Jing Ji Wang
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线下网点,会否被替代?
Jing Ji Wang· 2025-06-11 03:45
当《金融时报》记者踏入位于北京市太平路附近的一家保险机构营业网点,扑面而来的喧嚣嘈杂瞬 间打破了工作日下午应有的宁静。 "来咱们网点的顾客,老年人居多,大多为了咨询业务,偶尔也会处理一些纠纷。"网点工作人员王 大姐一边忙碌,一边向记者解释道。 "我还是更习惯在线下跟人打交道。"章阿姨热情地拉着记者说,"在这儿,我能清清楚楚地看到工 作人员的模样,明明白白地听他们解释那些晦涩难懂的条款。我心里清楚,人在这儿,网点也在这儿, 踏实得很。" 章阿姨的这番话,代表了众多老年消费者对线下营业网点的依赖。60岁的张大爷也深有同感:"他 们能不厌其烦地给我讲解保险知识。我想给我孙女攒点教育金,网点销售人员能根据我的情况挑选合适 的产品。要是遇到什么问题,随时都能找到人解决,这多让人安心啊。" 尽管网点人来人往,但王大姐告诉记者:"实际上,随着线上保险业务的迅猛发展,我们明显感觉 到客流量在减少,业务量也受到了不小的影响。" 记者在走访时了解到,章阿姨并不住在太平路附近。"我家住得再往东边儿点,坐公交也要将近10 站地。我家那片儿原先也有一个网点,不知道为什么现在没了。"为了查到这个现在离家比较近的网 点,章阿姨打了不少电话 ...
好医生集团精彩亮相第二十届西博会
Jing Ji Wang· 2025-06-10 03:17
Group 1 - The 20th China Western International Expo (West Expo) was held in Chengdu, Sichuan, from May 5 to May 29, with over 3,000 domestic and international enterprises participating [1] - The West Expo has developed into a significant platform for promoting the development of Western China and international cooperation over 25 years, showcasing breakthroughs in cutting-edge fields such as artificial intelligence, biotechnology, new displays, and low-altitude economy [3] - Good Doctor Group showcased its products, including Good Doctor Rehabilitation New Liquid and other traditional Chinese medicine products, attracting attention from attendees worldwide [3] Group 2 - Good Doctor Rehabilitation New Liquid is a key achievement in the biopharmaceutical industry chain in Liangshan, featuring innovative characteristics in raw material extraction, production processes, and clinical applications [6] - The company established China's first GAP-certified breeding base for American cockroaches in Liangshan, ensuring standardized supply and enhancing production quality through an intelligent factory with a 98% automation rate and an annual capacity of 20,000 tons for the Rehabilitation New Liquid [6] - Good Doctor Group emphasizes the modernization of traditional Chinese medicine through technological innovation, aiming to contribute significantly to human health and the high-quality development of the biopharmaceutical industry [6][7]
利率跌破1%,“收蛋”的年轻人多了
Jing Ji Wang· 2025-06-10 02:01
Core Viewpoint - The recent decline in deposit rates among major state-owned banks has led to a shift in consumer behavior, with many opting to move their funds into alternative investment vehicles rather than renewing deposits [1][3]. Group 1: Deposit Rate Trends - Major state-owned banks have seen their one-year fixed deposit rates drop below 1%, while the interest rate for demand deposits has fallen to as low as 0.05% [1]. - In April 2025, household deposits decreased by 1.39 trillion yuan, while deposits in non-bank financial institutions increased by 1.57 trillion yuan, reflecting a shift in financial management strategies [3][4]. Group 2: Changing Investment Preferences - A new trend termed "new three golds" has emerged among younger generations, with 9.37 million individuals from the post-90s and post-00s generations diversifying their investments into money market funds, bond funds, and gold funds [6]. - Young investors are increasingly favoring flexible investment options like Yu'ebao, which offers similar returns to bank deposits but with greater liquidity [6]. Group 3: Investment Strategies and Community Engagement - Investors are encouraged to adopt a diversified approach to asset allocation, with recommendations to allocate funds in a 3:5:2 ratio among money market funds, bond funds, and gold funds to mitigate risks [8]. - The low-interest-rate environment has spurred a surge in financial literacy, with many individuals participating in online communities to share investment experiences and strategies [8][9].
