来源：上海金融法院 裁判要旨 在《机动车交通事故责任强制保险条例》（以下简称《交强险条例》）第三条、第二十一条第一款并未 明确"第三者"范围以及如何解释"车上人员"的情况下，不能仅以事故发生时人员所处的位置作为其是否 属于"本车人员"。 对商业三者险中"第三者"的理解，应当与交强险项下的"第三者"理解保持一致，即非"司乘人员"的应属 于"第三者"范围，除非保险合同对"第三者"作出了特殊约定。 案情回顾 原告：上海烨某货物运输代理有限公司（以下简称烨某公司） 被告：某财产保险股份有限公司上海市分公司（以下简称某财产保险公司） 法院经审理查明，2022年7月30日，烨某公司向某财产保险公司投保交强险和商业三者险，保险期间均 为2022年8月31日0时0分起至2023年8月30日23时59分止。商业三者险条款约定："本保险合同中的'第三 者'是指因被保险机动车发生意外事故遭受人身伤亡或者财产损失的人，但不包括被保险机动车本车车 上人员、被保险人。""本保险合同中的车上人员是指发生意外事故的瞬间，在被保险机动车车体内或车 体上的人员，包括正在上下车的人员。" 另案生效判决中，法院判决钱某的损失由烨某公司承担45%的赔 ...

Group 1 - The capital market is increasingly focused on the trend of deposit migration, with a potential increase of approximately 2-4 trillion yuan in activated funds flowing into non-deposit investment areas by 2026 [1] - The maturity schedule for deposits in 2026 is expected to be more front-loaded, with 32 trillion yuan of long-term deposits maturing, an increase of 4 trillion yuan year-on-year, and 61% of these deposits maturing in Q1 [1] - The current environment suggests a slight increase in risk appetite among Chinese residents, with asset allocation trends shifting towards more liquid deposits and asset management products [2] Group 2 - The demand for insurance is expected to increase, particularly from the bank insurance channel, with premium income projected to grow year-on-year [3] - Bank wealth management is positioned advantageously, but there are concerns regarding net value fluctuations post-valuation adjustments, with a projected growth rate of 8-12% for wealth management in 2026 [3] - The low interest rate environment and deepening capital market reforms are likely to enhance the attractiveness of fixed-income products, with liquidity for bond funds being supported by recent regulatory changes [3]

Group 1 - The core point of the article highlights the significant sell orders for major stocks, specifically Citic Securities and Ping An Insurance, amidst a strong A-share market performance [1][4]. - Citic Securities experienced a massive sell order of 492,165 lots (49.22 million shares) valued at approximately 1.45 billion yuan, which accounted for 21.25% of its total trading volume of 6.83 billion yuan for the day [1][2]. - Ping An Insurance had a sell order of 30,501 lots (3.05 million shares) valued at around 220 million yuan, representing 3.32% of its total trading volume of 9.197 million lots [2][3]. Group 2 - Citic Securities has seen significant sell orders on multiple occasions, marking this as the fourth instance of such large sell orders, with previous occurrences involving sell orders of 3.1 billion yuan and 900 million yuan [4]. - The broader market context shows that while major indices have reached new highs, 95% of individual stocks have not yet surpassed their previous highs, indicating a concentration of gains among a few sectors [5]. - Goldman Sachs has recommended an overweight position in A-shares and H-shares for 2026, predicting a 20% increase in the MSCI China Index and a 12% increase in the CSI 300 Index, driven by strong earnings growth and favorable market conditions [6].

Core Viewpoint - The first edition of the "Commercial Health Insurance Innovative Drug Directory" has been implemented, which includes 19 innovative drugs with significant clinical value that exceed the payment capacity of basic medical insurance, potentially benefiting participants of the Huiminbao insurance program [1][3]. Group 1: Innovative Drug Directory - The directory includes drugs for critical areas such as tumors, rare diseases, neurodegenerative diseases, and metabolic diseases, filling gaps in the basic medical insurance catalog [1]. - CAR-T therapy is highlighted as a significant treatment option for difficult-to-treat blood cancer patients, with potential survival rates increasing from six months to over five years, although its high cost limits accessibility [1][3]. Group 2: Implementation Challenges - The successful use of these innovative drugs in hospitals remains a challenge, with some hospitals still navigating the application process for these drugs [2][3]. - The "three exclusions" policy allows drugs in the commercial health insurance directory to be excluded from basic medical insurance self-payment rate indicators and centralized procurement monitoring, but does not resolve the challenges of hospital access for these high-value drugs [3][4]. Group 3: Insurance Product Design - Some Huiminbao products have begun to integrate the innovative drug directory, offering increased reimbursement rates for drugs used during hospitalization [4][5]. - The reimbursement for innovative drugs is contingent upon their successful admission into hospitals, and if not, patients may not receive coverage for these drugs [4][5]. Group 4: Regulatory Support - Local medical insurance bureaus are encouraging retail pharmacies to stock drugs from the commercial health insurance innovative drug directory, which may help address the hospital admission challenges [5][6]. - There is ongoing dialogue between innovative drug companies and commercial insurance providers to explore the inclusion of these drugs in special drug directories, potentially bypassing hospital admission requirements [5][6]. Group 5: Coverage Variability - Some Huiminbao products show significant differences in reimbursement rates for pre-existing conditions versus non-pre-existing conditions, with non-pre-existing conditions receiving a higher reimbursement rate [5][6]. - Recent notifications from multiple local medical insurance bureaus support the design of new products by commercial insurance institutions based on the innovative drug directory to better meet patient needs and reduce medical costs [6].

