addressing existing challenges and proposing think tank recommendations to enhance high-quality development in the region [2][6] Group 2 - The report emphasizes the necessity of a "technology-industry-finance" ecosystem to foster innovation and upgrade industrial chains, drawing parallels with successful global models like Silicon Valley and Tokyo Bay [6] - The Greater Bay Area has made significant progress in establishing a multi-layered financial support system for technology enterprises, although challenges such as insufficient early-stage capital and structural mismatches in financing remain [6][7] - The financing structure in the Greater Bay Area is characterized by a dominance of indirect financing, with direct financing still underdeveloped compared to international standards [7] Group 3 - Recommendations include enhancing top-level design and market-driven coordination, improving capital supply systems, and establishing cross-market connectivity mechanisms to better allocate financial resources [8] - The report advocates for the development of a "patient capital" mechanism and improved collaboration among various financial institutions to support technology and industry integration [8] - The synergy between technology, finance, and industry is deemed essential for cultivating new productive forces and driving high-quality economic development in the Greater Bay Area [8]

在国家"科技自立自强"战略指引下，科技创新已成为驱动经济发展的核心引擎。 作为连接科技与资本、创新与市场的桥梁，科技金融在推动科技创新驱动经济发展过程，扮演着优化创 新资源配置、提升科技成果转化效率的重要角色。 近年，众多银行积极发展科技金融，引导更多金融资源流向科技创新领域，推动中国全面提升科技自主 创新能力。 作为上海地区的重要金融机构，平安银行上海分行依托集团综合金融优势，一面聚焦集成电路、人工智 能等战略性新兴产业，构建覆盖企业全生命周期的科技金融服务体系，一面通过创新金融工具、深化产 融结合、强化科技赋能三大路径，以系统性解决方案助力广大科技企业突破发展瓶颈，为国家重大技术 攻关注入金融动能。 平安银行上海分行相关负责人表示，发展科技金融助力科技创新持续蓬勃发展，既是金融机构践行社会 责任的重要举措，也是金融机构顺应产业革新、政策调整、企业创新时代大势的主动选择。平安银行上 海分行将坚决贯彻落实国家关于科技金融的战略部署，以服务新质生产力发展为核心，全方位支持科技 型企业成长。 让科技企业不再为融资难"犯愁" 随着中国经济转型发展与国家大力扶持科技产业发展，科技产业正迎来新的发展机遇。 与此同时，国 ...

