转自：新华财经 新华财经上海1月28日电（葛佳明） 作为备受市场关注的事件，美联储将在北京时间1月29日（周四） 凌晨公布1月议息会议决定。目前市场普遍预期，美联储1月料"按兵不动"，将基准利率维持在 3.50%-3.75%的区间水平，此次会议不会发布新的经济和政策预期，市场将重点关注美联储主席鲍威尔 对后续利率路径的表述，在美联储深陷政治漩涡之际，美联储独立性、新主席人选以及鲍威尔去留或成 为市场真正的焦点。 降息料按下暂停键 在进入美国联邦公开市场委员会（FOMC）会议静默期前，多数美联储官员表示，当前的政策立场"处 于良好位置""既不急于进一步宽松，也不需要立即转向"，释放观望信号。 12月议息会议以来的经济数据显示，美国劳动力市场和通胀趋势无明显变化，两者均趋于稳定，就业增 长表现疲软，但在经济增长和消费支出向好的背景下，12月失业率回落至4.4%。美联储锚定2%通胀目 标所参考的个人消费支出价格指数PCE去年11月录得 2.8%，略高于市场预期。 华泰证券表示，近期数据显示经济增长韧性较强，美国就业市场下行风险可控，2025年12月以来首次申 请失业金人数大多好于预期，2025年三季度GDP等数据明 ...

Core Viewpoint - The company,沃尔核材, has released its performance forecast for 2025, expecting a significant increase in net profit and revenue across various business segments, driven by rising market demand and operational improvements [1] Group 1: Financial Performance - The company anticipates a net profit for 2025 between 1.1 billion to 1.18 billion yuan, representing a year-on-year growth of 29.79% to 39.22% [1] - The forecasted net profit after deducting non-recurring items is expected to be between 1.0363 billion to 1.1117 billion yuan, also reflecting a growth of 29.79% to 39.22% [1] - For the first three quarters of 2025, the company achieved a net profit of 822.18 million yuan, marking a year-on-year increase of 25.45% [1] - The estimated net profit for the fourth quarter of 2025 is projected to be between 278.2 million to 358.2 million yuan, indicating a year-on-year growth of 44.52% to 86.08% compared to the fourth quarter of 2024 [1] Group 2: Business Segments and Market Demand - The company reported that the market demand for electronic materials, communication cables, power products, and new energy vehicle products has been continuously increasing [1] - All business segments have experienced varying degrees of revenue growth, with the communication cable and new energy vehicle segments showing particularly rapid growth [1] - The company has enhanced its profitability through continuous improvements in automation, production efficiency, and product structure optimization [1] Group 3: Stock Performance and Market Activity - On January 28, the company's stock closed at a limit-down price of 29.32 yuan per share after a cumulative increase of 20.89% over the previous 10 trading days [2] - The company submitted an updated application for its overseas listing to the Hong Kong Stock Exchange on January 26, 2026, and published the related materials on the exchange's website [2]

转自：新华财经 从一块糕、一粒米、一条鱼到一篮菜，本系列将通过一个个真实的故事，探寻金融如何以细腻而有力的 方式，守护本土风物、赋能乡村振兴，让传统在当代生活中延续生机。在城市与田园双向奔赴的温暖叙 事中看到"金融让生活更美好"的生动实践。 "90后"新农人：让崇明大米"香"出田野 2014年，从中国农业大学毕业的宋家坤放弃了上海市区的工作，回到父亲创办的齐茂粮食专业合作 社。"从小吃着崇明大米、崇明糕长大，这份味道刻在骨子里。"他深知，要让非遗味道传承下去，首先 得守住优质大米的品质。这些年，他不仅引进"南粳46""沪香粳106"等优质稻种，建成标准化粮田超 5000亩，还搭建了从田间到餐桌的全程可追溯体系，让"天麗久香"成为国家地理标志产品、"上海好粮 油"认证品牌。 去年的收粮季，宋家坤却犯了难。"一方面收粮要占用大量资金；另一方面要扩建智能化育苗中心，培 育抗旱抗倒伏的新品种，为春耕备耕储备优质秧苗。"农业生产周期长、回款慢，集中的资金投入让合 作社面临不小的周转压力。恰逢春节前是成品备货的旺季，土地租金、农资采购等开销更是让资金缺口 雪上加霜。 "政银保担"联动：滴灌精准直达田间 转机源自上海银行崇 ...

