Core Viewpoint - The financial sector in Tibet has significantly contributed to the region's economic development and stability, aligning with national strategies and local needs, while focusing on high-quality growth and ecological protection [2][6]. Group 1: Economic Growth and Financial Support - Tibet's GDP reached 138.27 billion yuan in the first half of 2025, with a year-on-year growth of 7.2%, and is projected to reach 276.5 billion yuan in 2024, marking a 155-fold increase since 1965 [2]. - Agricultural Bank of China (601288.SH) has provided a total of 717.4 billion yuan in loans to local entities over 30 years, supporting major infrastructure projects like the Sichuan-Tibet Railway [3]. - China Bank (601988.SH) has established 33 branches in Tibet, with deposits exceeding 55 billion yuan and loans surpassing 75 billion yuan, playing a crucial role in the region's financial landscape [3]. Group 2: Inclusive Financial Services - The Agricultural Development Bank of China has issued 126.4 billion yuan in loans over 13 years, covering over 90% of counties in Tibet, significantly contributing to rural revitalization [4]. - China Life Insurance (601628.SH) has launched 28 inclusive insurance products, covering over 1.51 million people, and aims to build a multi-layered protection network in Tibet [5]. Group 3: Environmental and Innovative Financial Solutions - Industrial and Commercial Bank of China (601398.SH) has issued 18.07 billion yuan in green loans since the 14th Five-Year Plan, with a balance of 22.48 billion yuan, reflecting a growth rate of over 20% [5]. - China Life Property & Casualty Insurance has introduced insurance for ancient trees, providing 1 million yuan in risk coverage for five ancient trees in Tibet, marking the region's first such insurance [5]. Group 4: Policy and Strategic Initiatives - The Tibet Financial Regulatory Bureau has implemented the "Financial Strong Border and Enriching People Three-Year Action Plan (2025-2027)" to enhance financial services in border areas, aiming for 70% coverage of township financial institutions by 2027 [6][7]. - The Postal Savings Bank (601658.SH) plans to provide at least 200 billion yuan in financing over the next five years, focusing on various integration initiatives to support Tibet's economic development [8][9].

Core Viewpoint - The China Securities Index for Hong Kong-listed tradable mainland banks has shown a mixed performance, with a recent decline over the past month but an overall increase year-to-date [1]. Group 1: Index Performance - The HKT Mainland Bank Index is reported at 1183.60 points, having decreased by 4.99% over the past month, increased by 4.64% over the past three months, and risen by 17.74% year-to-date [1]. - The index is part of a series that includes HKT Hong Kong Real Estate, HKT Mainland Consumption, and HKT Mainland Banks, reflecting the overall performance of related securities in the Hong Kong market [1]. Group 2: Index Composition - The top ten holdings in the HKT Mainland Bank Index are as follows: China Construction Bank (31.15%), Industrial and Commercial Bank of China (24.07%), Bank of China (17.23%), China Merchants Bank (10.32%), Agricultural Bank of China (7.87%), CITIC Bank (3.5%), Postal Savings Bank of China (2.56%), Minsheng Bank (1.4%), Chongqing Rural Commercial Bank (0.71%), and China Everbright Bank (0.64%) [1]. - The index is exclusively composed of financial sector stocks, with a 100% representation from this industry [3]. Group 3: Index Adjustment Mechanism - The index samples are adjusted semi-annually, with adjustments occurring on the next trading day following the second Friday of June and December each year [3]. - Weight factors are generally fixed until the next scheduled adjustment, with special circumstances allowing for temporary adjustments [3].

