价差主要来自大批量的批发和更低的运营成本，银行的APP里又是另一套价格，工行"积存金"换实物是996元一克，建行是992元一克，基本跟着上海黄金交 易所的实时价走，没什么品牌加成，从1130到1168再到996，同样的黄金，标签完全不一样。 回收变现又是一个情况，中国黄金官方的回收基准价是950元一克，这个价只看纯度和重量，不看品牌，回收时不收折旧费，会扣检测费，街边那些写着"高 价回收1054元一克"的小店，很多会在秤上或者纯度上做手脚。 金价小幅回落！中国黄金1255元/克，水贝1130元/克，同金不同价的秘密 最近金价降了的消息传得挺热闹，中国黄金的足金999首饰挂牌价降到1255元一克，比上周少了12块，朋友圈里有人已经在商量要不要去金店"捡便宜"，我 得提醒一句，真要冲进金店，先别急，你看到的那个价格，可能只是个开头。 同一家中国黄金，在深圳水贝卖的投资金条能低到1130元一克，可在北京、上海的柜台，投资金条的价却是1168元一克，光这一克就差出38块，这还只是开 始，再看银行，工行的投资金条才996元一克，比金店的指导价便宜了170多块，买黄金的门道，比想象中深得多。 中国黄金全国统一报价已经出来 ...

Group 1 - The price of physical gold remains stable at 1328 CNY per gram for brands such as Chow Tai Fook and Chow Sang Sang [1] - There is a price differentiation in bank investment gold bars, with China Construction Bank quoting 969.60 CNY per gram and Industrial and Commercial Bank of China quoting 979.15 CNY per gram [1]

听说银行把明年白银的目标价调到了65美元，要是真涨到这个数，现在囤银条的人说不定真能赚一笔，街边金店的导购提醒说，别光看数据，去年就有人抄 底黄金，结果加工费把利润全给吃掉了。 就拿菜百首饰那款1290元的足金来说，虽然比周大福便宜38块，工艺说明连999的钢印都没写清楚，这市场里的价格变来变去，比首饰店的吊灯还晃眼。 白银市场更是热闹得不行，昨天伦敦现货银的价格涨到了57美元，这涨幅比黄金高了十倍还不止，菜百首饰的银饰柜台更是人挤人，水泄不通，十二块八一 克的足银链子一下子就卖光了，销售员说库房都快空了。 回收市场的情况也很有意思，实行两套价格，在水贝，黄金回收价才945元，比零售价少了快400块；18K金回收价是694元，铂金回收价也比买价低了快100 块。 有个大叔蹲在柜台前算账，直嘀咕这回收差价，说比股票庄家还狠，收银台显示，钯金pd999报价306元，和足银的价差都没翻倍，这种金属之间的价格波 动，就算是外行人看了，也觉得不太对劲。 黄金价格暴跌，白银价格却一路狂飙，不同品牌之间的价格差异还藏着不少门道，这市场到底在等啥呢？ 最近黄金和白银的市场可真是热闹得很，昨天我路过老凤祥金店，发现店员正在换价 ...

Core Insights - The gold market is experiencing a decline in prices, with international gold priced at $4001.2 per ounce, translating to approximately 918 RMB per gram domestically, while retail prices remain higher due to processing fees and brand premiums [1][3] - Major jewelry brands such as Chow Tai Fook, Luk Fook, and others maintain gold prices around 1268 RMB per gram, indicating a stable pricing range despite slight variations among brands [1][3] - The current domestic gold prices reflect a premium over international spot prices, which may limit profit margins for short-term traders but still present a viable investment option for long-term investors seeking asset protection [3][5] Brand Pricing Summary - Chow Tai Fook and other leading brands are pricing gold at 1268 RMB per gram, with slight variations in platinum and gold bar prices [3] - Lower-priced options are available from brands like Caibai and China Gold, with gold priced at 1238 RMB and 1188 RMB per gram respectively, indicating a competitive market [3][5] - Brand recognition and after-sales service play a significant role in consumer choices, with higher-priced brands offering better service but lower-priced brands providing better value [5] Market Trends - The recent decline in gold prices is attributed to a stronger US dollar, rising international interest rates, and reduced market risk aversion [5][6] - Investors are advised to adopt a rational approach, focusing on long-term value rather than reacting to short-term market fluctuations [6] - Consumers should consider purity labels and brand reputation when purchasing gold jewelry to ensure informed decisions [5][6]

