1月29日，"金晨被曝疑似涉嫌交通肇事逃逸"事件引发各界关注。 有消息称，在事故处理结束后，保险公司在理赔调查阶段调取交警监控时发现，实际驾驶人并非徐长青，而是 车主金晨本人，保险公司随后向交警部门报案。金晨方面曾联系保险公司要求撤案，保险公司经考虑后撤销了 该报案。 澎湃新闻记者从相关保险公司获悉，该理赔报案发生后，当地机构按照流程进行现场查勘服务，过程中客户放 弃索赔，公司依照程序对理赔报案予以撤销。 来源：澎湃新闻 券中社 × 券商中国 券 中 社 扫码下载券中社APP 扫码关注券商中国公众号 quanshangcn qzs.stcn.com 舞中 券中社APP 券 商 中 国 是 证 券 市 场 权 威 媒 体 《 证 券 时 报 》 旗 下 新 媒 体 , 券 商 中 国 对 该 平 台 所 刊 载 的 原 创 内 容 享 有 著 作 权 , 责编：汪云鹏 校对： 王锦程 百万用户都在看 利好突袭！马斯克，重大宣布！欧盟也有大动作！事关商业航天 直线拉升！光刻机巨头，传来重磅利好！AI，再度引爆！ 突发！超2900架次航班，紧急取消！这一品种狂飙70%！特大风暴，突袭美国 跨界并购！牛股尾盘，封死涨 ...

AI再传重磅利好催化。 受业绩超预期刺激，今晚，美股开盘后，美国科技巨头Meta股价一度暴涨超11%。其最新公布财报显示，2025 年第四季度营收及2026年第一季度营收指引均大超市场预期。Meta预计2026年资本支出最高达1350亿美元， 接近去年的两倍。 对于Meta、微软等科技巨头强劲的资本支出，摩根大通分析师Harlan Sur分析称，AI（人工智能）基础设施的 支出强度已明确进入新一轮扩张周期，相关投入将重点集中于数据中心、网络及定制芯片等领域，并带动半导 体产业链持续受益。 另外，贵金属市场再度全线大涨，现货黄金一度大涨超2%，现货白银一度大涨超3%，LME伦铜一度暴涨超 11%，集体创出历史新高。有分析指出，AI基础设施和电网建设带来的需求逻辑仍在，海内外流动性宽松的趋 势未变，为铜价提供有力支撑。 超级巨头暴涨 北京时间1月29日晚间，美股三大指数开盘涨跌不一，Meta的股价大幅攀升，一度大涨超11%，截至发稿，涨 幅略微收窄至9%。 Meta还预计，全年资本支出将达1150亿美元至1350亿美元，超过分析师平均预期的1106亿美元。这一数字几乎 是其2025年资本支出（722亿美元）的两倍 ...

全球市场，正在为黄金而"沸腾"。 1月29日，世界黄金协会发布的报告显示，2025年全球黄金总需求首次突破5000吨大关，创历史新高；全球黄 金需求总值飙升至前所未有的5550亿美元，同比增长45%。 在避险情绪与资产重估浪潮的推动下，黄金正在成为全球资本市场最耀眼的资产之一，金价持续刷新纪录。当 日，黄金现货、期货价格双双站上5500美元/盎司关口，伦敦金本月涨幅高达28%。 金价的凌厉上涨，也迅速传导至终端消费市场。多家黄金珠宝品牌当日公布的足金饰品价格普遍突破1700元/ 克，再创历史新高。 突破5000吨！黄金需求创纪录 1月29日（周四），世界黄金协会发布的2025年全年《全球黄金需求趋势报告》显示，2025年全球黄金总需求 达5002吨，创历史新高。 从结构看，投资需求成为推动2025年全球黄金需求创纪录的核心力量。 报告显示，2025年全球黄金投资需求攀升至2175吨，首次站上2000吨以上的里程碑水平。其中，全球黄金ETF 全年净增持801吨，创下历史第二高年度增量。持续的地缘政治风险、全球经济不确定性以及主要经济体政策 博弈，使得大量资金涌入黄金ETF，寻求避险与资产多元化配置。 中国央行方 ...

Core Viewpoint - The article discusses the recent surge in gold prices, which have exceeded $5,500 per ounce, and the subsequent reactions from banks regarding their gold accumulation products and interest rates [1]. Group 1: Gold Price Surge - On January 29, the spot gold price in London surpassed $5,500 per ounce, igniting market sentiment [1]. Group 2: Bank Reactions - Several banks have raised investment thresholds, strengthened risk assessments, and reminded investors to pay attention to market volatility and the risk attributes of gold products [2][7]. - Many banks have collectively lowered the interest rates on gold accumulation or deposit products, with some rates dropping to as low as 0% [2][5]. Group 3: Gold Accumulation Products - Personal gold accumulation accounts allow clients to deposit a certain weight of gold, which can be redeemed or exchanged for physical gold products [3]. - The interest rates for gold accumulation accounts have significantly decreased, with some banks announcing rates as low as 0.01% for active accounts [4][5]. Group 4: Encouraging Long-term Holding - Banks aim to encourage clients to adopt a long-term holding strategy for gold, reducing frequent trading and promoting stability in funds [6]. - The adjustments in interest rates are intended to guide clients towards more planned investment approaches, while still offering benefits like the ability to redeem for physical gold [6]. Group 5: Increased Investment Thresholds - Banks have also raised the minimum investment amounts for gold accumulation products, reflecting a cautious approach to compliance and risk management amid rapid expansion in gold business [7]. - For instance, starting January 29, the minimum investment for Ping An's gold accumulation plan increased from 1,100 yuan to 1,200 yuan [7].

