Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "Document Processing Method, Device, Electronic Equipment, and Storage Medium," with the authorization announcement number CN116453126B, and the application date is March 2023 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis from Tianyancha, ICBC has invested in 28 companies, participated in 5,000 bidding projects, has 967 trademark information entries, and holds 5,000 patent information entries, along with 79 administrative licenses [1]

来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息967条，专利信息 5000条，此外企业还拥有行政许可79个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"消费逻辑的执行方法、装置、设 备、介质和程序产品"的专利，授权公告号CN117271592B，申请日期为2023年9月。 ...

Core Viewpoint - The Hang Seng Index (HSI) experienced a closing price of 26,985.57, reflecting an increase of 425.62 points or 1.60% [1]. Group 1: Market Performance - The Hang Seng Index (HSI) closed at 26,985.57, up by 425.62 points or 1.60% [1]. - The index reached a high of 26,989.63 and a low of 26,628.55 during the trading session [1]. - The trading volume was 47.8275 million shares, with an average price of 26,809.09 [1]. Group 2: Major Blue-Chip Stocks - Major blue-chip stocks mostly declined, with HSBC Holdings closing at 134.800 HKD, down 2.67% from the previous close [2]. - Tencent Holdings closed at 547.500 HKD, reflecting a decrease of 1.97% [2]. - Other notable declines included AIA Group, which fell by 5.54%, and Meituan, which decreased by 2.56% [3]. Group 3: Stock Price Movements - Tencent Holdings (00700) reported a price of 547.500 HKD, down by 11.000 HKD or 1.97% [3]. - HSBC Holdings (00005) closed at 134.800 HKD, down by 3.700 HKD or 2.67% [3]. - AIA Group (01299) saw a significant drop of 4.900 HKD, translating to a 5.54% decrease [3].

2026年伊始，甘孜州文旅重磅推出景区终身门票制：317元的"贡嘎海棠卡"与318元的"贡嘎金雕卡"。这一极具魄力的 文旅创新举措，向全球游客敞开了怀抱。1月28日终身门票制全球首发，引发游客购买热潮，票务系统承受巨大流量 压力，依然运行平稳流畅。这背后，是中国工商银行四川省分行以科技之笔、金融之力，稳稳托举起这份沉甸甸 的"一生之约"。 转自：新华财经 由工行四川省分行提供金融服务的甘孜州景区终身门票全网广受关注，截至2月6日17时，已累计销售突破24万张，销 售额超7100万元。为进一步助推门票热销，工行四川省分行又推出购门票满减、指定酒店餐饮消费满减活动。 购卡享礼遇，诚意满满。活动期间，游客在"甘孜州景区终身门票官方平台"小程序购票时，使用微信绑定工银信用卡 支付，购买317元或318元的终身门票，即有机会享受满317元立减10元的优惠。这不仅是一份价格上的减免，更是工 行对每一位热爱山河的行者的致意。 旅途更无忧，全链覆盖。金融服务不止于门票。工行四川省分行深知旅途的意义在于体验，因此将优惠范围延伸 至"吃、住"场景。在甘孜州指定的餐饮、酒店商户消费，使用四川地区工银信用卡支付，最高可享满1008元 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Shanghai Branch is committed to leading with party building, aligning with national strategies and regional development, and focusing on high-quality financial services to support the construction of a financial powerhouse and the unique path of financial development in China [1][16]. Group 1: Technology Finance and Innovation Development - As of now, the total amount of technology loans from ICBC Shanghai Branch has exceeded 243 billion yuan, with a coverage rate of over 50% for specialized and innovative "little giant" enterprises [2][17]. - The bank has established a specialized system for technology finance, including the "Technology Finance Audit Center," which has improved loan approval efficiency for technology enterprises by 40% [3][18]. - The "Gongyin Xingke" product matrix integrates various financial tools to provide comprehensive support for technology enterprises, including research and development loans and equity incentive loans [3][18]. Group 2: Green Finance and Low-Carbon Transition - ICBC Shanghai Branch has implemented a comprehensive green finance action plan, with green loans exceeding 250 billion yuan, maintaining the leading position in the industry [6][20]. - The bank has actively participated in financing clean energy projects, such as a wind power project in Kazakhstan, which is expected to generate 330 million kilowatt-hours annually, significantly optimizing the energy structure and reducing carbon emissions [5][19]. - The bank has also engaged in innovative financing solutions, including the first paperless online processing of patent rights registration in Shanghai [3][18]. Group 3: Inclusive Finance and Support for Small and Micro Enterprises - The balance of inclusive loans from ICBC Shanghai Branch has reached nearly 150 billion yuan, with a compound annual growth rate of over 23% in the past three years, serving over 51,000 inclusive customers [8][21]. - The bank has established a three-tiered service network to meet the financing needs of small and micro enterprises, having visited over 45,000 such enterprises to assess their financing requirements [8][21]. - Innovative products have been developed to support various sectors, including foreign trade and manufacturing, enhancing the accessibility of inclusive financial services [9][22]. Group 4: Pension Finance and Elderly Care - ICBC Shanghai Branch has made significant improvements in elderly care services, including the establishment of specialized financial service networks for the elderly, enhancing accessibility and convenience [11][24]. - The bank has maintained a leading position in social security fund management, with a market share of 20% in financial social security cards [12][25]. - Collaborative efforts with industry associations have been made to promote the development of the pension industry, supporting large-scale pension projects and small enterprises [12][25]. Group 5: Digital Finance and Transformation - ICBC Shanghai Branch is focused on digital transformation, implementing a smart credit system that saves approximately 141 minutes per loan application [14][26]. - The bank has launched a digital platform for personal consumption credit, enhancing customer experience and promoting consumer finance development [27][28]. - Advanced technologies such as big data and RPA are being utilized to improve risk management and operational efficiency [28].

