Market Overview - The U.S. stock market experienced a slight decline with the S&P 500 index falling for the third consecutive trading day, closing down 9.50 points or 0.14% at 6896.24 points. The Nasdaq Composite index dropped 55.27 points or 0.24% to 23419.08 points, while the Dow Jones Industrial Average decreased by 94.87 points or 0.20% to 48367.06 points [1] - The communication services sector saw gains, primarily driven by Meta Platforms, which rose by 1.1% following its announcement to acquire AI startup Manus to enhance AI integration on platforms like Facebook and Instagram [2] Company Performance - Meta Platforms' acquisition of Manus is aimed at accelerating the integration of advanced AI technologies into its platforms, indicating a strategic move to enhance user engagement and technological capabilities [2] - Other major tech stocks showed mixed performance: Tesla fell by 1.13%, Nvidia by 0.36%, Microsoft rose by 0.08%, Apple decreased by 0.25%, and Amazon increased by 0.20% [2] Financial Sector Insights - The financial sector faced notable pressure, with Goldman Sachs down 0.87% and American Express down 0.51%. Citigroup also fell by 0.8% after announcing the sale of its remaining business in Russia, which is expected to result in a pre-tax loss of approximately $1.2 billion due to currency conversion issues [3] Economic Indicators - The Federal Reserve's December meeting minutes revealed a thorough discussion on inflation and employment risks before deciding to lower the federal funds rate target range by 25 basis points. However, there was no broad consensus among officials regarding the necessity and timing of the rate cut [4] - The next Federal Reserve meeting is scheduled for January 27-28, with the market generally expecting the benchmark interest rate to remain unchanged [5] Real Estate Market - Recent data indicated that U.S. home prices in October experienced the slowest year-over-year growth in over 13 years. However, pending home sales in November increased by 3.3%, surpassing the market's previous expectation of 1% [5]

Market Overview - The U.S. stock market indices experienced slight declines for the third consecutive trading day, with the S&P 500 down 0.14% to 6896.24 points, the Nasdaq down 0.24% to 23419.08 points, and the Dow Jones down 0.2% to 48367.06 points, reflecting a lack of significant market catalysts during the year-end holiday period [1][3]. Metal Market - Following a significant drop, metals such as silver and copper rebounded sharply, with Comex silver futures rising nearly 8% after a 7% drop, and London spot silver increasing over 5%. Copper also saw a daily increase of over 3% after a previous decline [5][7]. - Nickel prices surged by 6% due to Indonesia's plans to cut production, reaching a nearly one-year high [5]. Company Performance - In the tech sector, notable stock movements included Nvidia down 0.36%, Apple down 0.25%, Google-A up 0.09%, and Meta up 1.10% after announcing the acquisition of Manus. Tesla saw a decline of 1.13% [8]. - Chinese stocks showed mixed results, with the Nasdaq China Golden Dragon Index down 0.27%. Alibaba fell 0.76%, while Baidu rose 4.39% [8]. Tesla Deliveries - Tesla's stock dropped over 1% after the company published delivery estimates for Q4 2025, projecting 422,850 vehicle deliveries, a 15% year-over-year decline. Other analysts estimated deliveries at 440,907, reflecting an 11% decrease [9][11]. Investment Activities - SoftBank has reportedly completed a $40 billion investment commitment to OpenAI, marking one of the largest private financings in history and enhancing SoftBank's strategic positioning in the AI sector [12]. - Nvidia is in advanced talks to acquire Israeli AI startup AI21 Labs for up to $3 billion, focusing on its highly skilled workforce [14].

人无信不立。随着个人信用重要性日益凸显，信用修复问题也备受关注。中国人民银行日前发布一次性 信用修复政策，符合相关条件的逾期信息将不会在个人信用报告中予以展示，助力个人高效便捷重塑信 用，卸下"包袱"轻装前行。 当今社会，个人信用早已超越金融范畴，成为人们融入社会、追求美好生活的"通行证"。对信用受损者 而言，不良记录如同一道无形的"紧箍咒"，令其在贷款、求职、出行等方面处处受限。不良记录的产 生，有的源于缺乏诚信意识的主观故意，也有的是因失业、疾病等客观原因导致的"无心之失"。信用修 复政策为那些非恶意失信且已积极改正的人提供"出路"，避免因一次失误而长期受限。 根据政策，对于2020年1月1日至2025年12月31日期间单笔金额不超过1万元人民币的个人逾期信息，个 人于2026年3月31日（含）前足额偿还逾期债务的，金融信用信息基础数据库将不予展示。这既体现了 制度的善意与精准，也显示出惩教结合、标本兼治的现代治理理念，有助于激发微观主体活力，也有利 于金融机构更加精准识别个人信用状况，进一步提升普惠金融服务质效，更有利于构建崇信向善的诚信 社会。 不过，"一次性"也意味着适用范围有限，未来制度善意能否覆 ...

