中国家庭对健康管理、教育规划与品质养老的需求日益增长，如何有效预见并填补这些关键领域的保障缺 口，成为每个家庭关注的焦点。 7月10日 ，华泰人寿保险股份有限公司（简称"华泰人寿"）在昆明举办 "预见缺口 守护未来 | Mind Your GAP" 发布会，正式推出 "保险 +" 全生命周期守护体系 。该体系围 绕健康、教育、养老三大人生课题，深刻洞察当前中国家庭保障缺口，并以 "资金 + 资源" 双重守护为核 心，整合健康医疗、教育规划、养老服务等多维资源，结合创新保险产品矩阵，打造 覆盖全生命周期的 保险和服务解决方案 ，旨在让更多中国家庭在人生各个阶段都能获得"可预见、可规划、可依赖" 的守护 力量。 健康守护 打造三级健康御防体系 织就锦绣前程 教育是每个家庭的重要课题和长期事业。近年来，我国家庭对子女教育愈加关注，对可稳定增值并能专款 专用的教育资金的需求尤为迫切。更重要的是，家长对优质教育资源的渴望强烈，但教育规划涉及学前教 育、中小学升学、大学选择、留学规划、职涯规划等多个阶段，专业性强且信息复杂，难免让家长在决策 中无所适从。 华泰人寿深刻理解教育难点与家长痛点，不仅通过 灵活年金类产品 为家 ...

本报讯 （记者杨笑寒）2025年7月10日，华泰人寿保险股份有限公司（简称"华泰人寿"）在昆明举办"预见缺口 守护未 来|Mind Your GAP"发布会，推出"保险+"全生命周期守护体系。该体系围绕健康、教育、养老三大课题，整合健康医疗、教育 规划、养老服务等多维资源，结合创新保险产品矩阵，打造覆盖全生命周期的保险和服务解决方案。 健康方面，华泰人寿提出"三级健康御防体系"，一级御防聚焦于健康人群的日常主动预防，二级御防针对亚健康人群，三 级御防专注于疾病人群，依托自身"乐享"健康服务，提供从健康守护、医疗关爱到重疾就医的全方位服务体系。 教育方面，华泰人寿通过灵活年金类产品为家长解决教育资金储备需求，并推出"睿享"成长教育服务，凭借"全学龄覆 盖、好资源直通、一对一定制"三大特色，为4—24岁客户子女提供涵盖成长测评、教育资讯、专家咨询等全年龄段发展路径规 划。 养老方面，华泰人寿以最新迭代的"康养3.0"战略，一站式解决客户的养老资金及服务需求。一方面，通过灵活年金、终身 寿险、税优个人养老金保险等产品，实现长期持续、稳健增值的养老资金规划，帮助养老人群实现资金的安心储备和长期规 划；另一方面，通过" ...

据了解，合作中心成立后，浙大一院将聚焦传染病、恶性肿瘤、神经精神疾病、老年健康、心血管 疾病、重症患者生命支持等关键研究领域共建联合研究体系，重点创建中阿疫苗创新与研发合作联盟； 切实解决阿拉伯国家医疗需求，建立远程就诊网络，持续接收来自阿拉伯国家医疗卫生机构的优秀医 师、高级管理人员来华进修，为阿拉伯国家特需人群提供国际化、定制化的健康服务；发挥学校与医院 中西医协同优势，平移转化医工信交叉技术，围绕重大需求清单开展重点联合攻关；推进中医药高质量 融入共建"一带一路"，以人工智能赋能阿拉伯国家公共卫生管理，全力打造中阿公共卫生研发转化孵化 地、公共卫生临床诊疗中心与疑难病诊疗目的地。 未来，合作中心将以"致广大而尽精微"的务实行动建设中国—阿拉伯国家医疗战线、科研战线、疫 苗战线联盟，实现医疗技术共享、管理模式互鉴和科研协同创新，为推动构建中阿卫生健康共同体贡 献"浙大智慧"和"浙一方案"。 浙大一院党委书记、合作中心负责人梁廷波表示，合作中心将依托浙大一院的优势公共卫生学科资 源，全力打造集卫生人才培养、卫生医疗合作、卫生科技合作"三大公共卫生合作体系"；同时全面加强 双方在卫生领域人才、技术、设备、科研 ...