转自：新华财经 构建科技金融服务新机制 赋能科技自立自强 科技自立自强是国家强盛之基、安全之要。如何为湖北省科技自立自强提供有力金融支撑，成为摆在中 国银行湖北省分行面前必须答好的必答题。 2022年以来，该行立足湖北打造全国科技创新高地战略部署，构建"敢做愿做争做"的科技金融机制，持 续加大科技金融供给，因地制宜支持发展新质生产力，在服务长江经济带高质量发展和中部地区崛起重 大战略中开创自身发展新局面。 2022年以来，中国银行湖北省分行聚焦"服务地方经济社会发展一流主流银行"目标定位，围绕加快建成 中部地区崛起重要战略支点的使命任务，研究下发行动方案，形成了60项推动全行经营管理高质量发 展"实实在在"的任务清单，助推了战略转型的步伐，增强了高质量可持续发展的内生动力，全行上下共 同书写了金融助力湖北高质量发展的生动篇章。2022年以来，中国银行湖北省分行本外币贷款新增近 2500亿元，增幅达50.63%。 强化制度引领，深入推动《中国银行支持湖北科技金融业务发展行动方案》《中国银行湖北省分行科技 金融行动方案》等一揽子行动方案的落地，找准金融与科技创新的切入点、结合点、发力点。组建专门 队伍，建立科技金 ...

当日晚间，国泰海通同步披露了关于计提资产减值准备的公告。2025年10月至12月，公司合计计提资产 减值准备16.3亿元，本次减值准备计提并非公司业务经营发生不利变动，主要是由于公司完成合并重组 后新增租赁业务的常规计提，以及按照非同一控制下的企业合并会计准则计提信用减值准备所致。 租赁业务的盈利模式为控制风险、保证资产质量的同时，实现利差收入扣减各项费用以及计提的信用减 值准备后仍能产生盈利。基于租赁业务这一特点，以及非同一控制企业合并的会计处理影响，国泰海通 对长期应收款和应收融资租赁款进行了减值计提，减值金额未发生异常波动。（邓侃） 编辑：李一帆 初步实现"1+1>2"效果 公告显示，报告期内，国泰海通积极践行金融使命，主动服务国家重大战略，坚持稳中求进、主动作 为，平稳高效完成合并交易，有序推动整合融合，扎实做好金融"五篇大文章"，全面提升经营管理水 平，初步实现"1+1>2"的效果，为加快打造一流投资银行奠定坚实基础。 2025年，国内资本市场活跃度与景气度上行，公司积极把握市场机遇，充分发挥合并后的品牌优势、规 模效应和互补效应，优化升级零售、机构、企业三大客户服务体系，以提升综合能力实现客户经营 ...

转自：新华财经 金戈铁马迎新春，金融启蒙润童心。1月27日下午，浙商银行合肥瑶海支行（以下简称"瑶海支行"）二 楼活动中心暖意融融、笑语盈盈，一场集金融实践、红色教育与传统民俗于一体的"小小银行家 福启成 长路"主题宣传活动圆满举行。来自辖区内的青少年们化身"小小银行家"，在沉浸式体验中解锁金融知 识，在红色熏陶中厚植家国情怀，在新春拓福中感受传统文化魅力，为即将到来的马年新春增添了一抹 别样的成长亮色。 活动伊始，在瑶海支行工作人员的带领下，"小小银行家"们开启了厅堂探索之旅。智能柜台的便捷操 作、现金窗口的规范流程、自助设备的安全使用，都通过童趣化的语言和实地演示一一呈现。"原来银 行卡插卡要注意方向，密码还要悄悄输入呀！"孩子们围着金融设备好奇提问，在亲身体验中对银行运 作建立起直观认知。互动答题环节更是竞争激烈，得分前3名的小朋友脱颖而出，获得"小小柜员"角色 扮演资格。在老师的协助下，他们身着专属标识，认真模拟存取款、转账等基础业务，从问候客户、核 对信息到双手递接凭证，一招一式都尽显专业范儿，在实践中体会到服务的价值与责任。 新春拓"福"环节将活动氛围推向高潮。红底金纹的拓版整齐排列，专业老师耐心 ...

转自：新华财经 兴业银行乌鲁木齐分行立足金融反诈主阵地，以账户管理、警银协作、员工赋能、宣传普及为四大抓 手，全方位织密金融安全防护网，有效压降涉案风险，多次获得监管肯定，切实守护群众"钱袋子"安 全。 据介绍，该行通过多渠道多维度核实客户身份、开户目的及资金用途，精准拦截各类异常开户行为。 编辑：赵鼎 为落实"向基层赋能"目标，该行建立"面对面"风险防控宣讲机制，利用支行例会对同城11家机构开展现 场宣讲，对异地2家二级分行开展线上专项培训，覆盖支行负责人、客户经理、柜面人员等200余人。培 训以真实案例为切入点，提升一线员工风险识别与处置能力，有效避免因处置不当引发的客户投诉或舆 情风险，筑牢反诈第一道防线。 与此同时，该行积极构建"公安+社区+学校+网点"的多元宣传网络，每月组织开展反电诈常态化宣传活 动。2025年，累计开展网点阵地宣传百余次，向存量客户发送反诈提示短信86万余条；依托外部官方媒 体及分行微信公众号等多平台，发布反诈文章、短视频、漫画等内容十余篇；精心策划3·15消费者权益 保护反诈宣传早春行、反诈宣传进农村、全民反诈在行动、反诈拒赌校园行、聋哑人群体反诈宣传 及"虚假投资理财"等电信 ...