马斯克旗下人工智能公司xAI，也有最新动向。特斯拉当地时间周三（1月28日）宣布，将向xAI投资20亿美 元，并表示其 Cybercab无人出租车的生产计划正按计划于今年实现。今年1月6日，xAI宣布完成E轮200亿美元 融资，整体估值达到2300亿美元，较去年春季时的估值翻了一番。 OpenAI拟融资近1000亿美元 据《The Information》报道，英伟达、亚马逊和微软正在就向OpenAI投资至多600亿美元展开磋商，此举可能 成为人工智能领域迄今规模最大的融资轮之一。当前，在生成式人工智能竞争日趋激烈之际，OpenAI拟持续 扩大其计算需求与长期研究能力，因此促成了这一谈判。 AI巨头，正在筹集巨额资金！ 据最新消息，英伟达、微软、亚马逊正在洽谈向OpenAI投资高达600亿美元，作为OpenAI新一轮1000亿美元重 大融资的一部分。1月28日还有消息称，软银正洽谈向OpenAI追加至多300亿美元投资。 据报道，此次融资谈判尚处初步阶段，尚未签署最终协议。上述三家公司分别提出不同规模的投资承诺，但相 关数字仍可能变动。 特斯拉宣布对xAI投资20亿美元 OpenAI的上述融资谈判，发生在整个 ...

公众号截图 来源：边海纵横微信公众号 2026年1月29日，外交部边海司司长侯艳琪同菲律宾外交部副部长艾雷拉-林、部长助理兼亚太司司长阿尔费雷 斯在菲律宾宿务举行双边会见。双方就涉海等共同关心的问题坦诚深入交换意见，同意继续通过外交渠道保持 沟通。 突发！超2900架次航班，紧急取消！这一品种狂飙70%！特大风暴，突袭美国 跨界并购！牛股尾盘，封死涨停！A股又一信号闪现 尾盘异动！A股，三大信号"闪现" 违法和不良信息举报电话：0755-83514034 邮箱：bwb@stcn.com 责 编：汪 云 鹏 校 对： 王 锦 程 百万用户都在看 利好突袭！马斯克，重大宣布！欧盟也有大动作！事关商业航天 直线拉升！光刻机巨头，传来重磅利好！AI，再度引爆！ ...

★ 宏观动态 ★ 央行：2025年第四季度全国新发放商业性个人住房贷款加权平均利率为3.06% 据央行消息，2025年第四季度全国新发放商业性个人住房贷款加权平均利率为3.06%。 国务院办公厅印发《加快培育服务消费新增长点工作方案》 国务院办公厅日前印发《加快培育服务消费新增长点工作方案》（以下简称《工作方案》），旨在优化和扩大 服务供给，促进服务消费提质惠民，为经济高质量发展提供有力支撑。《工作方案》提出3方面支持政策。一 是聚焦交通服务、家政服务、网络视听服务、旅居服务、汽车后市场服务、入境消费等重点领域，从优化服务 供给、推进先行先试、创新消费场景、加强人才培养等方面发力，激发发展活力。二是聚焦演出服务、体育赛 事服务、情绪式体验式服务等潜力领域，从健全激励机制、优化安全管理、培育优质品牌、建设平台载体等方 面着手，培育发展动能。三是通过健全标准体系、加强信用建设、强化财政金融支持等，加强对培育服务消费 新增长点的支持保障。《工作方案》要求各地区、各有关部门加强政策设计，创新支持举措，优化服务消费环 境，根据需要制定出台具体服务消费领域支持政策。 北京首个人形机器人中试验证平台正式启动，预计年产能50 ...