Core Viewpoint - The article highlights the importance of a collaborative approach to youth mental health in Gongshu District, emphasizing the establishment of the "Sunshine Mentor" team to enhance support for students facing psychological issues [1][2]. Group 1: Initiatives and Programs - The "Sunshine Mentor" team consists of experienced mental health educators, community mental health specialists, and psychological guidance experts, aimed at providing cross-school support for students [1]. - Gongshu District has set up psychological health counseling stations in every primary and middle school, with at least one full-time psychological teacher in each campus, and one full-time psychological teacher per grade in high schools [1]. - The district has achieved a 100% certification rate for teachers holding psychological health C certificates and 34.6% for B certificates, exceeding provincial and municipal requirements [1]. Group 2: Collaborative Mechanisms - The district has pioneered a comprehensive "prevention-discovery-intervention" mechanism by integrating resources from medical, educational, and community sectors to support youth mental health [1]. - The "Sunshine Mentor" team can provide immediate diagnosis and intervention for students identified with psychological issues, addressing the reluctance of some parents to accept screening results [2]. - The initiative encourages collaboration among education, health, community, and legal systems to break down barriers, integrate resources, and explore new pathways for supporting youth mental health [2].

Core Viewpoint - The establishment of the first wholly foreign-owned specialized hospital, Pengruili Rehabilitation Hospital, in Guangzhou Huangpu District is a significant development in the healthcare sector, expected to commence operations by the end of 2026 [1] Group 1: Project Overview - The hospital is part of a collaboration between Guangzhou Development Zone and Pengruili Group, following the announcement of a pilot program by the National Health Commission to allow foreign-owned hospitals in specific cities [1] - The project is supported by multiple local government departments, including the investment promotion bureau and health commission, which are facilitating policy coordination and local hospital resource integration [1] Group 2: Company Background - Pengruili Group, headquartered in Singapore, specializes in healthcare and high-speed rail TOD (Transit-Oriented Development) and operates across several countries, including China, Singapore, Malaysia, and Indonesia [1] - The company's healthcare network currently spans 14 cities in China, managing over 25,000 hospital beds [1] Group 3: Strategic Advantages - The decision to establish the hospital in Guangzhou is attributed to three main advantages: a robust industrial ecosystem with a strong biomedicine and high-end medical equipment cluster, a wide-reaching geographical location that efficiently covers South China and cross-border medical needs, and an efficient business environment with comprehensive government support from project approval to industry integration [1] - The collaboration aims to integrate Singapore's healthcare experience with local needs, enhancing health services for residents in the Guangdong-Hong Kong-Macao Greater Bay Area and contributing to Guangzhou's goal of becoming a global medical innovation benchmark city [1]

Group 1 - The core viewpoint of the articles highlights the significant growth and strategic advancements of Ping An Good Doctor in the healthcare sector, particularly through AI technology and partnerships [1][2] - On June 30, Ping An Good Doctor's stock rose nearly 6% to HKD 9.07, marking a three-day consecutive increase and reaching a new high since late February [1] - The company announced a brand upgrade to "Ping An Good Doctor" on June 10, introducing a comprehensive AI medical product matrix called "7+N+1" aimed at enhancing user experience and service efficiency [1] Group 2 - The healthcare industry is increasingly leaning towards AI-enabled solutions due to the pressures from an aging population and rising chronic disease rates, positioning Ping An Good Doctor as a leader in this transition [2] - Analysts from Citigroup and Goldman Sachs express strong confidence in Ping An Good Doctor's strategic focus on enhancing user experience and its robust financial performance, with Citigroup listing it as a preferred stock [2] - The collaboration with Meituan aims to enhance health service offerings for commercial insurance users and expand O2O services to over 100 cities by the end of 2025, promoting digitalization in the healthcare sector [1]