Core Viewpoint - The establishment of the "1m² Warm Heart Noodle Shop" by Kang Shifu in Shanghai's Minhang District represents a significant initiative aimed at providing warmth and support to new employment groups through a collaborative model involving government and enterprises [1][3][4]. Group 1: Project Overview - The "1m² Warm Heart Noodle Shop" is part of the "Rainbow Circle" Party Building brand, marking the first integration of this project into a community-focused initiative [1][3]. - The project aims to serve new employment groups, particularly outdoor workers like delivery riders and couriers, by providing a space for them to rest and enjoy a warm meal [7][14]. - Kang Shifu's chairman in Shanghai, Su Lirong, emphasized the company's commitment to social responsibility and the importance of providing comfort through food [3][4]. Group 2: Community Engagement - The opening ceremony was attended by various local officials and community representatives, highlighting the collaborative effort between Kang Shifu and local governance [4][6]. - The initiative has received positive feedback from the community, particularly from delivery riders who expressed the need for a warm place to rest during their busy schedules [8][12]. Group 3: Product Offering - The noodle shop serves Kang Shifu's signature "Old Hen Soup Noodles," which are marketed as a healthier option with low oil and salt content, catering to the needs of urban consumers seeking comfort food [9][11]. - The product features innovative preservation techniques to maintain freshness and quality, distinguishing it from typical fast food offerings [9][11]. Group 4: Long-term Vision - The "1m² Warm Heart Noodle Shop" is set to expand to ten core locations in Shanghai, transitioning from a temporary pop-up to a permanent service station, thereby enhancing its outreach to more new employment groups [7][14]. - This initiative reflects a broader strategy by Kang Shifu to integrate corporate social responsibility with community needs, fostering a sense of shared support and care [16][17].

Market Overview - The three major indices showed mixed performance, with the Shanghai Composite Index rising by 0.49% to 4160.01 points and the Shenzhen Component Index increasing by 0.09% to 14342.74 points, while the ChiNext Index fell by 0.37% to 3330.39 points [1] - The total trading volume in the Shanghai and Shenzhen markets reached 1.91 trillion yuan, an increase of 39.3 billion yuan compared to the previous trading day [1] Sector Performance - Resource stocks experienced a collective surge, with precious metals and oil and gas sectors leading the gains. Notable performers included China Gold with four consecutive trading limit increases and China National Offshore Oil Corporation rising over 7% to set a new historical high [2] - The dyeing and finishing chemicals sector also saw significant gains, with companies like Zhejiang Longsheng and Runtou Co. hitting their trading limits [2] - Conversely, the virus prevention sector faced a downturn, with companies like Zhijiang Biology dropping over 9% [2] Institutional Insights - CITIC Securities anticipates a stable performance for the liquor industry during the upcoming Spring Festival, driven by marketing activities and consumer education, suggesting a bottoming opportunity for the sector [3] - Huatai Securities highlights the importance of direct investment from major data center companies in accelerating power grid construction, indicating a favorable outlook for private electric grid equipment leaders and energy storage equipment [3] - Huaxi Securities notes that active funds are currently underweight in the non-bank financial sector, suggesting potential value in this area as the capital market remains active [4] Policy Developments - The State-owned Assets Supervision and Administration Commission (SASAC) is drafting a document to promote the cultivation of emerging pillar industries by central enterprises, aiming for significant development in key sectors [5] - In 2026, tax authorities will deepen tax system reforms to optimize tax structures and enhance local government financial autonomy, which may impact various sectors positively [6]

Group 1 - The core viewpoint of the news is the successful implementation of a 1.7 billion yuan syndicated loan led by Industrial Bank's Urumqi branch to support a chemical company's integrated project for resource clean and efficient utilization in Xinjiang [1][2] - The project has a total planned investment of over 3 billion yuan, utilizing advanced gasification technology based on local coal resources to create a clean and efficient coal conversion platform, producing multiple products such as synthetic ammonia, melamine, and compound fertilizers [1] - The project aims to explore carbon dioxide reduction pathways during production, highlighting its significant environmental benefits and industrial driving effects [1] Group 2 - The successful execution of the syndicated loan reflects the bank's commitment to green finance and its role in supporting the real economy, effectively dispersing financing risks and providing stable funding for key green projects [2] - The bank plans to deepen cooperation with various enterprises and extend its financial services, positioning itself as a "local financial main force" and "enterprise growth partner" to contribute to high-quality regional economic development and improved public welfare [2]