在这一行业演进中，金融壹账通的转型路径颇具代表性。近年来，金融壹账通以AI为底层引擎，逐步 形成以"业务咨询+科技平台+运营分润"为核心的商业模式，不再局限于单一系统或项目交付，而是将 金融场景中反复验证的实践经验，抽象为可复制的方法论与产品能力，深度嵌入客户业务流程，参与长 期运营与价值共创。这一模式，既服务于大型金融机构的复杂转型需求，也为区域性银行及专业化经营 机构提供了更具可行性的数字化升级路径。 据介绍，本届榜单延续"双50"架构，覆盖AI与大数据、金融基建、数智赋能等十大核心赛道，集中反映 行业从早期模式创新，向以技术赋能实体经济、服务金融高质量发展的深层转变。 本报讯 （记者李冰）近日，由毕马威主办的"中国雄安金融科技产业促进活动—毕马威金融科技企业双 50榜单发布会"在河北雄安新区举行。凭借在金融科技领域积累的丰富金融场景实践经验，以及持续稳 定的技术创新能力、AI探索与应用成果，并通过不断升级的产品化能力将技术持续转化为业务价值， 金融壹账通再次入选毕马威中国金融科技企业"双50"榜单，实现连续第八年上榜。 金融壹账通方面表示，连续第八年入选毕马威中国金融科技企业双50榜单，不仅是对金融壹账 ...

Core Viewpoint - The Chinese concept stock market is undergoing significant changes in 2025, characterized by a wave of privatizations and delistings from U.S. exchanges, while a number of small and medium enterprises continue to seek global financing opportunities, reflecting a complex interplay of withdrawal and entry in the global capital market landscape [1]. Group 1: Privatization and Delisting - Geely Automobile has completed the privatization of Zeekr, which is now a wholly-owned subsidiary, and has delisted from the NYSE, with 70.8% of Zeekr shareholders opting for shares and 29.2% for cash, totaling $701 million [2]. - Dada Group, part of the JD ecosystem, was privatized at a valuation of $520 million, with the acquisition price set at $2.0 per ADS, allowing for strategic adjustments and deeper collaboration with JD in the instant retail market [3]. - Fintech company OneConnect has pioneered dual delisting, having been listed on both the NYSE and HKEX, and has now completed its delisting from both exchanges, privatized for approximately HKD 1.69 billion due to long-term low stock prices and liquidity issues [3]. Group 2: Trends in U.S. Listings - In 2025, 63 Chinese companies went public in the U.S., raising approximately $1.12 billion, marking a 41% decrease in total financing compared to 2024, despite a 7% increase in the number of new listings [4]. - The largest IPOs this year were from consumer company Bawang Chaji, raising $411 million, and pharmaceutical company Ascentage Pharma, raising $126 million, indicating a shift towards smaller enterprises in the U.S. market [4][5]. - Ascentage Pharma, which focuses on developing new small molecule drugs, became the first Chinese biotech company to list in 2025, with its stock price rising by 61.62% post-IPO [5]. Group 3: Return to Hong Kong - The trend of Chinese companies returning to Hong Kong is evident, with companies like Pony.ai and Hesai achieving dual primary listings, reflecting a shift towards this model as a means to better integrate into the Hong Kong market [6]. - Hesai's IPO in September 2025 was the largest in the global lidar industry to date, raising over HKD 4.16 billion (approximately $533 million) [6]. - Other companies, such as Tianjing Biopharma, are also planning to pursue dual listings in Hong Kong, indicating a broader trend of returning to Asian markets [6]. Group 4: Future Outlook - Some analysts suggest that certain Chinese companies may pursue privatization and then re-list in Hong Kong or A-shares to escape U.S. regulatory pressures, potentially leading to better valuations and diversified financing channels [7].