Core Viewpoint - Huawei has initiated a significant promotional campaign ahead of the Spring Festival, offering substantial discounts on various flagship products to stimulate consumer demand in a challenging market environment [1][6]. Group 1: Promotional Activities - Huawei's "New Spring Discount" campaign runs from January 29 to February 28, featuring discounts on multiple flagship products, with the Smart Screen S6 Pro offering the highest discount of 4000 yuan [1][5]. - Discounts on smartphones include up to 1500 yuan off the Pura 80 series, 1800 yuan off the Mate 70 series, and 2000 yuan off the Mate X6 series. Additionally, consumers can receive up to 1000 yuan in extra subsidies for trade-ins and enjoy interest-free installment plans for up to 12 months [2][5]. - The promotion extends beyond smartphones to include a wide range of Huawei's ecosystem products, such as smartwatches, headphones, tablets, PCs, and smart routers, providing consumers with a comprehensive selection for the Spring Festival [5]. Group 2: Market Context - The global smartphone industry is currently facing growth challenges, with IDC predicting a slight decline in China's smartphone market shipments in 2025, estimated at approximately 284 million units, down 0.6% year-on-year [7]. - Despite the overall market contraction, Huawei has managed to reclaim the top position in China's smartphone market with a shipment volume of 46.7 million units in 2025, achieving a market share of 16.4%, surpassing Apple and Vivo, which both hold 16.2% [6][7]. - The competitive landscape among the top five smartphone manufacturers remains intense, with market shares highly concentrated [7]. Group 3: Supply Chain and Technology - Huawei's ability to navigate the current market challenges is supported by its enhanced self-sufficiency in core component supply chains, particularly with the recent public unveiling of the Kirin 9020 chip, marking a significant development after a four-year hiatus [8].

Core Viewpoint - On January 29, a rare market event occurred where resource-related LOFs, including oil LOFs, experienced a collective surge, with many products hitting the daily limit up [1][4]. Group 1: Market Performance - Multiple LOF products, including Yuanda Oil LOF and Jiashi Oil LOF, achieved significant gains, with several products closing at the daily limit up of 10% [3][5]. - The WTI crude oil futures reached $65.002 per barrel, marking a 2.83% increase and the highest level since September 2025 [7]. - The strong performance of resource LOFs was attributed to high premium rates and a surge in investor interest due to tight QDII quotas and low subscription limits [6][7]. Group 2: Fund Announcements - Several fund companies announced that their resource-related LOFs would be suspended from trading starting January 30, 2026, to alert investors about the risks associated with high premium rates [2][9]. - The announcement included specific funds such as the Yuanda Oil LOF and Jiashi Oil LOF, which will also be suspended until 10:30 AM on January 30 [9][10]. - The suspension is a response to significant deviations between market prices and net asset values, indicating potential risks for investors [9][10]. Group 3: Investor Behavior - Investors have been utilizing the "offshore subscription + onshore selling" arbitrage mechanism, leading to concentrated inflows into LOF funds [6]. - The tightening of subscription limits for oil LOFs, with the daily single account limit reduced to as low as 2 yuan, has led investors to purchase at higher prices in the secondary market [7][9]. - Analysts warn that if international oil prices decline or if arbitrage funds withdraw, the prices of these funds may quickly revert to net asset values, posing risks for investors who buy at high prices [9][10].

Core Viewpoint - The "fixed income +" funds are gaining popularity as a result of declining interest rates and a shift in residents' deposits, with the total scale reaching a historical high of 2.735 trillion yuan by the end of 2025, driven mainly by secondary bond funds [1][2]. Group 1: Fund Scale and Growth - The nominal scale of "fixed income +" funds, including primary and secondary bond funds, mixed bond funds, and convertible bond funds, has surpassed 2.735 trillion yuan, marking a historical peak [2]. - The secondary bond funds have seen significant net subscriptions, maintaining a net subscription rate around 50%, with the total scale rising to 1.58 trillion yuan [2]. - The primary bond funds have decreased to 833 billion yuan due to a reduction in pure bond products and some fund liquidations [2]. Group 2: Investment Trends - There is a growing demand from residents for assets with rights, driven by declining interest rates on fixed deposits and a recovering investment sentiment [2][3]. - The absolute scale of institutional holdings in rights-bearing investments remains low compared to historical levels, indicating substantial growth potential [3]. - The "fixed income +" strategy is positioned to fill the gap between high-yield equity funds and lower-yield pure bond funds, as the Sharpe ratios of these asset classes converge [3]. Group 3: Company and Product Performance - The growth of "fixed income +" funds is concentrated among leading companies, with a noticeable Matthew effect, where top firms dominate the market [4]. - E Fund and Invesco Great Wall are the only two companies with "fixed income +" scales exceeding 200 billion yuan, with Invesco Great Wall showing significant growth in Q4 2025 [4]. - The top-performing "fixed income +" fund in Q4 2025 was Invesco Great Wall's Jing Sheng Shuang Xin, which saw an increase of 20.836 billion yuan [4]. Group 4: Market Dynamics - The development of "fixed income +" funds is supported by a combination of declining interest rates and a recovering stock market, which enhances the return potential of these funds [6]. - By the end of 2026, a significant amount of residents' fixed deposits will mature, providing liquidity that is likely to flow into investment areas [6]. - The attractiveness of "fixed income +" products is expected to increase as they offer a safety net while also benefiting from capital market reforms and resilient earnings from quality assets [6].