经济观察网 国家金融监管总局新闻发言人郭武平8月13日在国新办新闻发布会上表示，个人消费贷款贴 息政策涉及千家万户，关系到广大金融消费者的切身利益。金融监管总局将配合财政部指导贷款经办机 构强化主体责任、优化金融服务，把好事办好。经办机构需对贴息数据和相关材料的真实性、合规性、 准确性负责，金融监管总局也会督促贷款经办机构总部建立健全内部核查和处理机制，发现问题及时纠 正，加强金融消费者权益保护；同时，指导各金融监管局将个人消费贷款贴息政策的执行情况纳入日常 持续监管，配合财政部门对贷款经办机构贴息资金的申请、拨付、清算等情况开展核查。贷款经办机构 要有效加强贷款资金用途管理和风险管控，防止挪用于非消费领域和套取贴息资金。 ...

8月14日，香港金融管理局（金管局）和证券及期货事务监察委员会（证监会）就近期稳定币相关市场波动发表联合声明，声明呼吁公众对近期与稳定币相 关的市场波动保持谨慎，避免只基于市场炒作或价格势头作出非理性投资决策。 声明表示，留意到近期出现与稳定币概念相关的市场波动，这些波动看似源于拟在香港申请稳定币发行人牌照、从事相关活动或探讨此类计划可行性等相关 的公告、新闻、社交媒体帖文或市场揣测，部分声称亦提及近期曾与香港金融监管当局接触。 香港金管局重申，在审批稳定币发行人牌照时将采取稳健及审慎的态度，并设立较高的门槛。该机构强调，表达意向、提交申请或与监管机构沟通仅是申请 过程的一部分，最终能否获批取决于是否符合发牌条件。 由于相关计划或申请结果存在重大不确定性，市场情绪或投机驱动的波动凸显了在市场狂热时期保持警惕的重要性。香港金管局与证监会提醒，股价剧烈波 动可能导致非理性决策，使投资者面临不必要的风险。 香港金管局总裁余伟文表示，金管局对稳定币发行人牌照申请采取严格及审慎的审批标准，初期仅会批出少数牌照。至今已与多家机构就稳定币牌照进行初 步沟通，但这些沟通及意向表达并不构成批准，也不代表对其获批前景的任何认可。 ...

8月14日，香港金融管理局（金管局）和证券及期货事务监察委员会（证监会）就近期稳定币相关市场波动发表联合声明。声明呼吁公众对近期与稳定币相 关的市场波动保持谨慎，避免只基于市场炒作或价格势头作出非理性投资决策。 香港金管局重申，在考虑稳定币发行人牌照申请时将采取稳健及审慎方式，并设立较高的门槛。香港金管局强调，表达意向或提交稳定币牌照申请，以及香 港金管局与相关机构的沟通，只是申请牌照的过程，最终获发牌照与否将取决于是否符合发牌条件。 同时，鉴于这些计划或申请结果存在重大不确定性，上述由市场情绪或投机驱动的波动突显了在市场狂热时保持警惕的必要性。股价剧烈波动可能导致非理 性决策，使投资者面临不必要的风险。 香港金管局与证监会呼吁公众应保持谨慎，深入分析相关资讯，避免只基于市场炒作或价格势头作出非理性投资决策。公众应谨记在波动环境中作出深思熟 虑及有根据的决定，对于减低风险至为重要。 另外，声明指出，市场参与者在进行公众沟通时应负责任行事，避免发表可能误导投资者或造成不切实际期望的言论。 在声明中，香港金管局和证监会表示，留意到近期出现与稳定币概念相关的市场波动，这些波动看似源于拟在香港申请稳定币发行人牌照、从 ...

8月14日，香港金融管理局（金管局）和证券及期货事务监察委员会（证监会）就近期稳定币相关市场波动发表联合声明。 声明呼吁公众对近期与稳定币相关的市场波动保持谨慎，避免只基于市场炒作或价格势头作出非理性投资决策。 香港金管局总裁余伟文表示："金管局采取严格及审慎的态度审批稳定币发行人牌照申请。审批标准门槛甚高，在初期仅会批出数个牌照。作为正常的市 场沟通，至今我们已与多家机构就稳定币牌照进行初步沟通。这些沟通及对牌照的意向表达和申请，并不构成对任何机构的批准，也并非对其获批牌照前 景的任何认可。" 香港证监会行政总裁梁凤仪表示："近期与稳定币概念相关的股价波动，突显投资者必须清楚了解相关投资所涉及的风险及可能招致的财务损失。除自行 进行深入分析外，投资者亦应时刻警惕短期价格波动带来的诱人回报假象，并对未经证实的声称保持谨慎，尤其是社交媒体上出现的言论。证监会将继续 密切监察市场活动，并会毫不犹豫地采取有力的行动，以维护市场廉洁稳健及保障投资者免受不必要风险。" Wind行情数据显示，港股稳定币指数自4月8日以来持续上涨，且存在单日涨跌幅超过10%的情况，累计涨幅超过130%。 同时，鉴于这些计划或申请结果存在重 ...

