Core Viewpoint - Jiangsu Bank has received regulatory approval for the appointment of Yang Dawei as Vice President and Shi Wenqi as Chief Auditor, indicating a strengthening of its leadership team and governance structure [1][2]. Group 1: Regulatory Approval - Jiangsu Bank announced that it received approval from the Jiangsu Financial Supervision Bureau for the qualifications of Yang Dawei as Vice President and Shi Wenqi as Chief Auditor [1][2]. - The approval numbers are Su Jin Fu (2025) 258 and Su Jin Fu (2025) 259, respectively [2]. Group 2: Executive Background - Yang Dawei, born in 1981, holds a doctoral degree in economics and has held various positions within Jiangsu Bank and the Jiangsu provincial government [1]. - Shi Wenqi, born in 1972, is a senior auditor and has extensive experience in auditing roles at China Construction Bank and Jiangsu Bank [1].

Investment Rating - The industry investment rating is "Positive" (maintained) [2] Core Insights - Since 2025, banks have shown a new characteristic of using short-term loans to replace bills for credit expansion, with significant seasonal growth in short-term loans [4][14] - The volatility of bill rates has decreased, and there is a notable inversion between short and long-term rates [24][34] - Investment recommendations focus on state-owned banks with controllable retail risks, joint-stock banks with high safety margins, and city and rural commercial banks with strong profit growth potential [7][36] Summary by Sections 1. New Characteristics of Credit Expansion - In 2025, banks have not prominently used bills to boost loans, but short-term loans have seen significant growth, with new additions of 1.44 trillion and 1.16 trillion yuan in March and June, respectively, exceeding historical averages [14][18] - Bill financing saw a notable contraction in June, with a decrease of 4.109 trillion yuan, significantly higher than the three-year average [14][18] 2. Decreased Volatility of Bill Rates - In the first half of 2025, the 6M national stock bill discount rate fluctuated between 0.98% and 1.60%, showing reduced volatility compared to 170 basis points in 2023 and 105 basis points in 2024 [24][29] - The weakening of the credit attribute of bills is attributed to banks preferring short-term loans for credit scale, leading to a lack of significant fluctuations in bill rates [24][29] 3. Investment Recommendations - Recommended stocks include state-owned banks with controllable retail risks, such as China Construction Bank and Agricultural Bank of China [36] - Joint-stock banks with high safety margins and signs of clearing existing risks, such as CITIC Bank and China Merchants Bank, are also recommended [36] - City and rural commercial banks with growth potential and strong provisioning capabilities, including Jiangsu Bank and Hangzhou Bank, are highlighted [36]

7月，在太仓大数据产业园，世纪智联科技发展(苏州)有限公司算力中心项目宛如一条腾跃的巨龙，在 江苏银行21亿元绿色授信支持下，向着"长三角绿色算力新标杆"疾驰而去。此次合作是"绿色动 力"与"算力引擎"的双向奔赴，项目总投资30亿元，江苏银行提供21亿元授信，为项目推进注入强动 能。 "项目体量大、技术新、工期紧，对金融服务提出了很高的要求。"世纪智联项目负责人介绍，江苏银行 苏州分行了解公司需求后第一时间组建"绿色特战队"，为项目量身定制绿色金融服务方案，开辟专属绿 色审批通道，尽调、审批、投放一气呵成，为项目如期开工争取了宝贵时间。目前，该行首批4.2亿元 授信资金已精准滴灌到项目一线，后续资金将随建设脉搏同步脉动，确保这座数字巨舰如期启航、满帆 远航。 值得一提的是，这笔授信创新采用"绿色项目认定+差异化授信"双轨模式，贷款定价更优、期限更长、 担保更活、融资成本更低，成为绿色算力中心项目金融服务的"样板间"。该项目也是江苏银行发力数字 新基建的缩影，近年来该行持续加大对绿色算力、数据中心、5G基站等新基建领域的支持力度，围绕 项目建设运营全生命周期，提供包括绿色信贷、绿色债券、绿色租赁、碳资产管理等在 ...

