Financial Performance - Operating earnings before fair value movements decreased by 8% to HK$5,227 million compared to HK$5,683 million in 1H2024[20, 85] - Total earnings decreased by 5% to HK$5,624 million compared to HK$5,951 million in 1H2024[20, 85] - Interim dividend remained stable at HK$0.63 per share, with a total 1H2025 dividend of HK$1.26 per share and a dividend yield of 48%[20] - Capital investment reached HK$8,213 million, a 21% increase from HK$6,809 million in 1H2024[25] Business Unit Performance - Hong Kong energy and related activities saw a 6% increase in operating earnings, reaching HK$4,568 million[27] - Chinese Mainland operating earnings decreased by 12% to HK$870 million due to lower market prices and curtailments[27] - EnergyAustralia experienced a significant 73% decrease in operating earnings to HK$167 million due to retail margin compression and the end of coal price caps[27] - Apraava Energy's operating earnings decreased by 61% to HK$79 million, impacted by one-offs from the KMTL transmission asset[27] Financial Structure and Liquidity - Net debt increased to HK$624 billion, resulting in a net debt to total capital ratio of 350%[53] - The company maintains a strong liquidity position with HK$266 billion in undrawn bank facilities and HK$30 billion in bank balances[53] Strategic Growth Plan - CLP aims to achieve approximately 6GW of renewable energy capacity in the Chinese Mainland by 2029[70] - Apraava Energy targets approximately 8GW of non-carbon investments by 2029[72] - EnergyAustralia aims for approximately 16GW of flexible capacity by 2030[75] Hong Kong Market - Local electricity sales decreased by 17% due to high base effect from temperature in 1H24[31] - The company is supporting customers and communities with over HK$200 million from the CLP Community Energy Saving Fund[31]

Financial Performance - Consolidated revenue increased by 7% year-over-year to $2426 million[21] - Consolidated EBITDA increased by 6% year-over-year to $771 million[21] - HKT revenue increased by 4% year-over-year to $2221 million, with EBITDA up by 3% to $818 million[20] - OTT revenue increased by 10% year-over-year to $153 million, with EBITDA up significantly by 51% to $44 million[20] - Free TV & Related revenue was $44 million, with EBITDA at $6 million[20] OTT Business (Viu) - Viu maintained its position as the No 1 Asian OTT platform in GSEA with 138 million paid subscribers[17] - Viu's subscription and advertising revenues grew by 27% and 29% year-over-year respectively[42] - Viu's EBITDA margin expanded by 8 percentage points year-over-year to 29%[42] HKT Business - Mobile services revenue grew by 5% year-over-year[92] - Local data revenue grew by 11% year-over-year[92] - Broadband revenue grew by 3% year-over-year[92] Cost Efficiency and Capex - Operating expenses decreased by 5% year-over-year[110] - Capex to revenue ratio improved to 58%[115] Dividend - 2025 Interim Dividend per share is 977 HK cents[28]

Financial Performance - Revenue increased by 1.5% YoY, reaching €620 million in H1'25 compared to €611 million in H1'24 [8, 39] - Adjusted EBITDA grew by 2.5% YoY, reaching €99 million in H1'25 compared to €97 million in H1'24 [8, 41] - Adjusted EBITDA margin increased by 20 bps to 16.0% in H1'25 from 15.8% in H1'24 [8, 41] - Net backlog decreased by 3.2% YoY, from €786 million in H1'24 to €761 million in H1'25 [8, 25] Order Intake - Overall order intake decreased by 9.2% YoY, from €514 million in H1'24 to €467 million in H1'25 [28] - Composite Yachts order intake decreased by 32.7% YoY [32] - Made-to-measure Yachts order intake decreased by 0.4% YoY [32] - Super Yachts order intake decreased by 7.2% YoY [32] Geographical Performance - Order intake in Europe increased by 3.8 million YoY [32] - Order intake in AMAS decreased by 21.9% YoY [35] - Order intake in APAC increased by 82.9% YoY [35] Revenue Breakdown - Revenue from Made-to-measure Yachts increased by 8.6% YoY, from €233.1 million in H1'24 to €253.1 million in H1'25 [39] - Revenue from Super Yachts increased by 26.5% YoY, from €82.5 million in H1'24 to €104.4 million in H1'25 [39]

Financial Performance - Total revenue increased by 4% year-over-year to $2,221 million[9], with revenue excluding mobile product sales also up by 4% year-over-year to $2,091 million[9,128] - Total EBITDA increased by 3% year-over-year to $818 million[9,128] - Adjusted Funds Flow increased by 3% year-over-year to $328 million[9,128] - Profit attributable to holders of share stapled units increased by 4% year-over-year to $265 million[128] Business Segments - Enterprise revenue increased by 11% year-over-year[9] - Broadband revenue increased by 3% year-over-year[9] - Mobile services revenue increased by 5% year-over-year to $537 million[9,135] - Local TSS revenue grew by 5% year-over-year[133] - Mainland China business achieved a remarkable growth of 13% year-over-year[97] Mobile Business - Post-paid customer base increased by 1% year-over-year to 3.478 million[41,135] - 5G customer base grew by 21% year-over-year to 1.894 million, representing 54% of the total post-paid base[45,135] - Consumer outbound roaming revenue in H1'25 grew by 11% year-over-year and reached 141% of pre-pandemic levels[43] Broadband and Pay TV - Consumer broadband net adds increased by 3% year-over-year[48] - Uptake of 2.5G service accelerated, with 141% year-over-year growth[48,132] - Now OTT customer base grew by 17% year-over-year[55,133]