Core Viewpoint - The A-share market is experiencing a significant rally, surpassing 3800 points, driven by substantial inflows of long-term capital, particularly from insurance funds and foreign investments [2][3][4]. Group 1: Market Performance - On August 22, the semiconductor sector surged, leading the Shanghai Composite Index to reach a 10-year high of over 3800 points, with trading volumes exceeding 2 trillion yuan for eight consecutive days [2][3]. - The A-share market has seen a 14.69% increase over nearly 100 trading days, rebounding over 25% from its lowest point [8]. - The total market capitalization of A-shares has surpassed 100 trillion yuan [2]. Group 2: Capital Inflows - Insurance funds have injected over 640 billion yuan into the market in the first half of the year, significantly exceeding the total for the previous year and marking a historical high [3][10]. - In the first half of 2025, foreign capital net purchases of domestic stocks and funds reached 10.1 billion USD, reversing a two-year trend of net selling [12]. - The shift of household deposits to non-bank sectors indicates a trend of retail investors moving funds into the stock market [13]. Group 3: Sector Analysis - The banking sector has seen a remarkable recovery, with Agricultural Bank of China's stock price reaching a historical high, supported by institutional investments [15][16]. - Insurance funds have made significant investments in the banking sector, with 12 out of 30 notable stakes being in banks, highlighting their preference for high dividend yields in a low-interest-rate environment [16][18]. Group 4: Economic Factors - The A-share market's rise is supported by improving economic fundamentals, including a recovery in corporate earnings and consumer price index (CPI) trends [21][23]. - Recent government policies aimed at curbing excessive competition and optimizing supply structures are seen as key drivers for the current market rally [21][22]. Group 5: Investment Trends - Financial institutions are actively researching A-share companies, with a notable increase in foreign institutional interest [26]. - Fund managers are shifting focus towards undervalued stocks with clear recovery trajectories, indicating a strategic repositioning in response to market dynamics [29].

文/王强 二是加强碳核算和环境信息披露工作。邮储银行北京分行创新碳核算使用场景，将碳评级报告的应用场 景从降碳贷利率审批，拓展至驱动碳核算户数的增长，并与普惠业务紧密交织。这种创新绑定，使得碳 核算不再是孤立的数字，而是连接金融普惠与绿色转型的桥梁。预计2025年将新增150户碳核算指标， 增幅显著，为更广泛的绿色金融服务铺平了道路。 点绿成金，为项目注入绿色发展新动能 战略的蓝图，最终要落脚于一个个具体的项目。邮储银行北京分行精准聚焦国家战略导向与首都发展需 求，将金融"活水"引向具有标杆意义的绿色工程。 当金融的脉动与城市的绿色心跳同频共振，邮储银行北京分行正以一笔笔饱含绿意的信贷，在千年古都 的版图上描绘着低碳转型的崭新图景。 截至2025年6月末，邮储银行北京分行绿色贷款余额突破855.48亿元，较年初增长11.14%，占各项贷款 比重达33.63%。这不仅仅是一组跃动的数字，更是邮储银行北京分行将国家"双碳"目标深植于首都发展 沃土，以金融之力守护绿水青山、浇灌金山银山的生动实践。绿色，已成为这家银行服务首都高质量发 展最鲜明的底色。 金融"活水"，润泽京华绿色脉动 邮储银行北京分行深知，绿色金融的 ...

眼下，暑假进入尾声。回顾整个夏日经济，从文旅度假市场火热，到清凉商品焕新畅销，从夜市街头的烟火升腾到影院剧院的精神享受，多样化需求正在 带动各类暑期消费"热力全开"。大江南北呈现出一幅"热"力四射、生机勃勃的繁荣图景。 2025年，从《关于进一步培育新增长点繁荣文化和旅游消费的若干措施》发布，到《提振消费专项行动方案》出台，再到《关于金融支持提振和扩大消费 的指导意见》推出，一系列提振消费政策为我国消费市场向好发展注入强大动能，以金融活水灌溉内需。 邮储银行始终紧跟国家政策导向，通过推出多样化的消费补贴和优惠活动、持续提升支付服务水平、护航消费安全等，助力全面扩大内需，促进消费提质 升级。 "贷"我清凉一夏天 今年夏季格外炎热，"清凉家电"走俏消费市场。 "一台原价近5000元的立式空调，参加国补和邮储银行活动后优惠了700元，还能享受24期0息分期，每个月支付不到160元我就换了新空调，国家政策好， 银行的服务也好！"北京市民胡女士带着母亲在商场挑选了一台新空调，"家里空调用好多年了，趁着以旧换新，给妈妈换一台无风感空调，旧空调终于可 以'退休'了。" 某电器商城数据显示，6月下旬以来，全国新一级能效空调销 ...