每经编辑｜陈鹏程 王晓波 1 隔夜市场 美股三大指数收盘均小幅下跌，纳指跌0.24%，道指跌0.2%，标普500指数跌0.14%；大型科技股涨跌不一，英特尔、Meta涨超1%，微软、谷歌、亚马逊小 幅上涨；特斯拉跌超1%，苹果、英伟达、奈飞小幅下跌。纳斯达克中国金龙指数跌0.26%，中概股涨跌不一，百度涨超4%，蔚来涨超3%，网易涨近1%； 京东跌近2%，金山云跌近1%。 美联储发布12月货币政策会议纪要，多数与会者支持在12月降息；少数与会者认为，12月降息并不合理。一些支持降息的与会者表示，这一决定权衡得很微 妙，他们本也可以支持维持利率不变。多数官员认为劳动力市场风险仍偏下行，同时又普遍认为通胀风险偏上行。 国际油价走低，截至发稿时，美油主力合约跌0.24%，报57.94美元/桶；布伦特原油主力合约跌0.31%，报61.3美元/桶。 国际贵金属反弹，截至发稿时，现货黄金涨0.39%，报4348.89美元/盎司；COMEX黄金期货涨0.50%，报4365.8美元/盎司。白银大幅走高，现货白银涨 6.02%，报76.51美元/盎司；COMEX白银期货涨8.57%，报76.5美元/盎司。 欧洲三大股指收盘全线 ...

全链条金融助力县域制造业发展。"担保+数据""保险+行业"……山西金融投资控股集团有限公司统筹保 险、基金、担保、证券等金融工具，助力产业升级和适度多元发展。集团党委书记、董事长王振宇介 绍，已设立2亿元的"山西新引擎专业镇产业投资基金"，将统筹运用创新金融服务工具，助力"专业 镇"做大做强。 在山西，"专业镇"是一种以县（市、区）为基本地理单元的集群经济形式。作为首批省级重点"专业 镇"，晋中市太谷玛钢专业镇拥有"中国玛钢产业基地"等多个称号。 坐落于此的卡耐夫集团（山西）管道系统有限公司起步于玛钢管件等的生产，今年又投产了两条机器人 自动化生产线，主营产品实现了向新能源汽车刹车盘等领域的转型。"转型升级得益于金融款项的及时 投放。"公司董事长周永军介绍。 有市场、有订单，但是缺抵押。如何帮企业转型升级？2023年，山西再担保公司调研发现，该企业的电 费与产销规模呈正向关联，并基于调研发布了"镇兴保·太谷玛钢保"产品，精准核定担保额度。通过增 信，地方银行给予该公司的授信额度从300万元提至1000万元。 针对"专业镇"产业规模整体偏小等现状，金融服务模式持续迭代：中煤保险围绕"专业镇"企业上下游， 丰富产 ...

Core Viewpoint - The International Monetary Fund (IMF) has proposed a three-month extension of Ghana's Extended Credit Facility (ECF) program to allow for the implementation of reforms necessary for the sixth and final review of the program [1][2] Group 1: ECF Program Extension - The proposed extension would move the end date of the ECF program from May 2026 to August 2026 [1] - The extension aims to facilitate consensus on policies needed to complete the sixth review and to provide adequate time for the preparation and distribution of board documents [1] Group 2: Program Modifications - The IMF has suggested modifications to Ghana's program, including changes to indicative targets (IT) and monetary policy consultation clauses (MPCC) [1] - Adjustments to the basic balance and non-oil revenue investment targets are expected by the end of March 2026 to align with macroeconomic developments [1] Group 3: Economic Performance and Risks - Ghana's ECF arrangement, approved in May 2023, allows access to funds equivalent to 303.8% of its quota, approximately $3 billion [2] - Despite satisfactory execution of the program, the IMF expressed concerns about Ghana's economic outlook, citing risks from external factors such as commodity price volatility and potential policy missteps [2] - Delays in comprehensive debt restructuring pose additional risks, alongside vulnerabilities related to regional conflicts and energy sector recovery plans [2]