Core Insights - The 14th "Shanghai Financial Talent" awards were announced on November 16, recognizing 21 financial professionals in Shanghai for their contributions to the construction of the Shanghai International Financial Center [1][7] - The awards included three categories: "Annual Person for the Construction of Shanghai International Financial Center," "Leading Figures in Shanghai Financial Industry," and "Innovative Figures in Shanghai Financial Industry" [1][6] Award Recipients - The "Annual Person for the Construction of Shanghai International Financial Center" awardees include: - Xie Wei, Deputy Secretary of the Party Committee and President of Pudong Development Bank [6] - Liu Jun, Secretary of the Party Committee and President of China Construction Bank Shanghai Branch [6] - Jia Biao, Secretary of the Party Committee and Chairman of Zhongbao Investment Company [6] - The "Leading Figures in Shanghai Financial Industry" awardees include: - Zong Jun, Deputy General Manager of Central Clearing Company [6] - Zeng Hui, Deputy General Manager of Shanghai Gold Exchange [6] - Wang Guan, General Manager of Personal Financial Business Department at Bank of Communications [6] - Shen Dong, Vice President and Chief Information Officer of Shanghai Rural Commercial Bank [6] - Zheng Sizhen, President of DBS Bank (China) [6] - Han Zhida, Vice President of Guotai Junan [6] - Ding Hui, Deputy Secretary of the Party Committee and President of CCB Life [6] - Gong Maojiang, Secretary of the Party Committee and President of Ping An Bank Shanghai Branch [6] - The "Innovative Figures in Shanghai Financial Industry" awardees include: - Lin Jingran, Vice President and Secretary of the Party Committee of Zhejiang Merchants Bank [6] - Lu Xiaorong, General Manager of Retail Financial Headquarters at China Merchants Bank [6] - Wang Huili, Secretary of the Party Committee and President of Nanjing Bank Shanghai Branch [6] - Dai Xuxian, Chairman of Industrial Bank Consumer Finance [6] - Zou Jianglei, CEO of Abu Dhabi First Bank China [6] - Xu Jun, Chairman of Shanghai Equity Custody Trading Center [6] - Shan Shufeng, Deputy General Manager of Shanghai Insurance Exchange [6] - Zhou Ailan, Deputy General Manager of China Life Insurance Shanghai Branch [6] - Hao Jianping, Deputy General Manager of PICC Property and Casualty Shanghai Branch [6] - Weng Yufeng, General Manager of Zhongzai Property Insurance Shanghai Reinsurance Operations Center [6] Industry Developments - Since 2025, significant policies and measures have been implemented to support the construction of the Shanghai International Financial Center, leading to continuous improvement in its capabilities [7] - In the first nine months of 2025, the total trading volume of Shanghai's financial market reached 296.783 trillion yuan, a year-on-year increase of 12.7% [7] - The Shanghai financial market has seen growth in stock market capitalization and interbank bond market scale, ranking among the top globally [7] - The digital RMB international operation center has commenced operations, and pilot projects in green finance and technology finance have shown significant results [7] - The "Shanghai Financial Talent" awards have been held for 14 consecutive years, recognizing over 300 financial professionals, contributing to the soft power of the Shanghai International Financial Center and fostering a financial culture [7]

Core Viewpoint - Gansu Bank has established itself as a key player in supporting local economic development while adhering to its mission of serving the community and promoting financial inclusion over the past fourteen years [1][7][18]. Group 1: Commitment to Local Economy - Gansu Bank's mission focuses on serving the local economy, agriculture, small and medium enterprises, and urban and rural residents, integrating its financial work with the broader development goals of Gansu [1][7]. - The bank has provided over 800 billion yuan in project loans to support local industries, contributing significantly to the province's economic stability [7][9]. Group 2: Innovation and Development - Gansu Bank has evolved from a single business model to a diversified financial ecosystem, enhancing its service capabilities and supporting high-quality economic development in Gansu [1][7]. - The bank has established a technology branch and developed specialized financial products, achieving a technology loan balance of 237 billion yuan [8][9]. Group 3: Social Responsibility and Community Engagement - Gansu Bank integrates social responsibility into its operations, focusing on rural revitalization and providing targeted financial products to support local industries [15][16]. - The bank has been recognized for its contributions to poverty alleviation and disaster recovery efforts, demonstrating its commitment to community welfare [15][16]. Group 4: Digital Transformation and Customer Service - Gansu Bank is advancing its digital transformation strategy, enhancing its online services and achieving over 400 million mobile banking users [12][13]. - The bank has implemented a comprehensive customer protection system, conducting over 5,000 financial literacy events to educate the public [16]. Group 5: Future Outlook - Gansu Bank aims to continue its alignment with provincial financial policies and contribute to the high-quality development of Gansu, reinforcing its role as a vital financial partner in the region [18].