齐向东:重塑内生安全体系 实现安全突围
Jing Ji Wang· 2025-06-09 10:06
Core Insights - The 2025 Global Digital Economy Conference emphasizes the importance of a systematic approach to cybersecurity, with the theme "Breaking Through Security: Reshaping the Endogenous Security System" [1] - Qi Xiangdong, a key speaker, highlights that the current cybersecurity industry is at a critical juncture where systematic construction is essential for overcoming existing challenges [1] Group 1: Current Challenges in Cybersecurity - The cybersecurity industry is facing three major dilemmas: ineffective implementation of systematic thinking, integration bottlenecks between large and small systems, and operational obstacles within small systems [2] - Over 90% of large government and enterprise institutions purchase security equipment from more than 10 vendors, leading to a fragmented "big platter" state in cybersecurity [2] - The lack of integration between large and small systems results in disjointed security capabilities and difficulties in unified strategic implementation [2] Group 2: Barriers to Effective Security Systems - Qi identifies three significant barriers to achieving the emergent effect in endogenous security systems: data silos, insufficient investment, and compatibility issues between old and new systems [2] - Data silos continue to hinder the implementation of security systems, despite the increasing importance of data in security over the past decade [2] - The phenomenon of "many manufacturers" and "two skins" contributes to data fragmentation, making it difficult for organizations to recognize external attacks [3] Group 3: Pathways for Systematic Construction - Systematic construction in cybersecurity requires adopting a system integration mindset, applying systematic thinking to the development of security protection frameworks [3] - Qi proposes three pathways for reshaping the security industry: reconfiguring data aggregation models, enhancing security operation models, and fostering ecological cooperation models [3]
“董明珠健康家”全国布局再落一子!长沙旗舰店即将盛大开业
Jing Ji Wang· 2025-06-09 03:43
Core Viewpoint - Gree Electric's "Dong Mingzhu Health Home" brand is expanding its national presence with the opening of its first flagship store in Changsha, Hunan, focusing on a comprehensive health living solution through immersive experiences and smart technology [1][2]. Group 1: Store Opening and Concept - The flagship store, covering over 1,000 square meters, emphasizes a health concept centered around "air-water-diet" and aims to provide a full-home health living solution [1]. - The store features five experiential areas including air conditioning, refrigerators, washing machines, whole-house water purification, and small appliances, allowing consumers to experience a "one-click linkage" health living scenario [2]. Group 2: Strategic Expansion Plans - Gree plans to open 3,000 "Dong Mingzhu Health Home" stores nationwide by 2025, with the Changsha flagship serving as a benchmark for the Central China region and promoting the health living concept [4]. Group 3: Marketing and Brand Strategy - The opening event will include a live broadcast featuring Gree's chairman Dong Mingzhu and her former co-stars from a popular variety show, aiming to connect emotionally with the audience and enhance brand youthfulness and entertainment marketing [5]. - The integration of product experience, celebrity IP, and live marketing is expected to strengthen the brand's technological image and reach younger demographics, potentially creating a "breakthrough" effect [8]. Group 4: Industry Positioning and Transformation - Gree is accelerating its transformation into the health home sector, leveraging its patented technologies in air conditioning, water purification, and cold chain preservation to establish a comprehensive health protection system [6]. - The opening of the Changsha flagship store marks Gree's deep penetration into the Central China market and sets a standard for future nationwide store operations [6].
江苏华瑞时尚集团1-4月外贸订单量同比增长22.6%
Jing Ji Wang· 2025-06-06 09:24
华瑞时尚集团外貌 这家成立于1993年的民营企业,从南京一家小型外贸公司起步,一路发展壮大到全球化集团,历经32年风雨,构建起服饰设计、制作,全球服装供应链 管理,进出口贸易等多产业版图。面对近年来全球贸易波动与产业变迁,华瑞时尚以前瞻布局、技术创新为锚点,在海外市场与新兴领域逆势突围,成为中 国外贸企业"韧性"成长的缩影。 在位于江宁开发区的华瑞时尚总部研发中心内,技术人员们正专注调试一批新型防晒面料。江苏华瑞时尚董事长孙家军站在样品展示区,手指轻轻摩挲 面料解释道:"十年前,当防晒服还属于小众产品时,我们便开始关注、研发这类功能性服饰。如今,防晒服已细分出运动、户外、旅行、通勤等多样化场 景运用,不同场景对于面料的需求各不相同——比如适应高原旅行环境的防晒服需拥有超高的紫外线阻隔率,而都市通勤款则追求轻量化与时尚感的平 衡。" 今年4月,在复杂多变的国际环境下,深耕外贸行业的江苏华瑞时尚集团(简称:华瑞时尚)交出成绩单:1-4月外贸订单量同比增长22.6%,国内市场 订单量与去年同期持平。 2008年,华瑞时尚在上海成立自有服装品牌"LAGOGO",全国铺设1600余家品牌店铺,销售额占集团服装业务的30 ...
