转自：新华财经 为进一步提升群众金融素养及风险防范意识，构建常态化金融教育工作机制，切实履行社会责任，近 日，中信银行南昌分行开展以"守住钱袋子 护好幸福家"为主题的普惠金融知识万里行宣传月活动。 据了解，围绕守护重点人群、强化风险意识、规范销售行为、抵制不法中介、共建信用体系五大主题， 今年普惠金融知识万里行宣传月活动聚焦账户安全、支付安全、理性消费、反诈防骗等关键领域，采 取"线上+线下"相结合的方式，组织辖内各分支机构和经营网点入社区、入企业、入学校、入商圈、入 乡村。 活动期间，中信银行南昌分行走进上饶市信州区万达商圈，为来往群众发放银行金融知识小课堂读本， 重点宣传非法集资、反诈拒赌等重点内容，向群众讲解非法集资的特征、危害及维权途径，重点揭 示"内部理财""员工集资""虚拟货币"等非法金融活动，引导群众树立理性投资理念，强化"天上不会掉 馅饼，高利保本是陷阱"的公众认知，提高自我保护能力。此外，中信银行工作人员还详细介绍了电信 网络诈骗的常见诈骗手段和防范方法，提醒群众做到"不听、不信、不转账"，增强居民防范意识。 在活动现场，工作人员还设置了"金融知识有奖问答"趣味项目，吸引群众积极参与互动答题 ...

Core Insights - Synthetic biology is described as a revolutionary science that allows for the engineering and redesign of biological systems to create desired biological entities or processes, with significant potential for producing drugs, energy, and materials [1] - The global synthetic biology market is projected to grow from $16 billion in 2024 to $138 billion by 2032, with an average annual growth rate of 27% over the past five years [1] - In China, the synthetic biology industry is rapidly developing, with major pharmaceutical companies like Haizheng Pharmaceutical actively entering the field [2][4] Company Developments - Haizheng Pharmaceutical has established a joint venture, Zhejiang Lunsing Synthetic Biology Technology Co., Ltd., focusing on synthetic biology, marking a strategic move into this emerging industry [1][2] - The company emphasizes its long-term commitment to the synthetic biology sector, leveraging its 55 years of fermentation technology expertise to enhance competitiveness in the industry [4][6] - Haizheng's "Synthetic Biology+" strategy aims to integrate various health-related fields, indicating a focused approach rather than a scattered one [5] Industry Challenges - Over 90% of synthetic biology companies in China are concentrated in downstream applications, primarily in the pharmaceutical and health sectors, facing common challenges in transitioning from basic research to product commercialization [4] - High initial costs and market price pressures pose significant challenges for synthetic biology companies, as seen with the drastic price reductions in certain products, leading to profit compression [5] - The competitive landscape is characterized by a survival-of-the-fittest mentality, with companies needing to innovate continuously to remain viable [5][6] Regional Insights - The Yangtze River Delta region is emerging as a hub for synthetic biology, with Shanghai recognized as a historical center for synthetic biology innovation in China [10][11] - The region's strategy includes a focus on building a complete industrial ecosystem for synthetic biology, with various initiatives and partnerships aimed at fostering innovation and commercialization [11][12] - Cities like Taizhou are leveraging their manufacturing capabilities and cultural strengths to position themselves advantageously within the synthetic biology landscape [7][9]

Group 1 - The home appliance market is experiencing a surge in activity due to the implementation of trade-in policies, particularly during the 618 shopping festival, which has led to increased sales of energy-efficient products like gas water heaters [1][2] - The national trade-in policy offers subsidies of 20% for first-level energy efficiency products and 15% for second-level, resulting in over 90% of home appliance sales being attributed to first-level energy efficiency products by 2024 [2][4] - Local governments, including Beijing and Shanghai, are expanding subsidy programs to further stimulate consumer behavior towards high-efficiency products [2][4] Group 2 - Consumers are increasingly opting for first-level energy efficiency gas water heaters due to significant cost savings, with one family estimating a savings of 5,350 yuan over eight years by switching from a second-level to a first-level product [2][4] - The gas water heater industry has faced technical challenges, particularly in improving heat efficiency from 88% to over 98%, which requires advanced heat recovery methods [4][6] - Haier has emerged as a leader in addressing these technical challenges, achieving a heat efficiency of 107.2% through innovative designs and successfully mitigating issues related to condensate water [5][6] Group 3 - Haier's gas water heaters have maintained the top global sales position for four consecutive years, with its high-end series ranking first in sales on major e-commerce platforms [6] - The combination of government policies and Haier's technological advancements is expected to unlock significant consumer potential in the energy-efficient appliance market [6]

