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病房里的“金融温度”——以“移动柜台”守护客户急难愁盼
转自:新华财经 一张病床、一台移动设备、一份委托协议……这场在病房里完成的特殊金融业务,不仅解了客户的燃眉 之急,更诠释了兴业银行"真诚服务,相伴成长"的初心。 近日,兴业银行鄂尔多斯准格尔支行接到一通特殊的求助电话——因骨折住院的客户焦先生急需办理银 行卡密码重置以支付医疗费用,却因行动受限无法亲临网点。面对客户的焦虑,支行会计主管王飞迅速 启动"特事特办"绿色通道,协调两名工作人员携带移动终端设备,将"银行柜台"搬进了医院病房。 在医院的病房内,工作人员严格遵循合规流程,仔细核对焦先生身份信息,耐心讲解业务风险,仅用10 分钟便完成身份核验和授权委托手续。随后,其家属李女士持委托书前往网点顺利办理密码重置,确保 医疗费用及时支付。"原以为要耽误治疗,没想到银行直接把服务送到床边!"焦先生感慨道。这暖心一 幕,正是兴业银行"以客户为中心"的生动缩影。 近年来,兴业银行鄂尔多斯分行针对老年、病患、残障等特殊群体,创新推出"移动柜台+远程指导"服 务模式,应急响应机制:设立服务专线,对医疗缴费、救灾资金等紧急需求"一事一策"定制解决方案; 流程再造:优化特殊客户服务指引,将上门核实、远程授权等环节嵌入系统,确保 ...
沪农商行涨停!银行股集体走强,转债摘牌加速稀缺性凸显
南方财经全媒体记者 吴霜 上海报道 6月3日,A股银行板块涨幅居前,多数成份股飘红,沪农商行、渝农商行、青岛银行、兴业银行、上海 银行等银行涨幅较大。其中,沪农商行早盘股价触及涨停,截至发稿,报9.86元每股,涨幅10.04%,股 价创3年多以来的新高,总市值逼近千亿大关。 随着银行个股股价的上涨,银行转债开始频频发出预警,提示着触发转股的可能。实际上,对于银行来 说,转债转股是一件喜闻乐见的事情。一方面,可以降低银行的融资成本;另一方面,可以补充银行的 核心一级资本充足率。 上海银行就在一季度的业绩发布会指出,推进可转债转股,是该行补充核心一级资本的有效方式,公司 和管理层高度重视市场对公司的关注和评价,持续提升内在价值,推进估值修复。 但是对于债券投资人来说,银行转债的持续转股也会导致其转债投资的优质资产变得更加稀缺。 6月3日整体大盘微涨,银行股大幅领涨。具体来看,截至收盘,上证综指涨0.43%,报3361.98点;科创 50指数涨0.48%,报981.71点;深证成指涨0.16%,报10057.17点;创业板指涨0.48%,报2002.7点。 其中银行板块,除了沪农商行外,今日渝农商行大涨6.76%, ...