Group 1 - Yabont Chemical signed a 10-year supply strategic agreement with Jiangsu Hengrui Medicine to enhance collaboration in the pharmaceutical supply chain, effective from August 1, 2025 [1] - Wei Hua New Materials plans to acquire controlling interest in Jiangsu Heyutai Chemical to extend its product chain and improve competitiveness, currently in the planning stage [2] - Fujirey received a government subsidy of 2.0074 million yuan, expected to positively impact profits in 2025 [4] Group 2 - Hangzhou Garden won the land use rights for a plot in Yuhang District for 130 million yuan, planning to build a smart ecological design R&D headquarters with a total investment of no more than 450 million yuan [5] - Baotai's clinical trial for BAT5906, a recombinant anti-VEGF monoclonal antibody, received approval for new indications, aiming to accelerate commercialization [6] - Weisheng Information won multiple projects with a total bid amount of 110 million yuan, including significant contracts with Southern Power Grid and State Grid [8] Group 3 - Dong'an Power reported a 27.37% year-on-year increase in engine sales for July, totaling 34,500 units [13] - Hanma Technology's truck sales reached 956 units in July, marking a 42.69% year-on-year increase [14] - Jiangsu Bank's executives received regulatory approval for their positions, effective immediately [15] Group 4 - Chip Origin expects Q2 revenue of 584 million yuan, a 49.90% increase quarter-on-quarter, with significant growth in intellectual property licensing fees [24] - Dream Network Technology plans to establish a high-end equipment industry investment fund with a target fundraising of 2 billion yuan [26] - Hefei Urban Construction and China Real Estate Development won land use rights for a residential plot in Hefei for 980 million yuan [28] Group 5 - Lu Kang Pharmaceutical's subsidiary received a drug registration certificate for a new medication for erectile dysfunction [28] - Lifan Pharmaceutical's Mesalazine enteric-coated tablets received a drug registration certificate for treating ulcerative colitis [29] - Yahu Pharmaceutical's APL-1401 clinical trial for ulcerative colitis showed positive preliminary results [30]

Core Viewpoint - The release of the "Practical Guidance on Implementing Adaptation and Resilience for Banks" by the UN Environment Programme Finance Initiative aims to provide a clear framework for global banks to set and achieve climate adaptation goals, with Jiangsu Bank playing a key role in its development and implementation [2] Group 1: Climate Risk Management - Jiangsu Bank is a core member of the PRB Climate Adaptation Target Setting Working Group and has integrated its practical experience and innovative models into the guidance, offering a "Jiangsu model" for global banking climate adaptation actions [2] - The guidance fills a practical gap in the field of climate adaptation by providing actionable frameworks for banks [2] Group 2: Physical Risk Assessment - Jiangsu Bank is conducting physical risk stress tests in line with the core requirements of the guidance, focusing on climate-sensitive industries and utilizing geographic spatial characteristics to identify risk exposures [3][4] - The bank has developed a physical risk assessment framework that combines meteorological data, geographic distribution, and risk exposure, ensuring a localized and industry-focused approach [4] Group 3: Transition Risk Assessment - In assessing transition risks, Jiangsu Bank has constructed five climate transition scenarios, including "1.5°C orderly transition" and "2°C moderate constraint transition," targeting high-carbon industries such as chemicals, steel, and electricity [5] - The bank evaluates credit risk transmission effects on asset safety through carbon price shock simulations and dynamic estimates of corporate profitability and default probabilities [5] Group 4: Green Finance Development - The climate risk stress tests conducted by Jiangsu Bank are a practical response to regulatory requirements and aim to enhance the bank's climate risk management mechanisms [6] - The bank plans to continue deepening its climate risk management practices by integrating climate adaptation and resilience into strategic planning and operations, while also sharing its experiences and adopting international best practices [6]

经济观察网 江苏银行（600919）8月1日下午发布公告称，国家金融监督管理总局江苏监管局已核准杨 大威担任该行副行长、时文绮担任总审计师的任职资格。（编辑 胡群） ...