（文章来源：北京商报） 北京商报讯1月7日，河北金融监管局发文表示，河北金融监管局迅速做好雨雪冰冻天气保险服务工作， 指导辖内保险公司提前做好人员、车辆、物资准备，依托微信等网络平台发布预警提示，最大程度减少 人身及财产损失。畅通服务热线，及时调配专员做好救援查勘理赔工作。目前，已受理理赔案件2万余 件，估损金额超1.4亿元，理赔金额超2500万元。 ...

Domestic Market Overview - The domestic market experienced a rise in both volume and price, with the Shanghai Composite Index closing at 4083.67 points, up 1.5%, and the Shenzhen Component Index at 14022.55 points, up 1.4% [1][8] - A total of 28 out of 30 sectors in the CITIC index saw gains, with non-ferrous metals, non-bank financials, and defense industries leading the increases, while only the telecommunications sector experienced a slight decline [1][8] - The total trading volume for the A-share market reached 28,323 billion yuan, showing a significant increase compared to the previous day [1][8] Driving Factors - The People's Bank of China has deployed key work for 2026, emphasizing the flexible and efficient use of various monetary policy tools, including reserve requirement ratio cuts and interest rate reductions, to maintain ample liquidity [9] - On the same day, 4,108 stocks in the A-share market rose, while 1,222 fell, indicating strong market sentiment with 395 stocks rising over 5% and 144 hitting the daily limit up [9] Industry Insights - The civil aviation sector is projected to surpass 500 million passengers by 2025, making China the world's largest aviation population country [13] - The civil aviation industry is expected to see a 26.9% increase in total transport turnover, a 16.7% increase in passenger transport volume, and a 35.1% increase in cargo transport volume compared to 2019 [13] - Fixed asset investment in civil aviation during the 14th Five-Year Plan period is expected to reach a record high, with 6,300 billion yuan invested, adding 49 new runways and 2,232 new parking spaces [13] Global Market Overview - On January 6, the three major U.S. stock indices all closed higher, with the Dow Jones up 0.99%, the S&P 500 up 0.62%, and the Nasdaq up 0.65% [2] - However, the major Chinese concept stocks saw a decline, with BOSS Zhipin dropping over 6% [2]

重庆发展投资有限公司收购安诚财产保险股份有限公司股权案 公示日期：2026年1月7日至2026年1月16日 联系邮箱：jyzjz@samr.gov.cn 附件下载： ...

来源：投基摸狗 | く返回 | 青春的泥沼 | | --- | --- | | 公开 | | | | 1.1 万 青春的泥沼 Y = ) 同学 | | | 26-1-7 14:10 发布于 北京 来自 微博网页版 | | | 今天小红书上有个金融圈的瓜: | | | 某期货公司,年终奖发的太晨殊,员工在公司大群直接公开质疑领导发的是员工的 | | | 几十倍。 | | | 然后你以为这就完了? | | | 后续是,有员工直接开着直播去找领导,领导也不惯着,直接动手了。 | | | 不知道具不具同一个品工 新不说哪家公司了 给的过公司的人求找我 | 我跟大家说：元旦那几天基金圈的人也没闲着，1月4日是周日，#a股# 不开盘，按理来说基金公司的人 不用上班。 结果你也知道，发生了委内瑞拉这事#委美冲突# 一堆基金圈的人，当天晚上开始加班，准备黄金或是有色矿业，甚至石油相关的基金材料，结果股市这 又搞出一个脑机接口的概念。 以至于今天网上很火的某期货公司这个瓜，股民基民最好的评论是：领导打员工，导致"脑震荡"——利 好脑机接口概念股。这评论把我笑死。 还有基金公司的人，元旦假期，都没敢长途旅游，都是短途旅游休息一下 ...

1月7日金融一线消息，上海金融监管局发布《关于Chin Meng Hwi （秦明慧）瑞再企商保险有限公司总 经理任职资格的批复》，核准Chin Meng Hwi （秦明慧）瑞再企商保险有限公司总经理的任职资格。 责任编辑：曹睿潼 1月7日金融一线消息，上海金融监管局发布《关于Chin Meng Hwi （秦明慧）瑞再企商保险有限公司总 经理任职资格的批复》，核准Chin Meng Hwi （秦明慧）瑞再企商保险有限公司总经理的任职资格。 责任编辑：曹睿潼 ...

Core Points - Berkshire Hathaway has increased the salary of new CEO Greg Abel to $25 million, significantly higher than the $100,000 annual salary of his predecessor Warren Buffett, who held the position for over 40 years [1] - Abel, aged 63, officially became CEO on January 1 after serving as Vice Chairman overseeing non-insurance operations for eight years [1] - Abel's compensation includes a salary of $21 million for 2024, $20 million for 2023, and $16 million for 2022, plus a $3 million bonus [1] - Buffett has also granted the same compensation amounts to Ajit Jain, Vice Chairman responsible for insurance operations, from 2022 to 2024 [1] - Buffett, aged 95, has led Berkshire Hathaway for over 60 years, transforming it into a conglomerate with a market value exceeding $1 trillion and nearly 200 businesses [1] - Buffett remains the Chairman of the Board and is one of the wealthiest individuals globally, with Berkshire's executive compensation plan being noted as "different" from most public companies [1] Additional Information - Abel holds approximately $171 million worth of Berkshire stock and sold 1% of his stake in Berkshire Hathaway Energy for $870 million in 2022 [2]