Core Insights - The 14th "Shanghai Financial Professionals" awards were announced on November 16, recognizing 21 financial talents in Shanghai for their contributions to the construction of the Shanghai International Financial Center [1][8] - The awards included three categories: "Annual Figures for the Construction of the Shanghai International Financial Center," "Leading Figures in the Shanghai Financial Industry," and "Innovative Figures in the Shanghai Financial Industry" [1][8] Award Recipients - The recipients of the "Annual Figures for the Construction of the Shanghai International Financial Center" include: - Xie Wei, Deputy Secretary of the Party Committee and President of Pudong Development Bank - Liu Jun, Secretary of the Party Committee and President of China Construction Bank Shanghai Branch - Jia Biao, Secretary of the Party Committee and Chairman of Zhongbao Investment Company [7] - The "Leading Figures in the Shanghai Financial Industry" awardees include: - Zong Jun, Deputy General Manager of the Central Settlement Company - Zeng Hui, Deputy General Manager of the Shanghai Gold Exchange - Wang Guan, General Manager of the Personal Financial Business Department of Bank of Communications - Shen Dong, Deputy President and Chief Information Officer of Shanghai Rural Commercial Bank - Zheng Sizhen, President of DBS Bank (China) - Han Zhida, Vice President of Guotai Junan - Ding Hui, Deputy Secretary of the Party Committee and President of Jianxin Life Insurance - Gong Maojiang, Secretary of the Party Committee and President of Ping An Bank Shanghai Branch [7] - The "Innovative Figures in the Shanghai Financial Industry" awardees include: - Lin Jingran, Deputy President and Secretary of the Party Committee of Zhejiang Merchants Bank Shanghai Branch - Lu Xiaorong, General Manager of Retail Financial Headquarters of China Merchants Bank - Wang Huili, Secretary of the Party Committee and President of Nanjing Bank Shanghai Branch - Dai Xuxian, Secretary of the Party Committee and Chairman of Industrial Bank Consumer Finance - Zou Jianglei, CEO of Abu Dhabi First Bank China and President of its Shanghai Branch - Xu Jun, Secretary of the Party Committee and Chairman of Shanghai Equity Custody Trading Center - Shan Shufeng, Board Member and Deputy General Manager of Shanghai Insurance Exchange - Zhou Ailan, Board Member and Deputy General Manager of China Life Insurance Shanghai Branch - Hao Jianping, Board Member and Deputy General Manager of PICC Property and Casualty Shanghai Branch - Weng Yufeng, General Manager of Shanghai Reinsurance Operations Center of China Re [7] Financial Market Developments - Since 2025, significant policies and measures have been implemented to support the construction of the Shanghai International Financial Center, leading to continuous improvement in its capabilities [8] - In the first nine months of 2025, the total trading volume of Shanghai's financial market reached 296.783 trillion yuan, a year-on-year increase of 12.7%, with stock market capitalization and interbank bond market scale ranking among the top globally [8] - The digital RMB international operation center has commenced operations, and pilot projects in green finance and technology finance have shown significant results [8] Event and Support - The awards ceremony was attended by notable figures including Xu Yuchang, Secretary-General of Xinhua News Agency, and Gu Jun, Deputy Secretary-General of the Shanghai Municipal Government [1][8] - The event was organized by various institutions including the China Economic Information Service and supported by several governmental and financial regulatory bodies [9]

Core Viewpoint - Gansu Bank has established itself as a key player in supporting local economic development, emphasizing its commitment to serving the real economy and enhancing financial services for various sectors over the past fourteen years [1][5][12]. Group 1: Commitment to Local Economy - Gansu Bank's mission is to serve the local economy, focusing on agriculture, small and medium enterprises, and urban-rural residents, which aligns with national economic development goals [1][5]. - The bank has provided over 800 billion yuan in project loans to support local industries, contributing significantly to economic stability in Gansu province [6]. Group 2: Innovation and Development - Gansu Bank has evolved from a single business model to a diversified financial ecosystem, enhancing its service capabilities and supporting high-quality economic growth [1][5]. - The bank has established a "1+4+N" service model in technology finance, with a loan balance of 237 billion yuan dedicated to technology enterprises [6][7]. Group 3: Green and Inclusive Finance - Gansu Bank has developed a robust green finance framework, with a green loan balance of 228 billion yuan, supporting renewable energy projects [7]. - The bank has also focused on inclusive finance, with a balance of 141 billion yuan in microloans, benefiting thousands of small businesses [8]. Group 4: Wealth Management and Digital Transformation - Gansu Bank has built a comprehensive wealth management system, managing assets worth 2,616 billion yuan, and has implemented a dual-channel promotion mechanism for talent development [10]. - The bank has embraced digital transformation, achieving over 400 million mobile banking users and nearly 1,800 billion yuan in online managed assets [11]. Group 5: Social Responsibility and Community Engagement - Gansu Bank integrates social responsibility into its operations, focusing on rural revitalization and community support, with over 4 billion yuan in loans for local industries [12]. - The bank has actively participated in disaster recovery efforts, providing tailored financial services to affected individuals and businesses [13].