Core Viewpoint - Huaihe Energy Holding Group is actively contributing to rural revitalization by leveraging its resources and expertise to support agricultural development in targeted villages [1][2]. Group 1: Agricultural Support Initiatives - The company has established targeted assistance projects in "one town and four villages," adapting strategies to local agricultural conditions and characteristics [1]. - Technical cooperation with agricultural research institutions and industry leaders has been initiated to enhance crop yields and economic value [1]. - The introduction of high-value crops and livestock, such as drought-resistant rice varieties and specific duck breeds, has been recommended to local farmers [1]. Group 2: Establishment of Planting Bases - Each targeted village has developed planting bases, utilizing integrated farming methods like shrimp-rice and duck-rice co-cultivation, covering over 700 acres of rice cultivation annually [2]. - A combination of online and offline management systems is employed to monitor production and address issues in real-time [2]. - The company collaborates with processing enterprises to ensure the harvested crops are effectively marketed, enhancing the income stability of local farmers [2]. Group 3: Economic Impact and Sales Support - The company has facilitated the sale of approximately 36,000 pounds of melon seeds, contributing nearly 2 million yuan to local farmers' incomes this year [2]. - A variety of local agricultural products, including specialty items from supporting enterprises, are sold through the company's supply points, promoting local economic growth [3]. - The establishment of a dedicated area for agricultural products in the company's supermarket has further supported local farmers by increasing product visibility and sales [3]. Group 4: Comprehensive Revitalization Efforts - In addition to agricultural support, the company is also focusing on talent support and employment assistance to promote comprehensive rural revitalization [3]. - The company aims to continue its efforts in enhancing agricultural strength, rural beauty, and farmer prosperity through ongoing initiatives and learning from successful models [3].

Core Viewpoint - The event launched by the Postal Savings Bank of Beijing aims to enhance summer consumption and promote rural revitalization through various activities and financial support [1][3]. Group 1: Event Overview - The third "Yao Guan Ling Co-living Community Summer Retreat" and "Beautiful Yanqing Chang YOU Series" activities started on June 21 and will last until October 8, providing diverse summer experiences for citizens [1][9]. - Activities include summer tourism, food experiences, and intangible cultural heritage workshops, designed to invigorate summer consumption [1]. Group 2: Financial Support and Services - Postal Savings Bank of Beijing plays a crucial role in rural revitalization by offering innovative financial services and collaborating with local governments and enterprises [3][5]. - The bank has introduced specialized financial products like "Chestnut Loan" to meet the unique needs of local agricultural businesses, supporting the entire funding cycle of different industries [4]. - The bank has established a "scene + technology + rights" service system in Liu Bin Bao Township to enhance the operational capabilities of rural merchants [4]. Group 3: Collaborative Efforts - The bank has formed strategic partnerships with the Yanqing District government to create tailored financial solutions for sectors like ecological agriculture and tourism [5]. - By leveraging government data platforms, the bank matches enterprise financing needs and organizes business matchmaking events to facilitate access to low-cost funding [5]. Group 4: Resource Integration and Brand Promotion - The bank is focused on integrating resources and enhancing brand influence in rural tourism by providing one-stop support for logistics and marketing [6]. - Collaborations with local businesses and educational institutions aim to promote rural tourism and engage youth in revitalization efforts [6]. Group 5: Future Initiatives - The Postal Savings Bank of Beijing will continue to leverage financial resources to support rural revitalization, aiming to create a model for ecological beauty, industrial prosperity, and wealth for the people in Yanqing [7].

Core Insights - Galenic, a pioneering skincare brand from France, has opened its first technology skincare boutique in Shenzhen, China, showcasing its effective skincare products and launching the "Galenic Cellular Technology Skincare Solution" [1][3][4] - The boutique aims to provide a high-end skincare experience, aligning with the pursuit of beauty among Shenzhen's innovative and high-educated consumer base [3][4] Group 1: Store Launch and Design - The first technology skincare boutique is located in the luxury commercial landmark, Shenzhen MixC, emphasizing the brand's commitment to high-end consumer experiences [3] - The store's design, inspired by the microscopic world of cells, won the "2024 Fashion Bazaar Art Award for Annual Technology Skincare Aesthetic Space," merging scientific rigor with aesthetic romance [3][4] Group 2: Product and Technology - Galenic has over 45 years of experience in cellular-level skincare research, focusing on targeted penetration technology to create effective skincare formulations [4] - The "Galenic Cellular Technology Skincare Solution" offers personalized skincare plans based on an analysis of eight skin conditions, utilizing high-purity active products and customized skincare devices [4][5] Group 3: Market Strategy and Future Plans - The opening of the boutique signifies Galenic's determination to deepen its presence in the Chinese market, with plans for further offline expansion starting in 2025 [5] - The brand aims to continue exploring cellular skincare innovations while providing exceptional service experiences to its members [5]

