（原标题：中央财办有关负责同志详解2025年中央经济工作会议精神） 人民财讯12月16日电，当前经济形势怎么看？"十五五"新开局重点任务如何推进？聚焦舆论关注的热点 问题，中央财办有关负责同志会后第一时间接受中央主要媒体采访，深入解读中央经济工作会议精神。 问：内需发展现状如何？提振消费、扩大投资的空间和动力在哪里？ 答：扩大内需是明年排在首位的重点任务。今年我国内需总体保持稳健，前三季度内需对经济增长贡献 率达到71%。提振消费政策成效明显，扩大有效投资扎实推进。我们也注意到，近几个月消费和投资增 速有所放缓，需要持续加力扩内需。 人民财讯12月16日电，当前经济形势怎么看？"十五五"新开局重点任务如何推进？聚焦舆论关注的热点 问题，中央财办有关负责同志会后第一时间接受中央主要媒体采访，深入解读中央经济工作会议精神。 问：内需发展现状如何？提振消费、扩大投资的空间和动力在哪里？ 答：扩大内需是明年排在首位的重点任务。今年我国内需总体保持稳健，前三季度内需对经济增长贡献 率达到71%。提振消费政策成效明显，扩大有效投资扎实推进。我们也注意到，近几个月消费和投资增 速有所放缓，需要持续加力扩内需。 明年要把握消 ...

15日，山东省"服务消费新品牌"发布仪式在济南隆重举行，首批66家"服务消费新品牌"企业正式亮相。此次由山东省商务厅支持指导的服务消费新品牌培 育行动，是山东在国家大力推动服务消费发展的政策东风下，立足自身经济地位开展的全国首创性实践，为服务消费高质量发展注入了强劲动能。 政策引领，筑牢服务消费发展坚实框架 服务消费作为国民经济的核心增长极，已成为国家战略布局的重要领域。党的二十届四中全会明确提出"以放宽准入、业态融合为重点扩大服务消费"，为 行业发展锚定方向。今年商务部等9部门联合印发《关于扩大服务消费的若干政策措施》，从5个方面部署19项具体任务，为服务消费发展绘就清晰蓝图。 一系列顶层设计与政策部署，充分彰显了服务消费在经济发展中的重要作用，也为地方实践提供了根本遵循。 作为经济大省、人口大省与消费大省，山东始终将服务消费高质量发展摆在突出位置，构建起"政策引领、活动赋能、品牌支撑"的完整工作体系。在政策 保障上，山东连续出台重磅举措：今年1月，省政府办公厅印发《关于进一步促进服务消费高质量发展的若干措施》，推出30条针对性举措；9月再 推"1+3"稳经济政策包，其中《关于推动服务业高质量发展的若干措施 ...

Core Viewpoint - The joint issuance of the "Notice" by the Ministry of Commerce, the People's Bank of China, and the Financial Regulatory Administration aims to strengthen the collaboration between commerce and finance to boost consumption, with a focus on precise policies and innovative mechanisms to support sustained growth in consumer spending [4][17]. Group 1: Policy Framework - The "Notice" outlines a three-pronged approach with 11 specific measures to create a collaborative system for boosting consumption, emphasizing the importance of consumer spending as a driver of endogenous growth [4][5]. - A full-chain collaborative system is established to address the previous disconnect between commerce and financial institutions, transforming isolated efforts into a unified approach [5][6]. Group 2: Mechanism Innovation - Local commerce and financial management departments are required to establish a regular coordination mechanism, encouraging regions to develop specialized work plans [6]. - A shared project list system in the consumption sector is proposed to facilitate precise matching between project needs and financial resources, addressing issues of information asymmetry and delayed policy implementation [6][7]. Group 3: Policy Synergy - The "Notice" encourages the use of financing guarantees and loan interest subsidies to create a synergistic effect between fiscal and financial resources, particularly in the automotive sector [7]. - The combination of subsidies and financial incentives is expected to amplify the impact of consumption-boosting policies, as evidenced by the success of the "old-for-new" vehicle replacement program [7]. Group 4: Technological Integration - The introduction of digital RMB and smart contract red envelopes aims to enhance the efficiency of subsidy distribution and ensure targeted use of funds, improving the effectiveness of consumption policies [8]. - This integration of technology and policy is projected to increase the efficiency of consumption promotion measures by over 30% in pilot regions [8]. Group 5: Targeted Financial Support - The "Notice" outlines differentiated support strategies for five key consumption areas, including durable goods, service consumption, and new consumption models, to ensure precise allocation of financial resources [9][10][11][12]. - Specific measures include enhancing installment payment options and credit card services for durable goods, as well as expanding financing for service sectors like home services and tourism [10][11]. Group 6: Rural and Urban Market Development - The "Notice" proposes tailored loan products for rural markets and initiatives to enhance inbound consumption, aiming to stimulate growth in both urban and rural areas [14]. - The integration of local consumption activities with financial support is intended to empower rural economies and improve the sales of local agricultural products [14]. Group 7: Execution and Implementation - A robust execution framework is established to ensure that policy benefits reach businesses and consumers effectively, focusing on activity coordination, information sharing, and promotional efforts [15][16]. - Financial institutions are encouraged to actively participate in local consumption promotion activities, creating exclusive products and offers to stimulate consumer spending [15]. Group 8: Long-term Vision - The "Notice" signifies a shift towards a more precise and collaborative approach to consumption stimulation, addressing structural imbalances in the market and fostering a sustainable consumption ecosystem [17][18]. - The emphasis on long-term mechanisms, such as credit system development and new consumption cultivation, aims to ensure the continuous release of consumption potential [18].

