格隆汇9月19日｜A股市场银行股普跌，其中，工商银行、紫金银行跌1.7%，农业银行、中信银行跌 1.6%，宁波银行、中国银行跌1.3%。 ...

Group 1 - The "Maker China" high-end scientific instruments and sensors competition successfully held its finals, supported by CITIC Bank Beijing Branch, marking a significant event in the field of instrumentation and sensors in China [1] - A total of 182 projects competed in the finals, focusing on key areas such as the development of core components for high-end scientific instruments and breakthroughs in high-precision sensor detection technology [1] - The event resulted in the signing of cooperation agreements between Beijing Huairou Instrument and Sensor Co., Ltd. and 18 outstanding projects, indicating substantial resource integration and promoting industrial development [1] Group 2 - CITIC Bank Beijing Branch plans to deepen collaboration with the Ministry of Industry and Information Technology and the Municipal Economic and Information Bureau to enhance financial service models for small and medium-sized enterprises in the sector [2] - The bank aims to optimize service quality and help enterprises in Beijing's instrumentation and sensor field connect with essential resources such as technology, funding, and market opportunities [2] - The initiative aligns with the broader strategy of contributing to the development of "new quality productivity" in the industry [2]

Core Viewpoint - The announcement from Igor indicates that its controlling shareholder, Foshan Magus Investment Co., Ltd., has pledged 23,651,147 shares through a stock pledge business at CITIC Bank's Foshan branch [2] Group 1 - The number of shares pledged is significant, totaling approximately 23.65 million shares [2] - The transaction involves a major financial institution, CITIC Bank, indicating a formal financial arrangement [2] - The controlling shareholder is identified as Foshan Magus Investment Co., Ltd., which plays a crucial role in the company's ownership structure [2]

Group 1 - The core idea of the article is the initiative taken by CITIC Bank branches in Nanchang to enhance public awareness and knowledge about counterfeit currency through a series of promotional activities [1] - The campaign is themed "Building a Strong Currency Security Network, Protecting the People's Wallets" and "Financial Standards Benefit the People and Enterprises," aiming to educate the public on counterfeit currency knowledge and the standards for evaluating RMB banknotes and coins [1] - Various promotional methods were employed, including online activities through community WeChat groups and setting up consultation desks at bank branches to create a strong awareness atmosphere [1] Group 2 - Bank staff engaged with the community by distributing promotional materials and providing on-site explanations about the dangers, characteristics, and identification methods of counterfeit currency, attracting many citizens [1] - To further deepen the impact of the campaign, the branches organized an online quiz competition on counterfeit currency knowledge to stimulate public interest in learning [1] - The joint promotional activities have successfully enhanced public awareness and capability regarding counterfeit currency, receiving positive feedback from the community [1]

此次系列宣传活动有利于提升群众如何识别假币、发现假币等内容，任何单位和个人存在拒收现金或者 采取歧视措施排斥现金支付等行为将依法追究责任。 中信银行南昌高新支行将持续开展人民币宣传活动，引导群众关注了解人民币知识，进一步提高人民群 众对反假工作的积极性，坚定维护人民币法定地位及形象，更好履行金融机构的社会责任和义务。（熊 晓芊） 编辑：穆皓 转自：新华财经 为进一步增强社会公众对于人民币知识的了解，提高群众的假币辨别能力，营造良好的货币流通环境， 中信银行南昌高新支行积极开展"反假货币知识"等系列宣传活动，针对识别假币、爱护人民币、保持人 民币整洁度，不宜流通人民币纸币标准、硬币标准等人民币相关知识进行宣传。 南昌高新支行在厅堂显示屏滚动播放反假视频并在大门LED屏循环播放反假货币宣传标语"筑牢货币安 全网，守好群众钱袋子"，设立反假货币咨询台，摆放人民币宣传手册及人民币相关折页，工作人员向 客户讲解人民币相关知识。同时网点还在社区现金网格管理群内转发反假货币知识，通过线上分享，达 到以点带面的宣传效果，并积极引导支行员工进行反假货币知识竞答，要求支行员工在微信朋友圈进行 反假货币知识等的链接转发，做好线上宣 ...

活动现场设置金融知识宣教区和趣味游戏区，吸引不同年龄层的市民游客踊跃参与。工作人员通过展 板、手册、方言讲解等形式，深入浅出地普及反诈防骗、个人信息保护、理性投资等实用知识，帮助公 众识别常见金融陷阱，增强风险防范意识。累计接待咨询超2000人次。 9月16日上午，中信银行呼和浩特分行以"保障金融权益，助力美好生活"为主题的2025年"金融知识宣传 周"宣教活动温情启幕。活动打破传统模式，将专业金融知识与趣味互动相结合，融入文旅消费场景， 让市民游客在轻松氛围中掌握金融干货，切实筑牢金融风险"防火墙"。 此次活动收获了群众与商户的广泛认可。市民王女士说："这个活动很有意义，像我们这些防范意识不 强的中老年人，能从中增长不少知识。"参与培训的商户反馈，通过银行培训更深入理解了诚信经营的 内涵，主动提示风险、保护客户信息已成为提升服务品质的重要一环。 截至目前，中信银行呼和浩特分行已在塞上老街实现超100家商户金融宣教与诚信经营宣传全覆盖，累 计触达群众超百万人次，商户主动参与诚信经营与消费者权益保护工作的积极性显著提升，逐步形 成"游客懂权益、商户守诚信、消费有保障"的良性互动格局，为地方文旅消费高质量发展注入 ...

