稳定中小微企业的信贷资金使用预期，关键在于稳定银行信贷资金供给，后者能否保持稳定，很大程度 上取决于中小微企业贷款的信用风险水平与风险分担机制。贷款担保是信用风险分担机制的重要组成部 分，它有效解决了当企业还不上某笔贷款、银行出现信贷损失时，如何分担、补偿损失的这一难题。 风险补偿有助于降低金融机构顾虑，撬动更多信贷资金流向中小微企业，根据此次发布的《关于实施民 间投资专项担保计划的通知》，符合条件的中小微企业因为生产场景的拓展、改造、升级，以及改扩建 厂房、店面装修等生产经营活动需要的中长期贷款，均可获得支持。 （文章来源：经济日报） 中小微企业用得起信贷资金的背后，贷款贴息政策发挥了重要作用。虽然近年来我国中小微企业综合融 资成本持续下行，但对于企业来说，利息支出仍是一笔不小的开销，且具有刚性约束。贷款贴息政策用 真金白银直接降低了中小微企业的信贷资金成本，助力企业轻装上阵。此次发布的《关于实施中小微企 业贷款贴息政策的通知》明确提出，对2026年1月1日起经办银行发放的、符合条件的中小微民营企业固 定资产贷款和中小微民营企业参与项目使用的新型政策性金融工具资金，中央财政按照贷款本金给予年 化1.5个百分 ...

Core Viewpoint - The article highlights the significant increase in soybean production in China, with a focus on the importance of high-quality development in the agricultural sector, particularly in the soybean industry, as a means to ensure food security and enhance the value chain of agricultural products [1][4]. Group 1: Soybean Production and Quality Improvement - In 2025, China's soybean production reached 478.6 billion jin, an increase of 6.1 billion jin from the previous year, with soybean yield at 418.1 billion jin, reflecting a growth of 1.3% [1]. - The "Four Good" integration approach aims to enhance soybean yield through improved farming practices, high-quality seed varieties, and advanced agricultural machinery [2][3]. - The promotion of high-oil, high-protein soybean varieties has led to an increase in planting area, with over 38 million mu dedicated to these varieties in 2025, up by more than 15 million mu since 2020 [1][2]. Group 2: Technological Advancements and Equipment - New agricultural equipment, such as a domestic instrument for rapid, non-destructive quality testing of grains, has been showcased, significantly reducing testing time from over four hours to about one minute [2]. - The integration of high-performance planting and harvesting machinery is being promoted to improve operational efficiency and soil fertility [2]. Group 3: Value Chain Enhancement - The expo demonstrated the entire value chain from soybean production to processing, showcasing innovative products like soybean ice cream and low-purine soybean products, which enhance consumer experience and reflect industry innovation [4][5]. - Companies like Shandong Yuwang Group are extending the soybean value chain by processing 600,000 tons of soybeans into various products, aiming for maximum value realization [5]. Group 4: Supply Chain Security and Financial Support - Efforts to enhance the safety of the soybean supply chain include increasing domestic production capacity and improving international market negotiation power [6]. - Financial institutions are providing support for the entire soybean industry chain, ensuring stable production and market confidence [6]. Group 5: Future Directions - Experts emphasize the need for continued efforts in breeding, processing, market expansion, and diversified imports to ensure the safety and high-quality development of the soybean industry [7].

（文章来源：经济日报） 人力资源和社会保障部近日印发通知，部署开展2026年全国公共就业招聘专项活动，明确全年10项活动 安排，将围绕重点群体就业需求和经营主体用工需求提供服务。要使"月月有活动"的安排从纸面落到实 处、真正取得实效，关键在于各地的扎实行动。接下来，应在落实中积极创新服务模式，探索运用"人 工智能+"等技术赋能，并紧密结合地方产业与求职者特点打造本地化服务品牌。同时，需高效推动"直 补快办"等机制畅通运行，确保政策红利充分释放。更要牢牢守住安全与权益保障底线，维护良好市场 秩序。通过多方协同、务实推进，才能切实满足用工需求与求职需求，有力支撑高质量充分就业，确保 就业开局稳、全年稳。 ...

1月20日，上海初降小雪，18时20分，国网上海市电力公司"电鹰"主动抢修系统告警，徐汇区冠生园路 发生2户停电故障，属地抢修人员根据移动掌机定位，于18时35分抵达停电现场，随即开展抢修，并于 18时47分恢复现场供电，全程用户"零"报修。类似这样无感抢修的供电服务，已在我国多地推广实施， 实现"让抢修跑在报修前"的模式升级，推动我国供电可靠性进一步提升。 电力是千家万户获得感最直接的民生指标。当前，电力负荷密度快速增长、配电网运行形态越发复杂、 运行不确定性上升，传统"报修—派单—抢修"的配电网故障处置链条，难以满足群众对"少停电、快复 电、早告知"的新期待。 国家发展改革委、国家能源局近日印发的《促进电网高质量发展的指导意见》提出，到2030年，主干电 网和配电网为重要基础、智能微电网为有益补充的新型电网平台初步建成。公共电网的基础作用充分发 挥，智能微电网多元化发展，电力系统保持稳定运行，服务民生用电更加有力。 推动城市配电网主动抢修，是提升服务民生用电水平、保障经济社会高质量发展的关键课题。主动抢修 的核心在于把风险识别做在前、把故障定位做得准、把抢修处置做得快，并以更强的感知能力支撑更透 明的服务 ...