一门手艺带富一个家庭，一个品牌带活一域就业。11月26日，渭南市2025年度市级劳务品牌评审会 举行。评审会创新采用"路演汇报+专家考评"机制，围绕品牌建设、人才培育、辐射效应、可持续发展 等核心维度量化评审，为劳务品牌提质升级精准把脉。 "这次评审会就像一场大考，让我们看到了自身优势，也明确了努力方向。"一名劳务品牌负责人 说，本次参评的20个劳务品牌覆盖农业、制造、文旅、餐饮、家政、电商等多元业态，既立足渭南地域 文化，又紧扣市场需求。 城市，这一地方特色美食已成为带动就业的强引擎。 除了美食餐饮领域，家政服务等民生领域的劳务品牌同样亮点纷呈。"渭南三贤家嫂"便是家政类劳 务品牌的佼佼者。"2024年8月，'渭南三贤家嫂'被认定为市级劳务品牌，我们公司也被认定为该劳务品 牌的创建引领单位。"渭南市秦嫂家政有限责任公司总经理李刚说，在技能培训方面，公司通过专业 化、标准化、系统化的家政技能培训，严格按照统一标准、统一考核认定、统一资格证书的要求，确保 学员具备高水平的职业技能。3年来，"渭南三贤家嫂"劳务品牌累计带动就业超6000人，员工人均月收 入超6000元。 近年来，渭南市始终将劳务品牌建设作为贯彻就 ...

Core Viewpoint - The joint notice issued by the Ministry of Commerce, the People's Bank of China, and the Financial Regulatory Bureau aims to strengthen the collaboration between commerce and finance to boost consumption significantly [1][2]. Group 1: Policy Measures - The notice outlines 11 policy measures across three main areas: enhancing collaboration between commerce and finance, increasing financial support for key consumption areas, and expanding cooperation among government, finance, and enterprises [2][4]. - It emphasizes the need for local departments to improve communication and cooperation mechanisms, encouraging the integration of fiscal funds, credit, and social capital to implement specific measures effectively [2][5]. Group 2: Financial Support for Consumption - Financial institutions are encouraged to focus on five key areas: upgrading product consumption, expanding service consumption, fostering new consumption types, innovating diverse consumption scenarios, and supporting consumption assistance [2][7]. - Specific measures include enhancing financial services for durable goods and digital products, improving service consumption policies, and promoting new consumption models such as green and digital consumption [7][9]. Group 3: Government-Finance-Enterprise Cooperation - The notice encourages joint promotional activities for consumption, urging financial institutions to participate in local initiatives and develop tailored financial products to meet diverse consumer needs [2][11]. - It also highlights the importance of information sharing between local commerce departments and financial institutions to facilitate precise service delivery and enhance credit availability in the consumption sector [11][12].

北京商报讯（记者 宋亦桐）12月14日，来自商务部官网消息，为引导金融机构聚焦消费重点领域加大 支持力度，助力提振和扩大消费，商务部办公厅、中国人民银行办公厅、金融监管总局办公厅发布《关 于加强商务和金融协同 更大力度提振消费的通知》指出，完善"1+N"政策措施体系，加大服务消费政策 支持力度。结合家政、住宿餐饮、文体娱乐、教育、旅游、养老托育等重点服务消费发展趋向和特点， 创新金融产品和服务，更多嵌入消费场景、融入消费生态。 用好用足服务消费与养老再贷款，激励引导金融机构在自主决策前提下加强对接服务，积极向服务消费 领域和养老领域经营主体发放贷款；建立健全重点企业、项目和活动推介机制，主动向金融机构推送。 ...

商务部等三部门发布关于加强商务和金融协同，更大力度提振消费的通知。其中提到，扩大服务消费。 完善"1+N"政策措施体系，加大服务消费政策支持力度。结合家政、住宿餐饮、文体娱乐、教育、旅 游、养老托育等重点服务消费发展趋向和特点，创新金融产品和服务，更多嵌入消费场景、融入消费生 态。用好用足服务消费与养老再贷款，激励引导金融机构在自主决策前提下加强对接服务，积极向服务 消费领域和养老领域经营主体发放贷款；建立健全重点企业、项目和活动推介机制，主动向金融机构推 送。扩大知识产权、科技成果等无形资产质押融资服务，丰富适合小微企业的金融产品，发展商业保险 年金、商业健康保险、意外伤害保险等保险产品，提高金融对服务消费的适配性，促进优化服务供给。 ...