金融观察员|多家银行理财抢抓儿童节营销
Guan Cha Zhe Wang· 2025-06-03 08:27
Group 1 - The People's Bank of China has issued the "Management Measures for Reporting Cybersecurity Incidents in the Business Areas of the People's Bank of China," effective from August 1, 2025, to regulate the reporting of cybersecurity incidents in various financial sectors [1] - Zhang Xiaodong has been appointed as the Deputy Secretary of the Party Committee of the Agricultural Development Bank of China [1] - Banks and wealth management subsidiaries are launching marketing activities themed around financial literacy for children, targeting parents rather than minors, as the wealth management market continues to grow despite declining deposit rates [1] Group 2 - Multiple banks have initiated a "fee reduction wave," lowering management fees for wealth management products to as low as 0.01% to attract more investments, with the total scale of wealth management products reaching 29.95 trillion yuan by the end of 2024 [2] - During the graduation season, small and medium-sized banks are employing innovative recruitment strategies, offering unique benefits to attract talent, particularly in technology roles, reflecting the industry's focus on digital transformation [2] - The Agricultural Development Bank has been fined a total of 900,000 yuan for regulatory violations at two of its branches [2] Group 3 - Agricultural Bank of China has successfully issued 500 billion yuan of perpetual capital bonds, with a fixed interest rate of 2.00% for the first five years [3] - Xiamen Bank has received an investment of approximately 8.644 billion yuan from its largest shareholder, the Fujian Provincial Finance Department, to bolster its core tier one capital [4] - Hangzhou Bank has decided to exercise its right to redeem "Hangyin Convertible Bonds" early, due to its stock price exceeding 130% of the conversion price for 15 consecutive trading days [4] Group 4 - Qingdao Agricultural Commercial Bank's 90 million shares were put up for auction but failed to attract any bids, indicating a significant decrease in influence from the Ba Long Group [4] - The Putian branch of the Bank of Communications has been fined 1.25 million yuan for inadequate management of various loan types [5] - The Anhui Xuancheng Wanan Rural Commercial Bank plans to absorb and merge with four village banks, indicating a trend towards consolidation in the banking sector [6] Group 5 - Zhejiang Hangzhou Yuhang Rural Commercial Bank has been fined 1.74 million yuan for violations related to account management and clearing regulations [7] - Zheshang Bank plans to apply for the issuance of financial bonds up to 100 billion yuan, with various types of bonds included in the proposal [8] - Two rural commercial banks in Jiangsu have been fined a total of 1.4 million yuan for multiple regulatory violations, highlighting ongoing compliance challenges in the sector [8]
神马电力: 关于使用部分闲置募集资金进行现金管理到期赎回并继续进行现金管理的公告
Zheng Quan Zhi Xing· 2025-06-03 08:18
证券代码:603530 证券简称:神马电力 公告编号:2025-038 近日,公司使用闲置募集资金 4,500 万元购买的理财产品已到期赎回,理财 产品本金和利息已全部收回,具体情况如下: | | | | | | | 单位:人民币 | 万元 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 受托方 | | | 认购金额 | | 预计年化收 | 产品 | 是否到 | 实际收益 | | 名称 | | | 产品名称 | (万元) | 益率 | 期限 | 期赎回 | (万元) | | 兴 | 业 | 银 | 兴业银行企业 | | | | | | | 行 | 股 | 份 | 金融人民币结 | | 1.30%-2.15% | 24 天 | 是 | 6.36 | | 有 | 限 | 公 | 构性存款产品 | 4,500 | | | | | 司 在确保公司募集资金投资项目正常进行以及保证募集资金安全的前提下,通 过进行适度的现金管理,提高募集资金使用效率,为公司和股东获取较好的资金 收益。 江苏神马电力股份有限公司 关于使用部分闲置募集资金进行现金管理 ...
金十图示:2025年06月03日(周二)富时中国A50指数成分股午盘收盘行情一览:银行股全面走高,煤炭、电力股飘绿
news flash· 2025-06-03 03:36
长江电力 东方财富 02)中国核电 1951.90亿市值 7330.68亿市值 3284.08亿市值 15.40亿成交额 4.28亿成交额 23.58亿成交额 20.78 29.96 9.49 -0.24(-0.79%) -0.09(-0.94%) +0.16(+0.78%) 食品饮料 证券 中信证券 国泰海通 海天味业 ■双 3808.88亿市值 3169.82亿市值 2455.01亿市值 9.24亿成交额 19.31亿成交额 3.88亿成交额 25.70 17.98 44.15 +0.18(+0.71%) +0.80(+4.66%) -0.27(-0.61%) 消费电子 化学制药 恒瑞医药 立讯精密 工业富联 3747.37亿市值 2201.05亿市值 3663.63亿市值 5.37亿成交额 11.33亿成交额 15.91亿成交额 55.48 30.37 18.87 -0.06(-0.32%) -0.03(-0.10%) +0.74(+1.35%) 家电行业 农牧饲渔 牧原股份 格力电器 海尔智家 油气长官 2525.11亿市值 2326.02亿市值 2241.92亿市值 23.68亿成交额 5.79亿成 ...