Core Viewpoint - The article highlights the participation of Southern Fund at the 19th Shenzhen International Financial Expo, emphasizing its commitment to five key areas: pension finance, technology finance, green finance, inclusive finance, and digital finance, showcasing its role in supporting national strategies and empowering the real economy [2][3]. Group 1: Event Overview - The 19th Shenzhen International Financial Expo opened on November 19, focusing on "Industry Finance New Heights, Sci-tech Empowerment Towards the Future" [2]. - Southern Fund, as one of the first regulated fund management companies in China, showcased its comprehensive service capabilities in asset management [2]. Group 2: Five Key Areas - In the technology finance sector, Southern Fund is enhancing its "platform-based, integrated, multi-strategy" research and investment system, increasing allocations to strategic emerging industries [3]. - In green finance, Southern Fund is integrating ESG principles into its long-term strategy and daily operations, improving its ESG rating system and expanding its green financial product offerings [3]. - For inclusive finance, Southern Fund is advancing its buyer advisory transformation, creating the "Sinan Advisory" service platform, and launching unique products that share benefits and risks with investors [3]. - In pension finance, Southern Fund is actively responding to national pension strategies, managing nearly one trillion yuan in pension assets to support the stable operation of the pension system [3]. - In digital finance, Southern Fund is leveraging cloud-native technology to drive digital transformation, aiming to become a "smart asset management company" and enhance research and service efficiency [3]. Group 3: Pension Finance Innovations - The expo coincided with the third anniversary of the personal pension system, where Southern Fund showcased a comprehensive pension finance system covering all three pillars and innovative practices for the third pillar personal pension products [4]. - Southern Fund has launched a variety of personal pension products, including target date, target risk, and index-based products, covering key dates from 2030 to 2060 [4]. - As one of the first fund managers to pass the acceptance test for the personal pension system and launch personal pension business, Southern Fund has over ten products listed in the personal pension product catalog [4]. Group 4: Customer-Centric Approach - The immersive and interactive experience at the expo reflects Southern Fund's customer-centric philosophy and its commitment to "finance for the people" [5]. - Southern Fund aims to continue leveraging the innovation landscape of the Guangdong-Hong Kong-Macao Greater Bay Area, focusing on the five key areas to seize investment opportunities and guide financial resources to support the real economy [5].

Core Insights - The global technology competition landscape is undergoing significant adjustments, with technological innovation becoming a core battleground for major powers [1] - The development of technology finance is aligned with the construction of a modern industrial system in China and injects critical momentum into the cultivation of new productive forces [1] Group 1: Event Overview - The 2025 Greater Bay Area Technology and Financial Innovation Development Conference was successfully held in Guangzhou Nansha on November 18, featuring the launch of the "14th Five-Year Plan" Financial Innovation Excellent Case Report [1] - The report selected 95 exemplary financial innovation cases based on seven evaluation dimensions, including innovation, effectiveness, compliance, authenticity, demonstration, fairness, and quantifiability [1] Group 2: "Red Rocket" Platform - "Red Rocket" is the first comprehensive online service platform in China focused on index investment, developed by Huaxia Fund, set to officially launch on WeChat Mini Program by the end of 2024 [2] - The platform will include a PC website and industry chain data services, featuring a "LetfGo" module for flexible index combination simulation and asset allocation [2] - As of now, "Red Rocket" has served over 15 million end-users and attracted more than 10,000 certified professional financial advisors from banks and brokerages [2] Group 3: Huaxia Fund's Strategy - Huaxia Fund aims to lead a new era of asset management through technology and innovation, establishing a multi-asset investment platform [3] - The platform collaborates with various commercial banks and internet sales institutions to embed core functions into partners' apps, creating a cross-institutional index investment service ecosystem [3] - By addressing common investor pain points, "Red Rocket" promotes the democratization of index investment, with Huaxia Fund managing over 3 trillion yuan in assets and serving more than 240 million individual clients as of June 30, 2025 [3]

