Core Insights - The 19th Shanghai Financial Services for the Real Economy Fair (referred to as "Jinhui Conference") was officially launched on September 29, focusing on enhancing financial services for small and medium-sized enterprises (SMEs) and promoting the construction of the "Five New Cities" [1][5] - The conference introduced a new collaborative model involving government, parks, and financial institutions to create a new ecosystem for financial services [1][3] Group 1: Event Overview - The Jinhui Conference is co-hosted by various financial associations and government departments in Shanghai, aiming to innovate financial service paradigms and improve service convenience and precision for SMEs [1][2] - A series of "Park Activities" were initiated, which will run from late September to the end of November, focusing on providing integrated financial services tailored to the specific needs of different industrial parks [2][3] Group 2: Online and Offline Integration - An online platform was launched as part of the conference, allowing for year-round interaction between financial institutions and real enterprises, showcasing financial products and policies [2][3] - The offline activities will directly reach enterprises in various parks, particularly in the "Five New Cities," to ensure that financial resources are effectively allocated to those in need [2][3] Group 3: Financial Support for Enterprises - The "Park Activities" will feature a collaborative team of financial service providers, including banks and non-bank financial institutions, to offer on-site financial consulting and support [3][4] - The conference aims to provide comprehensive financial solutions for enterprises, including policy financing, equity investment, and technology credit, to support their growth and development [4][6] Group 4: Strategic Goals - The conference emphasizes the importance of aligning financial services with national strategies, particularly in green finance and technology finance, to enhance global competitiveness for enterprises [4][5] - The Shanghai Financial Industry Association aims to leverage the conference to accelerate the development of local industries and contribute to the construction of Shanghai as a global financial center [5][6]

新华财经上海9月29日电（记者王淑娟）"银行是有钱，但银行的钱不好拿，我们企业没有抵押物也没有 正向现金流，有什么办法吗？"这是上海利康瑞生物工程有限公司董秘王培亮29日在"金洽会园区行"青 浦工业园区专场活动上抛出的问题。 "生物医药板块确实是比较难懂的行业，我们配置了专门的团队来服务，再以非财务的因素去评价生物 医药企业。因为很多企业还是亏损的，银行如何更好地以非财务模型去评价这些企业，给予授信额度， 这是我们正在落地实践的。"交通银行上海市分行科技金融部二级专家陈杰是专门负责生物医药板块金 融服务的，过去四年他已经跑了700多家企业。 持续畅通广大实体企业对接金融服务的平台渠道，当天，第十九届金洽会在上海启动。本届金洽会全面 升级服务模式，立足于"洽"，持续开展金融机构与实体企业线上线下对接撮合。在做好线上展示平台的 基础上，线下活动下沉园区、直达企业，将金融资源活水引向对金融服务确有需求的各个园区，特别是 上海"五大新城"园区内的企业，为企业打造"流动的金洽会"和"家门口的金洽会"，同时将"金洽会"与普 惠金融顾问制度和综合服务平台联动，两大服务品牌相互赋能，为企业提供"一站式""会诊式"综合性的 金 ...

Core Insights - The article discusses the challenges faced by companies in the biopharmaceutical sector in securing financing from banks due to lack of collateral and positive cash flow, highlighting the need for banks to adopt non-financial models for credit evaluation [1] - The 19th Jin Qiao Conference aims to enhance the connection between financial institutions and real enterprises, providing a platform for financial services to meet the needs of businesses, particularly in Shanghai's new urban areas [2] - Shanghai is accelerating the development of a technology finance system, with significant growth in loans to technology enterprises and small micro-enterprises, indicating a supportive financial environment for innovation [4] Group 1 - The biopharmaceutical industry is complex, and banks are working on evaluating companies using non-financial factors to provide credit [1] - The Jin Qiao Conference has upgraded its service model to facilitate online and offline connections between financial institutions and enterprises [2] - The conference aims to create a conducive business environment by fostering interaction among government, financial institutions, industrial parks, and enterprises [2] Group 2 - Shanghai's technology enterprises had a loan balance of 23.3 trillion yuan, a year-on-year increase of 7.75% as of June [4] - The city has implemented measures to support financing for small and medium-sized enterprises, with a balance of inclusive micro-loans reaching 1.36 trillion yuan, up 11.5% year-on-year [4] - The Jin Qiao Conference will conduct a series of "Park Activities" from late September to November, focusing on financial services tailored to the characteristics and needs of different industrial parks [4][5] Group 3 - Qingpu District's GDP grew by 9.3% in the first half of the year, the highest in Shanghai, supported by financial services [5] - The district is cultivating three trillion-level industrial clusters, with significant growth rates in information technology, modern logistics, and high-end equipment manufacturing [5] - Financial services in Qingpu saw a loan balance increase of 4.7% and a deposit balance increase of 7.5% in the first half of the year [5]