Core Insights - The Shandong Province Service Consumption New Brand Launch Conference will take place on December 15, supported by the Shandong Provincial Department of Commerce and organized by Shandong Digital Culture Group, aiming to showcase innovative achievements in service consumption and establish a new brand alliance for high-quality industrial development [1][2] Group 1: Event Overview - The conference theme is "New Services, New Dynamics, New Future," focusing on service innovation practices and identifying industry benchmarks [1] - The event will feature the establishment of the Shandong Service Consumption New Brand Alliance, which aims to create an ecosystem for resource sharing, experience exchange, and collaborative innovation [2][3] Group 2: Brand Selection Process - The first batch of "New Service Consumption Brands" was cultivated with participation from 239 enterprises across 16 cities, covering key sectors such as entertainment, tourism, dining, housekeeping, elderly care, health consumption, and sports [3] - After a comprehensive selection process, 66 enterprises were recognized for their outstanding innovation capabilities and market reputation [3] Group 3: Brand Alliance Objectives - The alliance aims to break down information barriers and development bottlenecks among enterprises, facilitating efficient resource flow within the industry [2] - It will organize regular communication activities and build cooperation bridges to help enterprises grasp industry trends and tackle common challenges in service upgrades [2] Group 4: Conference Activities - Representatives from the newly recognized brands will share their innovative paths and successful experiences in quality enhancement, scenario construction, and model upgrading [4] - An interactive experience area will be set up at the conference to showcase the unique services and core products of the recognized enterprises, fostering direct communication between businesses and consumers/investors [4] Group 5: Economic Impact - The launch of the new brand alliance and the emergence of quality new brands are expected to inject strong momentum into Shandong's economic growth, revitalizing the service consumption market [4]

Core Viewpoint - The article emphasizes the importance of stabilizing the new birth population in China to avoid rapid population decline and to optimize the age structure, which is crucial for balanced population development [3][4]. Group 1: Population Trends - In 2024, China's birth population is projected to be 9.54 million, an increase of 520,000 from 2023, marking the first rise since 2017, with a birth rate of 6.77‰, up by 0.38 per thousand from the previous year [3]. - Since 2022, China's population has entered a reduction phase, with a total decrease of 4.32 million over the past three years, characterized by declining birth rates, aging population, and regional population disparities [3]. Group 2: Marriage and Birth Support Policies - The article highlights the advocacy for a positive marriage and childbirth culture, with policies aimed at reducing the costs of childbirth, upbringing, and education through subsidies and tax deductions [4][6]. - Data from the Ministry of Civil Affairs shows that in the first three quarters of 2025, marriage registrations reached 5.152 million pairs, an increase of 405,000 pairs or 8.5% year-on-year [4]. Group 3: Incentives for Marriage - Various regions in China are implementing marriage incentives, such as cash rewards for newlyweds, with some areas offering up to 1,500 yuan for couples meeting specific criteria [5]. - The implementation of the revised Marriage Registration Regulations has made marriage registration more convenient, allowing couples to register anywhere in the country without needing a household registration book [5]. Group 4: Childcare Support System - A comprehensive childcare support system is being established, including annual subsidies of 3,600 yuan for each child under three years old starting January 1, 2025, and the removal of fees for the last year of public kindergarten [6][7]. - As of now, there are 126,000 childcare service institutions in China, with a total of 6.657 million childcare spots, exceeding the target set in the 14th Five-Year Plan [8].

Group 1 - In November, China's CPI increased by 0.7% year-on-year, matching expectations, and up from 0.2% in the previous month [1][19] - The PPI decreased by 2.2% year-on-year, slightly worse than the expected decline of 2.0% and a previous decline of 2.1% [1][19] - The rise in CPI was driven by a significant rebound in food prices, while PPI's decline was influenced by high base comparisons from the previous year and ongoing supply-demand structural optimization in certain industries [20][21] Group 2 - The overall improvement in domestic supply-demand relationships is expected to lead to a gradual narrowing of PPI declines, supported by ongoing capacity governance in key industries [20][21] - International commodity prices have generally risen, while domestic demand remains weak, but some industries are experiencing price increases due to improved supply-demand fundamentals [20][21] - The core CPI maintained a high year-on-year growth rate of 1.2%, with non-food prices rising by 0.8%, indicating effective consumer demand policies [20][21] Group 3 - Food prices shifted from a decline of 2.9% last month to an increase of 0.2%, significantly impacting the CPI [20][21] - Energy prices fell by 3.4% year-on-year, contributing to the overall inflationary pressure [20][21] - The service sector saw price increases, with notable rises in household appliances and clothing prices, reflecting the effectiveness of domestic demand expansion policies [20][21]