金融界2025年8月22日消息，国家知识产权局信息显示，中国邮政储蓄银行股份有限公司取得一项名 为"地理分布式作业的处理方法、系统、装置与可读存储介质"的专利，授权公告号CN116662407B，申 请日期为2023年05月。 天眼查资料显示，中国邮政储蓄银行股份有限公司，成立于2007年，位于北京市，是一家以从事货币金 融服务为主的企业。企业注册资本9916107.6038万人民币。通过天眼查大数据分析，中国邮政储蓄银行 股份有限公司共对外投资了30家企业，参与招投标项目5000次，财产线索方面有商标信息1214条，专利 信息943条，此外企业还拥有行政许可99个。 本文源自：金融界 作者：情报员 ...

近日，工行在此轮行情中已经回撤了近10%，招商银行回撤了11%，其他大多数银行的回撤幅度都相当 可观，但是近期农业银行和邮储银行异军突起，不仅不调整，反而连续上涨。 而县域经济中，居民资产中配置房地产的比例是较低的，在那一轮史无前例的房地产市场井喷中，城市 居民把自己的积蓄大多压在房地产上，但是县域经济中，尤其城乡接合部，相对要冷静一些，因为当时 毕竟农村人的积蓄较低，收入较低，银行对他们的授信也很谨慎，并且当时对于农村居民按揭买房的政 策尚没有明确，农村居民无法加杠杆，所以他们手中房地产资产并不多，所以此轮房地产下跌，对他们 影响相对不大。 由此，他们的消费和投资就要相对活跃一些，尽管中小企业经营压力也大，打工收入也在减少，但是县 域经济城乡接合部里的体制内收入稳定，消费物价较低，这导致他们的消费也会更加进取一些。那么在 金融交易中，他们更加倾向于活期存款，而不是定期存款，由于投资和消费相对活跃，贷款需求较高， 利率较高，存款成本低，那么净息差相对较高。 这些可以从他们的经营数据中体现出来。 去年，农业银行以4.7%的净利润增速在六大行中居首，主要受益于县域经济的深度挖掘。 而邮储银行以1.87%的净息差领 ...

本文源自：金融界 金融界2025年8月22日消息，国家知识产权局信息显示，中国邮政储蓄银行股份有限公司取得一项名 为"数据迁移的处理方法、装置与计算机可读存储介质"的专利，授权公告号CN114328462B，申请日期 为2021年12月。 天眼查资料显示，中国邮政储蓄银行股份有限公司，成立于2007年，位于北京市，是一家以从事货币金 融服务为主的企业。企业注册资本9916107.6038万人民币。通过天眼查大数据分析，中国邮政储蓄银行 股份有限公司共对外投资了30家企业，参与招投标项目5000次，财产线索方面有商标信息1214条，专利 信息943条，此外企业还拥有行政许可99个。 作者：情报员 ...

| 代码 | 名称 | 主力净流入 (元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601658 邮储银行 | | -199.96万 | -0.16% | 2360.50万 | 1.91% | -2160.54万 | -1.74% | | 601939 建设银行 | | -3603.16万 | -3.07% | 1700.23万 | 1.45% | 1902.93万 | 1.62% | | 601398 工商银行 | | -6430.00万 | -2.21% | 4180.82万 | 1.44% | 2249.17万 | 0.77% | | 601988 中国银行 | | -7938.75万 | -4.24% | -6691.73万 | -3.58% | 1.46/Z | 7.82% | | 601328 交通银行 | | -1.14亿 | -10.57% | 2637.48万 | 2.44% | 8804.97万 | 8.14% | | 6012 ...

一、核准海超中国邮政储蓄银行股份有限公司昆明市分行副行长的任职资格。 二、中国邮政储蓄银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国邮政 储蓄银行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任 的，本批复文件失效，由决定机关办理行政许可注销手续。 2025年8月15日，云南金融监管局发布批复称，《中国邮政储蓄银行股份有限公司云南省分行关于对海 超昆明市分行副行长任职资格审核的请示》（云邮银请〔2025〕9号）收悉。经审核，现批复如下： 三、中国邮政储蓄银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立 风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 ...