人工智能发展的浪潮下，数据的重要性毋庸置疑。但当前整个数据行业还存在一些亟待解决的挑战，上 海市人大代表、上海数据集团金科公司总经理黄丁聪在今年上海两会现场接受《国际金融报》记者采访 时说，不仅是上海，目前全国都面临一系列共性问题，比如"数据资源的持有者和采集者之间，常常因 权属问题产生矛盾""数据流通全链条参与方缺乏收益分配机制""数据开发利用后的数据安全权责不清 晰"等。 因此，黄丁聪建议构建系统完备的数据要素流通支撑体系，充分激发各类数据企业、科技企业的创新活 力。他建议，对数据权属争议处理出台一些规范性的指导文件，落实"数据二十条"中关于持有权的要 求，规避所有权争议。率先建立相应的收益分配指导机制。探索建立"尽职免责"机制，为合规的数据流 通创新解除后顾之忧。"希望上海作为改革开放的排头兵、创新发展的先行者，能够做一些先行先试"。 黄丁聪认为，企业的数据流通还可能面临一些社会舆论压力，可能会被认为是"不务正业去卖数据"。因 此，如何建立激励机制，鼓励大中型企业推动其数据对外开发利用，今后也有待探讨。 黄丁聪表示，AI与数据要素流通是相互促进的关系。一方面，AI大模型需要海量数据作为"养料"，另一 方 ...

2月3日，上海市第十六届人民代表大会第四次会议开幕，市长龚正作政府工作报告。在部署"着力加强 核心功能建设，持续提升'五个中心'能级"时，报告明确指出，要深化国际金融中心建设，配合中央金 融管理部门加强科创板制度建设，更大力度培育壮大长期资本、耐心资本，探索构建离岸金融体系，加 快建设自主可控的人民币跨境支付体系。这为上海国际金融中心在"十五五"时期的功能升级指明了方 向。 "十四五"期间，上海国际金融中心建设活力迸发，金融市场规模与能级持续提升。数据显示，2025年前 三季度，在沪主要金融要素市场合计成交2967.8万亿元，同比增长12.7%。 与此同时，上海金融业对外开放在国内引领潮头，是外资金融机构进入中国市场的首选地。截至2024年 底，上海各类持牌金融机构达到1782家，其中外资金融机构占三分之一，全球主要跨国金融机构基本在 上海设有分支机构。 "十五五"是上海国际金融中心功能全面提升的关键五年。上海的目标是明确的，经过5—10年的建设， 基本建成与我国综合国力和全球影响力相匹配的国际金融中心。 这意味着上海将不仅是中国的金融中心，更将成为全球金融治理体系中一个积极的、建设性的参与者， 一个能够提供 ...

Group 1 - In January 2026, the mobile game "Gossip Harbor" by Lemon Microfun topped the overseas revenue chart, surpassing "Whiteout Survival" by DianDian Interactive, which had held the top position for the entire year of 2025 [1] - "Gossip Harbor" combines synthesis gameplay with a storyline about a single mother restarting her life, featuring a winter theme event that contributed to a 4% increase in overseas revenue and a 136% surge in downloads [1] - DianDian Interactive's "Whiteout Survival" and the 4X strategy game "Kingshot" ranked second and third respectively in the overseas revenue chart for January [1] Group 2 - DianDian Interactive's "Tasty Travels: Merge Game" entered the top ten revenue rankings for the first time, with a 33% month-over-month revenue increase due to the "Coral Isles" theme event and "Echoes of Vitality" card collection activity [4] - "Mobile Legends: Bang Bang" by Mutong Technology saw a 122% increase in overseas revenue, ranking 8th in the revenue chart, driven by the M7 World Championship and version activities [4] - The game has accumulated nearly $2.4 billion in global revenue since its launch nearly ten years ago, highlighting its status as a leading product in the global mobile esports market [4]

"人形机器人（核心股）产业是未来产业的重要方向，而它与汽车产业之间，在技术、生产线和市场应 用上，都有着非常高的契合度与互补性。"在今年上海两会现场，上海市人大代表、上海雅本化学有限 公司技术总监徐军在接受《国际金融报》记者采访时建议，推动上海市汽车产业与人形机器人产业深层 次、高水平融合。他认为，这将有望催生出全新的技术突破、产品形态和商业模式，是布局未来产业的 关键一步。 徐军建议，支持龙头企业、高校、科研院所联合组建"汽车—人形机器人（核心股）协同创新中心"。 "促进供应链深度融合与共享。"徐军建议，在临港新片区、嘉定汽车城、莘庄工业区等区域，规划建 设"汽车—机器人（核心股）融合产业园区"，吸引两类企业集聚。他还建议，要拓展多元化示范应用场 景、构建兼容的标准与测试评价体系、强化人才引育与生态建设。 "我主要关注国际科创中心的建设。"这是徐军对上海"十五五"规划的期待，他期待上海在未来五年内， 能够在生物医药（核心股）、集成电路、人工智能等前沿技术领域实现重大的飞跃与突破。 股票频道更多独家策划、专家专栏，免费查阅>> 责任编辑：栎树 徐军说，上海拥有完整的汽车产业链、雄厚的技术积累、丰富的应用场景和 ...