朱平表示，生成式AI的快速发展正在改变客户与保险机构的交互方式。过去以被动响应为主的服务模 式，正在向更加连贯、智能、随时可达的体验转变。这意味着，服务正在从以产品为中心的单点处理， 迈向以关系为核心的全周期陪伴。 朱平认为，未来的保险服务将呈现出更高频、更低摩擦、更智能的交互形态。随着多模态大模型能力的 增强，服务将突破传统边界，融入客户在健康、医疗、资产管理及家庭规划等场景中的日常决策。未来 保险产品的组合与SKU将呈指数级增长，服务模式将更贴近客户的实际需求，以智能方式实现动态匹 配。"保险将成为日常生活和长期规划的一部分，而不再是一纸静态合约。" 据介绍，作为平安集团唯一对外金融科技输出窗口，金融壹账通正在将平安在客户服务、保险科技、智 能风控等领域的成熟能力体系化输往全球市场。依托在SaaS化平台、业务场景数字化方面的长期积累， 金融壹账通持续推动金融科技在东南亚、中东等地区的落地，帮助当地金融机构提升效率、优化体验、 加速数字化转型。未来，金融壹账通将继续依托平安集团的技术底座与场景优势，以可复制、可规模 化、可持续的方式促进中国金融科技能力在国际市场发挥更大价值。 本报讯(记者李冰)近日，202 ...

Core Viewpoint - The automotive industry is undergoing a transformation from traditional vehicles to data-driven cars, necessitating a complete overhaul of automotive finance, insurance, and services [1] Group 1: Platform Overview - Financial One Account has launched the "Car Ecosystem Platform," which integrates services for car owners, insurance, loans, and post-sale services into a one-stop intelligent ecosystem [2] - The platform aims to redefine the industry's technology stack, enabling automated loan approvals, precise insurance underwriting and pricing, and fully online services for car maintenance, charging, and more [2][3] Group 2: Systematic Design - The "Car Ecosystem Platform" focuses on a comprehensive system design that includes online car marketplaces, loan approvals, insurance underwriting, claims processing, and various owner services [3] - The platform combines technology and operational experience from Ping An Group in automotive finance and insurance services [3] Group 3: Technological Empowerment - The platform's intelligent modules are based on years of practical experience, including localized risk control, automated underwriting, smart pricing, and real-time vehicle monitoring [4] - Automation is applied across the entire process, from contract signing to customer service, enhancing operational efficiency [4] Group 4: International Expansion - The platform's international rollout is progressing faster than expected, with a recent partnership in Vietnam to implement the Car Ecosystem Platform [5] - The collaboration with Tasco Group in Vietnam highlights the platform's ability to fill gaps in intelligent infrastructure for automotive services and finance [5] Group 5: Sustainability and Replicability - The long-term strategy focuses on standardizing intelligent risk control, modularizing insurance technology, and ensuring the platform's replicability and sustainability across regions [6] - Financial One Account aims to leverage Chinese experiences to drive global automotive ecosystems towards a more intelligent and sustainable future [6]

Core Insights - The "2025 AI Large Model Financial Innovation Application Competition" announced its award winners at the 7th Shanghai Fintech International Forum, with 102 projects receiving various awards from a total of 170 submissions [1] Group 1: Competition Overview - The competition was jointly organized by the National AI Application Pilot Base of China UnionPay and the Shanghai Financial Large Model Application Training Pilot Base [1] - A total of 103 organizations participated, with 170 projects submitted for evaluation [1] Group 2: Award Highlights - Financial One Account's project, "Intelligent Customer Service Robot Based on Large Model," won the Excellent Award in the high-value scenario track for the insurance and banking group [1] - The project is based on practical experience from a large comprehensive financial group and currently serves dozens of financial institutions across banking, insurance, and securities sectors [1] Group 3: Project Performance - The intelligent customer service robot handles an average of 10 million conversations per month, achieving an average response accuracy rate of 96% and a customer issue resolution rate exceeding 90% [1] - Online robot services account for 72% of interactions, allowing users to receive answers within one second without needing to engage human customer service, significantly reducing wait times and lowering operational costs by 30% for the financial institutions served [1]