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) issued a joint statement urging the public to exercise caution regarding recent market volatility related to stablecoins, emphasizing the importance of making informed investment decisions rather than reacting to market speculation [1][2]. Group 1: Market Volatility and Regulatory Response - The HKMA and SFC noted that recent market fluctuations related to stablecoins appear to stem from announcements regarding the application for stablecoin issuer licenses in Hong Kong, as well as speculation in news and social media [2]. - The HKMA reiterated that it will adopt a prudent approach when considering applications for stablecoin issuer licenses, setting high standards for approval [2][3]. - The statement highlighted the significant uncertainty surrounding these plans or application outcomes, underscoring the need for vigilance during market exuberance to avoid irrational decision-making [2]. Group 2: Investor Guidance and Market Integrity - The HKMA and SFC called on the public to conduct thorough analyses of relevant information and to avoid making irrational investment decisions based solely on market hype or price momentum [2]. - The SFC emphasized the importance of understanding the risks associated with investments in stablecoins and warned investors to be cautious of unverified claims, particularly those circulating on social media [3]. - The SFC has a dedicated market surveillance team and advanced systems in place to monitor trading activities in Hong Kong, committing to take strict action against any manipulative or fraudulent behavior that could undermine market integrity [3]. Group 3: Market Performance Data - According to Wind data, the Hong Kong stablecoin index has seen a continuous increase since April 8, with daily fluctuations exceeding 10% and a cumulative increase of over 130% [3].

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) issued a joint statement regarding recent market volatility related to stablecoins, emphasizing the need for caution among investors [1] Group 1: Market Volatility - Recent market fluctuations appear to be driven by announcements and speculations regarding the application for stablecoin issuer licenses in Hong Kong [1] - The HKMA noted that these fluctuations highlight the necessity of maintaining vigilance during market exuberance, as stock price volatility can lead to irrational decision-making [1] Group 2: Regulatory Approach - The HKMA reiterated that it will adopt a prudent and robust approach when considering applications for stablecoin issuer licenses, setting high entry barriers [1] - Communication with relevant institutions and the expression of intent to apply for a stablecoin license are part of the application process, and the issuance of licenses will depend on compliance with licensing conditions [1] Group 3: Public Caution - The HKMA and SFC urged the public to remain cautious and to analyze information thoroughly, avoiding decisions based solely on market speculation or price momentum [1] - Market participants are encouraged to act responsibly in public communications to prevent misleading investors or creating unrealistic expectations [1]

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) issued a joint statement regarding recent market volatility related to stablecoins, emphasizing the need for caution among investors [1] Group 1: Market Volatility - Recent market fluctuations appear to be driven by announcements and speculations regarding stablecoin issuance licenses in Hong Kong [1] - The HKMA noted that expressions of interest or applications for stablecoin licenses are part of a process, and the issuance of licenses will depend on meeting specific criteria [1] Group 2: Regulatory Approach - The HKMA reiterated its commitment to a prudent and robust approach in considering stablecoin issuer license applications, setting high entry barriers [1] - The authorities highlighted the significant uncertainty surrounding these plans or application outcomes, which underscores the importance of vigilance during market enthusiasm [1] Group 3: Investor Guidance - The HKMA and SFC urged the public to remain cautious and conduct thorough analyses of relevant information, rather than making irrational investment decisions based solely on market speculation [1] - Market participants are encouraged to communicate responsibly to avoid misleading investors or creating unrealistic expectations [1]

8月14日，香港证监会及香港金管局就稳定币相关市场波动发表联合声明：香港证监会和香港金管局留意到近期出现与稳定币 概念相关的市场波动。这些波动看似源于拟在香港申请稳定币发行人牌照、从事相关活动或探讨此类计划可行性等相关的公 告、新闻、社交媒体帖文或市场揣测。部分声称亦提及近期曾与香港金融监管当局接触。 香港金管局重申，在考虑稳定币发行人牌照申请时将采取稳健及审慎方式，并设立较高的门槛。金管局强调，表达意向或提交 稳定币牌照申请，以及金管局与相关机构的沟通，只是申请牌照的过程，最终获发牌照与否将视乎申请是否符合发牌条件。鉴 于这些计划或申请结果存在重大不确定性，上述由市场情绪或投机驱动的波动突显了在市场狂热时保持警惕的必要性。股价剧 烈波动可能导致非理性决策，使投资者面临不必要的风险。 香港证监会与香港金管局呼吁公众应保持谨慎，深入分析相关资讯，避免只基于市场炒作或价格势头作出非理性投资决策。公 众应谨记在波动环境中作出深思熟虑及有根据的决定，对于减低风险至为重要。 来源：香港金融管理局官网 校对：冉燕青 责编：汪云鹏 ...

Group 1 - The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) have issued a joint statement regarding recent market fluctuations related to stablecoins, which appear to stem from announcements and speculations about applying for stablecoin issuer licenses in Hong Kong [1] - The HKMA reiterated that it will adopt a prudent and robust approach when considering applications for stablecoin issuer licenses, setting high thresholds for approval [2] - The statement emphasizes that expressing intent or submitting a license application does not guarantee approval, as the final decision will depend on whether the application meets licensing conditions [2] Group 2 - The recent market volatility driven by speculation highlights the necessity of maintaining vigilance during periods of market enthusiasm, as significant price fluctuations can lead to irrational decision-making and expose investors to unnecessary risks [2]

Group 1 - The State Council's press conference introduced personal consumption loan interest subsidy policies and service industry loan interest subsidy policies, emphasizing their importance to financial consumers [2] - The Financial Regulatory Administration will guide loan institutions to strengthen their responsibilities and optimize financial services to ensure effective implementation of the personal consumption loan interest subsidy policy [2] - Loan institutions are required to conduct differentiated credit granting based on market principles, setting reasonable loan limits, terms, and interest rates while ensuring timely disbursement of funds [2][3] Group 2 - Loan institutions must enhance their information systems to identify eligible consumption information, including single purchases below 50,000 yuan and significant expenditures in key areas such as automobiles, education, and healthcare [3] - There will be strict supervision of loan institutions to ensure compliance with the regulations set by the Ministry of Finance regarding the management of loan funds and risk control [3] - The Financial Regulatory Administration will incorporate the execution of personal consumption loan interest subsidy policies into daily supervision, ensuring the authenticity and compliance of subsidy data and related materials [3]