PICC P&C(02328)

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应对冰雹灾害,人保财险北京分公司已接车险报案超1万件,估损金额逾8800万元
Bei Jing Shang Bao· 2025-09-14 09:07
人保财险北京分公司表示,面对激增报案,公司已高效处理立案,客户首跟全覆盖,首批案件理赔流程 正全速推进。为最大程度提速增效,人保财险北京分公司沿用了金融监管总局北京监管局牵头制定的 5.13雹灾行业协同定损标准,以高标准开展理赔服务。针对雹灾车辆喷漆、玻璃受损等常见问题,公司 执行行业统一定损标准,确保客户获得确保客户获得清晰、统一、公平的赔付方案。同时,公司全面落 实"三免四快"服务举措,即免现场查勘、免气象证明、免费事故救援,以及快速无差别救援、快速定 损、快速维修、快速赔付。 北京商报讯(记者 胡永新)9月13日傍晚,北京突遭强对流天气袭击,房山、丰台、大兴、朝阳等区域 出现直径达2厘米的冰雹,并伴有短时强降雨和大风,导致部分车辆及农业设施严重受损。北京商报记 者了解到,截至9月14日12时,人保财险北京分公司共接到冰雹灾害车险报案超1万件,估损金额逾8800 万元,其中丰台、通州、大兴区域受灾较为集中;同时接到非车家财险报案55件,估损4.5万元。 ...
人保财险南京市分公司召开五级机构建设工作布置会议
Jiang Nan Shi Bao· 2025-09-12 14:53
会上,农险部对上述考核指标的评分内容、当前完成现状以及存在的问题进行了全面梳理与详细分析。 各责任部门则结合自身实际情况,依次汇报了下一步的工作举措以及年末预计完成情况。大家纷纷表 示,将秉持齐心协力的团队精神,加强部门间的积极沟通与协作,共同推动该项指标争先进位,为五级 机构建设工作交上一份满意的答卷。 江南时报讯 8月26日上午,人保财险南京市分公司农险部牵头组织召开了五级机构建设工作布置会议, 各责任部门共同聚焦五级机构建设相关事宜。 会议重点围绕省分公司下达的最新通知展开深入探讨。根据通知要求,南京五级机构的建设数量将从原 计划的5家大幅扩充至16家,同时,在考核体系方面也迎来调整,除原有的"五项硬举措-五级机构建 设"考核外,新增"月度考核评价"和"县域经理指数"。 ...
人保财险江苏省、市联动开展“双精准”校验
Jiang Nan Shi Bao· 2025-09-12 14:15
Core Viewpoint - The article emphasizes the implementation of technology-driven measures to enhance compliance management in agricultural insurance, aiming for high-quality development in the sector [1]. Group 1: Compliance Management - On August 26, the Jiangsu Province and City Agricultural Insurance Departments of PICC Property and Casualty conducted a verification of agricultural insurance compliance using technology [1]. - The non-field inspection phase utilized a digital system for thorough examination of underwriting materials, focusing on the completeness of policy elements and authenticity of image data [1]. - Big data analysis was employed to cross-verify underwriting data from the past two years, effectively identifying potential risk points [1]. Group 2: Innovative Inspection Methods - The on-site inspection adopted an integrated "ground and aerial" verification approach, with inspectors visiting agricultural cooperatives to conduct precise boundary verifications using the "Yunzhibao" intelligent mapping system [1]. - Agricultural drones were used for auxiliary verification demonstrations, achieving "millimeter-level" error control in insured area measurements [1]. - The inspection team employed GIS positioning and on-site measurements for dual verification, ensuring consistency among land, map, and numerical data [1]. Group 3: Future Directions - The inspection process, driven by "data running" and "technology empowerment," effectively validated the practical outcomes of the "dual precision" work mechanism [1]. - The head of the agricultural insurance department in Nanjing stated the intention to deepen the integration of "technology + supervision," promoting a shift from scale expansion to quality prioritization in agricultural insurance [1]. - This approach aims to provide a more robust risk guarantee for rural revitalization efforts [1].