Core Viewpoint - The Ping An Volunteer Association's Financial One Account Volunteer Branch is actively promoting the "Safe Guardian Action - Old Items New Life, Love Not Idle" initiative, encouraging employees to donate unused items to support public welfare through recycling efforts [1][3]. Group 1: Donation Activity - The items collected during the activity include clothing, baby supplies, learning materials, books, home appliances, kitchenware, toys, and other durable goods that are still usable [3]. - Employees from both Shanghai Xuhui and Shenzhen PAFC participated by donating items during lunch and after work hours [3]. - All donated items will be sorted by public welfare organizations and converted into funds through sales to support projects that help special groups gain employment opportunities and integrate into the community [3]. Group 2: Ongoing Public Welfare Efforts - Financial One Account has been promoting public welfare practices and implementing ESG concepts throughout the year, focusing on community support, employee participation, and environmental sustainability [3]. - The company organized various initiatives, including providing material support and order assistance for parents at exam sites during the 2025 college entrance examination, and launched the "Together for Good, Warmth Forward" initiative during "Chinese Charity Day" to encourage employees to spread kindness through daily actions [3]. - Additional activities include AHA first aid training, voluntary blood donation, and low-carbon living practices, as well as the "Walking Together, Heartwarming Action" campaign where employees accumulate steps to raise funds for public welfare projects [3]. Group 3: Future Outlook - Through the "Love Not Idle" public welfare activity, Financial One Account aims to rejuvenate unused items and transform the innovative power of financial technology into social welfare practices, embodying the concept of "Technology for Good" [3]. - The company plans to continue exploring sustainable public welfare models and encourage employee participation, integrating technological innovation with social value creation to bring broader positive impacts to the community and society [3].

Core Insights - Financial One Account and Italy's Generali Group held a strategic meeting in Singapore to explore collaboration opportunities in customer management, digital transformation, and AI applications [1] - Generali Group is advancing its "Lifetime Partner 2027" strategy, focusing on customer system development, large-scale AI application, and data-driven transformation [1] Company Overview - Financial One Account introduced Ping An Group's comprehensive financial model of "one customer, multiple products, one-stop service" [1] - As of September 30, 2025, Ping An has nearly 250 million individual customers, with an average of 2.94 contracts per customer and a retention rate of 97.5% for customers holding four or more contracts, showcasing strong customer management capabilities [1] Technology Application - Ping An Property & Casualty achieved 89% of its car insurance sales through a one-minute intelligent underwriting process, with AI service handling 1.292 billion interactions, covering 80% of customer service operations [1] - Financial One Account has established an AI capability system that covers the entire insurance process [1] Recognition and Future Collaboration - Generali Group highly recognizes Ping An's practices in big data governance, AI governance frameworks, and digital operations [1] - Financial One Account is actively promoting its technological capabilities in global markets, forming replicable global service capabilities, and both parties believe this exchange lays a solid foundation for future cooperation [1]

Core Insights - The "Digital Risk Control Project" won the second prize in the national finals of the 2025 "Data Element ×" competition, showcasing a significant achievement among 22,000 participating projects [1] - The competition aims to promote the marketization of data elements and the deep integration of data with industries, with a focus on various sectors including financial services [1] Group 1: Project Overview - The "Digital Risk Control Project" addresses industry pain points such as data integration, circulation, and application difficulties, establishing the first "data-risk-ecosystem" digital risk control system in the insurance sector [2] - The project utilizes a robust data foundation from Ping An Group, creating a comprehensive database covering ten high-quality data categories, with a total data volume exceeding PB level [2] - It integrates over 370 authoritative data sources, achieving a compliance data fusion model and a claims knowledge engineering system, with data standards reaching DCMM level five [2] Group 2: Technological Innovations - The project has developed a large model and knowledge engineering system for the insurance domain, utilizing trillions of insurance corpus and hundreds of millions of claims data to create an interpretable knowledge graph and intelligent reasoning chain [2] - The automation rate of knowledge has reached 70%, while the data knowledge rate stands at 50%, significantly enhancing risk identification accuracy and control efficiency [2] - The model has been implemented in scenarios such as claims risk control, risk pricing, and fraud detection, benefiting over 20 insurance institutions and generating economic and social benefits exceeding 10 billion [2] Group 3: Company Strengths - Ping An Group's technological innovation and ecological collaboration are highlighted through this award, reflecting its systemic strength in driving intelligent financial development with data elements [3] - The company has accumulated over 30 trillion bytes of data, covering nearly 250 million individual customers, and has trained large models based on this vast data [3] - AI has been fully integrated into Ping An's core business, achieving a 63% automation rate in personal injury claims and processing car insurance applications in an average of one minute [3] Group 4: Future Directions - Financial One Account will continue to act as a technology output window, collaborating with the Ping An ecosystem and the industry to explore new intelligent financial models driven by data elements [4] - The aim is to contribute to the high-quality development of the financial industry, support the real economy, enhance financial risk prevention capabilities, and promote new productive forces [4]