Core Viewpoint - Gold prices continue to rise, with both domestic and international markets showing strength, indicating a positive trend in the gold industry [1] Group 1: Gold Prices - As of November 8, 2025, the price of physical gold from brands like Chow Tai Fook and Chow Sang Sang is 1268 CNY per gram, reflecting an increase of approximately 0.71% [1] - The investment gold bar prices vary among banks, with the Industrial and Commercial Bank of China (ICBC) offering its gold bar at 933.96 CNY per gram [1]

Group 1: Gold Prices - The price of gold from various brands is reported, with most brands offering a price around 1279 CNY per gram, while some brands like Chow Sang Sang and Lao Feng Xiang are slightly higher at 1281 CNY and 1280 CNY respectively [1][3][8] - Investment gold bars are priced lower, with prices ranging from 976 CNY to 1254 CNY per gram depending on the supplier [10][11] - The price of 3D hard gold and other specific gold products varies, with prices around 1175 CNY to 1215 CNY per gram [2][3] Group 2: Precious Metal Prices - Platinum prices are reported at around 459 CNY to 687 CNY per gram across different suppliers [3][9] - Silver prices are noted to be between 7.43 CNY to 12.33 CNY per gram, depending on the supplier [4][5][6] - K-gold prices vary significantly, with 9K gold at 370 CNY, 14K gold at 578 CNY, and 18K gold at 741 CNY per gram [7] Group 3: Market Trends - The gold market in 2024 is described as "crazy," with international gold prices surpassing historical highs adjusted for inflation, indicating a significant shift in market dynamics [14] - The gold-to-copper ratio has reached a historical high of 99.7%, reflecting investor concerns about the global economic outlook [14] - Despite high gold prices, the ratio of gold to the S&P 500 index suggests that gold's perceived value remains competitive compared to equities [15] Group 4: Central Bank Actions - Central banks, particularly in emerging markets, have been significant buyers of gold, with average annual purchases exceeding 1000 tons from 2022 to 2023, more than double the past decade's average [16] - Potential changes in central bank purchasing behavior could impact market psychology, as a slowdown in gold buying may be interpreted as a loss of confidence [16] - Historical precedents show that large-scale gold sales by central banks can lead to significant price declines, highlighting the importance of central bank actions in the gold market [16]

Group 1 - The core viewpoint of the article discusses the recent fluctuations in gold prices, highlighting a slight decline in domestic and international gold prices, prompting consumers to consider investment opportunities [1][4][9] - Domestic gold prices from major brands like Chow Tai Fook and Luk Fook are stable around 1,190 CNY per gram, while other brands like Chow Sang Sang and Lao Feng Xiang offer competitive pricing, indicating a minor price variation across brands [2][4] - International gold prices showed a slight decrease, closing at 4,018.43 USD per ounce, with a daily fluctuation range indicating market volatility, while silver prices increased, and platinum and palladium experienced declines due to industrial demand issues [3][5] Group 2 - The article suggests strategies for consumers to make informed purchases, such as checking real-time prices and considering the purity and weight of gold, emphasizing the importance of balancing between jewelry and investment [4][6] - It highlights the potential of other precious metals like silver, which is gaining traction due to industrial demand, while platinum and palladium are facing challenges, suggesting a diversified investment approach [5][7] - The outlook for gold prices remains uncertain, with potential influences from Federal Reserve actions and market dynamics, indicating that consumers should stay informed and consider their purchasing strategies carefully [9]