北京商报讯（记者 孟凡霞 实习记者 周义力）8月1日，江苏银行发布公告称，该行于近日收到《江苏金 融监管局关于杨大威江苏银行副行长任职资格的批复》和《江苏金融监管局关于时文绮江苏银行总审计 师任职资格的批复》，国家金融监督管理总局江苏监管局已核准杨大威担任该行副行长的任职资格，核 准时文绮担任该行总审计师的任职资格。 ...

证券之星消息，8月1日城商行板块较上一交易日上涨1.08%，宁波银行领涨。当日上证指数报收于 3559.95，下跌0.37%。深证成指报收于10991.32，下跌0.17%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 002142 | 宁波银行 | 28.48 | 2.19% | 40.15万 | | 11.38亿 | | 6000000 | 南京银行 | 11.68 | 1.74% | 53.44万 | | 6.19亿 | | 601838 | 成都银行 | 18.72 | 1.35% | 29.71万 | | 5.51亿 | | 600926 | 杭州银行 | 16.26 | 1.31% | 57.32万 | | 9.26亿 | | 002948 | 青岛银行 | 4.81 | 1.26% | 90.82万 | | 4.45 乙 | | 616009 | 江苏银行 | 11.44 | 1.24% | 129.60万 | | 14.71亿 | | ...

证券代码：600919 证券简称：江苏银行 公告编号：2025-031 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司 关于高管任职资格获监管机构核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 近日，江苏银行股份有限公司（以下简称"本行"）收到《江苏 金融监管局关于杨大威江苏银行副行长任职资格的批复》（苏金复 〔2025〕258 号）和《江苏金融监管局关于时文绮江苏银行总审计师 任职资格的批复》（苏金复〔2025〕259 号），国家金融监督管理总 局江苏监管局核准杨大威本行副行长任职资格，核准时文绮本行总审 计师任职资格。 杨大威、时文绮的简历详见本行 2025 年 5 月 9 日刊登于上海证 券交易所网站（www.sse.com.cn）的《江苏银行董事会决议公告》。 特此公告。 江苏银行股份有限公司董事会 - 1 - 2025 年 8 月 2 日 ...

Core Insights - The rapid development of financial technology is driving banks to adopt large model technology as a core driver for transformation and innovation, with many banks actively engaging in this area by 2025 [2] Group 1: Industrial Leadership - Industrial and Commercial Bank of China (ICBC) leads in large model application, having launched the "ICBC Zhiyong" system, which has surpassed 1 billion calls by Q2 2025, enhancing over 20 core business areas and 200 application scenarios [3] - ICBC's application scenarios increased by 67% year-on-year compared to 2024, with call frequency rising by 120%, showcasing significant scaling effects [3] - The system has improved foreign exchange trading decision response speed by 80% and increased trading execution efficiency by 300%, with related business revenue up 15% year-on-year in the first half of 2025 [3] Group 2: Technological Deployment - Agricultural Bank of China has successfully deployed the DeepSeek model internally, enhancing business innovation and operational efficiency across various processes [5] - Huaxia Bank has implemented DeepSeek for various applications, improving office efficiency and customer service through intelligent Q&A and report generation tools [6] - Jiangsu Bank utilizes DeepSeek for intelligent contract quality inspection and automated valuation reconciliation, achieving over 90% success in identification [7] Group 3: Customer Service Enhancements - Customer service improvements include a 30% increase in marketing conversion rates through targeted marketing strategies based on customer data analysis [7] - Customer satisfaction has risen from 80% to over 90% due to enhanced intelligent customer service capabilities [7] - Beijing Bank has developed a proprietary "Jingzhi" large model, focusing on building an AI platform for various applications [8] Group 4: Future Directions - Shanghai Bank is constructing a "large model + micro model" collaborative system to enhance service delivery and operational efficiency across various financial services [9] - Chongqing Bank plans to leverage large models for broader applications in marketing, risk control, and internal management by 2025 [8] - The overall trend indicates that banks are not only improving their operational efficiency and service quality but also contributing valuable experiences for the digital transformation of the banking industry [10]