青海金融监管局同意中国人保财险西宁市城中支公司变更营业场所
Jin Tou Wang· 2025-09-12 11:29
一、同意中国人民财产保险股份有限公司西宁市城中支公司将营业场所变更为:青海省西宁市城中区南 山路16号15号楼鸣翠柳山庄C座三层。 二、中国人民财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 中国财险 分时图 日K线 周K线 月K线 18.75 0.10 0.54% 2.95% 1.98% 0.97% 0.00% 0.97% 1.98% 2.95% 18.10 18.28 18.47 18.65 18.83 19.02 19.20 09:30 10:30 12:00/13:00 14:00 16:10 0 100万 199万 299万 2025年9月5日,青海金融监管局发布批复称,《关于中国人民财产保险股份有限公司西宁市城中支公司 变更营业场所的请示》(宁人保财险发〔2025〕78号)收悉。经审核,现批复如下: ...
人保财险高淳:签订党建共建协议,共促“保险+气象”融合发展
Jiang Nan Shi Bao· 2025-09-12 10:15
Core Points - The signing of the party-building cooperation agreement marks a new phase in the collaboration between the insurance company and the meteorological bureau in the "insurance + meteorology" sector [1][2] - The partnership aims to enhance service capabilities and social responsibility through the integration of insurance services with meteorological data, particularly benefiting agricultural insurance [1] - The collaboration will focus on data sharing and analysis, product innovation and service optimization, disaster prevention and reduction, and volunteer services [2] Summary by Sections Partnership Objectives - The agreement aims to explore innovative service models to support high-quality local economic and social development [1] - The insurance company intends to leverage meteorological expertise to improve agricultural insurance products and enhance disaster warning and claims service efficiency [1] Benefits of Collaboration - The meteorological bureau anticipates that the partnership will maximize the value of meteorological data, enhancing the practicality and specificity of meteorological services [1] - The collaboration is expected to play a significant role in disaster prevention and risk warning, contributing to resource sharing and complementary advantages [2]
人保财险南京 市分公司召开五级机构建设工作布置会议
Jiang Nan Shi Bao· 2025-09-12 10:15
苏仁保 会上,农险部对上述考核指标的评分内容、当前完成现状以及存在的问题进行了全面梳理与详细分析。 各责任部门则结合自身实际情况,依次汇报了下一步的工作举措以及年末预计完成情况。大家纷纷表 示,将秉持齐心协力的团队精神,加强部门间的积极沟通与协作,共同推动该项指标争先进位,为五级 机构建设工作交上一份满意的答卷。 会议重点围绕省分公司下达的最新通知展开深入探讨。根据通知要求,南京五级机构的建设数量将从原 计划的5家大幅扩充至16家,同时,在考核体系方面也迎来调整,除原有的"五项硬举措-五级机构建 设"考核外,新增"月度考核评价"和"县域经理指数"。 江南时报讯 8月26日上午,人保财险南京市分公司农险部牵头组织召开了五级机构建设工作布置会 议,各责任部门共同聚焦五级机构建设相关事宜。 ...
人保财险南京:践行“两山”理念,创新保险为“绿”护航
Jiang Nan Shi Bao· 2025-09-12 10:15
Core Insights - The collaboration between Nanjing Agricultural Rural Bureau and Nanjing Insurance Company focuses on deepening rural revitalization through insurance innovation and promoting green development [1][2] Group 1: Insurance Innovation and Services - Nanjing Insurance Company has introduced various insurance services aimed at supporting rural revitalization, including initiatives aligned with the "dual carbon strategy" to facilitate agricultural green transformation [1][2] - The company plans to innovate in areas such as agricultural non-point source pollution insurance, ecological farm insurance, and "zero-carbon countryside" insurance to enhance the modernization of agriculture and rural areas [1] Group 2: Government Support and Collaboration - The leadership from Nanjing Agricultural Rural Bureau praised Nanjing Insurance Company's achievements in rural revitalization insurance, highlighting its comprehensive coverage and benefits to farmers [2] - The bureau expressed commitment to support Nanjing Insurance's insurance innovation efforts in agricultural green transformation and aims to collaborate closely to create a distinctive rural revitalization insurance model for Nanjing [2] Group 3: Recent Developments and Future Plans - Nanjing Insurance Company has actively supported the "dual carbon strategy" by developing various insurance products, including public welfare forest insurance and shrimp-rice co-cultivation insurance [2] - In 2024, the company plans to explore new pathways such as "carbon sink + insurance" and has developed the country's first comprehensive value insurance for vegetation carbon sinks, addressing the insurance gap in domestic vegetation, arable land, and soil carbon sinks [2]