Group 1 - The state-owned large bank sector experienced a decline of 0.64% on September 29, with Postal Savings Bank leading the drop [1] - The Shanghai Composite Index closed at 3862.53, up 0.9%, while the Shenzhen Component Index closed at 13479.43, up 2.05% [1] - The trading performance of individual state-owned banks showed varied results, with Agricultural Bank of China remaining flat at 6.62, while Postal Savings Bank fell by 1.69% to 5.83 [1] Group 2 - The net capital outflow from the state-owned large bank sector amounted to 6.55 million yuan, with retail investors showing a net inflow of 24.4 million yuan [1] - The detailed capital flow for individual banks indicated significant outflows for Postal Savings Bank and China Construction Bank, while Agricultural Bank of China saw a minor net inflow from retail investors [2] - The data shows that Postal Savings Bank had a net outflow of 85.90 million yuan from institutional investors, while retail investors contributed a net inflow of 93.80 million yuan [2]

双方将进一步深化在发行登记托管和集中清算业务联动、人民币国际化发展、风险管理增值服务应用推 广、人才交流等领域的全方位合作。 ...

Core Viewpoint - The article highlights the role of Bank of Communications in facilitating high-level opening-up and building a "financial bridge" for cross-border financial services, emphasizing its commitment to serving the real economy and promoting innovation in financial services [1] Group 1: Financial Services and Innovation - Bank of Communications aims to enhance its cross-border financial services by optimizing products and innovating comprehensive financial service solutions [1] - The bank is leveraging digital engines to drive new foreign trade business models, thereby supporting technological innovation and green initiatives [1] Group 2: Participation in Events - As a core supporting enterprise at the China International Import Expo (CIIE), Bank of Communications showcases its financial services and innovations on a prominent platform [1] - The bank's representatives shared their experiences and insights during the event, reflecting its active engagement in promoting financial services [1]

近日，富国基金正式入驻交通银行APP推出的"活钱+"金融产品快赎服务，旗下富国收益宝、富国天 时、富国富钱包三只产品同步上线，为投资者提供更灵活、便捷、高效的现金管理新选择，进一步丰富 日常资金配置场景。 从操作体验来看，"活钱+"的"灵活性"进一步贴合用户需求。在购买环节，产品按最新7日年化收益率从 高到低排序，默认平均分配金额，投资者也可根据偏好自主调整；赎回环节则提供三种模式，其中快速 模式按快赎额度从高到低排序，结合平均或自定义比例赎回；智能模式遵循"持有金额从高到低+快赎 额度优先、收益率低优先"原则进行智能赎回；以及自定义模式则支持自主选择产品及赎回金额，满足 个性化操作需求。此外，"活钱+"门槛足够"低"，底层的货币基金、现金理财产品支持1分起购、0申赎 费率等，个人投资者可轻松参与。 此次富国基金旗下富国收益宝、富国天时、富国富钱包三只货币基金入驻交通银行"活钱+"，标志着双 方在现金管理服务领域合作开启新篇章。作为交通银行的合作伙伴，富国基金始终秉持着投资者利益为 先的宗旨，积极把握经济高质量发展带来的新机遇。未来，依托在资产管理领域的专业积淀，富国基金 将与交通银行继续携手，共同探寻更多创 ...