Group 1: AI and Industry Integration - Shanghai should build key points for the integration of AI achievements and industry [5][6] - The city aims to enhance AI capabilities and public data to support industry integration [5][7] - There is a need for a public data platform for AI industry integration to support small and medium enterprises [5][9] Group 2: Cultural and Economic Development - Cultural exhibitions, such as the "Pyramid Summit: Ancient Egyptian Civilization Exhibition," have significantly boosted local economy, attracting over 2.77 million visitors [5][6] - The integration of cultural products is essential for enhancing the city's soft power and economic growth [5][11] - Shanghai's international financial and shipping centers should leverage cultural tourism to retain consumer spending [5][6] Group 3: Technological Innovation and Collaboration - There is a need to improve collaboration between research institutions and industries to bridge the gap between basic research and industrial application [7][9] - The government should shift from a subsidy mindset to a customer-oriented approach to enhance market-driven innovation [8][9] - Strengthening the financial ecosystem to support technological innovation is crucial for Shanghai's development [9][10] Group 4: Social Welfare and Community Support - Addressing the needs of vulnerable groups, such as the elderly and single residents, is a priority for improving social welfare [11][12] - Establishing a collaborative mechanism among hospitals, communities, and law enforcement is essential for emergency support for isolated individuals [11][12] - The integration of technology in community services can enhance the quality of life for the elderly and disabled [12][13] Group 5: Environmental Sustainability - Continuous efforts in ecological governance are necessary for sustainable urban development [15][16] - Enhancing public access and services along the Huangpu River is vital for creating a world-class waterfront area [16][17] - Establishing a comprehensive wetland protection system and improving ecological governance mechanisms are recommended [16][17]

Group 1: AI Integration and Industry Development - Shanghai should build key integration points for AI achievements and industry fusion, leveraging AI computing power and public data [4] - The demand for computing power driven by AI applications, such as AI smart glasses, is expected to become a new growth point in the computing market [6] - There is a need to optimize incubator policies to support the transformation of scientific research into industrial applications, enhancing collaboration between research institutions and enterprises [6][7] Group 2: Cultural and Economic Growth - High-quality cultural exhibitions, such as the "Pyramid Summit: Ancient Egyptian Civilization Exhibition," have significantly boosted Shanghai's economy, demonstrating the strong impact of cultural soft power [3] - The integration of the international financial center and international shipping center is crucial for Shanghai's economic growth, with inbound tourism contributing approximately $15 billion in consumer spending, a 35% increase year-on-year [2] Group 3: Social Welfare and Urban Development - Discussions highlighted the need for a coordinated mechanism to support vulnerable groups, such as the elderly and those living alone, emphasizing the importance of community support systems [10][11] - The ecological governance of Shanghai is transitioning from a "battle" phase to a "sustained" phase, requiring continuous improvement in scientific and systematic governance [12][13]

香港首批稳定币牌照即将面世！ 香港金融管理局总裁余伟文近日透露，收到36份稳定币发行人牌照申请并正在评估，将争取于今年3月 发放稳定币牌照，但牌照数量不会太多。 香港稳定币发牌机制大致经历了"政策探索—沙盒验证—立法落地—牌照审批"四个阶段，2022年初开始 探索讨论与筹备，2024年3月开始稳定币发行人"沙盒"计划，2025年8月1日《稳定币条例》正式生效， 进入发牌申请期。 在受访行业专家看来，香港本地银行可能获得首批稳定币牌照。香港金管局在筛选时，核心考虑可能主 要集中在三点：一是必须具备100%的高流动性储备资产，二是需建立独立的第三方托管机制，三是要 有明确且可落地的支付场景。 香港本地银行或首批获牌照 "稳定币监管与发牌工作刚起步，未来国际间或会探讨相关互认安排。"余伟文指出，在评核稳定币牌照 申请时，其中一个关注的重点就是申请机构的风险管理能力。根据香港的监管框架，将来稳定币营运者 若有任何跨境活动，包括在中国内地、新加坡、伦敦、东盟等，均须遵守当地监管规定。境外发行的稳 定币，若要在香港应用（尤其零售领域），需在香港取得牌照，且需满足在港设立办公室、储备资产存 放于香港等条件。 记者了解到，香 ...