文/ 资本市场学院研究员 徐雅婷 ，中国人民大学深圳研究生院专职研究员 邢洋 为促进健全因地制宜发展新质生产力体制机制，支持构建同科技创新相适 应的科技金融体制，本文从产业金融供给、产业政策支持、产业生态构建 三个 维度对比 分析了 北 上 深津 常 以科 技金 融赋 能合 成生 物产 业发 展 的做 法，认为目前仍存在早期企业股权融资不足、银行信贷支持额小期短等问 题，建议下一步可在采取多维金融赋能方式、推动政策供给实施、完善产 业生态建设等方面支持合成生物产业发展。 习近平总书记强调，"要做好科技金融这篇文章，引导金融资本投早、投小、投长期、投硬科技"。《中共中央关于进一步全面深化改革、推进中国式现代 化的决定》提出要"建立未来产业投入增长机制"。目前，我国已初步建成了包括创业投资、银行信贷、保险、股票市场和债券市场等在内的多层次科技金 融服务体系，为新质生产力的形成与发展提供着强劲动力。然而，目前对科技金融赋能未来产业发展的逻辑和实践相关总结较为缺乏，本文基于合成生物 产业的特点，梳理科技金融赋能未来产业的逻辑与实践，在总结相关经验基础上提出政策建议。 科技金融赋能未来产业的逻辑 科技金融赋能未来产业的 ...

Core Insights - Zhuhai Rural Commercial Bank plays a crucial role in supporting the modernization of the industrial system and fostering new productive forces in Zhuhai through financial initiatives [1][15] - The bank has successfully issued the city's first 500 million yuan technology innovation financial bond, marking a significant step in its strategy to enhance local financial services [1][10] - The elevation of the technology branch signifies a comprehensive upgrade in technology financial services, aiming for high-quality development [3][15] Financial Innovations - The establishment of the technology branch in 2017 was a pioneering move, leading to a specialized approach in technology finance [2][3] - The bank has developed a comprehensive financial service network that connects government, venture capital, and technology parks, enhancing support for local tech enterprises [2][3] - The technology loan balance is projected to reach nearly 13 billion yuan by October 2025, with over a thousand tech enterprises served [3][7] Product Development - The bank has created a full lifecycle product system to address the unique financing needs of tech enterprises, which often face challenges such as high growth and asset-light structures [4][6] - Innovative products like "Chuangtou Loan" and "Kexintong" have been introduced to support startups, while "Tax Credit Loan" and "Intellectual Property Pledge Loans" cater to growing enterprises [6][7] - The online pre-approval product "Kairong E-loan" has facilitated quick financing for specialized and high-tech enterprises, with total credit amounting to nearly 700 million yuan [7][10] Bond Issuance - The issuance of the 500 million yuan technology innovation financial bond opens new funding channels for supporting local high-tech and specialized small and medium enterprises [8][10] - The bond's five-year term aligns with the long R&D cycles of tech companies, providing stable financial support for their development [10][15] Collaborative Efforts - The bank has actively engaged in digital government reforms, enhancing financial service efficiency through collaboration with government departments and investment funds [11][12] - Innovations in real estate registration have streamlined processes, significantly reducing the time required for mortgage registrations [14] - The bank's integration with local government initiatives has improved credit assessments and financing solutions for enterprises [14][15]