Industry Focus - The China Banking Association has released guidelines to regulate the collection behavior of credit card and personal consumer loan collections, aiming to promote healthy industry development. The guidelines clarify issues such as collection timing, reasonable frequency, and channels for obtaining contact information, establishing quantitative standards and specific definitions [1] Corporate Dynamics - Citic Bank plans to increase its capital contribution to Citic Financial Leasing by 2 billion yuan, raising the registered capital from 10 billion yuan to 12 billion yuan. This marks the second capital increase for Citic Financial Leasing by Citic Bank in a year [4] Financial Personnel - Qingdao Rural Commercial Bank has elected Liang Yanbo as the chairman of its fifth board of directors, pending approval from the Qingdao Financial Regulatory Bureau [5] - Ningbo Bank has received approval from the Ningbo Financial Regulatory Bureau for Fu Wensheng to serve as the vice president [6] - Guangfa Bank has received approval for Lin Zhaohui to serve as the director, vice chairman, and president, effective from January 30, 2026 [7] - The credit card center of Bank of Communications has appointed He Bo, the former vice president of the Zhejiang branch, as the new general manager, pending regulatory approval [8] - Bai Xiaodong has been appointed as the party secretary of Beijing Rural Commercial Bank, as announced during the bank's recent meeting [9] Market Trends - Despite an overall downward trend in market interest rates, many small and medium-sized banks have raised deposit rates by 5 to 20 basis points ahead of the Spring Festival, with some banks launching limited-time exclusive deposit products [3] Gold Market - Following a significant drop in gold prices, several banks have issued risk warnings and adjusted the entry thresholds for gold-related businesses, including increasing the minimum purchase amount for gold accumulation products [2]