Core Viewpoint - The enthusiasm for institutional research on listed banks has increased since the beginning of the year, with a focus on credit allocation and interest margin management for 2026 [1][3]. Group 1: Institutional Research Activity - As of February 5, 2026, 12 regional banks have received 155 institutional research visits, totaling 327 interactions [1][3]. - Zhangjiagang Rural Commercial Bank has been actively engaging with multiple institutions, receiving five visits in less than a week [2]. - Shanghai Bank has been the most scrutinized, with 75 institutions participating in nine rounds of research since January 12, 2026 [3]. Group 2: Credit Allocation Focus - The "opening red" credit allocation for 2026 is a key focus, with banks reporting a positive start and increased public loan allocations compared to previous years [5]. - Banks like Hangzhou Bank and Zhangjiagang Bank are targeting key industries and projects, including infrastructure and technological upgrades [5][6]. - Analysts expect that new RMB loans in January 2026 will be around 5 trillion yuan, with a growth rate of approximately 6.2% [6]. Group 3: Deposit Structure Adjustments - The net interest margin for banks has been narrowing, with a historical low of 1.42% as of Q3 2025 [7]. - Banks are planning to optimize their liability structures and control deposit costs to stabilize interest margins [7][8]. - Institutions like Zijin Bank and Shanghai Bank are focusing on adjusting deposit sources and terms to manage costs effectively [7][8]. Group 4: Future Outlook on Interest Margins - Shanghai Bank anticipates a continued decline in the Loan Prime Rate (LPR) in 2026, which may lead to a further decrease in interest margins [8]. - Regional banks are expected to maintain stable earnings, although there may be a divergence in performance based on regional economic vitality [8].

Group 1 - The core viewpoint of the article highlights Yum China’s financial performance for the fourth quarter and full year of 2025, showing a total revenue growth of 4% to $11.8 billion and an operating profit of $1.3 billion, which is an 11% increase year-on-year [1] - Store expansion is identified as a key driver of Yum China's revenue growth, with a net addition of 1,706 stores in 2025, bringing the total to 18,101 stores by year-end [1] - The two main brands, KFC and Pizza Hut, experienced a store growth rate of approximately 12% in 2025, with KFC increasing from 11,648 to 12,997 stores and Pizza Hut from 3,724 to 4,168 stores [1] Group 2 - The article notes that the total number of new stores for the two main brands in the previous year was 1,793, which exceeds Yum China's total new store count of 1,706 for 2025, indicating a reduction in the number of secondary brands [3] - Yum China aims to accelerate its store expansion, targeting 20,000 stores by 2026 and 30,000 by 2030, requiring a net addition of approximately 1,900 stores in 2026, averaging over 5 new stores per day [3] - The franchise model is crucial for scaling growth, with the proportion of franchise stores increasing for both KFC and Pizza Hut from 15% to 37% and 2% to 31% respectively from 2023 to 2025 [3] Group 3 - The takeaway business has significantly impacted Yum China's performance, with a 25% year-on-year growth in delivery sales, which now account for 48% of restaurant revenue, up from 39% in 2024 [5] - In the fourth quarter, the delivery sales proportion for KFC and Pizza Hut reached 53% and 54% respectively, indicating a growing reliance on delivery services [5] - To address rising costs associated with delivery, Yum China announced a price increase for delivery products by an average of 0.8 yuan, while maintaining dine-in prices [5]

威特科夫说，会谈将继续进行，预计未来几周将取得更多进展。 尽管二战以来欧洲最致命的冲突仍在持续，但基辅首席谈判代表4日称，由美国斡旋的新一轮阿布 扎比会谈的首日谈判"富有成效"。 当地时间2月5日下午，已经进入第二日会议日程的俄美乌三方第二轮会谈在阿联酋阿布扎比落下帷 幕。本次会议除达成俄乌新一轮换俘协议外，各方暂未公布更多成果。 据新加坡《联合早报》网站5日报道，乌克兰、俄罗斯和美国三方代表当天达成协议，俄乌同意交 换314名被俘人员。各方将继续开展对话，预计今后数周将取得更多进展。 美国总统特朗普的特使威特科夫5日在社交平台X上发文说："美国、乌克兰和俄罗斯代表团同意交 换314名战俘。这是五个月以来的首次此类交换。"他补充道，结束战事仍有许多工作要做。 威特科夫称："这一成果是通过细致而富有成效的和平谈判实现的。虽然仍有大量工作要做，但这 样的举措表明，持续的外交努力正在取得切实成果，并推动结束乌克兰战争的努力。" 乌克兰总统泽连斯基曾说，乌克兰希望此次会谈能促成新一轮的战俘交换。 来源 央视新闻客户端 参考消息 ...