展望未来，新旧动能转换将呈现几个特征。 其一，融合。未来的产业竞争，不是单个环节或技术的竞争，而是产业链与生态系统的竞争。数字技术 与实体经济、先进制造业与现代服务业、绿色低碳与传统产业之间的深度融合，将催生无数新业态、新 模式，模糊新旧边界，形成"你中有我、我中有你"的格局。 新旧动能转换的过程，不会是简单的线性替代，而是一个新旧共生、彼此激荡的复杂进程，其间将会伴 随着产业布局、就业结构乃至区域经济格局的深刻调整。新兴行业感受到蓬勃机遇，部分传统行业则要 直面转型阵痛，这种"体感温差"，正是经济结构深度调整复杂性与阶段性的真实反映。 2025年，中国经济在压力中稳步前行，经济总量首次突破140万亿元大关。这份亮眼的成绩单，是发展 韧性的有力彰显，也蕴藏着经济结构向新向优的深刻变革。新旧动能加快转换，正成为当前经济运行的 一个鲜明特征。 产业层面的变化最为直观。部分过去依赖要素投入、规模扩张的传统产业，正面临资源环境约束与效益 提升的双重瓶颈。与之形成对比的是，具有高科技、高效能、高质量特征的行业发展向好，新质生产力 加快成长壮大。 2025年，高技术制造业增加值占规模以上工业增加值比重提升至17.1%，装 ...

Core Insights - The report from the State Council highlights the significant progress in the transformation of scientific and technological achievements in China since the start of the 14th Five-Year Plan, emphasizing the need for deeper integration of industry, academia, and research to enhance competitiveness and innovation [1][2] Group 1: Achievements in Technology Transfer - Since the 14th Five-Year Plan, the quantity and quality of technology transfer in China have increased, with the total value of technology contracts rising from 2.83 trillion yuan to 6.84 trillion yuan, a growth of 141.7% from 2020 to 2024 [1] - Universities play a crucial role in this transformation, exemplified by initiatives such as the establishment of the "Zhongguancun National Basic Conditions Technology Resource Sharing Service Innovation Alliance" by Beihang University, which standardizes and packages research services for small and medium-sized enterprises [1] - Collaborative efforts between universities and companies, such as the joint laboratory established by Tsinghua University, Huazhong University of Science and Technology, and Huawei, demonstrate the effective conversion of academic research into industrial value [1] Group 2: International Comparisons and Challenges - Major innovative countries globally emphasize the deep integration of education, research, and industry as a pathway to enhance competitiveness, with successful models like the Triangle Research Park in the U.S. showcasing the importance of collaboration between academia and industry [2] - Despite progress, challenges remain, including a disconnect between scientific achievements and industrial needs, an imperfect research evaluation system, and a lack of effective incentive mechanisms for talent participation in industry [2] Group 3: Recommendations for Improvement - The promotion of a "company poses questions, universities provide solutions, and joint efforts" model is recommended to enhance the relevance and efficiency of scientific research by integrating real industrial challenges into academic studies [3] - Reforming the research evaluation system to include metrics for industry-oriented talent development is essential, ensuring that project teams submit and execute plans that involve students in practical contributions [3] - Establishing an open and shared collaborative platform for industry-academia-research integration is crucial to improve resource matching and information transfer efficiency, facilitating the development of a one-stop hub for industry needs and innovation resources [4]

中国将长期成为包括美企在内的外国企业投资兴业的沃土。近期，包括国际货币基金组织、世界银行、 英国渣打银行、荷兰国际集团等在内的众多国际组织和金融机构，纷纷表示看好中国经济增长潜力。这 些机构普遍认为，尽管面临外部不确定性和挑战，中国经济始终展现韧性。中国持续在科技创新、绿色 转型、先进制造、数字经济等领域发力，将为世界经济增长注入强劲动能。中国扩大内需战略的实施、 制造业升级红利的不断释放以及高水平对外开放政策的持续推进，正进一步增强其作为全球投资热土的 吸引力。 当前，中国正按照"十五五"规划建议部署，纵深推进全国统一大市场建设，坚定不移扩大高水平对外开 放，推动经济高质量发展。欢迎包括美企在内的外资企业和长期资本继续扩大在华投资，深化对华互利 合作。中美两国作为全球前两大经济体，在经贸、科技、气候等诸多领域存在广泛共同利益，加强对话 合作造福两国、惠及世界。双方应坚持相互尊重、和平共处、合作共赢三大原则，通过平等对话妥善处 理分歧，避免误解误判，为两国企业合作创造稳定、可预期的政策环境，共同维护全球产业链供应链稳 定，为世界经济复苏贡献更多正能量。 （文章来源：经济日报） 中国将长期成为包括美企在内的外国 ...