Financial Performance - Revenue increased by 9.9% year-over-year, from $57298 thousand in 2024 to $62943 thousand in 2025[52] - Net profit increased by 13.4% year-over-year, from $19103 thousand in 2024 to $21665 thousand in 2025[52] - Software Licenses revenue saw a significant increase of 33.8% year-over-year, driven by strong growth of software subscriptions[53] - Recurring revenue increased by 12.5% year-over-year, from $15732 thousand in 2024 to $17698 thousand in 2025, accounting for 28.1% of total sales[58, 62] Business Growth and Partnerships - The number of Authorized Peplink & Starlink Solution Providers (ASPs) increased by 33%[22, 23] - The company is collaborating with Starlink, providing access to Starlink's product suite and user base[16] - The company entered into an agreement with Iridium to cross-promote solutions, opening opportunities for technical collaboration and cross-selling[21] Market Trends and Product Development - The company is focusing on edge computing, evolving routers into "intelligent edge nodes" for data processing[32, 33] - The company is developing new FWA-centric products and subscriptions to capitalize on the growing Fixed Wireless Access market[37, 38] Ecosystem and Verticals - The number of devices under subscription increased by 17.7% year-over-year[50] - The subscription take-up rate increased to 36.5% as of June 30, 2025, compared to 34.1% in December 2024[50, 62] - Top verticals by number of deals won include Enterprise (25%), Public Services (18%), and Maritime (10%)[45]

Financial Performance Highlights - The company's Q2'25 operating income increased by 14% year-over-year to $5509 million[5] - Non-Net Interest Income (Non-NII) saw a significant increase of 31% year-over-year in Q2'25, reaching $2806 million[5] - The underlying earnings per share (EPS) for H1'25 increased by 41% year-over-year to 139.2 cents[6, 42] - The tangible net asset value (TNAV) per share increased by 16% year-over-year to 1680 cents[8, 42] Capital Allocation and Shareholder Returns - A new share buyback program of $1300 million was announced[3, 39, 83] - The company is on track to return at least $8 billion to shareholders between 2024 and 2026[3, 57, 83] - Distributions of $6500 million to shareholders have been announced since FY'23 results, including $5300 million in share buybacks and $1200 million in ordinary dividends[40, 42] Business Segment Performance - Global Markets within CIB experienced substantial growth, with income up 47% year-over-year in Q2'25[43, 46] - Wealth Solutions in WRB continued its growth momentum, with income up 20% year-over-year in Q2'25[47] - Ventures segment profit before tax was $130 million in Q2'25, supported by a $238 million gain on the Solv India transaction with Jumbotail[51, 55] Strategic Outlook and Guidance - The company upgraded its 2025 income growth guidance to around the bottom of the 5-7% range at constant currency, excluding notable items[16, 57, 83] - The company expects low single-digit percentage growth in underlying loans and advances to customers for FY'25[34] - The company aims for operating expenses to be less than $12300 million in 2026[22, 57]

Financial Performance - Group retail sales increased by 10% in H1-25[11, 44, 47, 51] - Net revenues reached €2.74 billion, a 9% increase at constant exchange rates[12, 41, 44, 74] - Miu Miu experienced substantial growth of 49%[12, 47] - Prada sales decreased by 2%[12, 47] - EBIT adjusted margin remained steady at 22.6%, amounting to €619 million[12, 41, 53, 74] - Net income saw a slight increase of 1% to €386 million[53, 74] Strategic Investments - Capital expenditure totaled €247 million[12, 56] - Cash flow from operations was €696 million[41, 63] - The company maintains a solid balance sheet with a net cash position of €352 million[62, 63] Retail and Geographic Performance - Retail channel contributed 90% of net revenues[44] - Asia Pacific retail sales increased by 10%[51] - Europe retail sales increased by 9%[51] - Americas retail sales increased by 12%[51]

但生银行 HANG SENG BANK 1H25 results presentation 30 Jul 2025 1. A customer is classified as Mainlander (onshore or offshore) at account opening if they declare one of the following: 1) holding a PRC ID or China passport; OR being of Chinese nationality and residing in HK temporarily (e.g. student visa, work visa); OR being of Chinese nationality and having mandarin as their preferred language 2. Southbound loans refers to average customer loans booked in HK that originate from mainland China-based customers ▪ ...

2025 Interim Results Presentation July 2025 Contents 47 Appendix Please scan or click on the QR codes to view 2025 Interim Results Announcement 2025 Interim Results Investor Presentation 2Hang Lung Properties Limited 3 2025 Interim Results Highlights 20 Development Highlights 27 ESG Highlights 38 Mainland China Portfolio 42 Hong Kong Portfolio 48 HLP – Financial Highlights and Position 51 HLG – Financial Highlights and Position 2025 Interim Results Highlights Hang Lung Properties (101.HK) | | | | Operating ...

2025 Interim Results Presentation July 2025 Contents 47 Appendix Please scan or click on the QR codes to view 2025 Interim Results Announcement 2025 Interim Results Investor Presentation 2Hang Lung Properties Limited 3 2025 Interim Results Highlights 20 Development Highlights 27 ESG Highlights 38 Mainland China Portfolio 42 Hong Kong Portfolio 48 HLP – Financial Highlights and Position 51 HLG – Financial Highlights and Position 2025 Interim Results Highlights Hang Lung Properties (101.HK) | | | | Operating ...