人保财险南京农险部:协同南京市气象、农技推广部门调研水稻生长情况 共护秋粮丰收
Jiang Nan Shi Bao· 2025-09-11 07:15
Core Insights - The research conducted by the insurance company in collaboration with meteorological and agricultural departments aims to ensure a successful autumn harvest by assessing the impact of high temperatures on rice growth [1][2] - The ongoing high temperatures in Nanjing have posed a threat to rice yield during the critical flowering period, necessitating on-site evaluations and tailored agricultural advice [1] - The establishment of "Insurance Demonstration Fields" in Jiangning District integrates weather alerts, agricultural guidance, and insurance support to provide comprehensive risk management services for farmers [1] Summary by Sections - **Research Purpose**: The research aims to provide technical support for the upcoming autumn harvest by evaluating the effects of high temperatures on rice growth and offering targeted agricultural recommendations [2] - **Collaboration Efforts**: The insurance company plans to strengthen cooperation with meteorological and agricultural departments to enhance agricultural insurance services, ensuring comprehensive and precise risk protection for farmers [2] - **Demonstration Fields**: Two "Insurance Demonstration Fields" have been established in Jiangning District, which serve as practical examples of integrating disaster prevention, loss reduction, and risk compensation services for farmers [1]
中国财险(2328.HK):综合成本率改善驱动业绩增长 财险龙头地位愈发稳固
Ge Long Hui· 2025-09-10 20:08
机构:第一上海 研究员:李羚玮 上半年业绩创新高:公司2025 年上半年实现保险服务收入2490 亿元,同比增长5.6%;其中车险业务实 现保险服务收入1503 亿元,同比增长3.5%;非车险保险服务收入987 亿元,同比增长8.8%;上半年实 现净利润高达245亿元,同比增长32.3%。剔除投资波动影响的承保利润达到130 亿元,同比大幅增长 44.6%,这标志着公司核心业务的盈利能力达到了新的高度。公司上半年净资产较年初增长7.9%,中期 拟派息0.24 元/股,同比增长15.4%。 目标价22.2 港元,维持买入评级:公司作为财险行业龙头,规模以及成本优势放大,马太效应加剧。公 司上半年的业绩展示了其强大的α能力。在行业平稳的背景下,公司通过内部管理的精益化和风险定价 的科学化,实现了盈利能力的内生性强劲增长。这一趋势有望在下半年延续,支撑公司全年业绩的高质 量增长。公司作为港股唯一纯财险标的,盈利模式可持续性强且公司长期ROE、股息率保持稳定,具备 长期投资价值。我们预计公司 2025-2027 年公司归母净利润分别为450/477/515 亿元, 同比增长 35.9%/5.7%/8.1%。我们决定给 ...
“政银保”携手赋能科技创新 共筑西城区金融服务新生态
Xin Hua Cai Jing· 2025-09-10 16:47
Core Viewpoint - The signing of the "Special Agreement for Serving Technological Innovation in Xicheng District" aims to integrate policy guidance and financial services to build a new system for technology finance in Xicheng District [1]. Group 1: Agreement Details - The agreement was signed between Bank of China Beijing Branch and PICC Property and Casualty Company Beijing Branch, witnessed by the Xicheng District People's Government [1]. - The collaboration will establish a new mechanism for "government-bank-insurance" coordinated services, combining policy guidance, financial services, and insurance protection [1]. Group 2: Objectives and Contributions - The initiative is part of Xicheng District's efforts to implement the central government's financial policies and support the capital's development [1]. - The Bank of China will enhance comprehensive financial services for key enterprises in Xicheng, while PICC will provide risk protection and innovative insurance services [1]. - The Xicheng District People's Government will continue to optimize the business environment and provide policy support [2]. Group 3: Future Plans - Xicheng District plans to deepen "government-bank-insurance" cooperation and improve the technology finance service system to inject new momentum into regional economic development [2].