盘中创上市以来新高!银行ETF优选(517900)放量大涨1.81%,招商银行、兴业银行纷纷飙涨
Sou Hu Cai Jing· 2025-06-03 03:10
Group 1 - The core viewpoint of the news is the strong performance of bank stocks, particularly the Bank ETF Preferred (517900), which saw a significant increase of 1.75% as of 10:51 AM on June 3, reaching a new high since its listing [1] - Major bank stocks such as China Merchants Bank, Industrial Bank, and Agricultural Bank experienced notable gains, with increases of 1.82%, 5.08%, and 3.21% respectively [1] - The Bank ETF Preferred has seen continuous net inflows for seven days, accumulating over 31 million CNY as of May 30 [1] Group 2 - Analysis indicates that over the past decade, bank stocks have significantly outperformed the TMT sector due to low valuations and consistent dividend payouts, with a 61% increase in the bank index since the 2015 peak, despite a 19% decline in PE ratios [4] - The dividend yield for the bank index was reported at 7.3% as of the end of April, reflecting a strategy of selecting undervalued stocks in the AH market [5] - The TMT sector has seen a more substantial decline in valuations, with PE changes of approximately -40% to -80% across various sub-sectors, while bank stocks maintained higher dividend yields and profitability [4]
兴业银行涨超5%,银行ETF(159887)持有该股票11.11%
news flash· 2025-06-03 02:44
打包市场龙头,抢反弹就买指数ETF>> 兴业银行(601166)涨幅扩大至5.08%,银行ETF(159887)持有该股票11.11%,当前涨幅为1.22%,最新 价创120日新高,成交额4045.79万元,近1月份额增加5100万份。 ...
舌尖上的金融 商业银行助燃餐饮消费“烟火气”
Jin Rong Shi Bao· 2025-06-03 01:54
Group 1 - The article highlights the increasing demand for financial support in the restaurant industry, particularly in the context of enhancing service quality and expanding local culinary offerings [1][4][5] - Financial institutions like Industrial Bank and Agricultural Bank are actively providing tailored loan products to support the growth and transformation of traditional restaurants and food businesses [1][4][5] - The trend of integrating digital payment systems and e-commerce into traditional food businesses is emphasized, showcasing how financial services can enhance consumer engagement and sales [1][3][4] Group 2 - The success of local delicacies, such as Chongqing's marinated goose and Shaanxi's Roujiamo, is driving the need for financial backing to scale production and meet rising demand [2][6] - Banks are innovating financial service models, such as "one chain three rings" and "specialty loans," to cater to the unique needs of food businesses along the supply chain [2][3][6] - The overall growth of the food industry is contributing to the revitalization of local economies, with banks playing a crucial role in facilitating this transformation through financial support [2][5][7]
A股银行板块震荡走强,沪农商行触及涨停,再创逾3年新高,渝农商行涨超6%,兴业银行涨超2%,平安银行、招商银行、中信银行跟涨。
news flash· 2025-06-03 01:46
A股银行板块震荡走强,沪农商行触及涨停,再创逾3年新高,渝农商行涨超6%,兴业银行涨超2%,平 安银行、招商银行、中信银行跟涨。 ...
银行板块震荡走强 沪农商行触及涨停创3年多新高
news flash· 2025-06-03 01:41
银行板块震荡走强 沪农商行触及涨停创3年多新高 智通财经6月3日电,早盘沪农商行触及涨停,再创3年多新高,渝农商行涨近6%,杭州银行、中信银行 刷新历史高点,兴业银行、瑞丰银行、平安银行、郑州银行等涨幅靠前。 ...