格隆汇12月30日｜标普500指数开盘变化不大，科技股涨跌互现。周二的成交量可能会保持清淡；此前 周一的成交量较20天平均水平低了近40%。Piper Sandler & Co.的首席市场技术人员Craig Johnson在一份 报告中写道："过去几周，尽管因假期导致交易日缩短，但市场仍带着平静的信心走高。"他补充 说，"市场广度继续改善，趋势指标仍然具有建设性，波动率已突破关键支撑位。" ...

记者注意到，新版《业务规则》第七条对境外机构接入CIPS进行了明确，"境外机构申请成为直接参与 者的，可委托符合条件的直接参与者作为资金托管行"，而原来的《业务规则》提出，"境外机构应当委 托境内银行类直接参与者作为其资金托管行"。 据悉，新版《业务规则》内容共涵盖"总则""账户管理""业务处理""结算机制""风险管理与应急处理""附 则"六章，细分为三十条。 记者对比发现，相较于2018年版本，新版《业务规则》取消了"参与者管理"专章，只在第一章的"总 则"中要求运营机构应当制定参与者管理办法，并明确参与者加入和退出管理、参与者报告事项及参与 者风险管理等有关要求，同时参与者应当按照运营机构制定的参与者管理办法开展业务。 "近年来，人民币跨境支付系统呈现出迅猛的发展态势，业务量与参与者规模均实现大幅增长，使得原 有的《业务规则》在诸多方面暴露出执行方面的困难。"博通咨询金融行业资深分析师王蓬博对记者表 示，《业务规则》的修订是为了适应参与者规模扩大与管理需求。 跨境清算公司官网显示，截至目前，CIPS共有190家直接参与者，1567家间接参与者，其中亚洲1150家 （含境内565家），欧洲261家，非洲65 ...

Market Movements - US stock index futures are all down, with Dow futures down 0.06%, S&P 500 futures down 0.07%, and Nasdaq futures down 0.10% [1] - European indices show positive movement, with Germany's DAX up 0.25%, UK's FTSE 100 up 0.35%, France's CAC40 up 0.29%, and the Euro Stoxx 50 up 0.46% [2][3] - WTI crude oil is up 0.34%, priced at $58.28 per barrel, while Brent crude is also up 0.34%, priced at $61.70 per barrel [3][4] Economic Insights - Goldman Sachs supports the narrative of a "soft landing" for the US economy, driven by the easing of tariff pressures, tax cuts, and interest rate reductions. They predict strong growth resilience extending into 2026, with economic growth expected to exceed market forecasts [5] - Bank of America CEO Brian Moynihan warns against excessive focus on the Federal Reserve, stating that the US economy is much larger than the Fed and should not be overly influenced by its rate adjustments [6] Debt Market - The ICE BofA MOVE index, which measures expected volatility in the bond market, has dropped significantly to around 59, the lowest since October 2021, and is on track for one of the steepest annual declines since 2009 [7] Oil Market - OPEC+ is expected to reaffirm its decision to pause production increases in the first quarter of next year due to signs of oversupply in the global oil market, with oil prices having dropped 17% this year [8] Company News - Meta has agreed to acquire AI startup Manus, which could enhance its AI infrastructure and product offerings as part of a broader $600 billion investment in AI [9] - Lululemon's founder Chip Wilson has initiated a proxy battle to nominate three independent directors to the board amid dissatisfaction with the company's strategic direction and a significant drop in stock price [10] - MicroStrategy has purchased $108.8 million worth of Bitcoin, increasing its total holdings to 672,497 Bitcoins, valued at approximately $50.4 billion [11] - Tesla has publicly disclosed a more pessimistic forecast for Q4 vehicle deliveries, estimating 422,850 units, a 15% decline year-over-year, compared to a market estimate of 445,061 units [12]

Group 1 - The company is actively advancing its restructuring efforts, with plans to complete a transaction that will involve divesting its existing financial business and injecting high-quality nuclear power assets [1] - Following the restructuring, the company will become a consolidation platform for nuclear power operation assets under the State Power Investment Corporation [1] - Stakeholders are encouraged to pay attention to relevant announcements regarding the company's operational developments [1]