转自：草原云 跨区域医疗协作的生动实践，折射出鄂尔多斯市医疗卫生服务体系改革的时代进步。鄂尔多斯市通过建 立"沪鄂协同""京蒙联动"等创新机制，成功实现优质医疗资源的"跨时空流动"，这种"不求所有，但求 所用"的智慧，为破解医疗资源分布不均难题提供创新样本。 为了能将优质的医疗资源带到百姓身边，近期，沪上知名专家已乘坐医疗合作的"专车"，来到鄂尔多斯 市妇幼保健院坐诊治疗，通过"沪鄂协同"，技术平移，两地打破跨省求医的时空壁垒，让患者无需远 行，在家门口享受优质、高效的医疗健康服务，极大地缓解了群众看病难的问题。 相信未来，鄂尔多斯在跨区域先进医疗技术的加持下，能够继续突破地理限制，完善长效协作机制，让 优质医疗资源的"源头活水"不断润泽暖城群众。 从天津市肿瘤医院与鄂尔多斯市中心医院，到北京协和医院与鄂尔多斯市中医医院，再到北京大学第三 医院与鄂尔多斯市中心医院，多年来，鄂尔多斯通过交流协作的方式，以人才培养和技术提升为重点， 源源不断地将发达城市的先进经验和技术输送进来，切实满足群众多元化、多层次的健康医疗需求，为 全市医疗健康事业高质量发展奠定坚实的基础。 医疗卫生服务是关系群众切身利益的"关键小事"， ...

6月28日从腾讯云获悉，腾讯与泰康保险集团达成新一轮全面战略合作。双方将进一步在云服务、人工 智能、保险业务、智慧医养、健康服务等方面展开深入合作。(人民财讯) ...

Investment Rating - The report maintains a "Buy" rating for the company with a target price of 37.00 HKD [8][9]. Core Insights - The company's core competitive advantage lies in high-quality membership and comprehensive lifecycle management, with traditional beauty services as the foundation, complemented by medical beauty and sub-health services to extend customer lifecycles and enhance customer stickiness [1]. - The company is actively increasing its dividend payout ratio, optimizing its shareholder structure, and implementing long-term incentive mechanisms, which may improve liquidity and indicate potential for PE valuation recovery [1]. - The company is expected to continue industry consolidation and business acquisitions to enhance market share and strengthen economies of scale [2]. Financial Performance - The beauty and health services revenue for 2024 is projected to reach 1.443 billion RMB, with a year-on-year growth of 20.9%, and the company plans to increase the number of direct and franchise stores [2]. - Medical beauty and sub-health services revenue for 2024 is expected to reach 928 million RMB and 201 million RMB, respectively, with significant growth rates of 9.1% and 98.9% year-on-year [3]. - The company anticipates net profits for 2025, 2026, and 2027 to be 315.33 million RMB, 367.89 million RMB, and 418.15 million RMB, respectively, indicating a robust growth trajectory [5][20]. Strategic Initiatives - The company has outlined three strategic initiatives aimed at maximizing shareholder value: establishing a long-term shareholder return mechanism, attracting quality long-term institutional investors, and implementing a core management equity incentive plan [4]. - The company aims to allocate no less than 50% of annual net profit attributable to shareholders for dividends from 2025 to 2027, barring special circumstances [4]. Valuation Metrics - The report assigns a PE ratio of 25x for 2025, reflecting the company's position as a leading brand in beauty and health, with a target price of 37.00 HKD based on this valuation [5]. - The company’s cash position is strong, with nearly 1.4 billion RMB at the end of 2024, supporting its stable business development and ongoing market share enhancement [5].

分红韧性筑底、 AI动能裂变、生态重构增长。 作者 | beyond 编辑 | 小白 在全球金融巨头竞逐的辽阔海域中，中国平安（601318.SH，02318.HK），这艘"金融航母"正以其独 一无二的航向，划破传统竞争的迷雾。 6月25 日， 中国 平安 "A+H" 联袂上涨， A股涨 1.92 %报 57.88 元，实现 强势 四 连升，股价创今年 以来新高；H股涨3%报 51.45 港元，亦走出 四 连 阳 ， 平安总市值重上万亿 关口 。 这不仅是对过 往战略布局的阶段性验证，更是市场对其"综合金融+医疗健康"生态模式持续创造价值的信心投票。 （来源：wind） 当同业机构普遍聚焦于保险或资管等传统金融业务时，平安已逐步构建起了一个整合金融、科技与医 疗健康的综合平台，形成了"综合金融+医疗健康"的双轮驱动模式。这种深度融合的战略布局，在全 球范围内具有相当的独特性。 当前，多重趋势交汇，为这一模式提供了发展契机：人口结构变化持续提升对保障与财富管理的需 求，技术革新不断拓展金融服务的边界，而全社会对健康服务的关注度也在显著升温。 而卓越公司则更进一步，如詹姆斯·莫尔在《竞争的衰亡》中描述的"商业生态 ...