Core Insights - A total of 104 companies have implemented private placements this year, raising a total of 767.45 billion yuan [1][2] Group 1: Fundraising Overview - 104 companies have conducted private placements, with 116 records of fundraising, totaling 98.735 billion shares issued and 767.45 billion yuan raised [1] - The distribution of fundraising by market shows that 20 companies in the Shenzhen Main Board raised 36.01 billion yuan, 44 companies in the Shanghai Main Board raised 664.82 billion yuan, 23 companies in the ChiNext raised 34.18 billion yuan, and 17 companies in the Sci-Tech Innovation Board raised 32.45 billion yuan [1] - The industries with the most companies conducting private placements include electronics (15 companies), power equipment (14 companies), and basic chemicals (12 companies) [1] Group 2: Top Fundraising Companies - The company that raised the most funds is Bank of China, with 165 billion yuan, followed by Postal Savings Bank and Bank of Communications, raising 130 billion yuan and 120 billion yuan respectively [2] - The top fundraising companies and their respective amounts include: - Bank of China: 165 billion yuan [2] - Postal Savings Bank: 130 billion yuan [2] - Bank of Communications: 120 billion yuan [2] - China Construction Bank: 105 billion yuan [2] - Guolian Minsheng: 31.49 billion yuan [2] Group 3: Price Premiums and Discounts - Among the private placements, there are 106 records where the latest closing price exceeds the placement price, with the highest premiums recorded for companies like AVIC Chengfei (961.35%), Robotech (572.80%), and Dongshan Precision (513.97%) [2][3] - Conversely, there are 10 records where the latest price is below the placement price, with the largest discounts seen in companies like Shen High-Speed (-22.77%), AVIC Heavy Machinery (-20.65%), and Bank of Communications (-19.86%) [2][4]

9月25日，工商银行、农业银行、中国银行、建设银行、交通银行集体发布公告，宣布公司 章程修订获监管核准，自核准之日起不再设立监事会，由董事会审计委员会依法承接监事会 职权。 交通银行同样发布相关公告，自2025年9月25日起不再设立监事会，由董事会审计委员会行 使监事会相关职权。现任监事王学庆、苏治、林至红、丰冰、颇颖不再担任监事及监事会相 关职务。 邮储银行也于近日发布公告表示，监事长、股东代表监事陈跃军到龄辞任。该行2025年第二 次临时股东大会会议资料显示，拟不再设立监事会及下设专门委员会，自公司章程获国家金 融监督管理总局核准之日起生效。 据不完全统计，目前已有20逾家银行披露公司治理架构改革计划，有银行已宣布监事团队人 员调整。业内人士认为，银行裁撤监事会有助于提升银行治理效率、精简公司治理结构、权 责更加清晰，同时也要防范监督独立性风险。 五家国有银行集体官宣取消监事会 邮储银行监事长日前已辞任 9月25日，国有五大行集体发布公告，宣布公司章程修订获核准以及不再设立监事会，由董 事会审计委员会依法承接监事会职权。 工商银行公告称，近日收到《国家金融监督管理总局关于工商银行修改公司章程的批复》。 自 ...

Core Viewpoint - The article highlights the efforts of the Bank of Communications (BoCom) in promoting financial education through a series of innovative initiatives during the 2025 Financial Education Promotion Week, aimed at enhancing public understanding of financial knowledge and consumer rights [1][2][3][4]. Group 1: Financial Education Initiatives - BoCom launched a series of engaging financial education projects, including the introduction of a new mascot "Jiao Jiao," designed to resonate with contemporary culture and enhance brand recognition [1][2]. - The financial education series video "Jiao Jiao, Set Off!" was released across multiple online platforms, featuring "Jiao Jiao" on a journey to spread practical financial knowledge, including fraud prevention and rational investment [2]. - During the promotion week, BoCom organized various financial education activities at well-known tourist attractions across multiple provinces, integrating local cultural elements to attract diverse audiences [3]. Group 2: Consumer Protection and Financial Literacy - BoCom's half-year report indicates a commitment to consumer protection, establishing a comprehensive framework for consumer rights that includes a cross-departmental coordination mechanism [4]. - The bank emphasizes the integration of financial education with support for the elderly and disabled, aiming to enhance the effectiveness and innovation of its educational efforts [4]. - A "Risk Warning Delivered" initiative was conducted in 73 scenic spots across 28 provinces, directly bringing financial services and knowledge to consumers [3].