彰显服务硬核实力，激活中小外贸客群活力。打破传统授信"层层审核"的时间壁垒，让企业及时获取经 营"血液"；专项扩额机制精准匹配企业实际需求，客户满意度超预期，为外贸企业拓展业务规模提供资 金保障；重点赋能"腰部以下"中小外贸企业，通过标准化打分模型降低授信门槛，让更多中小微主体享 受便捷金融服务。 "奋楫者先，创新者强。"兴业银行济南分行相关负责人表示，后续将以"积分卡授信"为抓手，持续优化 审批流程、扩大服务覆盖面，聚焦外贸企业全生命周期需求，提供结算、融资、避险等一体化金融解决 方案，以高效服务抢占市场先机，为外贸行业高质量发展贡献金融力量。 转自：新华财经 2025年6月20日，兴业银行济南分行成功落地兴业银行首笔"外向型企业积分卡授信审批方案"，为辖内 一家制造业外贸平台企业高效审批1000万元敞口授信，以创新金融工具破解中小外贸企业授信难题，为 稳外贸注入强劲动力。 为积极响应国家"稳外贸"政策导向，兴业银行总行创新推出《外向型企业积分卡授信审批方案（1.0 版）》。该方案深度聚焦外向型企业资金流量大、经营周转快的特点，以企业经营特征、行业地位、财 务状况及年度进出口额等核心指标构建量化打分体系，精 ...

Group 1 - The core event was the "Endless Learning 'Chinese' Accompaniment" cross-border summit organized by the Bank of China Hunan Branch, aimed at providing a comprehensive and efficient one-stop cross-border information exchange platform for families interested in studying abroad [1] - The summit featured four specialized sub-forums, including fingerprint collection services for UK visa applications, one-on-one financial consultations from Bank of China Hong Kong, mock interview assessments for students applying to top universities, and authoritative study abroad policy interpretations from the French Consulate in Wuhan [2][3] - The main venue highlighted the Bank of China's role as a "companion, navigator, and nurturer" in international talent development, with presentations from various experts on cross-border financial products and services, as well as strategies for enhancing competitiveness in applications to prestigious institutions [3] Group 2 - The event provided multiple services and in-depth guidance, creating a unique study abroad experience that combined professionalism, practicality, and international characteristics [2] - Attendees engaged in creative activities, such as submitting their study abroad wishes at a "check-in counter," symbolizing their journey towards future opportunities with the Bank of China's support [2] - The Bank of China offered attractive benefits for cross-border clients, including multiple gifts for currency exchange services and fee waivers for high-end clients participating in the UK visa service, along with exciting lucky draws during the event [3]

官网信息显示，特斯拉Robotaxi目前的服务时间是早晨6:00至晚上24:00，打车时，在Robotaxi应用中输入并确认目的地即可。车辆接单后会通知车辆 到达时间，乘客前往指定地点乘车，上车并系好安全带后，在Robotaxi应用中点击"开始"即可开始行程。当乘客到达目的地，下车并关上车门后，行程将 自动结束，后续可在Robotaxi应用上对本次服务做出评价。 整体来看，特斯拉Robotaxi的使用方式和优步（Uber）、滴滴出行等打车软件类似，操作简单，无上手难度。 并且相比现有打车软件，上车后，乘客通过Robotaxi应用即可调整空调温度设置、座椅位置等，也可使用大屏娱乐功能，而不用和司机沟通，方便"社 恐人士"更舒适地乘车。 转自：新华财经 新华财经上海6月23日电（李一帆）当地时间6月22日，特斯拉官网正式上线Robotaxi界面，开启Robotaxi服务。 特斯拉官网Robotaxi界面 Robotaxi首页显示，"自动驾驶的未来正在到来"，初期将由Model Y提供服务，用户现在即可在官网注册，当服务正式开通时特斯拉会推送通知。 同时，车内还配备生物传感器，可实时监测乘客突发健康问题并自动报警。 ...

Group 1 - The People's Bank of China (PBOC) conducted a 220.5 billion yuan 7-day reverse repurchase operation, maintaining the operation rate at 1.40%, resulting in a net withdrawal of 21.5 billion yuan due to 242 billion yuan of reverse repos maturing on the same day [1] - Last week, the central bank's net liquidity injection was 102.1 billion yuan, with 182 billion yuan of Medium-term Lending Facility (MLF) maturing on June 17 [1] - As the end of the quarter approaches, there has been a slight increase in funding stratification, but the overall liquidity remains loose, with overnight funding rates rising slightly [1] Group 2 - This week, the scale of reverse repos maturing will rise to 960.3 billion yuan, and the net payment of government bonds will increase to 789.8 billion yuan, the highest level since late April [2] - Concerns about cross-quarter liquidity may arise due to the concentration of government bond payments and the issuance of large amounts of certificates of deposit [2] - The central bank's liquidity support will be crucial for maintaining stability in the banking sector's liabilities as the quarter-end approaches [2] Group 3 - Recent actions by the central bank, including buyout reverse repos, aim to maintain ample liquidity, with expectations for social financing to continue to rebound [3] - The Loan Prime Rate (LPR) remained unchanged, indicating a lack of incentive for commercial banks to lower rates further [3] - The central bank is expected to maintain a loose liquidity stance to counter potential external demand pressures [3] Group 4 - Future policies will be adjusted based on economic changes, with potential for increased efforts to stabilize growth in the second half of the year [4] - The establishment of new policy financial tools is anticipated to boost investment by serving as project capital [4]