近日，此前因重大违法被强制退市的广东紫晶信息存储技术股份有限公司发布重大诉讼进展公告，根据 广东省梅州市中级人民法院出具的一审刑事判决书，该公司因欺诈发行证券罪被判处罚金3700万元，实 际控制人等10名高管全部获刑，最高刑期达7年6个月。这是"带病"退市不免责的又一典型案例，也因首 次适用行政执法当事人承诺制度、中介机构先行赔付、刑事追责公司高管等备受关注，释放了立体化、 全链条监管的强烈信号。 近年来，监管部门持续加大对退市公司的监管力度，对于公司退市前的违法违规行为坚持"一追到底"， 决不允许"一退了之"。仅在2025年10月13日至16日的4天内，中国中期、江苏阳光、富通信息这3家已退 市公司先后公告被立案或处罚。此前在2025年9月份，因长期财务造假、欺诈发行债券等行为，已于 2024年退市的亿利洁能股份有限公司、控股股东及相关当事人被证监会内蒙古监管局开出3.75亿元罚 单。 □ 退市绝非把公司的弊病一笔勾销，责任无休的背后是长牙带刺、全面从严的监管趋势。近年来，监管 部门持续加大对退市公司监管力度，对于公司退市前的违法违规行为坚持"一追到底"，决不允许"一退 了之"。 □ 上市公司的行为涉及多方 ...

Core Viewpoint - The development of inclusive finance is a concrete manifestation of the people-centered development philosophy, emphasizing the importance of providing affordable and effective financial services to all social strata and groups, particularly small and micro enterprises and low-income populations [2][3]. Group 1: Importance and Achievements of Inclusive Finance - Inclusive finance promotes social equity and inclusive growth by focusing on equal opportunities and commercial sustainability [2]. - Since the concept was proposed by the United Nations in 2005, China has made significant progress in developing inclusive finance, with policies established since 2013 to support its growth [2][3]. - The 2023 State Council's implementation opinions emphasize high-quality development of inclusive finance to promote common prosperity for all [2]. Group 2: Current State of Inclusive Finance in China - China has established a comprehensive policy and service system for inclusive finance, significantly improving service coverage, accessibility, and satisfaction [4]. - By the end of 2024, there will be an average of 1.62 bank outlets per 10,000 people, with nearly 98% coverage in town banks [4]. - Mobile payment transactions in rural areas reached 33.93 billion, a year-on-year increase of 33.03% [4]. Group 3: Innovations and Technological Integration - Financial institutions are innovating products and services tailored to the characteristics of small and micro enterprises, such as flexible loan repayment options and supply chain finance [5][6]. - The integration of technologies like big data and artificial intelligence is enhancing the efficiency and effectiveness of inclusive finance, exemplified by digital banks offering rapid loan approval processes [6]. Group 4: Pilot Programs and Regional Experiences - Various pilot zones for inclusive finance have been established to explore differentiated approaches and accumulate experiences, with notable examples in regions like Henan and Zhejiang [8][9]. - Innovations in credit information sharing and risk-sharing mechanisms have been implemented to support rural revitalization and enhance credit access for agricultural entities [9][10]. Group 5: Focus on Key Demographics - Inclusive finance primarily targets five groups: small micro enterprises, agricultural workers, new urban residents, the elderly, and flexible employment individuals, addressing their unique financial needs [13]. - The quality of financial services in the livelihood sector has improved significantly, with efforts to integrate services into the daily lives of these key demographics [13][14]. Group 6: Future Directions and Challenges - Continuous efforts are needed to enhance the accessibility of financial services in key areas, with a focus on structural reforms and risk prevention [7][12]. - Challenges remain in balancing profitability with inclusivity, improving the precision and adaptability of financial products, and enhancing consumer financial literacy [16][17].

本报北京1月22日讯国新办22日举行新闻发布会，农业农村部副部长张兴旺在会上表示，2025年我国农 业农村发展保持了稳中有进、稳中向好的势头，全年和"十四五"各项目标任务顺利完成，为推动经济社 会高质量发展提供了基础支撑。 据介绍，2025年猪牛羊禽肉产量达10072万吨，比上年增长4.2%；棉糖胶产能稳步提升，肉蛋奶、果菜 茶和水产品供应充足、种类多样；全国农产品质量安全例行监测合格率达98%。 在生产方面，据调度，截至1月10日，全国在田蔬菜面积7710多万亩、同比增加190多万亩，生产基础扎 实；猪牛羊禽等肉类、水果、水产品供应充足。在价格方面，上周（1月12日—16日）"菜篮子"产品批 发价格指数平均为130.73，周环比下跌0.9个点，同比高6.67个点，总体保持稳定。随着"南菜北运"数量 增加，北方设施蔬菜上市逐步放量，蔬菜供应保障能力将持续增强。 陈邦勋表示，下一步，将持续抓好"菜篮子"产品生产供应，重点抓好生产供给、严格质量监管、加强产 销对接等方面工作，紧盯"菜篮子"产品市场运行形势，加强日常巡查监管，健全完善"菜篮子"产品跨区 域联动保供机制，让更多优质农产品摆上老百姓的餐桌。 （文章来源 ...