Core Insights - Financial One Account and Generali Group held a strategic exchange meeting in Singapore to explore potential collaboration in customer management, digital transformation, and AI applications [1][2] - Financial One Account showcased Ping An Group's comprehensive financial model, customer management system, and practices in life insurance channel reform and multi-channel collaboration [1] - The meeting emphasized the importance of AI innovation and digital operations in driving high-quality growth in the insurance industry [2] Group 1 - Financial One Account is the exclusive financial technology output window for Ping An Group, focusing on building long-term customer touchpoints through an "insurance + ecosystem" model [1] - The company highlighted its achievements in AI, centralized operations, and intelligent risk control, including 89% of auto insurance channel transactions being completed in one minute by Q3 2025 [1] - AI service volume reached 1.292 billion instances, covering 80% of the group's customer service operations [1] Group 2 - Financial One Account has been expanding its core banking and insurance systems, eKYC, and anti-fraud capabilities in Southeast Asia, the Middle East, and South Africa [2] - The collaboration between Financial One Account and Generali Group aims to enhance operational efficiency, risk management, and customer experience across different markets [2] - Both parties believe that systematic exchanges around customer value and AI innovation will create greater opportunities for cross-regional cooperation in the insurance sector [2]

Core Insights - The event "Generative AI Technology Innovation Day" was successfully held by Financial One Account, in collaboration with Amazon Web Services and technology partner JuCloud, gathering over 40 guests to discuss the innovation blueprint and application prospects of generative AI in the fintech sector [1][3]. Group 1: Strategic Importance - Generative AI technology is rapidly reshaping the global industrial landscape and is becoming a core engine for digital transformation and business innovation [3]. - Financial institutions and technology companies view embracing generative AI as a crucial strategic choice during the key phase of intelligent, scenario-based, and open financial services [3]. Group 2: Expert Contributions - Financial One Account's CEO in Hong Kong, Jin Xinming, emphasized the strategic significance of generative AI for digital transformation in the financial industry, predicting more innovative applications and industry integration in the future [3]. - Amazon Web Services' financial industry sales leader Chen Ming and JuCloud founder Zhu Jun also contributed insights, agreeing on the importance of deep communication to explore new boundaries for generative AI applications in fintech [3]. Group 3: Technical Insights - Amazon Web Services expert Deng Qibiao provided a specialized training session on generative AI technology, covering its evolution, core principles, and mainstream models, thereby constructing a systematic knowledge framework for attendees [4]. - AWS's generative AI product solutions architect Gao Yunyi shared breakthroughs in multi-modal embedding models, illustrating the unique value of this technology in handling complex financial data through detailed case studies [4]. - JuCloud's generative AI architect Fu Yunbo shared practical experiences on efficiency improvement and cost reduction in enterprise-level applications, offering valuable references for future project implementations [4]. Group 4: Future Collaboration - The event facilitated a platform for deep dialogue between technology suppliers and industry users, highlighting the exploration of generative AI in enterprise intelligent transformation [4]. - Financial One Account aims to continue focusing on technological frontiers and deepen collaboration with partners to promote the in-depth application of AI technology in financial scenarios, enhancing its core competitiveness in the fintech sector [5].