PICC 關 中国人民保险 人保财险风险减量服务的 探索与实践 中国人保 601319.SH 中国人民保险集团 1339.HK 中国财险 2328.HK 通过参加包含本次演示的活动，或通过阅读演示材料，您同意受以下限制约束： 本次演示所涉及的信息由中国人民保险集团股份有限公司（"公司"）准备。任何人均未对本材料所包含的任何信息的公正性、准 确性、完整性或正确性作出任何明示或者默示的陈述或保证，任何人也不应依赖本材料所包含的任何信息。公司无须为由本次演示 或其内容或与本次演示相关的任何内容所引起的任何损失承担义务或责任（不论基于疏忽或其他原因）。本演示材料所载的信息可 能会更新、完善、修改、验证和修正，且此信息可能会进行重大更改。 本次演示基于现行有效的经济、法律、市场及其他条件。您应当理解，后续发展可能会影响本次演示中包含的信息，而公司无义务 对其予以更新、修订或确认。 在本次演示中传达的信息包含一些具有或可能具有前瞻性的陈述。这些陈述通常包含"将要""期望""预期"及类似含义的词汇 。前瞻性陈述就其性质而言包含风险和不确定性，因为其涉及将在未来发生的事件并依赖于未来发生的情况。基于这些不确定因素 ，任何人不 ...

证券代码：601319 证券简称：中国人保 公告编号：临 2023-055 中国人民保险集团股份有限公司 关于 2023 年投资者开放日相关报告的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担个别及连带责任。 中国人民保险集团股份有限公司（"本公司"）已于 2023 年 11 月 10 日（星期五）举行 2023 年投资者开放日。本次活动以"风险减量 服务 助力高质量发展"为主题，重点介绍公司向高质量发展转型过 程中风险减量服务举措和阶段性成果。 上述报告的具体内容请见本公司在上海证券交易所网站 (www.sse.com.cn)披露的本公告附件。 本次活动提供视频回放，具体链接如下： 中文版： https://www.roadshowchina.cn/Meet/detail.html?mid=20669 英文版： https://www.roadshowchina.cn/Meet/detail.html?mid=20670 1 特此公告。 中国人民保险集团股份有限公司董事会 2023 年 11 月 10 日 2 ...

董事名單與其角色和職能 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 一、執行董事 王廷科 （董事長） 趙 鵬 （副董事長） 李祝用 肖建友 1339 董事會下設五個董事會專業委員會，各董事會專業委員會的組成如下： - 1 - 二、非執行董事 王清劍 苗福生 王少群 喻 強 宋洪軍 邵善波 高永文 崔 歷 徐麗娜 王鵬程 | | 委員會 | | | | | 風險管理與 | | --- | --- | --- | --- | --- | --- | --- | | | | | 提名薪酬 | 戰略與投資 | 關聯交易 | 消費者權益 | | 董 | 事 | 審計委員會 | 委員會 | 委員會 | 控制委員會 | 保護委員會 | | 王廷科 | | | | C | | | | 趙 | 鵬 | | | M | | | | 李祝用 | | | | | M | C | | 肖建友 | | | | M | | | | 王清劍 | | M | | M | | | ...

证券代码：601319 证券简称： 中国人保 公告编号：临 2023-054 中国人民保险集团股份有限公司 关于总裁、执行董事及副董事长任职的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担法律责任。 根据 2023 年 7 月 20 日中国人民保险集团股份有限公司（以下 简称"本公司"）第四届董事会第十八次会议决议，赵鹏先生担任公 司总裁的任期自其总裁任职资格获得国家金融监督管理总局核准之 日起算，任本公司执行董事、副董事长的任期，自股东大会审议通过 其担任公司执行董事且其董事任职资格获得国家金融监督管理总局 核准之日起算。 本公司于 2023 年 9 月 4 日召开 2023 年第二次临时股东大会， 选举赵鹏先生为本公司第四届董事会执行董事。 本公司近日收到《国家金融监督管理总局关于中国人民保险集 团股份有限公司赵鹏任职资格的批复》（金复〔2023〕441 号）。根据 上述批复，国家金融监督管理总局已核准赵鹏先生担任本公司总裁、 董事的任职资格。赵鹏先生担任本公司总裁、执行董事、副董事长任 职自 2023 年 11 月 8 日 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國人民保險集團股份有限公司 FF301 FF301 呈交日期: 2023年11月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 01339 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 8,726,234,000 | RMB | | 1 RMB | | 8,726,234,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 8,726,234,000 | RMB | | 1 RMB | | 8,726,234,000 | | 2. 股份分類 | 普通 ...