Group 1: Jewelry Brand Gold Prices - On October 14, 2025, major jewelry brands like Chow Tai Fook and Luk Fook both priced their gold at 1190 RMB per gram, with a purity of 99.9% [2][4] - Chow Sang Sang's gold price is slightly lower at 1188 RMB per gram, maintaining the same high purity [3] - Other brands such as King Fook and Xie Ruilin also set their prices at 1190 RMB per gram, with a purity of 99.9% [4] - Lao Feng Xiang offers gold at 1182 RMB per gram, known for its high cost-performance ratio [5] - Lao Miao's gold is priced at 1189 RMB per gram, recognized for its stable quality [6] - Cai Bai Jewelry and China Gold have their gold priced at 1122 RMB per gram, also with a purity of 99.9% [7] Group 2: International Precious Metals Market Dynamics - The international gold price closed at 4018.43 RMB, increasing by 42.38 RMB, a rise of 1.07% [9] - Silver prices saw a slight increase, closing at 50.25 RMB, up by 1.02 RMB, a rise of 2.07% [10] - In contrast, platinum prices fell to 1620.12 RMB, down by 36.28 RMB, a decline of 2.19% [10] - Palladium prices also experienced a slight drop, closing at 1449.9 RMB, down by 5.1 RMB, a decrease of 0.35% [10] Group 3: Factors Driving Gold Price Increase - Global central banks are actively purchasing gold, with gold's share in reserves surpassing government bonds for the first time since 1996 [12] - From Q3 2020, central banks have been net buyers of gold for 19 consecutive quarters [12] - In September, global gold ETFs attracted a record inflow of 17.3 billion USD, marking the highest monthly inflow [13] - The trend continued in October, with SPDR Gold Trust's holdings increasing by 1.43 tons [14] - A majority of market participants remain bullish on gold, citing geopolitical tensions and a weakening dollar as key factors [16] - A survey indicated that 95% of central banks plan to increase their gold reserves in the coming year [17] - Predictions suggest that gold prices could exceed 4500 USD per ounce in Q1 2026 [18] - Some analysts believe that gold's long-term bull market is supported by ongoing central bank purchases and geopolitical uncertainties [20]

Price Trends - On October 11, Chow Tai Fook, Chow Sang Sang, and King Fook reported a gold price of 1168 CNY per gram, reflecting an increase of 0.52% [1] - Chow Sang Sang quoted a price of 1164 CNY per gram, while Lao Feng Xiang remained stable at 1165 CNY per gram [1] Investment Gold Bars - The price for investment gold bars was quoted at 917 CNY per gram by Bank of China, while Industrial and Commercial Bank of China offered a price of 920 CNY per gram [1]

Core Insights - The recent surge in gold prices at various jewelry stores has prompted consumers to carefully consider market conditions before purchasing gold bars or jewelry [1] Pricing Summary - The latest prices for gold bars from different brands are as follows: - Liufu Jewelry: 999 CNY/gram - Chow Tai Fook: 999 CNY/gram - Chow Sang Sang: 1059 CNY/gram - Lao Feng Xiang: 1081 CNY/gram - Lao Miao: 1085 CNY/gram - Price variations are primarily due to brand premiums and processing fees [1] - For gold jewelry, the prices are: - Chow Tai Fook: 1009 CNY/gram - Chow Sang Sang: 1129 CNY/gram - Liufu Jewelry: 1129 CNY/gram - Lao Feng Xiang: 1131 CNY/gram - Lao Miao: 1129 CNY/gram - Price differences are influenced by craftsmanship and brand value [3] - The latest prices for 999 pure gold (足金) jewelry are: - Cai Bai: 1088 CNY/gram - Lao Miao: 1129 CNY/gram - Lao Feng Xiang: 1131 CNY/gram - Higher purity gold is considered better for long-term value retention [3] Investment Considerations - For investment purposes, gold bars are recommended due to their transparent pricing and lower premiums; for wearing or gifting, gold jewelry or pure gold is preferred, focusing on brand and craftsmanship [5] - The purity of gold bars and pure gold significantly affects their value, with 999 gold being more valuable [6] - Observing daily fluctuations in gold prices is crucial for making informed purchasing decisions [7] - When buying gold jewelry, consumers should request purity certificates to ensure gold content [8] - Long-term value retention and liquidity should be considered rather than just short-term price movements [9] - For larger purchases, a strategy of buying in batches can help mitigate price volatility risks [10]