北京商报讯（记者 宋亦桐）2月6日，据中央纪委国家监委驻中国工商银行纪检监察组、安徽省纪委监 委消息：日前，中央纪委国家监委驻中国工商银行纪检监察组、安徽省安庆市监委对中国工商银行安徽 省分行原党委副书记、副行长梁延国严重违纪违法问题进行了立案审查调查。 梁延国严重违反党的政治纪律、组织纪律、廉洁纪律、工作纪律和生活纪律，构成严重职务违法并涉嫌 受贿犯罪、违法发放贷款犯罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处 理。依据《中国共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分 法》等有关规定，经中国工商银行党委研究，决定给予梁延国开除党籍处分；经中央纪委国家监委驻中 国工商银行纪检监察组研究，决定按规定取消其享受的待遇；收缴其违纪违法所得；安徽省安庆市监委 将其涉嫌犯罪问题移送检察机关依法审查起诉，所涉财物一并移送。 经查，梁延国丧失理想信念、背弃初心使命，阅看转发有政治问题的电子读物，对抗组织审查；漠视中 央八项规定精神，违规接受宴请，违规收礼，将应由本人支付的费用交由他人支付；无视组织原则，隐 瞒不报个人有关事项，不如实向组织说明问题，利用职权或者职务上的 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a method and device related to "interface output data generation," with the patent announcement number CN119961152B and an application date of December 2024 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 28 companies, participated in 5,000 bidding projects, has 967 trademark records, and holds 5,000 patent records, along with 79 administrative licenses [1]

梁延国严重违反党的政治纪律、组织纪律、廉洁纪律、工作纪律和生活纪律，构成严重职务违法并涉嫌 受贿犯罪、违法发放贷款犯罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处 理。依据《中国共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分 法》等有关规定，经中国工商银行党委研究，决定给予梁延国开除党籍处分；经中央纪委国家监委驻中 国工商银行纪检监察组研究，决定按规定取消其享受的待遇；收缴其违纪违法所得；安徽省安庆市监委 将其涉嫌犯罪问题移送检察机关依法审查起诉，所涉财物一并移送。 中央纪委国家监委网站2月6日通报，据中央纪委国家监委驻中国工商银行纪检监察组、安徽省纪委监委 消息：日前，中央纪委国家监委驻中国工商银行纪检监察组、安徽省安庆市监委对中国工商银行安徽省 分行原党委副书记、副行长梁延国严重违纪违法问题进行了立案审查调查。 经查，梁延国丧失理想信念、背弃初心使命，阅看转发有政治问题的电子读物，对抗组织审查；漠视中 央八项规定精神，违规接受宴请，违规收礼，将应由本人支付的费用交由他人支付；无视组织原则，隐 瞒不报个人有关事项，不如实向组织说明问题，利用职权或者职务上的影 ...

梁延国严重违反党的政治纪律、组织纪律、廉洁纪律、工作纪律和生活纪律，构成严重职务违法并涉嫌 受贿犯罪、违法发放贷款犯罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处 理。依据《中国共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分 法》等有关规定，经中国工商银行党委研究，决定给予梁延国开除党籍处分；经中央纪委国家监委驻中 国工商银行纪检监察组研究，决定按规定取消其享受的待遇；收缴其违纪违法所得；安徽省安庆市监委 将其涉嫌犯罪问题移送检察机关依法审查起诉，所涉财物一并移送。 中央纪委国家监委网站讯 据中央纪委国家监委驻中国工商银行纪检监察组、安徽省纪委监委消息：日 前，中央纪委国家监委驻中国工商银行纪检监察组、安徽省安庆市监委对中国工商银行安徽省分行原党 委副书记、副行长梁延国严重违纪违法问题进行了立案审查调查。 经查，梁延国丧失理想信念、背弃初心使命，阅看转发有政治问题的电子读物，对抗组织审查；漠视中 央八项规定精神，违规接受宴请，违规收礼，将应由本人支付的费用交由他人支付；无视组织原则，隐 瞒不报个人有关事项，不如实向组织说明问题，利用职权或者职务上的影响为他人在 ...