中国人民保险集团股份有限公司 投资者关系活动记录表 编号：2023-001 ☑投资者说明会 ☐路演与推荐 投资者关系 ☐资本市场开放日与接待日 活动类别 ☐投资者接待 ☐其他 外部：花旗、汇丰、摩根斯坦利、瑞银、中金、广发证券、 参与活动 海通证券、东吴证券、浙商证券等证券机构及投资者 人员 内部：人保集团董事会秘书曾上游、人保财险董事会秘书 毕欣和部分管理层 时间 2023 年 10 月 31 日 15：00-16:00 ☐现场 ☐现场+线上 形式 ☑线上 ☐书面 问题一：请问公司第 3 季度归属于母公司股东的净 利润为什么大幅下降？ 答复：第三季度，公司净利润出现短期波动，主要受 以下原因影响：一是受“杜苏芮”（发生于 2023 年 7-8 月）、“海葵”（发生于 2023 年 9 月）强台风等灾害事故 ...

Financial Performance - Total revenue for Q3 2023 was RMB 137,998 million, a decrease of 0.6% compared to the adjusted revenue of RMB 138,773 million in Q3 2022[2] - Net profit attributable to shareholders of the parent company for Q3 2023 was RMB 622 million, down 89.6% from the adjusted net profit of RMB 5,966 million in Q3 2022[2] - Basic earnings per share for Q3 2023 was RMB 0.01, a decline of 89.6% compared to RMB 0.13 in Q3 2022[4] - The weighted average return on equity for Q3 2023 was 0.3%, a decrease of 2.4 percentage points from 2.7% in Q3 2022[4] - The net profit attributable to shareholders of the parent company was CNY 20.50 billion, a decrease of 15.5% from CNY 24.26 billion year-on-year[10] - The weighted average return on equity decreased to 8.7%, down by 2.5 percentage points from 11.2% in the previous year[10] - Net profit for the first nine months of 2023 was RMB 27,593 million, down from RMB 33,458 million in 2022, indicating a decline of approximately 17.5%[28] - The company’s total comprehensive income for the period was RMB 24,573 million, compared to RMB 15,836 million in the same period of 2022, showing an increase of approximately 55.0%[28] - Basic earnings per share for the first nine months of 2023 were RMB 0.46, down from RMB 0.55 in the same period of 2022, reflecting a decrease of about 16.4%[28] Assets and Liabilities - The total assets as of September 30, 2023, were RMB 1,506,727 million, reflecting a 6.3% increase from RMB 1,416,975 million at the end of 2022[4] - The total liabilities as of September 30, 2023, were RMB 1,181.03 billion, compared to RMB 1,113.97 billion at the end of 2022[24] - The total equity increased to CNY 325.70 billion, up by 7.5% from CNY 303.00 billion at the end of 2022[10] - The company's total assets amounted to RMB 119,651 million, a decrease from RMB 125,461 million as of December 31, 2022, representing a decline of approximately 4.4%[31] - The company's total equity increased to RMB 103,141 million as of September 30, 2023, compared to RMB 102,242 million at the end of 2022, reflecting a growth of approximately 0.9%[31] Cash Flow and Investment - Net cash flow from operating activities for the first nine months of 2023 was RMB 63,789 million, an increase of 22.3% compared to RMB 52,179 million in the same period of 2022[2] - The net cash flow generated from operating activities was negative at RMB 462,757 million for the first nine months of 2023, compared to a positive cash flow of RMB 63,789 million in 2022[30] - The company reported an investment income of RMB 21,427 million, a significant decrease from RMB 45,785 million in the same period last year, representing a decline of approximately 53.3%[26] - Investment income for the first nine months of 2023 was RMB 9,072 million, an increase from RMB 8,943 million in the same period of 2022[33] Insurance Segment Performance - The insurance service revenue for the first three quarters of 2023 reached CNY 380.55 billion, an increase of 8.0% compared to CNY 352.22 billion in the same period of 2022[10] - The net profit for the insurance segment was CNY 193.86 billion, with an underwriting profit of CNY 57.38 billion, a decrease of 39.0% year-on-year[12] - The comprehensive cost ratio for the insurance segment was 97.9%, an increase of 1.7 percentage points compared to the previous year[12] - The total insurance premium income for the first three quarters of 2023 reached RMB 409.57 billion, a 7.5% increase from RMB 381.02 billion in the same period of 2022[14] - The insurance service income for the health insurance segment was RMB 19.12 billion, representing a year-on-year increase of 16.5%[16] - The total original insurance premium income for the health insurance segment was RMB 39.79 billion, up 9.9% from RMB 36.21 billion in the same period of 2022[18] - The first-year premium income for long-term insurance increased by 17.4% to RMB 45.50 billion, compared to RMB 38.76 billion in the previous year[15] Challenges and Strategic Focus - The company faced significant impacts from natural disasters, including Typhoons "Doksuri" and "Haikui," which contributed to the decline in net profit[7] - The implementation of new accounting standards has affected the valuation of financial assets, contributing to the volatility in reported earnings[7] - The company faced challenges due to natural disasters and market volatility, impacting net profit and financial asset valuations[11] - The company is focusing on optimizing product offerings and enhancing risk management to ensure sustainable development[12] - The company is focusing on enhancing investment management capabilities to navigate challenges in the current economic environment[19] - The company aims to optimize its asset allocation strategy, particularly in bond and equity investments, to capitalize on market opportunities[19]