创金合信中证红利低波动指数A（005561）基金经理为董梁、孙悦。 9月18日，中信银行跌1.71%，截至发稿，报7.48元/股，成交4.49亿元，换手率0.15%，总市值4162.26亿 元。中信银行股价已经连续5天下跌，区间累计跌幅5.32%。 资料显示，中信银行股份有限公司位于北京市朝阳区光华路10号院1号楼6-30层,32-42层,香港九龙柯士 甸道西1号环球贸易广场80层，成立日期1987年4月20日，上市日期2007年4月27日，公司主营业务涉及 公司银行业务、零售银行业务及资金资本市场业务。主营业务收入构成为：公司银行业务44.58%，零 售银行业务40.10%，金融市场业务14.97%，其他业务及未分配项目0.35%。 从基金十大重仓股角度 数据显示，创金合信基金旗下1只基金重仓中信银行。创金合信中证红利低波动指数A（005561）二季 度持有股数1274.61万股，占基金净值比例为2.63%，位居第五大重仓股。根据测算，今日浮亏损失约 165.7万元。连续5天下跌期间浮亏损失535.34万元。 创金合信中证红利低波动指数A（005561）成立日期2018年4月26日，最新规模18.66亿。今 ...

为贯彻落实总行"进万企—信服惠企"工作要求，进一步推动高质量客群建设，中信银行北京分行在总行 公司客户部的支持下，作为协办单位承办"创客北京2025"创新创业大赛（以下简称"创客北京2025"）， 全程参与并助力赛事取得圆满成功。"创客北京"为北京市经信局主办的市级创新创业大赛，本次第十 届"创客北京2025"大赛共吸引超6000个项目报名参赛，参赛企业集中在北京市重点发展的高精尖产业和 具有潜力的未来企业，与中信银行着力拓展的目标群体高度一致。 中信银行北京分行作为创客大赛的协办单位，已连续四年为参赛企业提供服务，并以精湛的专业能力和 优质的综合服务获得了主办方、各区委办局、参赛企业的高度认可和一致好评，同时也为经营单位丰富 了服务场景，是分行对公中小客群战略的成功实践。未来，中信银行北京分行将进一步加深与市经信局 合作，为中小企业搭建交流、展示、服务、对接平台，丰富拓展融通对接的广度、维度和深度，与广大 企业客户共成长。 "创客北京2025"复赛结束后，共有673个项目进入决赛阶段，中信银行北京分行结合区域经济特点，成 功支撑了高端制造行业、科技服务行业、新材料和绿色能源等行业决赛。分行公司部积极筹备赛事 ...

Core Viewpoint - The article emphasizes the need for banks, particularly CITIC Bank, to fundamentally reconstruct their value creation model in response to structural challenges in the banking industry, such as interest rate marketization and financial disintermediation [1][2][3]. Group 1: Financial Performance - CITIC Bank's 2025 mid-term report shows a steady profit growth, with a 2.8% increase in net profit attributable to shareholders in the first half of 2025, indicating resilience in a challenging environment [9]. - The bank's total assets grew by 8.28% year-on-year, and its net interest margin (NIM) of 1.63% ranks among the top in the industry, reflecting effective management of interest income and costs [5][13]. Group 2: Quality of Growth - The bank focuses on high-quality growth, which is not merely about improving financial metrics but involves a multi-dimensional evolution in structure, efficiency, risk, and innovation [4][5]. - CITIC Bank is transitioning from a scale-dependent model to one driven by capabilities, as evidenced by faster growth in off-balance sheet financing and wealth management compared to traditional lending [6][7]. Group 3: Systematic Approach - The bank's management prioritizes system construction and capability enhancement over short-term results, believing that a robust system is essential for sustainable growth [10][11]. - CITIC Bank's strategy includes a clear path for system advancement, focusing on core capabilities and integrated multi-dimensional capabilities to create a unique financial ecosystem [10]. Group 4: Structural Optimization - The bank emphasizes structural optimization across various dimensions, including business, asset, liability, and customer structures, to ensure balanced and resilient growth [12]. - CITIC Bank's approach to asset quality involves increasing credit support for high-quality assets while reducing the proportion of low-efficiency assets, aligning with national strategic goals [12]. Group 5: Risk Management - The bank has adopted a proactive risk management strategy, integrating risk considerations into all business processes rather than relying solely on traditional tightening measures [14][15]. - Key risk indicators, such as non-performing loan ratios and provisioning coverage, remain stable, with a focus on enhancing the value of problem assets through effective management [15]. Group 6: Competitive Advantage - The competitive advantage for CITIC Bank lies in its adaptive capabilities and deep systemic strength rather than mere speed or scale, positioning it for sustainable development in a complex environment [16].

透过问题看本质。要实现真正的"破局"，重构银行的价值创造模式才是核心。 中信银行2025年中期报告的发布，给了外界一个观察大型商业银行如何解决系统性问题的契机。中 报显示，中信银行延续了一直以来的向上向好态势，2025年上半年交出了利润继续平稳增长，同时 净息差领先上市银行同业，资产质量稳中向好的答卷。 显然，中信银行有资格回答这个问题。 利率市场化深化持续压缩净息差，金融脱媒分流传统存贷业务，宏观环境周期性波动与结构性调整下 资产质量承压……在现代银行业普遍面临的结构性挑战前，传统的战术优化或周期性政策调整，渐显 乏力。 中信银行在中报所展现出的，正是"系统最优"而非"局部最大"的发展理念。表外综合融资规模增长快 于表内资产增长、一般贷款规模增长快于总资产增长、存款规模的增长快于总负债增长，财富管理的 规模增长快于总存款增长等，均是高质量增长全面且有力的证明，说明其正在摆脱"规模依赖"，转 向"能力驱动"。 剥开数据的表层，真正值得凝视的，正是中信银行在高速变革的金融环境中如何实现自我的深度重 构。就像中信银行董事长方合英所言，中信银行所践行的，不是一场追逐风口的短跑，而是一场以体 系能力为基、以结构均衡为 ...