有了“好房子”要有“好门窗”,新豪轩门窗引领产业正向发展
Jing Ji Wang· 2025-06-06 09:24
Core Insights - The home furnishing industry, particularly the door and window sector, is experiencing a transformation from scale expansion to value cultivation, driven by consumer demand for quality over mere functionality [1][2] - New豪轩门窗 is positioning itself as a leader in this transition by emphasizing high-quality products and creating a strong competitive moat [1] - The collaboration with Xinhua News aims to promote the "Good Home" era in China, enhancing consumer trust in the quality of domestic products [1] Company Overview - New豪轩门窗 has been in the door and window industry for 22 years, adopting a design philosophy of "One Window, One World" and integrating smart home technology into its products [2] - The company’s "Slim Narrow Frame System Window" features a 22mm ultra-narrow frame design, improving visibility by 40%, while the "Smart Sensor Window" can automatically open and close based on weather conditions, enhancing safety and convenience [2] - With a production capacity of 1.5 million square meters annually, New豪轩门窗 operates Asia's largest production base and has maintained the top sales position in the window category on Tmall for three consecutive years [2] Strategic Focus - New豪轩门窗's strategy is driven by five core factors: brand strength, product quality, design capability, service excellence, and delivery efficiency [2] - The company aims to set a benchmark for high-quality development in China's manufacturing sector through green manufacturing practices and industry collaboration [2] - Future plans include exploring innovative brand-building paths to position Chinese windows as a global benchmark in the industry [2]
2025MMLC(第三届)锂产业大会即将开幕
Jing Ji Wang· 2025-06-06 08:45
2025年6月23日至25日,由中国五矿集团有限公司指导,五矿资本股份有限公司主办,五矿期货有限公司、上海钢联电子商务股份有限公司承办的 2025MMLC(第三届)锂产业大会将在青海省西宁市开幕。 在全球能源转型加速的浪潮下,锂作为"白色石油"已成为碳中和时代的核心战略资源。当前,锂资源供需格局正经历深刻重构——盐湖提锂凭借储量优 势和低碳潜力,被广泛视为保障全球锂供应链安全与韧性的关键突破口。同时,产业链下游的电池材料技术迭代、多场景的市场应用、锂产业的定价逻辑、 循环经济闭环构建等核心议题,深刻影响着全球锂电产业的可持续竞争力与未来格局。 作为2025MMLC(第三届)锂产业大会举办地,青海省地大物博、资源丰富,是我国重要的生态屏障、资源宝库,其钾盐、镁盐、锂盐资源储量居全 国首位,当前正如火如荼建设世界级盐湖产业基地;而作为大会的指导方——中国五矿,正以"具有全球竞争力的世界一流金属矿产企业集团"为战略愿景, 以"矿业报国、矿业强国"为初心使命,致力于成为金属资源保障主力军、冶金建设运营国家队。2025年2月,中国五矿与青海省共同组建中国盐湖工业集 团,在青海盐湖、中国盐湖、世界盐湖发展史上开启了崭新的 ...
“中国智造”碰撞“中国设计”,华为鸿蒙智家的“好房子”密码
Jing Ji Wang· 2025-06-06 08:39
Group 1 - The Huawei HarmonyOS Smart Home Design Competition aims to integrate space intelligence and aesthetic design, promoting the application of smart home technology in real-life scenarios to enhance consumer experiences [1][4] - The smart home market in China is experiencing rapid growth, with projections indicating a market size of approximately 8 trillion yuan by 2025, driven by favorable policies and strong consumer demand [3] - Huawei's HarmonyOS Smart Home offers a comprehensive solution with a core architecture of "1+2+N," compatible with over 2,900 HarmonyOS ecosystem partners and more than 7,800 smart products [3] Group 2 - The competition reflects Huawei's insight into the increasing consumer demand for both intelligent and aesthetic home environments, aiming to merge "smart decoration" and "beautiful decoration" [4][6] - Technological innovations are significantly advancing the space design industry, enabling designers to create more interactive and intelligent environments, thus bridging the gap between creative concepts and commercial implementation [6] - Huawei's solutions provide new pathways for the real estate industry, enhancing the value of spaces and supporting the implementation of "good housing" policies [6][9] Group 3 - The HarmonyOS Smart Home's technological investments in PLC connection, smart voice, and AI sensing enhance the efficiency and convenience of home automation [7] - The increasing consumer demand for personalized home experiences is driving a shift towards aesthetic upgrades in home living, with Huawei's solutions covering the entire process from design to smart implementation [9] - The competition is seen as a catalyst for a new wave of consumer trends that integrate intelligent aesthetics in space design and smart home solutions, showcasing the innovative power of Chinese brands [9]
坚美铝业举行经销商发展研讨会 共绘转型新蓝图
Jing Ji Wang· 2025-06-06 08:33
Core Insights - The conference focused on the theme "Reform and Transformation, Aggregation and Empowerment, Value Service, Win-Win Future" and aimed to review the past year's achievements and discuss the current state and trends of the aluminum industry [1][3] - The company emphasized the importance of innovation and reform to break through market stagnation and create new opportunities [3] - The CEO presented a strategic plan focusing on six core transformations to enhance the company's competitiveness and adapt to market changes [3][4] Group 1 - The conference was attended by the chairman, core executives, and marketing teams, along with dealers from across the country [1] - The vice president highlighted the strategic role of dealers in the company's development and shared successful case studies with detailed data [3] - The company aims to build a new industry ecosystem through resource integration across various dimensions including products, channels, supply chain, digitalization, material production, and culture [3] Group 2 - The chairman called for a crisis awareness and preparation for a prolonged battle against the backdrop of a complex economic environment and industry challenges [4] - The aluminum alloy door and window industry is undergoing significant changes driven by technological advancements and evolving market demands [4] - The conference concluded with an award ceremony recognizing outstanding dealers for their performance in 2023-2024, fostering communication and cooperation between the company and its dealers [4]