证券代码：601319 证券简称：中国人保 公告编号：临 2023-053 中国人民保险集团股份有限公司 第四届监事会第十八次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担法律责任。 中国人民保险集团股份有限公司（"本公司"或"公司"）第四 届监事会第十八次会议（"会议"）的通知和材料于 2023 年 10 月 10 日以书面方式发送全体监事，会议于 2023 年 10 月 30 日在北京市西 城区西长安街 88 号中国人保大厦以现场会议方式召开。经半数以上 监事推举，会议由许永现监事召集并主持。会议应出席监事 4 名，实 际出席监事 3 名，李慧琼监事委托王亚东监事参加会议并代为表决。 部分高级管理层成员及议案相关部门主要负责人列席会议。会议的召 集和召开符合《中华人民共和国公司法》等相关法律、行政法规、部 门规章和《中国人民保险集团股份有限公司章程》（"《公司章程》"） 的规定，会议合法、有效。 经与会监事审议并表决，形成以下会议决议： 审议通过了《关于 2023 年 A 股和 H 股第三季度报告的议案》 1 监事会 ...

证券代码：601319 证券简称： 中国人保 公告编号：临 2023-052 中国人民保险集团股份有限公司 第四届董事会第二十一次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担法律责任。 本公司第四届董事会第二十一次会议（以下简称"会议"）的通 知和材料于 2023 年 10 月 10 日以书面方式通知全体董事，会议于 2023 年 10 月 30 日在北京市西城区西长安街 88 号中国人保大厦以现 场会议方式召开。会议应出席董事 13 名，现场出席 11 名，视频连线 出席 1 名，委托出席 1 名。王廷科董事长因参加上级机构重要会议， 委托李祝用董事出席会议并代为行使表决权。崔历董事以视频连线方 式出席会议。根据公司章程规定，经半数以上董事推举，本次会议由 李祝用董事主持。监事会成员及部分高级管理层成员列席了会议。会 议的召开符合《中华人民共和国公司法》等相关法律、行政法规、部 门规章和公司章程的规定，会议合法、有效。 审议通过了《关于2023年A股和H股第三季度报告的议案》 具 体 内 容 详 见 本 公 司 同 ...

Financial Performance - The company's operating revenue for Q3 2023 was RMB 137,998 million, a decrease of 0.6% compared to RMB 138,773 million in Q3 2022[3] - Net profit attributable to shareholders for Q3 2023 was RMB 622 million, down 89.6% from RMB 5,966 million in Q3 2022[3] - Basic earnings per share for Q3 2023 was RMB 0.01, a decline of 89.6% compared to RMB 0.13 in Q3 2022[3] - Total operating revenue for the period from January 1 to September 30, 2023, was RMB 418,664 million, an increase of 4.3% compared to RMB 401,339 million in the same period of 2022[23] - Net profit for the period was RMB 27,593 million, a decrease of 17.5% from RMB 33,458 million in the same period last year[24] - The company reported a total profit of RMB 30,287 million, down 25.0% from RMB 40,251 million in the previous year[24] - Basic earnings per share for the period were RMB 0.46, compared to RMB 0.55 in the same period of 2022, representing a decline of 16.4%[25] Cash Flow and Assets - The net cash flow from operating activities for the first nine months of 2023 was RMB 63,789 million, an increase of 22.3% from RMB 52,179 million in the same period of 2022[3] - Cash flow from operating activities generated a net amount of RMB 63,789 million, an increase from RMB 52,179 million year-over-year[26] - Cash flow used in investing activities was RMB (51,335) million, compared to RMB (47,072) million in the same period last year[26] - Cash flow from financing activities resulted in a net outflow of RMB (27,157) million, compared to RMB (12,758) million in the previous year[27] - The ending cash and cash equivalents balance was RMB 25,978 million, slightly down from RMB 26,833 million at the end of the same period last year[27] - Total assets as of September 30, 2023, were RMB 1,506,727 million, reflecting a 6.3% increase from RMB 1,416,975 million at the end of 2022[3] - The total liabilities of the group as of September 30, 2023, were 1,181.027 billion RMB, compared to 1,113.971 billion RMB at the end of 2022[22] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 165,158 for A shares and 5,294 for H shares[8] - The top shareholder, the Ministry of Finance of the People's Republic of China, holds 60.84% of the shares[8] Insurance Business Performance - Insurance service revenue for the first three quarters of 2023 reached CNY 380.55 billion, an increase of 8.0% year-over-year[11] - The comprehensive cost ratio for the insurance business was 97.9%, up 1.7 percentage points year-over-year[13] - The underwriting profit for the insurance business was CNY 57.38 billion, a decrease of 39.0% year-over-year[13] - In the first three quarters of 2023, the total insurance service revenue for China People's Property Insurance Company reached 409.57 million RMB, an increase of 7.5% compared to 381.02 million RMB in the same period of 2022[14] - The net profit for China People's Life Insurance Company in the first three quarters of 2023 was 1.804 billion RMB, with insurance service revenue declining by 13.1% to 13.216 billion RMB[15] - China People's Health Insurance Company reported an insurance service revenue of 19.118 billion RMB, marking a 16.5% increase year-on-year, with a net profit of 3.961 billion RMB[17] Strategic Focus - The company is focusing on high-quality development and actively pursuing business model innovation and management transformation to capture industry recovery opportunities[15] - The asset management business is enhancing market analysis and investment opportunities, focusing on optimizing asset allocation and improving credit quality of existing assets[19] - The company plans to continue expanding its market presence and investing in new technologies to drive future growth[29]